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My Phone Was Stolen And Money Withdrawn From My Bank Account - Crime (7) - Nairaland

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N287k Withdrawn From 87-Year-Old Man's Union Bank Account, Leaving N1k / My Phone Was Stolen And My Firstbank Account Was Debited Without My Pin ! / Pepper In Vagina Saga: No Phone Was Missing, Police CP (2) (3) (4)

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Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Offpoint: 9:33pm On Apr 04
Baso2019:


Please no one should try this unless you have your SIM pack with you.
I just tried it and my SIM locked asking me to input PUK.
Within seconds my body was covered with sweat as I remembered the stress people go thru doing court affidavit just to unblock SIM.
Luckily for me after ransacking the whole house I was able to see my SIM pack
lol, I've mentioned that on my last line naw...
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Geo07: 9:35pm On Apr 04
manitobor:
On the first of April 2019, I boarded an intra-city vehicle and dropped at my destination unaware that a guy sitting beside me in the bus had stolen my phone from my pocket. The bus I boarded had picked the guy on the way and he sat next to me. I had no inkling at all that he had the intention of picking my pocket though something told me that this guy's way 'no pure' as he was casting uncanny and surreptitious glances towards my direction, with a weird look on his face. Little did I know he was busy with my pocket.

It was several minutes after I had alighted at my destination that I realised that my smartphone was missing from my pocket. I used a friend's phone to dial my number and found out that the criminal had already switched it off. I resigned to fate knowing fully well that my chances of getting back the phone was slim. I however kept dialling my number till evening, it was still switched off. 6 AM in the morning of 2nd April I dialled my number again and it was ringing but wasn't picked up at the other end. After a few more attempts, the rogue switched off the phone again.

I decided to contact MTN that day to block the line, which they did. However, to my chagrin, when I went to the ATM that same morning to make a withdrawal, I found out the my account balance had changed and that the criminals have succeeded in withdrawing some thousands of Naira from my account. I rushed inside the bank immediately and blocked the account.

What I am still dazed about is how it's possible for criminals to withdraw money from someone's bank account just by getting hold of the sim card. Mind you, my phone can only be accessed via a PIN, so the possibility of them making a transfer using my bank's mobile app is ruled out. So how did they do it?

Has anyone ever been victim of such? Please share so others can learn.

Mods, can you please move to front page so others can learn? Thanks.
Bro it's very possible for the syndicates to use your active sim card to make transfer from your bank account. Earlier this year the Nigerian police, I think in Lagos paraded some criminals that are specialized in that kind of thing. I watched them on TVC news. So we all need to stay focus and vigilant always.
The first thing after you lost your phone is to block the line.

1 Like

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by PotatoSalad(m): 9:35pm On Apr 04
Bodingo:

Yes now, people are not saying the truth of the whole thing, how can someone know your BVN and use it to withdraw someone money in the bank. There no way someone can withdraw money from someone account by stealing the person phone except if you have your bank details on the phone and which serious person in useless country like Nigeria will go and store his or her bank details on the phone,when you no dey mad.

1).How will the person know your bank
2).How will he know your account number
3). How will he know your name
With just BVN he withdraws, na so bank dey operate abi na wetin.
Bro, dial *904# on your phone and see the list of banks connected to your phone number.
The thief probably did a massive top-up
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by MuttleyLaff: 9:36pm On Apr 04
Ishilove:
It's not mushiness, dear Muttley. It's a sincere and objective observation.
Kindness is seeing the good, in others, when they themselves, can't see it in them. You are a kind soul. Thank you,
and now I am feeling giddy

1 Like

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by PotatoSalad(m): 9:37pm On Apr 04
Rubbiish:

Is it possible for one to password sim without its pack?
Have your pack for your puk number incase you mistakenly enter the wrong pin. Going to the MTN office to retrieve a puk number is stressful

2 Likes

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Offpoint: 9:37pm On Apr 04
supereagle:

But USDD will ask for pin number. How did he withdraw without the pin?
Not all banks o, UBA is the only bank I know their USSD security is tight... I've once tried it on friend phone, it when through even though it asked for password I insert a wrong password it went through... it was almost 30 minutes before the reverse back
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Offpoint: 9:38pm On Apr 04
shawlar:

What if you haven't registered for USSD with that phone?
Then you're safe...
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Nobody: 9:42pm On Apr 04
Sorry to hear about your plight. Indeed the criminals were able to unlock your phone using phone unlocking software. They were able to withdraw money from your account because you saved your password in the bank's mobile app in your phone. Please people, NEVER, EVER SAVE YOUR PASSWORD IN THE APPLICATION. Set the application so that each time you want to withdraw money, it asks for your password. Otherwise, your money is not safe.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Welcomme: 9:48pm On Apr 04
Offpoint:
It's safer you password your sim card than your phone... always make sure you password the 2....

