₦airaland Forum

[quote author=Stephanie09 post=66452673][/quote]Thanks

Lol...no i didn't
I'm just being curious. You know how these peepsgrt sometimes

Daslimo:
Lol...no i didn't
I'm just being curious. You know how these peepsgrt sometimes

If you didn't then no need asking all those questions but if you ask me what I feel, I believe you did butand its non of my business.

My brother, It's just a 5 year ban pere. . So if you used oluwole style its time to say... FUNKEEEEE!!!! TEMI BAMI!!!!

On a serious note, if its real you've got no problem but if it's not they will surely notify you and give you a 5 year ban.

Daslimo:
How will I know I've been banned? Will i get a mail?
Any clues?

Pm You @ Stephanie09. [quote author=Stephanie09 post=66452673][/quote]

@ Bigfrancis, God bless you sir ,you're so acquainted with TAMUC sir .

Daslimo:
Lol...no i didn't
I'm just being curious. You know how these peepsgrt sometimes

Your transcript bro

Pls guru , Did we notice if embassy now communicate with banks to verify genuinety of bank statement we submitt this days.


Ps let make more research on this issue.

alayomini:
Pls guru , Did we notice if embassy now communicate with banks to verify genuinety of bank statement we submitt this days.


Ps let make more research on this issue.

They think Nigerians are broke.
What they don't know is how much we value education and hard work.

Pls,does the highlighted apply even if one is not of an IT background?

bigfrancis21:
From the list of STEM courses, MBA is not considered as part of STEM given that the field is saturated right now with native American professionals. STEM courses are identified areas in the US economy with dwindling American professionals hence the need to recruit foreign students to fill up these roles. Traditional MBA is not on the list because there are plenty American professionals with an MBA. However if you take specialization in courses such as Data Analytics or Technology, which is STEM recognized then you may be eligible for OPT/H1B visa sponsorship. https://www.ice.gov/sites/default/files/documents/Document/2016/stem-list.pdf

Also, according to USCIS website, “If you are currently participating in OPT based on a master’s degree in business administration but you previously received a bachelor’s degree in mathematics, you may be able to apply for a STEM OPT extension based on your bachelor’s degree as long as it is from an accredited U.S. college or university and the OPT employment opportunity is directly related to your bachelor’s degree in mathematics”.

As for your friend, she most likely got into Apple by specializing in a technology course, hence the reason she may have gotten into Apple which is a Tech company. H1B sponsorship right now is very very tough. Nearly all those I know (F1 students) who went for the recent NSBE job career fair (National Society of Black Engineers) in Philadelphia were rejected for not having permanent residency. Right now, except you are very good at computer programming most STEM companies are not too willing to sponsor on H1B. For STEM international students, the 3-year OPT is a middle-ground for you to work for the company while you sort out your residency. In the past, I have seen where some companies decided to hire a student on H1B but have the student work for them on OPT while the H1B is being processed. This may be applicable to your friend as well.

Daslimo:
Lol...no i didn't
I'm just being curious. You know how these peepsgrt sometimes

Lagos of abuja?

temi4fash:
One thing i would say....

From the little i have seen about life..

Nothing is sacrosanct, it might work for one and not for another.

I have seen sure stuffs fail during somebody time...

So what works for A does not necessarily mean it would work for B.

let just continue to Hustle..

God would help us...

Please i want to pay SEVI's Fee... Can anybody help

Please if you get a legit link to pay let me know so I can use it once my I-20 comes in

alayomini:
Pls guru , Did we notice if embassy now communicate with banks to verify genuinety of bank statement we submitt this days.


Ps let make more research on this issue.

What is the value of this research ..... should it not be only genuine bank statements...

Yemiiee:
Please if you get a legit link to pay let me know so I can use it once my I-20 comes in

Am waiting on my I-20 too. Please let me know once the legit link drops.

Yemiiee:
Good evening everyone, please can anyone tell me how I can pay my SEVIS FEE?

Contact wallspring, he's credible and reliable

Daslimo:
Hey guys,
I just got my white paper today. (Thanks to God)

However, the vo withheld my bank statement in view of assessing its credibility. I want to know, if there's a consequent ban, would I be notified,? How would I know their decision? Whether good or bad?

