UBA is worst...deductes 52 naira twice every month for card maintenance and I have just one card...thieves,will soon leave that ancient bank

seyigiggle:
i tire oo and this was the change they voted for
i do tell people that Nigerian Banks are the biggest fraudsters unchecked.

Grow Up!!! Its been like that since Goodluck and before him. I know the present administration has failed woefully on its campaign promises but dont tag this open extortion to it. Thanks!

Fidelity bank charges me N72.50 per transfer

Digitalwitch:

Is that how they practice banking abroad?

abegi...they charge there too maybe not as much as done here. but the OP has complained about virtually every banking charge. does he want free banking?

Sijo01:
When our regulatory agencies are not standing up to their responsibilities, masses are always at the receiving end.

You are right.


Central Bank of Nigeria has failed to checkmate the excesses of the banking industry.

Zenith bank.. Hardly returns transactions that is initiated via ussd or online POS.

My error transaction money with them will be upto 80k... At different transaction. Just this year alone.
That bank suck. They also sholve down pin+token on customer's throat.

Limited there bank app transaction to 200k daily only.

Zenith bank is useless Abeg.

I regret ever banking with them.

izzy4shizzy:
My bank will send me a birthday text, then deduct the msg fee from my account..

As if na me the wish myself happy birthday

Lols.


This is painful though.


Despite the huge profits after tax they make annually, they cannot send out birthday messages to their clients free of charge.

desmondude:
Nigeria banks are big fruad ecobank deducted 1050 from my account saying its a card replacement fee I didn't apply for

Take up with them till they do a refund.

Jflex07:
Gtb charges me 10 Naira just to check my balance on small phone.. SMH for this extortion.

lols

eleojo23:
That is how Firstbank will be charging my inactive account for one thing or the other until the balance enters minus And even with the minus, they will still be minusing without mercy

Oga close that account NOW or one day you will pay for them charges (BVN and credit score things) so if you like run to another bank, there's no escape. Meanwhile, FIRS has joined the fray o, they can now FREEZE YOUR ACCOUNT if they say you owe them tax (unless that is not implemented if Nigerians rise up). That's the world we are living in today. What you have is not yours, you work for the government and the banks. (ps. That's why trading forex is not gambling, it's the best business to be in. You own a share of the banks and govts in turn, you just gotta know how).

The biggest scam which not everyone knows is, they will send you birthday wishes sms on your birthday and later deduct the money for the text.

Dexpro:
Modified

GTBank is the worse of them. Buy airtime, them go charge you. Receive funds, e.g 50,000.

Check your balance the next morning, 49,992.74k

Those banks are horribly fraudulent

You are very correct useless bank......after all the wahala of Firstbank decided on Thursday to open an account with them.....I immediately run into issue with them over BVN.....they held onto my money..... .but today I kunkun told I am not interest in opening any account again and collected my money and walked away......

Please, I need the bankers and Insurance expert to advise me on this issue; it happens that, I obtained an unsecured personal loan from Stanbic Ibtc Bank in the year 2014 in which I subscribed to Pesonal Loan Protective Plan(PLPP) Insurance with Stanbic Insurance Brokers and a premium of certain amount had been deducted from my account on monthly basis based on a standing order that I signed with the bank which I believed was been remitted to insurance accordingly. I was regular in my monthly loan repayment as well as my monthly PLPP premium until January 2017 when employment was terminated. Upon received of my termination letter, I approached the bank with a copy of my termination letter notifying the bank of the development. All this why, I expected the bank to have approached insurance for a claim of the outstanding balance of the loan as stated in the policy. Now that I want to start making use of the account, I observed that the account is still in debit with acummulative debit interest. Please, I need your asisstance to ensure that the claim is paid to the bank according because I have been to the bank and discuss this but it seems the bank remains adamount.

eleojo23:
That is how Firstbank will be charging my inactive account for one thing or the other until the balance enters minus And even with the minus, they will still be minusing without mercy

FIRSTBANK STILL COLLECTS MONTHLY MAINTENANCE FEE FOR A CARD THAT EXPIRED 5 MONTHS AGO.
I DON'T GET ALERT FOR THIS TRANSACTION, I ONLY NOTICE WHEN I DECIDE TO CHECK MANUALLY.
IN THEIR MINDS THEY'RE SMART AND ARE DEALING WITH ME SECRETLY.
I NEVER GET THEIR TIME FIRST.

Sijo01:
When our regulatory agencies are not standing up to their responsibilities, masses are always at the receiving end.

exactly

loyedammy:
some people are here still defending what is not right.

money saved in a bank allows the bank to use it for business.......this alone should be enough to settle its running cost among others. but when it comes to extortion.....it's called stealing.

imagine, using an ATM that as been coded to dispense 10k so you can be charge 65.0 on each withdrawal. meanwhile in Benin republic the ATM there dipsense the total amount you are allowed in a day at once.

Mehn, na that one dey pain pass. Double capping. Similar to the telecoms capping u with both limited GB and time. Nnah, just to make sure o.

haryorbarmie83:
There's no way one can be rich in Nigeria without fraud. That how they extort us to enrich their pocket. Same goes to the politicians.

