₦airaland Forum

chuksmad:
The same with sterling bank, you must use your token for transaction, which is more secure

arabianights:
yeah!! thats a good one but for some one to claim giving his bvn lead to clearing account is just not it.as am talking to you now, i dont have on line banking or even atm !!! i worked in the bank and know the great disadvantages as well as advantages of this.

am just into traditional banking.highest i can go for is a card account where i will just put money i might need when i travel out.Even this card account get im own issue.Nigeria n banks are just to ready to spend money to secure their customers .i was discissing with a staff of HSBC one time and realised that the reason for these high rates of on line fraud is because nigerian banks are not willing to spend money on somesecurity measures/soft wares out there at our own detriment

DobraDobra:
Well u were scamed just because u were not a little careful we have been informed of what our banks will ask from us. Anyway on same stanbic I live abroad and got mails dat I need to send bvn coss to dem I have not done it but I have other bank accounts and I have done my bvn with dem so I just need to send my numbers to stanbic so d website dey gave me was not going through so I called and ask for d form to be scaned to be but to my shock dey scaned a filled form belonging to someone with names dob account numbers address just all u need to get to d persons account waoh free access free money . I called dem bk told dem d horror I called d persons number in nija told. Person wat happen to go to his bank and tell dem coss it may get to wrong hang and his money will go. Stanbic appoligised to me for d error but it was a careless one. I could have easily milk d guy off

JAZES:
One of our readers sent this in and i think its very important that you all go through it so that you dont fall victim too because this is to real for someone not to fall victim. Kindly read below:

“From a friend……..Good morning
Please read this carefully, it may save you a few hundred, or a few thousand, or may be a few million bucks. It’s a personal experience, a true event that happened this afternoon. I am Sunday Adewole, I just fell victim of fraudsters a few hours ago. I am an account holder with StanbicIBTC bank, I am trying to put fund together to pay for my daughter’s tuition fee in CU in which case the institution already resumed last week. Yesterday afternoon, I got a call from somebody purportedly from StanbicIBTC who said “Am I speaking with Dr. Adewole” (called out my other names) to which I answered in the affirmative. He said he called in respect of my BVN which I was observed not to have done, I replied that I already had it done with Skye bank and he said the bank will send me a link so that my account with Stanbic will be linked with the BVN. True to our conversation, I receive a message from StanbicIBTC in which an OTP was sent to my phone. A few minutes later, he called to ask if I got the the SMS, I told him yes but I can’t do anything about it cos I was driving. He said no problem I should call out the numbers which I did and he thanked me for my cooperation in a customer service manner. I heard nothing since then till this afternoon at precisely 13:00 hrs when I received a SMS from StanbicIBTC informing me of a debit transaction which cleared my account to the lowest thousand, i.e. I was left with a paltry N685 (six hundred and eighty five naira). I called my account officer who confirmed to me that I have fallen victim of fraudsters and he checked up on my account and saw that the recipient acct is in First Bank. My puzzle is how did they get my account details? How were they able to generate an OTP to my phone. I am waiting to see what my bank would do on it. In the mean time, please be aware of what the 419 people can do. I’ll keep you posted on any new development.”
http://www.onlineleaks247.com/index.php/2015/11/02/on-going-bvn-scam-even-the-most-cautious-person-will-fall-for-this-one/

CC: lalasticlala
lala, kindly put this out there to keep people informed. Thanks

ken4jj:
You are right. BVN has nothing to do with the OTP. They just tried their luck using the BVN talk, unfortunately, the op did not think through and he fell for it. It can happen to anybody especially when you are off guard and unsuspecting.
Did you say you don't even have an ATM card? waoo. I hate banking halls so much that for the past six years, i have not gone inside the banking hall to deposit or withdraw. I do online banking all through and use ATM to withdraw.