Thanks

congrat!


transcript

Chidinho10:
Nice one!
MBAs from top business schools have huge ROI.
From INSEAD to London Business School to IMD, ROI is huge
I always advise that Nigerians seeking MBAs from the US should target top 20 schools. Anything below top 15 till top 20 should be with a mouth watering financial aid.
The lower the rank, the lower the prospects after GRADUATION.

You can't compare an MBA from HBS, Sloan, Ross or Tuck to an MBA from a roadside business school in the US.

If you get an MBA from HBS, Wharton and the likes, and you remain poor, the fault na from your village people.

Bro, please how do i reach u?

bigfrancis21:
I just wanted to say that you are getting emotional over this topic, and you sound like MBA is something you want to do. I didn't mean to get you upset if I did nor discourage you. You are also quite excited over the quoted figures you've seen online and you think it is that easy but you need to be aware of these:

1) I assume that you are in Nigeria and would be studying MBA on an F1 visa. MBA is not a STEM-designated course which means that you cannot be employed on an H1B visa after graduation by any company. You will not be eligible for OPT (3-year post-graduation work opportunity for STEM students). You would need to have permanent residency to be employable nowadays which may likely take you an extra 1 to 3 years post-graduation to obtain. By the time you obtain your residency, you would not have been 'fresh off from school' as some employers prefer. Even for STEM-designated courses, with Trump's administration, chances of H1B sponsorship nowadays are very very slim.
Full list of STEM courses: https://www.ice.gov/sites/default/files/documents/Document/2016/stem-list.pdf

2) You probably don't know this but connection/knowing someone or 'networking' as they call it here is just as common as it is in Nigeria. Most of these people with 6 figures from an MBA landed their positions through old-boy friendships, connections or networking, in addition to having their MBA of course. An average Joe with an MBA can still land such high-paying positions but you have to be truly exceptional at what you do.

3) Speaking about your much-touted ROI. Now let us do the math. You spent $150,000 on average in heavy student debt to get an MBA. Let us assume that you are one lucky son of the stars and as an F1 student you graduated and out of nowhere got 'H1B sponsorship' at a $120,000 per year position right after graduation. Now you've worked so hard in school, made As and landed that $120,000 per year dream job. Wonderful.

Now you probably forgot that a heavy chunk of your income is taken away in taxes. For a $120,000 per year income, nearly $40,000 is taken from your paycheck in taxes. Precisely, $81,790 is what is left over after taxes are accounted for, which is about $6,815 per month. That is even though on paper it says that you earn $120,000, your actual take-home pay is $81,790 which is not 6-figures that you expected. https://www.taxformcalculator.com/tax/120000.html

Now it is time to start paying back all that student loan. The total amount which you will end up paying is probably over $200,000 which includes interest payments. You've graduated and the bank or financial institution has sent you a staggering bill of over $200,000 at xy% interest for 20 years with a monthly payment of $3250. Out of $6815 per month pay check ($3,145.26 every 2 weeks), you have to

- pay your student loan debt (anywhere between $3000 to $3,500 for that loan amount) per month. Read up here on this American who originally borrowed $68,000 to go to school who has to pay $113,000 back including interest. http://www.businessinsider.com/budget-paying-student-loans-2016-7 For this lady, she has to pay $2230 in monthly student loan payment for a bill of $113,000. For a bill of over $200k, you can expect your monthly payments to be nearly twice as $2230.

- pay your house rent (anywhere from $700 to $3000 depending on the housing type, number of rooms in the apartment rented, level of luxurious living) or monthly mortgage payments (if you bought a home)
- pay your utilities (you pay for all the 24-hour light, gas, Internet and running water that you enjoy - $100 to $350 on average depending on your level of usage)
- pay your monthly phone bill ($50 on average)
- pay your monthly auto loan (anywhere from $250 to $400)
- pay your monthly car insurance (anywhere from $80 to as high as $500 depending on how often you get into accidents, if you constantly get police tickets for overspeeding, running the red/stop light/sign etc. which stay on your driving record and bump up your monthly payments)
- pay for gassing up for your car ($100 on average)
- pay for feeding/groceries ($100 on average, that is if you can cook, which saves you more money than eating out)
- credit card bills/debt (if you accumulate any)
- miscellaneous expenses (such as parking tickets, tolls, relatives back home etc.)