Don't say that there is NO WAY one can be rich in Nigeria without cheating/fraud

If that's the case, Nigeria is in hot soup

olujastro:
They say who no go no go know. Truth is, banks are the same almost everywhere.
Banking in several African countries is far better than many developed countries. Especially mobile banking

In Norway for example, interbank transfers take 24hrs. SMS notification charge is equivalent to N170.
I prefer Nigerian banking style by far especially when buying bitcoins. Charge me just N52 and do my transfer instantly.
Nigerians too like free things

How do you buy your bitcoins?

richcasey:


How do you buy your bitcoins?

localbitcoins.com

loyedammy:
some people are here still defending what is not right.

money saved in a bank allows the bank to use it for business.......this alone should be enough to settle its running cost among others. but when it comes to extortion.....it's called stealing.

imagine, using an ATM that as been coded to dispense 10k so you can be charge 65.0 on each withdrawal. meanwhile in Benin republic the ATM there dipsense the total amount you are allowed in a day at once.

You are right. Exactly what I was just thinking. Nigerians need to start speaking out so that these banks will be reminded that we are the ones doing them favour since they make profits from our saved money through loans to others.

Proflere:
I know if I start talking about this particular bank, people will be wondering if any sensible person still patronize them, but you can't blame me cos its not my fault.
In NYSC camp we were compelled to open account with any bank our tag number falls under as we were divided among the banks present. After the account was activated people were receiving 2050 naira from keystone but I was not given, I waiter for days but mine never came and I simply gave up on them. We were all given our ATM cards when leaving camp and 1050 was deducted from those that received 2050. After the stress we went through, my dearest bank was unable to pay us allawee and we had to supply another bank details to receive that.
After my first allawee I decided to transfer some amount into my keystone account and they removed 1050 immediately (in my mind, yea that should be for the card). Two months later I received a debit alert of 2050 on my phone with a message stating(ATM RECOVERY FEE). I visited their nearest branch the following week and hitherto, they couldn't explain why the money was deducted. I requested for a refund (for where, maybe next year)

The other time Access bank charged me 350naira for SMS alert and I was wondering if we were chatting, even my Whatsapp doesn't consume 350naira per month.. I ttayya for all of them!!!

Village people after you.

AkpaMgbor:

There is no 's' in the word staff. In it's singular or plural form it remains the same...remember this, when you point an accusing finger at someone three of your own fingers are pointing right back at you.

I even thought you had something better to elucidate on. That's typo error. If you got something reasonable we can all learn from bring it on

eleojo23:
That is how Firstbank will be charging my inactive account for one thing or the other until the balance enters minus And even with the minus, they will still be minusing without mercy

FCMB did this to me. I was owing over N600 for an account I have not used in more than a year

Xda59:


Exactly!! You know absolutely nothing.

Oya teach me oooo

eleojo23:
That is how Firstbank will be charging my inactive account for one thing or the other until the balance enters minus And even with the minus, they will still be minusing without mercy

bros ...you are not alone...Union bank go add interest for #8 wey dey my inactive acct..still deduct am again...I jus dey laff anytime the alerts dey enta...

shedy03:

UBA charge N50 for transfer to other banks. i wonder if your UBA is different.

UBA charge me N11 for transfer to other banks when I use the Mobile App. But I think it's restricted to a number of transactions because I was charged N52 for the last transfer I made last month after several transfers (I didn't keep track of the number of transfers I made though)

loyedammy:


we said KEEP OFF!!!

I am not and will never be in support of Nigerian banks stealing because I know how fraudulent they are in charging people's accounts illegally sometimes. But Nigerians must learn to confront any unfair challenges rather than run to social media to make noise.

I was using UBA and they were charging me anyhow, I simply transferred my money to GTB for good to avoid UBA wahala and I have abandoned them for years now.
At a time, GTB was charging me recklessly for SMS. I called customer care and they directed me to my online banking portal where I unsubscribed from SMS alerts myself, and no charges since then.

It cost money to send SMS, effect transfer (Nibss must make money as an organisation) and they have to charge for such services or run at a loss.
But if you are debited illegally or cheated in any way, do something about it rather than run to social media to cry foul. That's how I live my life cos I totally abhor cheating.

CBN governor is also receiving his own share of money

Most times I see these banks declare billions of naira quarterly as profits, I nod my head in disbelief seeing the extent these banks are looting us.
As for my bank,UBA,na them robb pass. I remember a time I withdrew #10k and got a #10,500 debit alert and I began to wonder what the extra #500 was for.
Another time,the debit alert I received was #44 more than the actual amount withdrawn.
Dem go pay salary,the same bank go still commot #105 from me as service fee.
Card maintenance fee is another charge that gets me cranked up,I mean, how're you maintaining a card that's in my wallet? And a time I went for another ATM card,these fraudster still charged me.
The Nigerian banking system is nothing short of a reformed Ponzi scheme

shedy03:
UBA, First bank, etc charge N50 monthly ATM card maintenance fee.

UBA charges me ATM maintenance fee 2wice a month. Though I already abandoned the account cos of this

Who will speak out for d masses when the same leaders in government are the largest shareholders of these banks and benefiting indirectly from this fraud. What a nation called nigeria

olujastro:
They say who no go no go know. Truth is, banks are the same almost everywhere.
Banking in several African countries is far better than many developed countries. Especially mobile banking

In Norway for example, interbank transfers take 24hrs. SMS notification charge is equivalent to N170.
I prefer Nigerian banking style by far especially when buying bitcoins. Charge me just N52 and do my transfer instantly.
Nigerians too like free things

Nothing is free when it comes to having an account with a bank all over the world. You'd to have to cough out certain amount if you have an account with any bank.