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Best Bank To Open A Savings Account In Nigeria? - Business (7) - Nairaland

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Which Bank Is The Best For Savings Account In Nigeria? / Stamp Duty Charges Extended To Savings Account / What Is The Difference Between A Current Account And A Savings Account? (2) (3) (4)

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Re: Best Bank To Open A Savings Account In Nigeria? by onotiemoria(m): 11:29am On Aug 13, 2018
Rekaardo bank
Re: Best Bank To Open A Savings Account In Nigeria? by kingsclass: 11:39am On Aug 13, 2018
I think Diamond bank is the best.
Re: Best Bank To Open A Savings Account In Nigeria? by wizzywatever: 11:40am On Aug 13, 2018
Re: Best Bank To Open A Savings Account In Nigeria? by Nobody: 12:05pm On Aug 13, 2018
BlackHummer:


Don't even mention Access. They are the king of charges

I don't have that experience with them though

They are top on my list presently
Re: Best Bank To Open A Savings Account In Nigeria? by Tattooboy: 12:19pm On Aug 13, 2018
dayo2me:
Access Bank thank deduct #50 per alart, just alart alone, can you just imagine?
No, buddy. It's #4 per alert. You only get charged for transactions done on the account. But if you notice any difference, kindly go to any of their branches or send an email to contactcentre@accessbankplc.com.
Re: Best Bank To Open A Savings Account In Nigeria? by Pegzzyg(f): 12:35pm On Aug 13, 2018
Makes sense. I have an Account there too & they really do Instant ATM Card. Interest reates is benn regulated by CBN so its fixed for all savings accounts, its only Bank's sub'accounts interest rates that is different
frankosivue:
I was at Union Bank weeks back so I asked their staffs requirements to open a savings account with them. I was told to come along with some documents and 2.5k. He said I will get an ATM card within an hour of opening my account there for 1k. What do you think, Nairaladers?

1 Like

Re: Best Bank To Open A Savings Account In Nigeria? by Enigmaticprof(m): 12:47pm On Aug 13, 2018
kenny714433:
@op, don't go to open a savings account with the aim of getting interest. For me, the aim of opening a savings acc is to restrict me from having access to my money at will.


I'm banking with Union Bank and UBA. They are all good. If u want interest in your money, buy bitcoin and keep or go into cryptocurrency.

Hi. Apologies for quoting you. If you wanna earn on HYIP platforms. I've got reliable and great ones you can invest in.
Re: Best Bank To Open A Savings Account In Nigeria? by mayze: 12:48pm On Aug 13, 2018
islandmoon:
run for GTB, just because I have saving account with them, they crossed to my saving account to deduct COT (cost of transaction) for my current account while I was in transit in Lagos from my transport fare and made sure I was stranded , I was thinking I still have 5,000 in my saving account for my transport back , only for me to received a text message saying , 2000 transferred from your saving account to your current account, 1835 deducted for charges, I was like who authorised the transfer without my signature? I was stranded and turned a beggar in Lagos alas GTB action, when i complained, their manager was screaming like a market woman on the phone, on my return, I quickly switched bank, they should come to another bank to come and deduct COT, infact, I even abandoned the current and saving account account for them, they can do whatever they like with both account lol


come last year, a friend mistakenly sent money to that abandoned account, I went there, and they told me the account was dormant and I should revalidate the account, I wasn't with the requirement and had no time to go back, I believed nothing will touch money in a dormant account until I got SMS from them that they want to issue a MasterCard for me, I decided to stop by and warn them , I already have a MasterCard with my current bank, I then told them,

...you GTB told me I can not withdraw my money from the account because the account is dormant right?

He said ' YES!!!

I then asked him, why is it that your own friend, a third party, MasterCard can now deep hand into my own dormant account , my own pocket to take my own money, but I the owner of the money can't?

ahaha

he quickly called his boss, said seem like I'm in a law court, are you a lawyer?


that was how I was able to stop them and their friend from taking my money, sure they do this to lot of people

Yo are owing the bank goan pay..COT is a CBN policy..when you guys don't read terms and conditions before opening a current account..the bank can debit any of your accounts to recoup theor money.you don't have any claim bro
Re: Best Bank To Open A Savings Account In Nigeria? by newoffer: 12:56pm On Aug 13, 2018
My brother none ooo.

