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Nairaland Forum / Nairaland / General / Crime / My Phone Was Stolen And Money Withdrawn From My Bank Account (55433 Views)
N287k Withdrawn From 87-Year-Old Man's Union Bank Account, Leaving N1k / My Phone Was Stolen And My Firstbank Account Was Debited Without My Pin ! / How My Friend Lost His Phone & Money Withdrawn From His Bank Account (2) (3) (4)
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Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by id911(m): 7:02pm On Apr 04, 2019 |
Offpoint: Thanks |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by nextstep(m): 7:02pm On Apr 04, 2019 |
OP, sorry about the loss. I almost had my phone stolen on an intercity transport ... the guy was shifting his body one kind, and I kept noticing my phone was peeking out of my trouser pocket every few minutes. So I moved it to my shirt pocket to avoid stories, crossed my arms and went back to sleep. Some banks allow you to generate a pin on a phone and send to the for authentication. They don't check the actual phone (IMEI), only the phone number which is determined by your SIM. So if your SIM is inserted into another phone, the bank will think it's still you. As somebody else suggested, SIM lock will prevent that. No solution is perfect, but I think it helps not to put all our financial eggs in one basket so to say. I only use a token for online transactions (not phone generated PIN), and that token never leaves my house. Also, the bulk of your money should be in a savings account which you never expose. These days too, there are thieves working with bank staff, so all bets are off. 3 Likes |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by nextstep(m): 7:04pm On Apr 04, 2019 |
OnyeMmeri: This is probably the best advice, especially for those who do everything on their phones. First thing to do when a phone is stolen is to block the line and the account ASAP. |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Neoteny(m): 7:06pm On Apr 04, 2019 |
1 Like |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by derbykol(f): 7:08pm On Apr 04, 2019 |
ifeanyi317:Good observation |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Dickson44: 7:09pm On Apr 04, 2019 |
Why do I feel that the person asking this question has plans of getting into crime? 1 Like |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by nextstep(m): 7:09pm On Apr 04, 2019 |
Ebenezerk2: Ironic that in developed countries that feature exists... which means they have thieves, in spite of their wealth... |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by ebukason3(m): 7:10pm On Apr 04, 2019 |
The bitter truth is that USSD is no longer safe, ask ur bank to block it, keep your banking sim at home, if you have to use ATM outside your area , take a second ATM that has small cash, if there is need for money transfer to the account linked to the ATM from online, always clear your username and password from your browser. 1 Like |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by jac101: 7:12pm On Apr 04, 2019 |
Sorry bro I was a victim too last year, the guy pull all the money in my account Smart phone makes it easy for criminals to rub someone |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Autodidact1: 7:13pm On Apr 04, 2019 |
WhiZTiM:what do you mean? |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by ozueozue(m): 7:17pm On Apr 04, 2019 |
manitobor: i always advice people, dont only pin code or password your PHONE alone, code lock your SIM cards especially dos ones you get Bank Alerts from, sorry Man, Unstructured Supplementary Service Data [USSD] could be use in many ways to temper with your MONEY hard Luck bro, but try and ask for your statement of Account from your bank, maybe the use your money to purchase Recharge Cards or Transfer to a fake Account or worst still use it to Get Amazon Gift Cards but am pretty sure the will not use it for KONGA or JUMIA 3 Likes |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Oju4190: 7:21pm On Apr 04, 2019 |
GloShare:First bank customer when u go call.....Dey go play Music oooo so tire sleep go catch u or the person when borrow u phone go tired for u because u won finish he airtime 2 Likes |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by wolexter(m): 7:22pm On Apr 04, 2019 |
