₦airaland Forum

Yes you are correct. First bank is useless cos I know there customer care or the stupid group called diaspora officers are the most useless in the world. I am talking from experience.

Atmmachine:
When i hear people say that Nigeria is the most corrupt country on earth, I just laugh at them.

USA is the home of theives and scammers.
They don't need to see your debit card or credit card to hack them.
If you make a purchase in any mall or shop and use your debit card to pay, there's what is called a skimmer that records every information on your card.
The hacker will use it on Best buy or Walmart (The easiest shop to scam). They will make a purchase online, they will immediately change the home delivery option to pick up because if the address on the card don't match the shipping address they will not send your item. They will go to Best buy or Walmart and pick up the item they purchased online.
There's a chip in every card that every phone detects automatically that's what apple wallet is, you just show your iPhone to the POS machine and it will detect your card.

I have seen professional scammers here in the USA.
From Tax refund scam to using someone social security card.
Once a person dies, the hackers will hack into the system, collect his/her social security number and sell it to illegal immigrants.

If your card was issued by any USA bank, they will give you back your money even if it is $60, 000

Quick question everyone, so if I use the OPs card to buy things on Aliexpress, will someone say I've stolen it?? I think the OP is an ignorant person- wouldn't want to say foolish, since that will be considered an insult

Card name:AKINOLA GBENGA
Card Pan:5399 2320 5893 0170
Expiry date: 12/17


In all fairness, this data is sufficient to shop in over 1000 stores on the internet.

@OP, no insult intended, you're too dumb to use the technology. Cc@ ga040

@Moderator, please delete or mask out these details on all posts.

Its a pity the banks refunded you, you do not deserve it

Cc: Seun, cc lalastica

CIA12345:
I am very grateful that this get to Niaraland. First Bank is not a bank to entrust your money or anything with because there customer care is the world worst. I am living in US and my Master card expired and contacted FirstContact for renewer of my card. The issue of the card is on now for more than eight month. Bros please close the account from First Bank they are useless. I just don't want to name the people I contact here on Nairaland for security reason if not i would have put their names and email here for the world to see how useless they are. I will copy this link to the next email I will send to them to see how their life turn to. They are not suppose to be called First Bank their name should be Last Bank.

I don't know your issue with them, but u deserved to be treated the way they're treating you. You're advising the guy to close his account, why not close yours? So because your bank- last bank have not renewed your card for 8months, someone else with a separate issue should close his account, who forbids you from closing yours?? Learn to think before speaking, it will do you a lot of good

CIA12345:
Yes you are correct. First bank is useless cos I know there customer care or the stupid group called diaspora officers are the most useless in the world. I am talking from experience.

Learn to read, what you quote and what you're saying are totally different? Channel your frustration elsewhere

all4naija:
Shut the F up! By the time I read the OP there was nothing like refund there. So get off my comment, you bighead!

Well, you gave yourself out, you're a kid. Grow up! When you grow up, you'll learn not to return comments with insults.

akike:
Yes. It was returned to the account after series of emails and phone calls

So when refunds are made, it's because the bank stole the money

There are rules regarding card and refunds, learn before u speak.

moneybag100:
First bank should be liable for this stolen fund....if it was a USA bank that issued the card, I know your charge back would have gone smoothly. Everything with Nigeria is headache. If the merchant didn't want to release easily, first bank can file a case against it.

Not true, the OP is talking about ATM card and not credit card...credit cards have more protections, but ATM cards, not as much, even in the US.

ga040:
THANK YOU ALL FOR YOUR SUPPORT AND ADVICE, MY MONEY HAVE BEEN REFUND BACK TO MY ACCOUNT, I REALLY APPRECIATE YOUR COMMENTS ... GOD BLESS US ALL IJN AMEN.

Congrats on the quick refund. But I think you should lodge a formal complaint with the appropriate authority apart from the bank involved. If you don't, they will soon do the same thing to another customer.
Please, I encourage you to alert the authorities by filing a formal complaint. Someone inside the bank or at the Nest Buy Store might hacked your account, done something fishy, or why was the money so swifty returned?

Atmmachine:
When i hear people say that Nigeria is the most corrupt country on earth, I just laugh at them.