USSD is what he used to wipe your money
Pls how do I password my sim?
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Offpoint: 9:56pm On Apr 04
Welcomme:
Pls how do I password my sim?
First of make sure you still have your SIM pack, because of the PUK no the sim pack.

go to your phone settings under security, you'll see SIM card lock, set up a password [It might likely give you error] you tried it 3 times, your SIM will be block, then you use the PUK on your sim pack to unblock and set a new password....


Don't try it if you've lost your sim pack...

1 Like

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by seighapaul(m): 9:57pm On Apr 04
cuzon:
Sorry to hear about your plight. Indeed the criminals were able to unlock your phone using phone unlocking software. They were able to withdraw money from your account because you saved your password in the bank's mobile app in your phone. Please people, NEVER, EVER SAVE YOUR PASSWORD IN THE APPLICATION. Set the application so that each time you want to withdraw money, it asks for your password. Otherwise, your money is not safe.

Banking apps don't ask to save password...you must input the password or PIN anytime you launch the app. All banking apps even have extra security features that logs out a user after a certain amount of inactivity. No bank will deploy an app that ask to save login details. Once again, pipo base that facts in common sense and it's wrong

1 Like

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Hugo7(m): 9:58pm On Apr 04
KingAzubuike:
Depends on the bank. UBA for example asks for pin when transferring with sim card. Banks like GTB or so don't ask for anything at all. They just authenticate the transaction without any security measure.
That's not true GTB ask for pin (4 digit pin)

1 Like

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by mechanics(m): 10:00pm On Apr 04
Maybe you saved your pin on your phone or he knows your pin, it's very difficult for one to withdraw money from one's account through the mobile app.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by mechanics(m): 10:01pm On Apr 04
Hugo7:
That's not true GTB ask for pin (4 digit pin)
You are right.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Rubbiish(m): 10:10pm On Apr 04
Offpoint:

If your SIM card is password and your phone is password, when such incident happens their first target is removing your sim from the phone since they can't access phone... they'll inside your sim into another phone, in the process where your sim was passworded, once they on the phone your SIM it'll demand for password... if they make 3 attempt the SIM will automatically block itself, it can only be unlock with your PUK...
Ok
Clear now
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by ugotex85: 10:18pm On Apr 04
manitobor:
On the first of April 2019, I boarded an intra-city vehicle and dropped at my destination unaware that a guy sitting beside me in the bus had stolen my phone from my pocket. The bus I boarded had picked the guy on the way and he sat next to me. I had no inkling at all that he had the intention of picking my pocket though something told me that this guy's way 'no pure' as he was casting uncanny and surreptitious glances towards my direction, with a weird look on his face. Little did I know he was busy with my pocket.

It was several minutes after I had alighted at my destination that I realised that my smartphone was missing from my pocket. I used a friend's phone to dial my number and found out that the criminal had already switched it off. I resigned to fate knowing fully well that my chances of getting back the phone was slim. I however kept dialling my number till evening, it was still switched off. 6 AM in the morning of 2nd April I dialled my number again and it was ringing but wasn't picked up at the other end. After a few more attempts, the rogue switched off the phone again.

I decided to contact MTN that day to block the line, which they did. However, to my chagrin, when I went to the ATM that same morning to make a withdrawal, I found out the my account balance had changed and that the criminals have succeeded in withdrawing some thousands of Naira from my account. I rushed inside the bank immediately and blocked the account.

What I am still dazed about is how it's possible for criminals to withdraw money from someone's bank account just by getting hold of the sim card. Mind you, my phone can only be accessed via a PIN, so the possibility of them making a transfer using my bank's mobile app is ruled out. So how did they do it?

Has anyone ever been victim of such? Please share so others can learn.

