₦airaland Forum

Good Morning Nairaladers.
This will be the first time I will open a bank account, so I need to be guided please.
I want to open a savings account with following features:
1. Good Interest rates
2. Internet banking
3. ATM service.

Please help recommend a Bank that will offer me good service.

I was at Union Bank weeks back so I asked their staffs requirements to open a savings account with them. I was told to come along with some documents and 2.5k. He said I will get an ATM card within an hour of opening my account there for 1k. What do you think, Nairaladers?

Piggy bank

First bank dey try sha

frankosivue:
Good Morning Nairaladers.
This will be the first time I will open a bank account, so I need to be guided please.
I want to open a savings account with following features:
1. Good Interest rates
2. Internet banking
3. ATM service.

Please help recommend a Bank that will offer me good service.

gtbank, uba or firstbank.........i make use of d 3, gtbank has good internet banking and deir card works on almost all international stores, while uba has good interest rates, firstbank hmmm

gtbank is the best

Try Savanna Bank

Sarakis Bank

GT Bank. If you leave your account for a certain period, the interest you get is very encouraging. Their Internet banking services are reliable. I will also recommend Access and Zenith banks.

@op, don't go to open a savings account with the aim of getting interest. For me, the aim of opening a savings acc is to restrict me from having access to my money at will.


I'm banking with Union Bank and UBA. They are all good. If u want interest in your money, buy bitcoin and keep or go into cryptocurrency.

Na orisirisi name I dey hear sef ...keystone..Lol

Zenith is dah best but na olowo bank o.

U can try gtb. I don't use it but my pals who use it rate it high

Then consider if ur work requires u open in a specific bank before u open.

GTBank

The best is WEMA BANK, you can even make money opening account with them, just click the link below to open one in less than 20 minutes.

Make Money Opening Account With WEMA Bank

Best for me is first bank but dey too like stealing
I will go with stanbic but poor Internet banking

UBA

That is the foolish question you are asking peoples here

Union Bank
You can even open using their mobile app.
Very easy.

Access and Zenith Bank. First bank for a third option

If you love internet banking don't think twice just open keystone bank and thank me later...

frankosivue:
Good Morning Nairaladers.
This will be the first time I will open a bank account, so I need to be guided please.
I want to open a savings account with following features:
1. Good Interest rates
2. Internet banking
3. ATM service.

Please help recommend a Bank that will offer me good service.

GTBank is clearly ahead of other banks in Nigeria. Has anyone tried Wema Bank's ALAT.

Reekado Banks

Providus bank.. Though new, but great services

Savings Bank

Wema is cool....


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Download the app via the link below and mingle with with students from other schools

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Banks are getting richer off the poor. Stop "saving" money.

They take your savings, put them together and invest your money in real estate, oil and gas business, mining, treasury bills, etc. At the end of the day, they declare profits in billions, share around 70% among the (owners) shareholders and 30% among employees. You know what they do to customers? They debit your money, ask you to pay on withdrawals, service charge and account maintenance. Lol, on top money wey dem use make profit

Customers are the biggest mumu in the banking industry

So bro, there is no such thing as the best bank to "save" your money. Following the CBN capitalization policy, your money is safe in any of the deposit money banks, if "savings" is what you truly want.

Lol.

frankosivue:
Good Morning Nairaladers.
This will be the first time I will open a bank account, so I need to be guided please.
I want to open a savings account with following features:
1. Good Interest rates
2. Internet banking
3. ATM service.

Please help recommend a Bank that will offer me good service.

I don't think any bank in Nigeria gives interest on savings.
They wipe it all out all in the name of text message and maintenance charge.

If you doubt me try leaving 1000 Naira in your account untouched for one year. You will watch the depletion with utmost awe

silaxx:
gtbank, uba or firstbank.........i make use of d 3, gtbank has good internet banking and deir card works on almost all international stores, while uba has good interest rates, firstbank hmmm

Lol please are you using Nigeria gtb or what? I abandoned gtb 2 years ago and I've not seen anyone outside of Nigeria using gtb till this day

My bank is d best

I SWEAR TO GOD, NO BANK REACH MY 7UP BOTTLE BANK, JUST DROP THE MONEY IN THERE SHIKENA.

Try Stanbic IBTC.

Power bank

You won't get a sincere answer as no one can give u that.
I, a broke hustler who is savings keen, have 3 active savings account - gtbank, diamond and sterling.

Their interest rate, as I observed from deliberately not withdrawing for 3 months, is the same but sterling bank's is slightly higher.

Don't use access bank, those guys would rip all your money (from experience)

Finally, to enjoy your savings interest and to gag banks from their incessant withdrawal of your money, kindly opt for email notification instead of SMS.