| Re: ATM Scam: The New Method by musicwriter(m): 5:27pm On Apr 11, 2017 |
Riddler32:
Not really. i stand to disagree with you because no verification was carried out during the activity. what special security check was done? May be you're not in Nigeria or don't know what information that was required to issue the BVN. Every Nigerian who registered for the BVN have his/her name, address, photo, finger print, bank accounts, phone number, e.t.c on a national database. All what the banks and the law enforcement agencies need is harmonize the data and they'll be able to solve issues such as raised by the OP in a matter of minutes or hours. |
| Re: ATM Scam: The New Method by Riddler32: 5:31pm On Apr 11, 2017 |
OlajumokeBread:
You still live in Ogun state Not really Miss Olajumoke. I pass through Ogun state to meet up with obligations, bring back greens and chicken to roast. Coming to think of it, Is there an airport in Ogun State? Cash back is not a common trend in Nigeria at the moment. Whenever you visit Nigeria, try and mention cash back to a cashier and store manager, you will end up as amusement and entertainment to them. Sorry on using the word "tits" in the previous comment. |
| Re: ATM Scam: The New Method by Bimpe29: 5:32pm On Apr 11, 2017 |
That go dey painful, sorry dude. |
| Re: ATM Scam: The New Method by Riddler32: 5:36pm On Apr 11, 2017 |
musicwriter:
May be you're not in Nigeria or don't know what information that was required to issue the BVN. Every Nigerian who registered for the BVN have his/her name, address, photo, finger print, bank accounts, phone number, e.t.c on a national database. All what the banks and the law enforcement agencies need is harmonize the data and they'll be able to solve issues such as raised by the OP in a matter of minutes or hours. When i visited Nigeria during the period of BVN registration, i humbly carried out the activity. To my utmost surprise, i did finger print, filled the form, no verification on address used, sat calmly and took the snap shot as instructed. My point is can you verify most of information provided on the national database? such as contact address |
| Re: ATM Scam: The New Method by Rhayour: 5:38pm On Apr 11, 2017 |
slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.
Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.
I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.
My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.
The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.
tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.
Please be careful everyone.
From a pained member. 
The investigation will be easy, at least the fund must have been transferred to another account if it was done by POS/WEB . So with the era of BVN. ur bank should be able to track the culprit 1 Like |
| Re: ATM Scam: The New Method by Slimb001: 5:47pm On Apr 11, 2017 |
slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.
Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.
I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.
My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.
The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.
tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.
Please be careful everyone.
From a pained member.
Till our bank system is fully secured, I will advice you stop leaving too much money on your account registered for your ATM card. leaving 1k on ur ATM card account is okay and transfer the rest to your other accounts not linked to the ATM card. When you require money, you can go online and transfer the actual amount you require & use, leaving behind the 1K. Also NB: 1. for GTbank You don't need a token/OTP to transfer from your other accounts to your ATM linked acct. 2. Some banks will want to link both accounts, Please note that it is your right to choose the account you want for your ATM Card, if they rewfuse to do it, close the acct. and go to a bank that will. As you have reported to GTBANK....Please if you have some1 working in CBN, also inform him / her and they will see hw they can help reduce the 45days. All the best in getting back your money. 3 Likes |
| Re: ATM Scam: The New Method by onatisi(m): 5:47pm On Apr 11, 2017 |
OlajumokeBread:
New scam ??
You're new to using ATM cards
Who doesn't know that you can go to a store, buy a $3 chewing gum and tell them to do a $8,000 cash back,
they would withdraw the $8,000 from the pos and hand it to you
You're obviously a new ATM card user
You can use someone's ATM card to buy anything without putting your pin
After the purchase, choose credit instead of debit and it won't require your pin Are u serious about this? 1 Like |
| Re: ATM Scam: The New Method by OlajumokeBread(f): 5:50pm On Apr 11, 2017 |
onatisi:
Are u serious about this? No I'm scissors |
| Re: ATM Scam: The New Method by Klington: 5:51pm On Apr 11, 2017 |
Idongerrite, are you saying the money was transferred by someone who didn't know ur account details. 1 Like 
|
| Re: ATM Scam: The New Method by Foxykevo(m): 5:54pm On Apr 11, 2017 |
slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.
Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.
I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.
My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.
The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.
tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.
Please be careful everyone.
From a pained member.
|
| Re: ATM Scam: The New Method by dingbang(m): 5:55pm On Apr 11, 2017 |
sekem:
Hmmm...
I think what you really meant to say was "if I were crooked back then..."
Now, considering the fact that you even think copying out the ATM card number and _CVV of someone who trusted you is actually a SMART move, I think you have been CROOKED the whole time. lol cmon.. U know these times are hard.. Anyone can be prone to committing one sort of crime or the other |
| Re: ATM Scam: The New Method by musicwriter(m): 5:56pm On Apr 11, 2017 |
Riddler32:
When i visited Nigeria during the period of BVN registration, i humbly carried out the activity. To my utmost surprise, i did finger print, filled the form, no verification on address used, sat calmly and took the snap shot as instructed.