Soneh:
these guys are getting more innovative everyday,i just laugh whenever i hear some people say they can't 'fall mugu' .just pray to god you don't fall into their hands because boys don vex and dem dey upgrade everyday..
op sorry and i pray those bastards are nabbed soonest

cirmuell:
I can't 'fall mugu'.

JAZES:
One of our readers sent this in and i think its very important that you all go through it so that you dont fall victim too because this is to real for someone not to fall victim. Kindly read below:

“From a friend……..Good morning
Please read this carefully, it may save you a few hundred, or a few thousand, or may be a few million bucks. It’s a personal experience, a true event that happened this afternoon. I am Sunday Adewole, I just fell victim of fraudsters a few hours ago. I am an account holder with StanbicIBTC bank, I am trying to put fund together to pay for my daughter’s tuition fee in CU in which case the institution already resumed last week. Yesterday afternoon, I got a call from somebody purportedly from StanbicIBTC who said “Am I speaking with Dr. Adewole” (called out my other names) to which I answered in the affirmative. He said he called in respect of my BVN which I was observed not to have done, I replied that I already had it done with Skye bank and he said the bank will send me a link so that my account with Stanbic will be linked with the BVN. True to our conversation, I receive a message from StanbicIBTC in which an OTP was sent to my phone. A few minutes later, he called to ask if I got the the SMS, I told him yes but I can’t do anything about it cos I was driving. He said no problem I should call out the numbers which I did and he thanked me for my cooperation in a customer service manner. I heard nothing since then till this afternoon at precisely 13:00 hrs when I received a SMS from StanbicIBTC informing me of a debit transaction which cleared my account to the lowest thousand, i.e. I was left with a paltry N685 (six hundred and eighty five naira). I called my account officer who confirmed to me that I have fallen victim of fraudsters and he checked up on my account and saw that the recipient acct is in First Bank. My puzzle is how did they get my account details? How were they able to generate an OTP to my phone. I am waiting to see what my bank would do on it. In the mean time, please be aware of what the 419 people can do. I’ll keep you posted on any new development.”
http://www.onlineleaks247.com/index.php/2015/11/02/on-going-bvn-scam-even-the-most-cautious-person-will-fall-for-this-one/

CC: lalasticlala
lala, kindly put this out there to keep people informed. Thanks

Hero10001:
OTP is exclusive to mastercard, Visa uses ipin.
Op was robbed by a friend or a family member.

Bluffly:
Point of correction, OTP is not exclusive to MasterCard, or visa. OTP is simply for transaction verification, which could either be a cash or non-cash transaction. Internet banking also uses OTP to authorise any activity.

Greenbuoy:
Won ti se kini yen fun boda Sunday.

Hero10001:
you may be right but you are wrong.
I've got both debit card types and i'm talking from experience.
With Visacard, you'll need an ipin for any online transaction while with Mastercard, OTP is certain.
visa card ipin is different to the normal visa card pin just as otp is not a mastercard's pin, gerrit?

Kelklein:
5ive undeniable Facts of Life :

1. Don't educate your children to be rich. Educate them to be Happy so when they grow up, they will know the value of things and not the price.

2. Best awarded words in London ...
"Eat your food as your medicines. Otherwise, you have to eat medicines as your food"

3. The One who loves you will never leave you because even if there are 100 reasons to give up, he/she will find one reason to hold on.

4. There is a lot of differences between human being and being human. A Few understand it.

5. You are loved when you are born; You will be loved when you die; In between, You have to manage...!

*****

If you want to Walk Fast, Walk Alone..! But if you want to Walk Far, Walk Together..!!

We all are tourists & God is our travel agent who already fixed all our Routes Reservations & Destinations So! Trust him & Enjoy the "Trip" called LIFE...

have a wonderful day!

Rich4god:
The fraudsters must have gotten hold of your ATM details or internet banking details.... Or probably an insider must have been part of the scam as to how did they get to know her phone number...

JAZES:
..

Kelklein:
5ive undeniable Facts of Life :

1. Don't educate your children to be rich. Educate them to be Happy so when they grow up, they will know the value of things and not the price.

