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Nairaland Forum / Nairaland / General / Business / Will Nigerian Banks Ever Start Issuing Credit Cards? (15379 Views)
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Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by Caracta(f): 7:03am On May 13, 2016 |
Is there a Nigerian bank that does not issue credit cards? 1 Like |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by SaiBuharii: 7:04am On May 13, 2016 |
Virtually all banks do. 1 Like |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by Nobody: 7:05am On May 13, 2016 |
Caracta:None that I know of. Foreign banks literarily beg people to come get their credit cards. I'm not talking about prepaid debit cards o! |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by RichYoungNigga: 7:06am On May 13, 2016 |
iomoge2: Do you know what a credit card is ?? I doubt |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by fulfillment2020(m): 7:06am On May 13, 2016 |
Most people saying Nigerian banks issue credit cards don't know the difference between credit and debit cards. What our banks issues are debit cards. |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by RichYoungNigga: 7:07am On May 13, 2016 |
Caracta: Please, stop showing your ignorance. Big girl for mouth. What Nigerian banks issue is ATM card. Wow, big girl |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by Nobody: 7:08am On May 13, 2016 |
RichYoungNigga:A lot of people confuse credit cards with the ATM debit cards. |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by Caracta(f): 7:09am On May 13, 2016 |
StillBrandnew: They do (most likely 90% of them). I have one. Foreign banks have embraced cashless policy and sophisticated tech to monitor and track their customers. Nigeria is not there yet. They won't even pay up their loans. But we surely have credit cards in Nigeria. |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by hresso: 7:11am On May 13, 2016 |
Thought they are already doing that. |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by Caracta(f): 7:11am On May 13, 2016 |
StillBrandnew: I sure know the difference. The availability of credit card is very very low compared to debit card...but banks issue them. |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by wayodude(m): 7:12am On May 13, 2016 |
Hahahahahahahahahahaha I only read the title of this thread but Hahahahahahahahahahahahaha You try... Okay serious now. Is there an operational credit checking system in Nigeria that enables potential lenders determine an applicants risk profile such as experian? |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by RichYoungNigga: 7:13am On May 13, 2016 |
StillBrandnew: ATM card is not debit cards. Atm card is a card issued by your bank and you can be able to use the money you have in your bank account. Debit card is a card you buy in the store or order it online (example is Bluebird debit card, Accountnow, Brinks prepaid card) and the only way you can put money in them is to go to Walmart, Kmart, Dollar tree or Dollar family, hand them over the money you want to add to it 1 Like |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by carpenter(m): 7:14am On May 13, 2016 |
RichYoungNigga: What Nigerian banks issue are credit, debit and prepaid and probably a host of others. Any card that can be used at an ATM, is an ATM card...gosh! 4 Likes |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by fulfillment2020(m): 7:15am On May 13, 2016 |
RichYoungNigga:It's not called ATM card, its called Debit card. Wow, Big boy. 4 Likes |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by carpenter(m): 7:16am On May 13, 2016 |
fulfillment2020: You can imagine....lol Ignorance is bliss 1 Like |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by Caracta(f): 7:16am On May 13, 2016 |
RichYoungNigga: ATM card? Ain't they all ATM cards since they are used on ATMs? Educate me bro. Do we have cards separately for ATMs and another for POS and other alternative channels? 2 Likes |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by carpenter(m): 7:17am On May 13, 2016 |
RichYoungNigga: An ATM card is any payment card issued by a financial institution that enables a customer to access an automated teller machine (ATM) in order to perform transactions such as deposits, cash withdrawals, obtaining account information, etc. source:https://en.wikipedia.org/wiki/ATM_card 1 Like |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by chigutz(m): 7:18am On May 13, 2016 |
Banks have started issuing Credit Card buh based on request. I know for sure dat Fidelity Bank issues credit card |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by Marley01(m): 7:18am On May 13, 2016 |
StillBrandnew: |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by tmcleo2k2(m): 7:18am On May 13, 2016 |
seen 1 Like |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by wayodude(m): 7:19am On May 13, 2016 |
Caracta: All debit cards are ATM cards but not all ATM cards are debit cards. 3 Likes |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by rodbel(m): 7:20am On May 13, 2016 |
StillBrandnew: Visit a FirstBank branch and ask for a Naira Credit Card. You must have an account with them thou. |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by Reference(m): 7:20am On May 13, 2016 |
Without a credit history checking system, no way, and that depends on the establishment of a national financial data base which is not there. However the BVN can be an important start. |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by BJ0SE(m): 7:24am On May 13, 2016 |
Story for the God's. Icecomrade: |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by GROOOVE(m): 7:24am On May 13, 2016 |
for where? This 'fascinatingly corrupted' country even mtn and co are regretting bringing up the borrow airtime idea 1 Like |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by Nobody: 7:25am On May 13, 2016 |
RichYoungNigga:Yes I get you. You ATM card is still a debit card in the sense that the money is already there in your account. That's what makes the difference when compared to a credit card. |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by Eneze1(f): 7:28am On May 13, 2016 |
Nigeria banks do issue credit card. I have one from First bank |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by unongu(m): 7:30am On May 13, 2016 |
I have been enjoying FCMB Credit card services for two years now and still counting... The credit cards are there for the taking, you just have to be worthy of it. |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by RichYoungNigga: 7:33am On May 13, 2016 |
This is an Atm card. It is issued by your bank. You can't buy it in the store. You can't add money on it 2 Likes
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Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by ogbo17: 7:35am On May 13, 2016 |
Skye Bank is issuing credit card for Naira and USD account. |
Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by RichYoungNigga: 7:36am On May 13, 2016 |
This is a debit card. You only buy it in the store or order it online. It is not issued by the bank. You can only add money to it by going to Walmart or Dollar Family and giving them the money you want them to put in it. Smh 2 Likes
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Re: Will Nigerian Banks Ever Start Issuing Credit Cards? by AbiodunHaruna: 7:36am On May 13, 2016 |
They have been issuing credit card since last year to loyal customers. I have a functioning credit card from Diamond bank. I think the writer of this article should have gotten his or her facts right before publishing. 1 Like |
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