USA is the home of theives and scammers.
They don't need to see your debit card or credit card to hack them.
If you make a purchase in any mall or shop and use your debit card to pay, there's what is called a skimmer that records every information on your card.
The hacker will use it on Best buy or Walmart (The easiest shop to scam). They will make a purchase online, they will immediately change the home delivery option to pick up because if the address on the card don't match the shipping address they will not send your item. They will go to Best buy or Walmart and pick up the item they purchased online.
There's a chip in every card that every phone detects automatically that's what apple wallet is, you just show your iPhone to the POS machine and it will detect your card.

I have seen professional scammers here in the USA.
From Tax refund scam to using someone social security card.
Once a person dies, the hackers will hack into the system, collect his/her social security number and sell it to illegal immigrants.

If your card was issued by any USA bank, they will give you back your money even if it is $60, 000

Hehehe bros person wey beer travel no sabi naa, why you casting some steps, the two states he went to is a hot states of scammers too, Boston and NY, do am for Houston and see if they will not take even the last penny in your account.

You're right bro

Atmmachine:
When i hear people say that Nigeria is the most corrupt country on earth, I just laugh at them.

USA is the home of theives and scammers.
They don't need to see your debit card or credit card to hack them.
If you make a purchase in any mall or shop and use your debit card to pay, there's what is called a skimmer that records every information on your card.
The hacker will use it on Best buy or Walmart (The easiest shop to scam). They will make a purchase online, they will immediately change the home delivery option to pick up because if the address on the card don't match the shipping address they will not send your item. They will go to Best buy or Walmart and pick up the item they purchased online.
There's a chip in every card that every phone detects automatically that's what apple wallet is, you just show your iPhone to the POS machine and it will detect your card.

I have seen professional scammers here in the USA.
From Tax refund scam to using someone social security card.
Once a person dies, the hackers will hack into the system, collect his/her social security number and sell it to illegal immigrants.

If your card was issued by any USA bank, they will give you back your money even if it is $60, 000

Mine is a month plus now, my Access Bank card was used in Netherlands, all my money gone, they keep on trying till my card got blocked. I fill the charge back form, but I'm yet to receive my money. The last alert I received was at dellmont in Luxembourg after my card was blocked. What should I do to get my money back?

ga040:
My First Bank Mastercard Was Compromised In The United States of America [RESOLVED]

I reside in Lagos Nigeria, I came to United States for Holiday.

My ATM Master Card with 1st Bank [ FIRSTCASH ] number valid thru 12/17 was compromised in NEW YORK and while i was in ATLANTA GEORGIA ,on Tuesday 05/05/20015 which i received an ALERT that i made use of my MASTER CARD which i did not and I made a complain regarding this issue so that my Master Card should be BLOCKED.

The TOTAL money that was remove from my MASTER CARD was #421,341.9 [$2,000 plus] with reference /
MAY-2015 14:02:20 [ 9AM Atlanta time ] By FBN/BEST BUY 00010280/ NEW YORK/NY/U. BAL NGN 153,285.61CR

My Master Card was debited Twice ... I called BEST BUY company about this incident that my MASTER CARD has been COMPROMISED and i was told to contact my Financial Institution.I came back to Nigeria on June 2015 and whereby i have contacted my 1st Bank branch and i was told that the Merchant company decline from refunding money that was compromised from my Account through my ATM card and I was told in my branch that [ 1st Bank ]will not do anything to the money stolen.

Please house i need your help on how to go about to recovery of my stolen money, from 1ST Bank of Nigeria.

Sorry for your loss Dude.
However I observed that you are too ignorant on simple security issues as regards payment cards. As at yesterday you had all your PAN (the numbers on card face) listed here, including the expiry date, meanwhile anybody in the know could have used those digits you freely listed to scam you again.
Only your bank officials should have your card details if you are making such a complaint.
The truth is that the way you go about exposing your card details, anybody could have used your details to shop online non-stop till the funds are finished, especially in the US market that is not EMV complaint to standard PCIDSS.
The best thing is even to beg Seun to delete this thread because it is a clear evidence that you personally violated your card security.

erekoshe:
So when refunds are made, it's because the bank stole the money

There are rules regarding card and refunds, learn before u speak.