They all deduct money like they are stealing from you.
txt message fee, maintenance fee n bla bla fee.
They don't invest in new business. to collect 65naira na him all dis scumbanks know.
Re: Best Bank To Open A Savings Account In Nigeria? by kenny714433(m): 1:13pm On Aug 13, 2018
Sirfeeking:
Please can you link me up with your friends,I'm interested in the bitcoin business.

Hi Sirfeeking, I think Enigmaticprof can be of help to you here.

Enigmaticprof:


Hi. Apologies for quoting you. If you wanna earn on HYIP platforms. I've got reliable and great ones you can invest in.
Re: Best Bank To Open A Savings Account In Nigeria? by Bluediamond1(f): 1:18pm On Aug 13, 2018
Tallesty1:
Piggy bank
Ur head dey there. Piggybank all the way
Re: Best Bank To Open A Savings Account In Nigeria? by Achadu76: 1:23pm On Aug 13, 2018
Aldebaran:

Try Savanna Bank grin

Sarakis Bank grin

U no go kill person ooo

1 Like

Re: Best Bank To Open A Savings Account In Nigeria? by ihejimagha(f): 1:23pm On Aug 13, 2018
Seunen:
Try Fidelity bank...there monthly interest rate on all products they offer is the best...truly Fidelity Bank keeps their words.
u lied, Fidelity is the worst, they charge 72 naira for transfer charges and 70 frm fidelity to fidelity, which oda bank does dat. Useless bank.

1 Like

Re: Best Bank To Open A Savings Account In Nigeria? by DWJOBScom(m): 1:26pm On Aug 13, 2018
gr8tone:
First bank is first in fraud. I left 1k in my account for 3 years and the money keeps reducing to 7 hundreds instead of increasing


Choi

similar challenge with other banks
Re: Best Bank To Open A Savings Account In Nigeria? by ImaIma1(f): 1:29pm On Aug 13, 2018
frankosivue:
Good Morning Nairaladers.
This will be the first time I will open a bank account, so I need to be guided please.
I want to open a savings account with following features:
1. Good Interest rates
2. Internet banking
3. ATM service.

Please help recommend a Bank that will offer me good service.


Gtb is overcrowded and you will just be a deep in the ocean. Their customer service is terrible. They act like you are a pest.

Diamond bank gives better service and you can always reach your account officer and their mobile app is top notch but people see it as an igbo bank. Their int rates are just regular..

Union bank is kind of laid back and lacking in technology. Though that is already changing.

Sterling bank is not bad also although not popular. They have internet banking and good customer service.

3 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by hyuga(m): 1:41pm On Aug 13, 2018
Give it to union bank presently... Using them specifcally for savings only and the customer service told me about their union korrect. Try it
Re: Best Bank To Open A Savings Account In Nigeria? by Sirfeeking: 1:57pm On Aug 13, 2018
kenny714433:


Hi Sirfeeking, I think Enigmaticprof can be of help to you here.

Thanks bro..imma hit him up now.
Re: Best Bank To Open A Savings Account In Nigeria? by Sirfeeking: 1:59pm On Aug 13, 2018
Enigmaticprof:


Hi. Apologies for quoting you. If you wanna earn on HYIP platforms. I've got reliable and great ones you can invest in.
Can we chat on WhatsApp for more info,I'm really interested in bitcoin...
Re: Best Bank To Open A Savings Account In Nigeria? by vicholas(m): 2:02pm On Aug 13, 2018
GTB
Re: Best Bank To Open A Savings Account In Nigeria? by nukky77(f): 2:05pm On Aug 13, 2018
I have saving a/c with firstbank, Union bank, Zenith bank, Gtb, Diamond bank, in terms of interest; Union bank is the best.

1 Like

Re: Best Bank To Open A Savings Account In Nigeria? by David0(m): 2:06pm On Aug 13, 2018
adeniyisamuel59:
How can one open using mobile application.