Mods, can you please move to front page so others can learn? Thanks.
You still be learner nah. Criminality is advancing everyday. They did same to my colleague in the office. After stealing his phone, mind you, that's the number he uses to receive alerts, that's also the number connected to his 2 bank accounts; they started transferring money from the first account into his phone as airtime. ₦3000, ₦5000, ₦10,000 till the first account finished. Then they did the same thing on the second account till everything went red. They transferred all the airtime into their own phone, mission accomplished. They don't need to unlock your phone to do that, they only need to insert your sim in another phone and use your bank USSD code. Best safety measure when you lose your phone is, call customer care and your bank ASAP and request that they block your line and account.

3 Likes

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Baddiezz(f): 10:31pm On Apr 04
Omoluabi16:
the mad fellow has been going about copy pasting it on different threads.
Imagine. Smh

1 Like

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Baddiezz(f): 10:32pm On Apr 04
MuttleyLaff:
Have a blast, may you have good success, be in good health, and prosper, even as your soul proper too, on this remarkable & memorable day.

Is it really true, so share birth date with frog voice?
Thank ya....BTW who is frog voice?
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by BluntBoy(m): 10:33pm On Apr 04
manitobor:
On the first of April 2019, I boarded an intra-city vehicle and dropped at my destination unaware that a guy sitting beside me in the bus had stolen my phone from my pocket. The bus I boarded had picked the guy on the way and he sat next to me. I had no inkling at all that he had the intention of picking my pocket though something told me that this guy's way 'no pure' as he was casting uncanny and surreptitious glances towards my direction, with a weird look on his face. Little did I know he was busy with my pocket.

It was several minutes after I had alighted at my destination that I realised that my smartphone was missing from my pocket. I used a friend's phone to dial my number and found out that the criminal had already switched it off. I resigned to fate knowing fully well that my chances of getting back the phone was slim. I however kept dialling my number till evening, it was still switched off. 6 AM in the morning of 2nd April I dialled my number again and it was ringing but wasn't picked up at the other end. After a few more attempts, the rogue switched off the phone again.

I decided to contact MTN that day to block the line, which they did. However, to my chagrin, when I went to the ATM that same morning to make a withdrawal, I found out the my account balance had changed and that the criminals have succeeded in withdrawing some thousands of Naira from my account. I rushed inside the bank immediately and blocked the account.

What I am still dazed about is how it's possible for criminals to withdraw money from someone's bank account just by getting hold of the sim card. Mind you, my phone can only be accessed via a PIN, so the possibility of them making a transfer using my bank's mobile app is ruled out. So how did they do it?

Has anyone ever been victim of such? Please share so others can learn.

Mods, can you please move to front page so others can learn? Thanks.


How did you know that the guy that sat beside you was the culprit?

You didn't state anywhere in your story that you had any conversation with the said guy before and after the phone got lost. So, how did you reach the conclusion that it was the guy that stole it?

Sorry that I couldn't answer your question. It is just that I had questions of my own.

1 Like

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Wizywiz(m): 10:35pm On Apr 04
Baso2019:


Please no one should try this unless you have your SIM pack with you.
I just tried it and my SIM locked asking me to input PUK.
Within seconds my body was covered with sweat as I remembered the stress people go thru doing court affidavit just to unblock SIM.
Luckily for me after ransacking the whole house I was able to see my SIM pack
no much stress bro jus use anoda fone and call customer care service and they will tell u ur PUK
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by anelka101(m): 10:46pm On Apr 04
Such will happen to you before the end of this month. Idiot
BlackfireX:
How much him take, wet you dey blow all this grammar?
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by bonnyhope: 10:51pm On Apr 04
Somebody help o
I was trying to password my sim, after entering the chosen password i pressed okay and now they are asking of PUK to unlock which i don't have with me again. My sim pack is no longer with me long ago.
What do i do?

1 Like

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Akpacha(m): 11:04pm On Apr 04
Rubbiish:

But like op case, his phone Was stolen with the Sim, so does the sim password make any difference?
He said he called line and was off. Any password line would ask for password soon as u on back the phone.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by obynno7(m): 11:04pm On Apr 04
Offpoint:
It's safer you password your sim card than your phone... always make sure you password the 2....