Sorry but I insist


When money is withdrawn from your account anyhow without your consent , it is called theft. It doesn't matter whether it is refunded or not

Do not quote me again. You are beginning to irritate me

akike:
Sorry but I insist


When money is withdrawn from your account anyhow without your consent , it is called theft. It doesn't matter whether it is refunded or not

Do not quote me again. You are beginning to irritate me

And only the bank ja responsible for theft


I have to quote u, try to learn.. Listen to others and listen to yourself

enoks:
. This post of yours just lacks substance. Do you understand how liability draws? On what basis are u ascribing liability to firstbank? To make matters worse you are decieving urslf that if it were a US bank it would v been different...you will continue to be slave to the western world. If you do not understand processes,seek clarification rather than display crass ignorance. Were there is a password compromise the issuing bank is not liable even if ur account is swept to the last naira...compare the card pan with that on the debit narration on ur statement,if there are same then there is nothing anyone can do for you and if u waste your money seeking redress in court then you will be double shocked. OP do your home work first before you make a wrong decision and seek opinion from better sources before peole will ill-advice u.if it was a case of issuing a card on ur acct to someone else then you have a case, otherwise hmmm.

With all you typed I must say you are crazy psychopath. Idiot

Laredojohn:
ITS DONE BY IT PEOPLE IN THE BANKS, THEY HACK INTO CUSTOMERS CARD DETAILS, AND SEND TO THEIR CO FRAUDSTERS OUTSIDE NIGERIA WHO USE IT FOR PURCHASES IN STORES AND ONLINE WITH A CLONED CARD

you dont comment on issues when you are ignorant of process surrounding it. yes we know fraud is internal and external..but it will surprise you to know that bank staff don't have access to customers full details of cards. back to the main issue.. the affected person must have used his card on a pos in the US. fraudsters can implant a skimming device on the pos of a merchant without the merchant knowing... then subsequent users of that pos will have their details captured by the skimming device which the fraudster use to gain unauthorize access to making purchases via web with the card details.... in most develop countries.. ppl prefer to using prep
aid cards and get it block after usage to avoid fraud. the said merchant would have declined it because he Actaully released goods to the fraudster who used the hacked card details to make web purchase. chargeback have duration of 90days of which when elapsed with the merchant bank declining the complaint. the Nigerian bank is no longer liable. fraud is even rampant in the said developed countries

request for a new card asap. @ga040
Yankee tech pass ours. someone used her ATM card to withdraw and luckily, her balance was 6k. next day, her card was used. stuff was cloned.

ga040:
My First Bank Mastercard Was Compromised In The United States of America [RESOLVED]

I reside in Lagos Nigeria, I came to United States for Holiday.

My ATM Master Card with 1st Bank [ FIRSTCASH ] number valid thru 12/17 was compromised in NEW YORK and while i was in ATLANTA GEORGIA ,on Tuesday 05/05/20015 which i received an ALERT that i made use of my MASTER CARD which i did not and I made a complain regarding this issue so that my Master Card should be BLOCKED.

The TOTAL money that was remove from my MASTER CARD was #421,341.9 [$2,000 plus] with reference /
MAY-2015 14:02:20 [ 9AM Atlanta time ] By FBN/BEST BUY 00010280/ NEW YORK/NY/U. BAL NGN 153,285.61CR

My Master Card was debited Twice ... I called BEST BUY company about this incident that my MASTER CARD has been COMPROMISED and i was told to contact my Financial Institution.I came back to Nigeria on June 2015 and whereby i have contacted my 1st Bank branch and i was told that the Merchant company decline from refunding money that was compromised from my Account through my ATM card and I was told in my branch that [ 1st Bank ]will not do anything to the money stolen.

Please house i need your help on how to go about to recovery of my stolen money, from 1ST Bank of Nigeria.

This same thing happened to me through my diamond bank card. Shopped at a store in New York as well, think one of the sales person cloned my card ( I suspect) ... Was home days later and received alert that my card was used to make a purchase at Nordstrom ( luxury store) over $500 gone from my card, debit was about N108,000 or so as I recall. Immediately called my bank, card was blocked, investigation launched,followed the issue up when I got back to nigeria. 95% of the Money was refunded back to my card after two months of consistently following the case up. Haven't used my diamond bank card since then, fear is real lol! I'm like, if my card can be easily cloned then their bank cards are definitely very susceptible to fraud.