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My Phone Was Stolen And Money Withdrawn From My Bank Account - Crime - Nairaland

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My Phone Was Stolen And Money Withdrawn From My Bank Account by manitobor(op): 3:25pm On Apr 04, 2019
On the first of April 2019, I boarded an intra-city vehicle and dropped at my destination unaware that a guy sitting beside me in the bus had stolen my phone from my pocket. The bus I boarded had picked the guy on the way and he sat next to me. I had no inkling at all that he had the intention of picking my pocket though something told me that this guy's way 'no pure' as he was casting uncanny and surreptitious glances towards my direction, with a weird look on his face. Little did I know he was busy with my pocket.

It was several minutes after I had alighted at my destination that I realised that my smartphone was missing from my pocket. I used a friend's phone to dial my number and found out that the criminal had already switched it off. I resigned to fate knowing fully well that my chances of getting back the phone was slim. I however kept dialling my number till evening, it was still switched off. 6 AM in the morning of 2nd April I dialled my number again and it was ringing but wasn't picked up at the other end. After a few more attempts, the rogue switched off the phone again.

I decided to contact MTN that day to block the line, which they did. However, to my chagrin, when I went to the ATM that same morning to make a withdrawal, I found out the my account balance had changed and that the criminals have succeeded in withdrawing some thousands of Naira from my account. I rushed inside the bank immediately and blocked the account.

What I am still dazed about is how it's possible for criminals to withdraw money from someone's bank account just by getting hold of the sim card. Mind you, my phone can only be accessed via a PIN, so the possibility of them making a transfer using my bank's mobile app is ruled out. So how did they do it?

Has anyone ever been victim of such? Please share so others can learn.

Mods, can you please move to front page so others can learn? Thanks.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Taniaa(f): 3:29pm On Apr 04, 2019
sorry about that
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by manitobor(op): 3:32pm On Apr 04, 2019
Taniaa:
sorry about that
Thanks.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by mykelswa(m): 3:38pm On Apr 04, 2019
Sorry bro. This same thing happened to my friend
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by manitobor(op):
mykelswa:
Sorry bro. This same thing happened to my friend
Thank you. I've put it behind me.

Funnily enough prior to the advent of gsm phone and ATM, such sour tales were non-existent. New technology, new risks.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by JBoss25(m): 4:05pm On Apr 04, 2019
shocked sorry bro
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by OnyeMmeri: 4:19pm On Apr 04, 2019
Had the same experience early year. The thieves managed to steal 32k from my account.

I've since learnt that the first thing to do after such theft to block your line. Then contact your bank to block your account as well.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by BlackfireX: 5:36pm On Apr 04, 2019
How much him take, wet you dey blow all this grammar?
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Onyekachi419(f): 5:54pm On Apr 04, 2019
Sorry I feel your pains I have been there.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by adekhingz(m): 5:54pm On Apr 04, 2019
shocked shocked
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by OyiboOyibo(m): 5:54pm On Apr 04, 2019
Normal thing
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by YabaLeftist: 5:54pm On Apr 04, 2019
BlackfireX:
How much him take, wet you dey blow all this grammar?
For you to ask this kin stup1d question e sure me say you dey into criminal activity.

sad


@op take heart.

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by IQscanner: 5:54pm On Apr 04, 2019
Today is my birthday so free airtime for one lucky person 717461482236188
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by MyGeneration(m): 5:55pm On Apr 04, 2019
Maybe they used the forgot pin option.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Baddiezz(f): 5:55pm On Apr 04, 2019
IQscanner:
Today is my birthday so free airtime for one lucky person 717461482236188
why did you repeat my post?
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by WhiZTiM(m): 5:56pm On Apr 04, 2019
Yes it's possible to steal from your account.
Even without knowing the password, some clever social Engineering can supply the attacker all details to steal.

These days, your phone is your second identity, especially when it's part of your multifactor authentication on several platforms.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by PunAdict: 5:57pm On Apr 04, 2019
The whole story is not yet out
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Smile4daddy(m): 5:57pm On Apr 04, 2019
Op, the name of the guy please.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by johnkay1(m): 5:57pm On Apr 04, 2019
That guy get group wey dey do the runs.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Slynation(m): 5:57pm On Apr 04, 2019
This is seriously serious....
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by cidieschat(m): 5:57pm On Apr 04, 2019
You question is suspicious, you want to know how they did itPsychologically, I strongly believe you have the intention to carry such acts, thereby you need a tip on how to withdraw in such situations....


Don't ask us
Ask your bank
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by hope4life: 5:57pm On Apr 04, 2019
Once your phone is stolen,go and block Bank Acct because your acct is lined to it and emails also
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by NaijaRoyalty(m): 5:57pm On Apr 04, 2019
Sorry about your loss

But guy , your write up funny cheesy grin
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Offpoint: 5:58pm On Apr 04, 2019
It's safer you password your sim card than your phone... always make sure you password the 2....

USSD is what he used to wipe your money
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by BruncleZuma: 5:58pm On Apr 04, 2019
lipsrsealed
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by nephemmy(m): 5:58pm On Apr 04, 2019
congratulations...
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by fergie001: 5:58pm On Apr 04, 2019
These guys have gone international.....

Happened to my dad last year,just got him a new phone. It was stolen less than 2 weeks after he started using the phone, and that day was on a Friday...so we were waiting for Monday to block it. We immediately called empty-hen to block the line which they did. Yet the number continued to ring and a young lady picked feigning ignorance. Behold,she was in AKS, we poured invectives on her,yet she said she was innocent.
To cut a long story short over 80k had gone, before monday, yet that number continued to ring. Even the bank were as confused as we were. Till date,the money enter Voicemail... Once it happens,get to the bank asap...don't even wait an extra second...or best still call their customer care line...

Sorry bro....you are in 9ja...
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by GloShare(m): 5:58pm On Apr 04, 2019
Hear word

You guys dont listen. The minute you lose your phone, call your banks. Any transactions after your call will be a liability to the bank.

CALL YOUR BANK!!! BORROW A PHONE AND CALL YOUR BANK!

ANYWAYS, WINTER HAS COME!!!
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Jh0wsef(m): 5:58pm On Apr 04, 2019
Baddiezz:
why did you repeat my post?
a happy birthday to you grin

Send my own airtime oo.. I must partake in your birthday blessings. etis, thanks ^^
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by midnighter(f): 5:59pm On Apr 04, 2019
Sorry about it. but i wonder how you definitely knew it was him apart from the sneaky look?

its kind of risky that analogue forms of communication are gradually being phased out. phones are becoming ever-more essential to every day life

to the point that even if you want to avoid phones it will be difficult
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by BillGoldberg: 6:00pm On Apr 04, 2019
They
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