₦airaland Forum

Mizwisdom:
Therefore, if some are not fully paying N18K, how can you believe they'll pay N30K?

BlackAfrican:
Hello bro... Have you heard from fcmb? What rate did you get from them? Can we discuss privately cos I feel my fcmb guy is trying to play smart on me. Thanks

arduino:
Got confirmation of my NTB order/purchase yesterday. FCMB gave me 12.30% for 182days. This will be my first and last time asking Ecobank to bid NTB for me.
We can discuss whatever issue you have with the guy here. Maybe others can benefit from it.

BlackAfrican:
In the alert I got, I saw the text below in the description:

DESC: 20176452564-SELL-BONDMMDISCOUNT

Is yours similar?

The BONDMMDISCOUNT is just making me uncomfortable.

Meanwhile I got 12.365% for 364 days

Desanta:
Are you sure it's not Bond they bought for you?

OgogoroFreak:
Greed! Is the only reason that won't make any government pay the 30k.

Do you know that these government pay themselves in dollars?

HeliosHay:
How come Stanbic IBTC almost always offers better TB rate than Zenith Bank? It's weird

BlackAfrican:
In the alert I got, I saw the text below in the description:

DESC: 20176452564-SELL-BONDMMDISCOUNT

Is yours similar?

The BONDMMDISCOUNT is just making me uncomfortable.

Meanwhile I got 12.365% for 364 days

RealityShot:
they are a. Sub of a Chinese bank..
They know the real value of capital and deposits in banking.

BlackAfrican:
In the alert I got, I saw the text below in the description:

DESC: 20176452564-SELL-BONDMMDISCOUNT

Is yours similar?

The BONDMMDISCOUNT is just making me uncomfortable.

Meanwhile I got 12.365% for 364 days

BlackAfrican:
The stuff nor gree me know o... I'm waiting for that guy who also did Tbill with fcmb

Experience4u:
I got same message from fcmb and 12.3% for 182 days. Maybe that's how they send their message I guess.

arduino:
Ok

madprophet:
Any body knows the rate for Tb at GTB

HeliosHay:
Wow...i didn't know that. Thought it was 100% indigenous. Interesting!

Gavrelino123:
What tenure did you suscribe for.?
I got 12.35% for 182 days..!!!

Donbrig:
Happy Easter my fellow investors. You guys should understand that banks don't compete with rates in treasury bills, the primary aim of every bank is to have their bidding rate scale through. And the differences between bank rates are not even above 1%. Banks always loose more money than their customers if their bidding rate should fail.

Desanta:
Please educate me. How do they lose money when their bid fails?

Donbrig:
Yeah, banks lose more than customers if their bids should fail, because banks only invest about 30/40% of their customers funds, I mean customers like you and me who entered for t-bills in the primary market, while about 60/70% is their own funds, ordinary depositors funds or funds in ordinary savings, and don't forget banks have billions of funds in ordinary deposit or savings, yielding about 2-6%. And they also lose money from custodian fees or other charges they normally charge every customer if their bid scale through.

temi4fash:
Does it mean we can lose money too when TB Bill's go down? Can we have a total lose on TB?

madprophet:
I

Dats is not a bad rate.

I would wannt to do btw 90 and 182 days

Can you share the procedure to enrol.

Thanks for helping

arduino:
Got confirmation of my NTB order/purchase yesterday. FCMB gave me 12.30% for 182days. This will be my first and last time asking Ecobank to bid NTB for me.
We can discuss whatever issue you have with the guy here. Maybe others can benefit from it.

bayocanny:
hello bro, pls I'm interested in this TB of a thing. I'm a novice, can you guide me on how to go about it?

OgogoroFreak:
Every guide you need is right here on this thread. Don't be lazy to read!

How person go dey inside river come dey say he wan baff make them help am with water.