USSD is what he used to wipe your money
how can i passward my sim card
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by kelish(f): 11:07pm On Apr 04
My friend had a similar case, her phone was stolen, how they accessed her whatsapp i dnt know becus passwords virtual everything. They started chatting with her contacts asking for loan to pay back within 3days. They relly dealt wit her. Its a pity that the more advance we get, there is no tech. security advancemnt to compliment it.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by dreamwords: 11:12pm On Apr 04
manitobor:
On the first of April 2019, I boarded an intra-city vehicle and dropped at my destination unaware that a guy sitting beside me in the bus had stolen my phone from my pocket. The bus I boarded had picked the guy on the way and he sat next to me. I had no inkling at all that he had the intention of picking my pocket though something told me that this guy's way 'no pure' as he was casting uncanny and surreptitious glances towards my direction, with a weird look on his face. Little did I know he was busy with my pocket.

It was several minutes after I had alighted at my destination that I realised that my smartphone was missing from my pocket. I used a friend's phone to dial my number and found out that the criminal had already switched it off. I resigned to fate knowing fully well that my chances of getting back the phone was slim. I however kept dialling my number till evening, it was still switched off. 6 AM in the morning of 2nd April I dialled my number again and it was ringing but wasn't picked up at the other end. After a few more attempts, the rogue switched off the phone again.

I decided to contact MTN that day to block the line, which they did. However, to my chagrin, when I went to the ATM that same morning to make a withdrawal, I found out the my account balance had changed and that the criminals have succeeded in withdrawing some thousands of Naira from my account. I rushed inside the bank immediately and blocked the account.

What I am still dazed about is how it's possible for criminals to withdraw money from someone's bank account just by getting hold of the sim card. Mind you, my phone can only be accessed via a PIN, so the possibility of them making a transfer using my bank's mobile app is ruled out. So how did they do it?

Has anyone ever been victim of such? Please share so others can learn.

Mods, can you please move to front page so others can learn? Thanks.
He used used ussd, to recharge your stolen line via top up, up to 20 to 30k or thereabouts, which doesn't need password, then he sold the credit to another line,
This is a secret
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by dreamwords: 11:16pm On Apr 04
bonnyhope:
Somebody help o
I was trying to password my sim, after entering the chosen password i pressed okay and now they are asking of PUK to unlock which i don't have with me again. My sim pack is no longer with me long ago.
What do i do?
grin, call ur network provider
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by freedomjoshah: 11:20pm On Apr 04
President Muhammed Buhari sent his condolence to the family of the (deceased) kolade Johnson. who was shot by the police sars on march 31, 2019 in Lagos.

The President said: The recent unfortunate action of SARS operatives from the Lagos State Police Command, which led to the avoidable death of Mr. Kolade Johnson, is deeply regretted. Once again, our condolences to the family of the deceased. I’m aware the Police authorities have visited them.
please continue reading from the source http://okakasite.com/2019/04/04/president-buhari-promise-to-do-justice-to-the-police-sars-involved-in-the-killing-of-johnson-kolade/
www.okakasite.com
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by MuttleyLaff: 11:30pm On Apr 04
Baddiezz:
Thank ya....BTW who is frog voice?
OBO is, not badly behaving but that's how his voice is, isnt it?
I cant believe someone was comparing him with Fela and then adding salt to injury, said he is better than Fela, the abami Eda.

PS: Na wa ooo, did you go back to adjust your profile or is it my eyes or imagination ni?
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by davillian(m): 11:31pm On Apr 04
I suspect they used ussd codes for transfers and airtime.
One sim is linked to all my bank acc and I dont take the phone out its @home 24/7.
Secondly one of my account is loaded but I dont use ATM with it. I transfer funds to one of the empty account that has ATM which I move with.
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Toseenlove: 12:30am On Apr 05
Baso2019:


Please no one should try this unless you have your SIM pack with you.
I just tried it and my SIM locked asking me to input PUK.
Within seconds my body was covered with sweat as I remembered the stress people go thru doing court affidavit just to unblock SIM.
Luckily for me after ransacking the whole house I was able to see my SIM pack

Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by WIZGUY69(m): 1:25am On Apr 05
Offpoint:

Very simple, go to your phone settings, under security you'll see "Sim card lock" you can set your password there...

Incase the SIM block you'll need your puk to unlock it

I honestly don't know what to say now.. Imreally speechless.. I followed this instructions, without knowing my puk number, can't access my phone.. Called customer care and they were asking me foolish questions. Sim card of 15 years cry undecided

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