Miscellaneous expenses: maybe in some months you manage to squeeze out $100 per month to save $500 and before you know it your family relative calls you from Nigeria telling you how they are suffering asking you to send them ordinary $1,000 so that they can start enjoying life. You look at your savings and you barely have $500 saved up and you don't know how to communicate this to your relative after all you already boasted to them sometime ago that you earn 6 figures per year. These calls just never stop coming in regularly. Now you are stuck in the rat race of majority of Americans - living from paycheck to paycheck and you dare cannot afford to lose your job.

At the end of the month, you are left with nothing as you struggle month to month servicing your $200k debt in student loans. High ROI isn't it?
It would be so easy for you to imagine an adjusted $81,000 per annum salary on a debt of over $200,000 as good ROI.

Good one, boss. please how do i reach you? i need your advise and recommendations

No just make a requisition from your school to send your official transcript to TAMUC.

TOEFL will be waived for you automatically.

seun407:
Hi guys! I greet you all....Quick one....For those that have applied to TAMUC in the past....do they require transcript evaluation Will Mode of Instruction letter suffice in place of TOEFL. I am applying for MBA. I await your prompt response...Thanks

LagosismyHome:
What is the value of this research ..... should it not be only genuine bank statements...

I tire ooo. Coming here without adequate funds to finance your education is not advisable. Losing status and becoming an illegal is perilous, especially in the age of Trump.

martAKINOLA:
Visa interview last week March 19
This was how it went

VO: good morning
Me: good mornings
VO: what are you going to do in the US
ME: to pursue my degree in computer science in the university of central Missouri
VO: what are your post graduate plans
ME: come back to Nigeria immediately, I have many opportunities, work with the federal government and taking over my parents business
VO: what's your parent business?
ME: cocoa merchant, they have a lot of lands in the southwest area with cocoa cultivations on it
VO: good
VO: how does this course help your parent business?
Me: they do sell the cocoa seeds to various customers which the use of computer is very essential for some transactions, so with that I'll be of great help
VO: how many schools did you apply for
ME: 3
VO: name the other 2
ME: eastern Illinois university and university of Memphis
V:O have you travelled before
ME: yes
VO: where?
ME: Ghana and Togo

He nodded his head throughout which shows cool

He sha kept typing for long that was where I knew something is happening

VO:He just suddenly said I'm sorry you don't have the requirements
He returned my stuffs

Guys where is my error

your interview isn’t so bad but why tell the vo you want to manage your family business? Don’t limit yourself. The vo will think if your family business crash before you complete your studies you won’t think of others plans also Ghana and Togo is not consider as a travel experience at all no need mentioning them self. Even working for federal government is not a certain job.. you did well in your interview maybe the vo was not in the mood to approved visa. Stay safe bro

What if the school requires only TOEFL? [quote author=LagosismyHome post=63243018]Yes she can be what ever she wants to be .........I just caution sending someone quite young abroad , although my sister started at 17 . Just make sure she adequately supervised and comes home once a year if possible ... Digressing back

The Internet would be the best starting point . Let her take the SAT and TOEFl as well . That will open up her admission choices and if her score is high open her up to funding .

Walspring:
I got it and i replied back

Please I haven't seen anything yet. And I'm still waiting

bigfrancis21:
I just wanted to say that you are getting emotional over this topic, and you sound like MBA is something you want to do. I didn't mean to get you upset if I did nor discourage you. You are also quite excited over the quoted figures you've seen online and you think it is that easy but you need to be aware of these:

1) I assume that you are in Nigeria and would be studying MBA on an F1 visa. MBA is not a STEM-designated course which means that you cannot be employed on an H1B visa after graduation by any company. You will not be eligible for OPT (3-year post-graduation work opportunity for STEM students). You would need to have permanent residency to be employable nowadays which may likely take you an extra 1 to 3 years post-graduation to obtain. By the time you obtain your residency, you would not have been 'fresh off from school' as some employers prefer. Even for STEM-designated courses, with Trump's administration, chances of H1B sponsorship nowadays are very very slim.
Full list of STEM courses: https://www.ice.gov/sites/default/files/documents/Document/2016/stem-list.pdf

2) You probably don't know this but connection/knowing someone or 'networking' as they call it here is just as common as it is in Nigeria. Most of these people with 6 figures from an MBA landed their positions through old-boy friendships, connections or networking, in addition to having their MBA of course. An average Joe with an MBA can still land such high-paying positions but you have to be truly exceptional at what you do.

