₦airaland Forum

Riddler32:
Not really. i stand to disagree with you because no verification was carried out during the activity. what special security check was done?

OlajumokeBread:
You still live in Ogun state

musicwriter:
May be you're not in Nigeria or don't know what information that was required to issue the BVN. Every Nigerian who registered for the BVN have his/her name, address, photo, finger print, bank accounts, phone number, e.t.c on a national database. All what the banks and the law enforcement agencies need is harmonize the data and they'll be able to solve issues such as raised by the OP in a matter of minutes or hours.

slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.


Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.

I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.

My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.

The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.

tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.

Please be careful everyone.

From a pained member.

slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.


Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.

I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.

My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.

The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.

tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.

Please be careful everyone.

From a pained member.

OlajumokeBread:

New scam ??

You're new to using ATM cards

Who doesn't know that you can go to a store, buy a $3 chewing gum and tell them to do a $8,000 cash back,
they would withdraw the $8,000 from the pos and hand it to you

You're obviously a new ATM card user

You can use someone's ATM card to buy anything without putting your pin

After the purchase, choose credit instead of debit and it won't require your pin

onatisi:
Are u serious about this?

slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.


Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.

I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.

My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.

The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.

tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.

Please be careful everyone.

From a pained member.

sekem:
Hmmm...

I think what you really meant to say was "if I were crooked back then..."

Now, considering the fact that you even think copying out the ATM card number and _CVV of someone who trusted you is actually a SMART move, I think you have been CROOKED the whole time.

Riddler32:
When i visited Nigeria during the period of BVN registration, i humbly carried out the activity. To my utmost surprise, i did finger print, filled the form, no verification on address used, sat calmly and took the snap shot as instructed.

My point is can you verify most of information provided on the national database? such as contact address

slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.


Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.

I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.

My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.

The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.

tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.

Please be careful everyone.

From a pained member.

slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.


Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.

I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.

My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.

The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.

tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.

Please be careful everyone.

From a pained member.

slex:
Boss, even at the bank they confirmed it wasnt used on an ATM.

You know when you use an Atm the alert u get will wite ATm-name of vendor LA STan9999********

But the alert i got was POS/web Service- -name of vendor LA STan9999********

@Jabioro thank you bro,i am kanking gtb on twitter like every hour No mater I will pursue this to the end.

@ipobarecrimi Where the water to take the medicine as money no de to buy pure water .lol

slex:
Boss, even at the bank they confirmed it wasnt used on an ATM.

You know when you use an Atm the alert u get will wite ATm-name of vendor LA STan9999********

But the alert i got was POS/web Service- -name of vendor LA STan9999********

@Jabioro thank you bro,i am kanking gtb on twitter like every hour No mater I will pursue this to the end.

@ipobarecrimi Where the water to take the medicine as money no de to buy pure water .lol

nkowaputa:
Was ur card stolen? Do u remember where u used it last?

Last night I bought fuel at oando and paid with pos. The attendant gave me my receipt and then started walking away. I shouted "my card" then he said sorry and brought it back.
Yes! He may have forgotten or he may have planned it since he saw me type my pin. If he left with the card and harmed with my pin, he would have withdrawn the last 8725 naira in my account.

Daboomb:
You have given your card details, PIN and that 3-digit number at the back of your card, to someone....... or someone has gotten hold of those details.
The Bank cant do much, if you cant keep your own card safe from thieves.

If you insist it was done by POS (which l believe) then it must have been sent to a particular account.
So, off you go to EFCC (by written Petition) and trust me, they would fish-out these amateurs and put them behind bars for good.

Rhayour:
The investigation will be easy, at least the fund must have been transferred to another account if it was done by POS/WEB . So with the era of BVN. ur bank should be able to track the culprit

lubaabu:
My friend kindly forward your complaint to cpd@cbn.gov.ng i will assist you

Thanks.

Riddler32:
Pained victim, pele. The truth of the matter is that someone close to you, either a friend or colleague did this to you.

Same thing happened to a colleague of mine. The colleague having spent less than two months with us. On his way home, one of the Fridays, he got severally notifications on apple itunes yearly subscription and downloaded musics (someone that didnt own an apple product when he joined). To his utmost surprise, his atm and token was on him. To cut the story short, we finally found out who carried out the transaction, it was another colleague of us. Nonetheless, we all had a good laugh, shouted and are really careful with bank transactions in the office.

Do you give an office assistance your card and bank details to pay for food or items on your behalf?

Please how do you hotlist your card?

Handsomebeing:
FYI I have stopped using my quickteller because it doesn't request for OTP anymore. I've blocked all online channel to that particular account. I can't shout.

hedonistic:
I don't understand. How did the thief get access to your bank card information - including your pin code and all that?

PapaNnamdi:
Shwuuu, person still get 87k for account for dis kain economy? Well sha, d thief will help u chop d money, easter go sweet, sorry op, God knows best

Equal2DeTask:
Sorry brah


Please send me the remaining N7k biko...

paezeamama:
Sorry bro... But what really happd was that he shopped a foreign online store with you ATM details. .dat was y u saw web/pos bla bla bla. I guess u must have used u card on a clone website that is whr your details was captured and saved.. I am a Y*hoo b*i 2.. more $$$ is always d dream.

slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.


Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.

I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.

My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.

The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.

tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.

Please be careful everyone.

From a pained member.

neoOduduwa:
Na so Nigeria bad reach ni?

To the OP, your money is probably being used in North Korea to fund Kim Jong-Un's nuclear projects. Ensure GTB pays every Tinker's dime, No be today. Your case isn't the first and won't be the last, GTB are very fraudulent.

slex:
Boss, even at the bank they confirmed it wasnt used on an ATM.

You know when you use an Atm the alert u get will wite ATm-name of vendor LA STan9999********

But the alert i got was POS/web Service- -name of vendor LA STan9999********

@Jabioro thank you bro,i am kanking gtb on twitter like every hour No mater I will pursue this to the end.

@ipobarecrimi Where the water to take the medicine as money no de to buy purewater .lol

dmcdad:
I still use quickteller to pay for my ntel sub, and they send OTP every now and then. Is it just me or...?

nwobiebuka:
all of you saying the op doesnt knw what he was saying need to take a chill pill, mine happened last year, it still beats my imagination as to hw my 15 k was used to shop online via aliexpress when i was with my atm 24/7