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Best Bank To Open A Savings Account In Nigeria? - Business - Nairaland

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Best Bank To Open A Savings Account In Nigeria? by frankosivue(m): 6:50am On Aug 13, 2018
Good Morning Nairaladers.
This will be the first time I will open a bank account, so I need to be guided please.
I want to open a savings account with following features:
1. Good Interest rates
2. Internet banking
3. ATM service.

Please help recommend a Bank that will offer me good service.
Re: Best Bank To Open A Savings Account In Nigeria? by frankosivue(m): 6:54am On Aug 13, 2018
I was at Union Bank weeks back so I asked their staffs requirements to open a savings account with them. I was told to come along with some documents and 2.5k. He said I will get an ATM card within an hour of opening my account there for 1k. What do you think, Nairaladers?

11 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by Tallesty1(m): 7:04am On Aug 13, 2018
Piggy bank

73 Likes 2 Shares

Re: Best Bank To Open A Savings Account In Nigeria? by DWJOBScom(m): 7:05am On Aug 13, 2018
First bank dey try sha

37 Likes 1 Share

Re: Best Bank To Open A Savings Account In Nigeria? by silaxx(m): 7:29am On Aug 13, 2018
frankosivue:
Good Morning Nairaladers.
This will be the first time I will open a bank account, so I need to be guided please.
I want to open a savings account with following features:
1. Good Interest rates
2. Internet banking
3. ATM service.

Please help recommend a Bank that will offer me good service.
gtbank, uba or firstbank.........i make use of d 3, gtbank has good internet banking and deir card works on almost all international stores, while uba has good interest rates, firstbank hmmm

27 Likes 2 Shares

Re: Best Bank To Open A Savings Account In Nigeria? by lummy5000(m): 7:40am On Aug 13, 2018
gtbank is the best

51 Likes 2 Shares

Re: Best Bank To Open A Savings Account In Nigeria? by Aldebaran(m): 7:40am On Aug 13, 2018
Try Savanna Bank grin

Sarakis Bank grin

59 Likes 2 Shares

Re: Best Bank To Open A Savings Account In Nigeria? by Quoran: 7:41am On Aug 13, 2018
GT Bank. If you leave your account for a certain period, the interest you get is very encouraging. Their Internet banking services are reliable. I will also recommend Access and Zenith banks.

79 Likes 4 Shares

Re: Best Bank To Open A Savings Account In Nigeria? by kenny714433(m): 7:41am On Aug 13, 2018
@op, don't go to open a savings account with the aim of getting interest. For me, the aim of opening a savings acc is to restrict me from having access to my money at will.


I'm banking with Union Bank and UBA. They are all good. If u want interest in your money, buy bitcoin and keep or go into cryptocurrency.

54 Likes 2 Shares

Re: Best Bank To Open A Savings Account In Nigeria? by Nobody: 7:41am On Aug 13, 2018
Na orisirisi name I dey hear sef ...keystone..Lol

Zenith is dah best but na olowo bank o.

U can try gtb. I don't use it but my pals who use it rate it high

Then consider if ur work requires u open in a specific bank before u open.

8 Likes 1 Share

Re: Best Bank To Open A Savings Account In Nigeria? by pweshboi(m): 7:41am On Aug 13, 2018
GTBank

20 Likes 1 Share

Re: Best Bank To Open A Savings Account In Nigeria? by akeentech(m): 7:41am On Aug 13, 2018
The best is WEMA BANK, you can even make money opening account with them, just click the link below to open one in less than 20 minutes.

Make Money Opening Account With WEMA Bank

6 Likes 2 Shares

Re: Best Bank To Open A Savings Account In Nigeria? by OPTIMUSPRIME08: 7:41am On Aug 13, 2018
Best for me is first bank but dey too like stealing
I will go with stanbic but poor Internet banking

3 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by Chenemite(f): 7:42am On Aug 13, 2018
UBA

1 Like

Re: Best Bank To Open A Savings Account In Nigeria? by Olafemiwa: 7:42am On Aug 13, 2018
That is the foolish question you are asking peoples here

8 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by David0(m): 7:42am On Aug 13, 2018
Union Bank
You can even open using their mobile app.
Very easy.

6 Likes 1 Share

Re: Best Bank To Open A Savings Account In Nigeria? by Nobody: 7:42am On Aug 13, 2018
Access and Zenith Bank. First bank for a third option

10 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by lobinche101(m): 7:42am On Aug 13, 2018
If you love internet banking don't think twice just open keystone bank and thank me later...