2. Best awarded words in London ...
"Eat your food as your medicines. Otherwise, you have to eat medicines as your food"

3. The One who loves you will never leave you because even if there are 100 reasons to give up, he/she will find one reason to hold on.

4. There is a lot of differences between human being and being human. A Few understand it.

5. You are loved when you are born; You will be loved when you die; In between, You have to manage...!

*****

If you want to Walk Fast, Walk Alone..! But if you want to Walk Far, Walk Together..!!

We all are tourists & God is our travel agent who already fixed all our Routes Reservations & Destinations So! Trust him & Enjoy the "Trip" called LIFE...

have a wonderful day!

Bluffly:
Please do not argue. Let me enlighten you where you got it wrong.

Mastercard and Visa introduced a security code which is called Securecode for Mastercard and ipin for Visa card. Now, SecureCode does not come to your phone, it is a password secretly known to you generated by processes that vary from bank to bank while Ipin is being done at ATM's. OTP means One-time-Password which could be in soft mode of hardware. You can either generate OTP with an Hardware or you receive it via sms, this also vary from bank to bank with different limits. For example Stanbcibtc uses SMS OTP, while Zenith and most banks uses SMS OTP and Hardware.

As I have said OTP is used in authorising either a cash transaction or a non-cash transaction. Example of cash transaction is using your card online or internet banking transfer of funds, a noncash transaction could be like adding a beneficiary to your internet banking.

I hope my explanation is clear enough. If you've got both cards and experience, I'm also happy to bring to your notice that I have managed ATM cards when I was at intercontinental bank(Defunct). I also have all the cards and have internet banking for all my accounts which I use day in day out. I am a staunch supporter of cashless transactions. Please take correction.

It will also interest you to know that SecureCode is being disable on use of MasterCard which I think same goes for Visa card to be using OTP always. Policy keeps changing.

Cheers

JAZES:
One of our readers sent this in and i think its very important that you all go through it so that you dont fall victim too because this is to real for someone not to fall victim. Kindly read below:

“From a friend……..Good morning
Please read this carefully, it may save you a few hundred, or a few thousand, or may be a few million bucks. It’s a personal experience, a true event that happened this afternoon. I am Sunday Adewole, I just fell victim of fraudsters a few hours ago. I am an account holder with StanbicIBTC bank, I am trying to put fund together to pay for my daughter’s tuition fee in CU in which case the institution already resumed last week. Yesterday afternoon, I got a call from somebody purportedly from StanbicIBTC who said “Am I speaking with Dr. Adewole” (called out my other names) to which I answered in the affirmative. He said he called in respect of my BVN which I was observed not to have done, I replied that I already had it done with Skye bank and he said the bank will send me a link so that my account with Stanbic will be linked with the BVN. True to our conversation, I receive a message from StanbicIBTC in which an OTP was sent to my phone. A few minutes later, he called to ask if I got the the SMS, I told him yes but I can’t do anything about it cos I was driving. He said no problem I should call out the numbers which I did and he thanked me for my cooperation in a customer service manner. I heard nothing since then till this afternoon at precisely 13:00 hrs when I received a SMS from StanbicIBTC informing me of a debit transaction which cleared my account to the lowest thousand, i.e. I was left with a paltry N685 (six hundred and eighty five naira). I called my account officer who confirmed to me that I have fallen victim of fraudsters and he checked up on my account and saw that the recipient acct is in First Bank. My puzzle is how did they get my account details? How were they able to generate an OTP to my phone. I am waiting to see what my bank would do on it. In the mean time, please be aware of what the 419 people can do. I’ll keep you posted on any new development.”
http://www.onlineleaks247.com/index.php/2015/11/02/on-going-bvn-scam-even-the-most-cautious-person-will-fall-for-this-one/

CC: lalasticlala
lala, kindly put this out there to keep people informed. Thanks