My point is can you verify most of information provided on the national database? such as contact address And my point is the banks can do that, if they understand the essence of the BVN. Again, the banks and police need nothing more than the information provided during BVN registeration to nab financial frauds in Nigeria. |
| Re: ATM Scam: The New Method by ebuclassic18(m): 5:57pm On Apr 11, 2017 |
slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.
Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.
I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.
My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.
The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.
tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.
Please be careful everyone.
From a pained member.
calm down bro they will simply trace to account the money is transferred to 2 Likes |
| Re: ATM Scam: The New Method by nkowaputa(m): 6:02pm On Apr 11, 2017 |
slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.
Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.
I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.
My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.
The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.
tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.
Please be careful everyone.
From a pained member.
Was ur card stolen? Do u remember where u used it last? Last night I bought fuel at oando and paid with pos. The attendant gave me my receipt and then started walking away. I shouted "my card" then he said sorry and brought it back. Yes! He may have forgotten or he may have planned it since he saw me type my pin. If he left with the card and harmed with my pin, he would have withdrawn the last 8725 naira in my account. 3 Likes |
| Re: ATM Scam: The New Method by Daboomb: 6:03pm On Apr 11, 2017 |
slex:
Boss, even at the bank they confirmed it wasnt used on an ATM.
You know when you use an Atm the alert u get will wite ATm-name of vendor LA STan9999********
But the alert i got was POS/web Service- -name of vendor LA STan9999********
@Jabioro thank you bro,i am kanking gtb on twitter like every hour No mater I will pursue this to the end.
@ipobarecrimi Where the water to take the medicine as money no de to buy pure water .lol You have given your card details, PIN and that 3-digit number at the back of your card, to someone....... or someone has gotten hold of those details.
The Bank cant do much, if you cant keep your own card safe from thieves.
If you insist it was done by POS (which l believe) then it must have been sent to a particular account.
So, off you go to EFCC (with a written Petition) and trust me, they would fish-out these amateurs and put them behind bars for good. 1 Like |
| Re: ATM Scam: The New Method by Daboomb: 6:03pm On Apr 11, 2017 |
slex:
Boss, even at the bank they confirmed it wasnt used on an ATM.
You know when you use an Atm the alert u get will wite ATm-name of vendor LA STan9999********
But the alert i got was POS/web Service- -name of vendor LA STan9999********
@Jabioro thank you bro,i am kanking gtb on twitter like every hour No mater I will pursue this to the end.
@ipobarecrimi Where the water to take the medicine as money no de to buy pure water .lol You have given your card details, PIN and that 3-digit number at the back of your card, to someone....... or someone has gotten hold of those details.
The Bank cant do much, if you cant keep your own card safe from thieves.
If you insist it was done by POS (which l believe) then it must have been sent to a particular account.
So, off you go to EFCC (by written Petition) and trust me, they would fish-out these amateurs and put them behind bars for good. 1 Like |
| Re: ATM Scam: The New Method by slex(m): 6:23pm On Apr 11, 2017 |
nkowaputa:
Was ur card stolen? Do u remember where u used it last?
Last night I bought fuel at oando and paid with pos. The attendant gave me my receipt and then started walking away. I shouted "my card" then he said sorry and brought it back.
Yes! He may have forgotten or he may have planned it since he saw me type my pin. If he left with the card and harmed with my pin, he would have withdrawn the last 8725 naira in my account. That was a close one. Well to be honest my card the last time i saw it was on sat urday but never noticed its absence till yesterday when i received all those alerts. |
| Re: ATM Scam: The New Method by slex(m): 6:24pm On Apr 11, 2017 |
Daboomb:
You have given your card details, PIN and that 3-digit number at the back of your card, to someone....... or someone has gotten hold of those details.
The Bank cant do much, if you cant keep your own card safe from thieves.
If you insist it was done by POS (which l believe) then it must have been sent to a particular account.
So, off you go to EFCC (by written Petition) and trust me, they would fish-out these amateurs and put them behind bars for good. I ll sir. Thanks a lot for this suggestion. |
| Re: ATM Scam: The New Method by slex(m): 6:26pm On Apr 11, 2017 |
Rhayour:
The investigation will be easy, at least the fund must have been transferred to another account if it was done by POS/WEB . So with the era of BVN. ur bank should be able to track the culprit
I hope so, thanks a loy @slimb001 thank you so much i appreciate. |
| Re: ATM Scam: The New Method by slex(m): 6:28pm On Apr 11, 2017 |
lubaabu:
My friend kindly forward your complaint to cpd@cbn.gov.ng i will assist you
Thanks.
Sir , i will do that this night. It would really mran a lot to me sir. Thank you |
| Re: ATM Scam: The New Method by paezeamama: 6:31pm On Apr 11, 2017 |
Sorry bro... But what really happd was that he shopped a foreign online store with you ATM details. .dat was y u saw web/pos bla bla bla. I guess u must have used u card on a clone website that is whr your details was captured and saved.. I am a Y*hoo b*i 2.. more $$$ is always d dream. |
| Re: ATM Scam: The New Method by slex(m): 6:32pm On Apr 11, 2017 |
Riddler32:
Pained victim, pele. The truth of the matter is that someone close to you, either a friend or colleague did this to you.