7 Likes 2 Shares

Re: Best Bank To Open A Savings Account In Nigeria? by kolexy(m): 7:42am On Aug 13, 2018
frankosivue:
Good Morning Nairaladers.
This will be the first time I will open a bank account, so I need to be guided please.
I want to open a savings account with following features:
1. Good Interest rates
2. Internet banking
3. ATM service.

Please help recommend a Bank that will offer me good service.

GTBank is clearly ahead of other banks in Nigeria. Has anyone tried Wema Bank's ALAT.

24 Likes 1 Share

Re: Best Bank To Open A Savings Account In Nigeria? by okooloyun1(m): 7:42am On Aug 13, 2018
Reekado Banks

41 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by toyota3(m): 7:43am On Aug 13, 2018
Providus bank.. Though new, but great services
Re: Best Bank To Open A Savings Account In Nigeria? by iAlex(m): 7:43am On Aug 13, 2018
Savings Bank
Re: Best Bank To Open A Savings Account In Nigeria? by tohshine(m): 7:43am On Aug 13, 2018
Wema is cool....


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1 Like 1 Share

Re: Best Bank To Open A Savings Account In Nigeria? by Acidosis(m): 7:43am On Aug 13, 2018
Banks are getting richer off the poor. Stop "saving" money.

They take your savings, put them together and invest your money in real estate, oil and gas business, mining, treasury bills, etc. At the end of the day, they declare profits in billions, share around 70% among the (owners) shareholders and 30% among employees. You know what they do to customers? They debit your money, ask you to pay on withdrawals, service charge and account maintenance. Lol, on top money wey dem use make profit grin grin

Customers are the biggest mumu in the banking industry grin

So bro, there is no such thing as the best bank to "save" your money. Following the CBN capitalization policy, your money is safe in any of the deposit money banks, if "savings" is what you truly want.

47 Likes 2 Shares

Re: Best Bank To Open A Savings Account In Nigeria? by GlorifiedTunde(m): 7:44am On Aug 13, 2018
Lol.

frankosivue:
Good Morning Nairaladers.
This will be the first time I will open a bank account, so I need to be guided please.
I want to open a savings account with following features:
1. Good Interest rates
2. Internet banking
3. ATM service.

Please help recommend a Bank that will offer me good service.

I don't think any bank in Nigeria gives interest on savings.
They wipe it all out all in the name of text message and maintenance charge.

If you doubt me try leaving 1000 Naira in your account untouched for one year. You will watch the depletion with utmost awe grin grin grin cheesy

72 Likes 3 Shares

Re: Best Bank To Open A Savings Account In Nigeria? by mojibbz(m): 7:44am On Aug 13, 2018
silaxx:
gtbank, uba or firstbank.........i make use of d 3, gtbank has good internet banking and deir card works on almost all international stores, while uba has good interest rates, firstbank hmmm
Lol please are you using Nigeria gtb or what? I abandoned gtb 2 years ago and I've not seen anyone outside of Nigeria using gtb till this day

4 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by Jaytecq(m): 7:44am On Aug 13, 2018
My bank is d best

1 Like

Re: Best Bank To Open A Savings Account In Nigeria? by GODWINLOWSKI: 7:44am On Aug 13, 2018
I SWEAR TO GOD, NO BANK REACH MY 7UP BOTTLE BANK, JUST DROP THE MONEY IN THERE SHIKENA.

6 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by orevajude(m): 7:44am On Aug 13, 2018
Try Stanbic IBTC.

9 Likes 1 Share

Re: Best Bank To Open A Savings Account In Nigeria? by olafunny(m): 7:44am On Aug 13, 2018
Power bank

3 Likes

Re: Best Bank To Open A Savings Account In Nigeria? by orjikuramo(m): 7:44am On Aug 13, 2018
You won't get a sincere answer as no one can give u that.
I, a broke hustler who is savings keen, have 3 active savings account - gtbank, diamond and sterling.

Their interest rate, as I observed from deliberately not withdrawing for 3 months, is the same but sterling bank's is slightly higher.

Don't use access bank, those guys would rip all your money (from experience)

Finally, to enjoy your savings interest and to gag banks from their incessant withdrawal of your money, kindly opt for email notification instead of SMS.

13 Likes

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