Just download the application, launch the application and click Open Account.
Re: Best Bank To Open A Savings Account In Nigeria? by David0(m): 2:07pm On Aug 13, 2018
Neofingerz:
can you be specific like how

Just download the UnionMobile application, launch the application and click Open Account.
Re: Best Bank To Open A Savings Account In Nigeria? by francotorti(m): 2:10pm On Aug 13, 2018
As far as Nigeria is consign, GTBank has proved their loyalty and guaranty over their services to customers.
I use GTB, UBA, Access, Sky bank and Diamond and i have internet banking and ATM cards for all and also have their mobile Apps on my Android phone.
But so far so good, GTB is the best because its SECURED, RELIABLE, ACCESSIBLE and GUARANTEED.

now let me rate my experiences:

GTB......First
UBA......Second
ACCESS...Third
DIAMOND...Fourth
SKYBANK....Fifth


Choose wisely;

If you are a business person or planning to open a company here in Naija, i advise you have more than one bank account, open atleast two or three accounts with different banks because with the way PDP are defecting, nothing is impossible again in Naija.

2 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by islandmoon: 2:30pm On Aug 13, 2018
mayze:


Yo are owing the bank goan pay..COT is a CBN policy..when you guys don't read terms and conditions before opening a current account..the bank can debit any of your accounts to recoup theor money.you don't have any claim bro

is that why they should he transferring money from my saving to current without my approval? I said I have left both current and the saving for them to do whatever pleases them? or you want mode to ban me for slapping you?

1 Like

Re: Best Bank To Open A Savings Account In Nigeria? by islandmoon: 2:30pm On Aug 13, 2018
mayze:


Yo are owing the bank goan pay..COT is a CBN policy..when you guys don't read terms and conditions before opening a current account..the bank can debit any of your accounts to recoup theor money.you don't have any claim bro

is that why they should be transferring money from my saving to current without my approval? I said I have left both current and the saving for you guys to do whatever pleases you? or you want mod to ban me for slapping you? see me see trouble, GTB staff still stalking me on social media, wheeew!

3 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by Odkboy23(m): 2:34pm On Aug 13, 2018
Diamond bank
Re: Best Bank To Open A Savings Account In Nigeria? by BabaRamota1980: 2:51pm On Aug 13, 2018
Piggy Bank! grin


Jokes aside, the best way to save is buy jewelries at cheap price and then hold on to it. If your home is not safe open a deposit safe with a bank and keep it there. Its like buying bonds, it matures with age.

1 Like

Re: Best Bank To Open A Savings Account In Nigeria? by mechanics(m): 3:02pm On Aug 13, 2018
UBA.
Re: Best Bank To Open A Savings Account In Nigeria? by LEVITE150: 3:16pm On Aug 13, 2018
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KELVONISTIC:
I open savings account with 5k diamond bank, I just realized I can't withdraw the 5k, he just dey rest for book balance, Abeg anybody know how this works, and I be won open with 50k � �
[color=#000099]
KELVONISTIC:
I open savings account with 5k diamond bank, I just realized I can't withdraw the 5k, he just dey rest for book balance, Abeg anybody know how this works, and I be won open with 50k � �
KELVONISTIC:
I open savings account with 5k diamond bank, I just realized I can't withdraw the 5k, he just dey rest for book balance, Abeg anybody know how this works, and I be won open with 50k � �
You opened a savings extra account,not the normal savings account. i also bank with diamond
Re: Best Bank To Open A Savings Account In Nigeria? by lakeside30: 3:20pm On Aug 13, 2018
sterling bank,thank me later
Re: Best Bank To Open A Savings Account In Nigeria? by Vikky014(f): 3:23pm On Aug 13, 2018
Good interest rate? Then go for eeconomyworld bank
Re: Best Bank To Open A Savings Account In Nigeria? by mayze: 3:32pm On Aug 13, 2018
islandmoon:


is that why they should be transferring money from my saving to current without my approval? I said I have left both current and the saving for you guys to do whatever pleases you? or you want mod to ban me for slapping you? see me see trouble, GTB staff still stalking me on social media, wheeew!
Who is the gtbank staff stalking u?trying to enlighten you on how to things r done in the banking sector before u goan embarrass urslef where elites are,you are still typing like a novice.

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