For Christ's sakes when are the banks and cbn going to put a stop to this rubbish? @cenbank what measures are being put in place to prevent phone thieves from being able to access people's accounts. It seems too easy and convenient to access somebody's account once they lose their phone these days. This sucks tbh! Two of my people have fallen victim of this and the banks couldn't be bothered. The most annoying part is that your bankers who can see where your money has been transferred to will refuse to go the extra mile to help you track the thief or even provide you with information to track yourself. People's hard earned money are being stolen from their accounts through their phones on a daily basis and our banks are acting as if it is nothing. Honestly it doesn't seem like we are ripe for electronic banking in this country. 2 Likes |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by encryptjay(m): 7:22pm On Apr 04, 2019 |
GT bank doesn't request for pin whenever one is carrying out 'self' airtime recharge. It always bothers me why they have left it like that. I don't want to believe it's because of you recharging quickly. |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Nobody: 7:25pm On Apr 04, 2019 |
manitobor: If its zenith,uba, stanbic,diamond at least d one I know for now,they can't withdraw from there,ussd must be activated with cards etc but some banks like Fidelity, fcmb,d guy can bcis he can activate it himself 1 Like |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Baso2019: 7:27pm On Apr 04, 2019 |
Offpoint: Please no one should try this unless you have your SIM pack with you. I just tried it and my SIM locked asking me to input PUK. Within seconds my body was covered with sweat as I remembered the stress people go thru doing court affidavit just to unblock SIM. Luckily for me after ransacking the whole house I was able to see my SIM pack 11 Likes |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by baur(m): 7:29pm On Apr 04, 2019 |
You are right |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by MuttleyLaff: 7:31pm On Apr 04, 2019 |
Baddiezz:Have a blast, may you have good success, be in good health, and prosper, even as your soul proper too, on this remarkable & memorable day. Is it really true, you share birth date with frog voice? 1 Like |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Coolgent(m): 7:32pm On Apr 04, 2019 |
Boom33:Same thing here: I have been receiving alert of monthly salary of a Teacher from Zamfara State! The funniesr thing is the montgly salary is palty 10,250 (ten thousand two hundred and fifty naira) NB: he may be on grade 6/7, cos there is no minimum wage in that state 1 Like 1 Share |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Rubbiish(m): 7:33pm On Apr 04, 2019 |
anyimontana:How do one do this pls? 1 Like |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by kevoh(m): 7:35pm On Apr 04, 2019 |
OnyeMmeri:Nope it's the other way round. CALL YOUR BANK TO BLOCK YOUR ACCOUNT FIRST then you can block your line. 1 Like |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Rubbiish(m): 7:37pm On Apr 04, 2019 |
Offpoint:How do one password the Sim? Does the Sim automatically lock after certain minutes if unused? Thanks |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by anyimontana(m): 7:41pm On Apr 04, 2019 |
Rubbiish:go to ur sim setting..its there...best form of security |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by partnerbizz4: 7:41pm On Apr 04, 2019 |
Akpacha:Say what you know. You can't take money via bvn alone. 2 Likes |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by toprealman: 7:42pm On Apr 04, 2019 |
manitobor:A video on this went viral last year. These guys have gone digital. |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Rubbiish(m): 7:42pm On Apr 04, 2019 |
PotatoSalad:Is it possible for one to password sim without its pack? 1 Like |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by foster212: 7:42pm On Apr 04, 2019 |
ifeanyi317: 1 Like
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Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by Rubbiish(m): 7:43pm On Apr 04, 2019 |
anyimontana:Can one do this without sim pack? As i m not with my Sim pack. Thanks |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by anyimontana(m): 7:43pm On Apr 04, 2019 |
Rubbiish:go to * phone settings ,* security,* sim lock....best form of security 1 Like |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by anyimontana(m): 7:45pm On Apr 04, 2019 |
Rubbiish:u don't need ur sim pack...just slot ur sim in ur fone and go to ur settings |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by foster212: 7:46pm On Apr 04, 2019 |
id911:Go to security settings, and proceed with default password: 1234 to change to new one. Thank me later. |
Re: My Phone Was Stolen And Money Withdrawn From My Bank Account by GloShare(m): 7:46pm On Apr 04, 2019 |
Oju4190: Theres a speed dial for urgencies. |
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