3) Speaking about your much-touted ROI. Now let us do the math. You spent $150,000 on average in heavy student debt to get an MBA. Let us assume that you are one lucky son of the stars and as an F1 student you graduated and out of nowhere got 'H1B sponsorship' at a $120,000 per year position right after graduation. Now you've worked so hard in school, made As and landed that $120,000 per year dream job. Wonderful.

Now you probably forgot that a heavy chunk of your income is taken away in taxes. For a $120,000 per year income, nearly $40,000 is taken from your paycheck in taxes. Precisely, $81,790 is what is left over after taxes are accounted for, which is about $6,815 per month. That is even though on paper it says that you earn $120,000, your actual take-home pay is $81,790 which is not 6-figures that you expected. https://www.taxformcalculator.com/tax/120000.html

Now it is time to start paying back all that student loan. The total amount which you will end up paying is probably over $200,000 which includes interest payments. You've graduated and the bank or financial institution has sent you a staggering bill of over $200,000 at xy% interest for 20 years with a monthly payment of $3250. Out of $6815 per month pay check ($3,145.26 every 2 weeks), you have to

- pay your student loan debt (anywhere between $3000 to $3,500 for that loan amount) per month. Read up here on this American who originally borrowed $68,000 to go to school who has to pay $113,000 back including interest. http://www.businessinsider.com/budget-paying-student-loans-2016-7 For this lady, she has to pay $2230 in monthly student loan payment for a bill of $113,000. For a bill of over $200k, you can expect your monthly payments to be nearly twice as $2230.

- pay your house rent (anywhere from $700 to $3000 depending on the housing type, number of rooms in the apartment rented, level of luxurious living) or monthly mortgage payments (if you bought a home)
- pay your utilities (you pay for all the 24-hour light, gas, Internet and running water that you enjoy - $100 to $350 on average depending on your level of usage)
- pay your monthly phone bill ($50 on average)
- pay your monthly auto loan (anywhere from $250 to $400)
- pay your monthly car insurance (anywhere from $80 to as high as $500 depending on how often you get into accidents, if you constantly get police tickets for overspeeding, running the red/stop light/sign etc. which stay on your driving record and bump up your monthly payments)
- pay for gassing up for your car ($100 on average)
- pay for feeding/groceries ($100 on average, that is if you can cook, which saves you more money than eating out)
- credit card bills/debt (if you accumulate any)
- miscellaneous expenses (such as parking tickets, tolls, relatives back home etc.)

Miscellaneous expenses: maybe in some months you manage to squeeze out $100 per month to save $500 and before you know it your family relative calls you from Nigeria telling you how they are suffering asking you to send them ordinary $1,000 so that they can start enjoying life. You look at your savings and you barely have $500 saved up and you don't know how to communicate this to your relative after all you already boasted to them sometime ago that you earn 6 figures per year. These calls just never stop coming in regularly. Now you are stuck in the rat race of majority of Americans - living from paycheck to paycheck and you dare cannot afford to lose your job.

At the end of the month, you are left with nothing as you struggle month to month servicing your $200k debt in student loans. High ROI isn't it?
It would be so easy for you to imagine an adjusted $81,000 per annum salary on a debt of over $200,000 as good ROI.

Thanks for this analysis Sir, you really finished it. Please how can I get to you? I need some recommendations. Just sent you a pm.

tyup:
please I do wana study abroad to please dont ignore me abeg any information to help a brother will be received with a grateful heart.

Jaybiz007
Lagosismyhome
Twoods
bigfrancis21
shaddy1k
time2smile
Lincoffm
ekie
virtuoso89

what do you want to study, which countries do you want to study? what is your academic profile, what is your financial capability?

Greetings House. Please will the amount in the account reflect in the sponsorship letter??
Please urgent answer is needed. Thanks

djmadridal:
You have a good problem!
Congrats....

pls enlighten me from your personal experience, from stage 1 to visa issuing, thanks waiting for your response

tyup:
please I do wana study abroad to please dont ignore me abeg any information to help a brother will be received with a grateful heart.

Jaybiz007
Lagosismyhome
Twoods
bigfrancis21
shaddy1k
time2smile
Lincoffm
ekie
virtuoso89

it all depends on you, studying in the USA is very expensive but it’s worth it. I would have mentioned other countries here but this thread is strictly for America student visa

Emm...
Hi everyone.
I am new here and I really do love this thread.
I am sure it will be of great help for me soon.
Please, is it possible for a student to go abroad for his or her undergraduate degree? Because it seems it is only Masters 4th that's acceptable.
Thanks. ����