Same thing happened to a colleague of mine. The colleague having spent less than two months with us. On his way home, one of the Fridays, he got severally notifications on apple itunes yearly subscription and downloaded musics (someone that didnt own an apple product when he joined). To his utmost surprise, his atm and token was on him. To cut the story short, we finally found out who carried out the transaction, it was another colleague of us. Nonetheless, we all had a good laugh, shouted and are really careful with bank transactions in the office.
Do you give an office assistance your card and bank details to pay for food or items on your behalf?
Please how do you hotlist your card? I do in fact we all do. The boy is trustworthy to an extent but i will not rule anyone out at this point. Send HOTLIST space ur account number to 08076665555 2 Likes |
| Re: ATM Scam: The New Method by dmcdad: 6:34pm On Apr 11, 2017 |
Handsomebeing:
FYI I have stopped using my quickteller because it doesn't request for OTP anymore. I've blocked all online channel to that particular account. I can't shout. I still use quickteller to pay for my ntel sub, and they send OTP every now and then. Is it just me or...? |
| Re: ATM Scam: The New Method by slex(m): 6:38pm On Apr 11, 2017 |
hedonistic:
I don't understand. How did the thief get access to your bank card information - including your pin code and all that? Bro this question you asked is still what is ringing in my head. |
| Re: ATM Scam: The New Method by Nobody: 6:38pm On Apr 11, 2017 |
PapaNnamdi:
Shwuuu, person still get 87k for account for dis kain economy? Well sha, d thief will help u chop d money, easter go sweet, sorry op, God knows best But why? Be kind Bro. Sympathize with him. The day data Resellers scammed me of ₦1000 I felt so bad, not to talk of ₦80k |
| Re: ATM Scam: The New Method by slex(m): 6:39pm On Apr 11, 2017 |
Equal2DeTask:
Sorry brah
Please send me the remaining N7k biko...  Hahahaha bros you harsh oo |
| Re: ATM Scam: The New Method by slex(m): 6:41pm On Apr 11, 2017 |
paezeamama:
Sorry bro... But what really happd was that he shopped a foreign online store with you ATM details. .dat was y u saw web/pos bla bla bla. I guess u must have used u card on a clone website that is whr your details was captured and saved.. I am a Y*hoo b*i 2.. more $$$ is always d dream. I think you are right because the name of the merchant i googled it and its based in london uk. What do i do now? Mind you the card is still missing meaning the person is with the card itself. Anyways ive blocked the card. |
| Re: ATM Scam: The New Method by saintchibu(m): 6:42pm On Apr 11, 2017 |
slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.
Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.
I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.
My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.
The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.
tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.
Please be careful everyone.
From a pained member.
OP did you check the email associated with the account? Who and who have access to your email? I know most online stores send the OTP to both your phone and email. The real investigation has to start from you searching yourself for where you have exposed your ATM Card. Its a pity but some how, you contributed to your loss. Think well! |
| Re: ATM Scam: The New Method by Nobody: 6:44pm On Apr 11, 2017 |
neoOduduwa:
Na so Nigeria bad reach ni? 
To the OP, your money is probably being used in North Korea to fund Kim Jong-Un's nuclear projects. Ensure GTB pays every Tinker's dime, No be today. Your case isn't the first and won't be the last, GTB are very fraudulent. It will alot of Good if u don't comment on issues u know nothing about.Banks are not liable to anybody's carelessness.GTbank have the best technology and customer service in the banking sector. 1 Like |
| Re: ATM Scam: The New Method by northvietnam(m): 6:44pm On Apr 11, 2017 |
slex:
Boss, even at the bank they confirmed it wasnt used on an ATM.
You know when you use an Atm the alert u get will wite ATm-name of vendor LA STan9999********
But the alert i got was POS/web Service- -name of vendor LA STan9999********
@Jabioro thank you bro,i am kanking gtb on twitter like every hour No mater I will pursue this to the end.
@ipobarecrimi Where the water to take the medicine as money no de to buy purewater .lol this what happened to your money... talking from experience.. it's a new format. somebody got hold of ur ATM card, snapped it front and back... it's either the place u gave them ATM for payment, they got ur card pics and monitored your fingers when u keyed in the 4 digit number before payment... or. some one very close to you snapped ur card front and back, then got hold of ur 4digit number 1 Like 1 Share |
| Re: ATM Scam: The New Method by Nobody: 6:47pm On Apr 11, 2017 |
dmcdad:
I still use quickteller to pay for my ntel sub, and they send OTP every now and then. Is it just me or...? They still send OTP,I did a transaction few minutes ago they sent it |
| Re: ATM Scam: The New Method by Nobody: 6:53pm On Apr 11, 2017 |
nwobiebuka:
all of you saying the op doesnt knw what he was saying need to take a chill pill, mine happened last year, it still beats my imagination as to hw my 15 k was used to shop online via aliexpress when i was with my atm 24/7 Do you shop online yourself? |
