₦airaland Forum

Eldeee:
Thanks for your response. Sorry if my choice of words sounds harsh. If you read through what I commented, I said I was not angry with you as I don't even know who you are and i also told you that you should have done your due diligence on time. Being a new comer the first thing you need to do is to skim through the contents of the thread to observe how the flow of things are. You take absolutely responsibility for any action you take be in public or in private.

This thread is such a wonderful one as a good number of persons can attest to that fact and one can easily find help or easily be scammed as well. You just came in new and you are seeking for whatsapp adds, you didn't observe the trends and see how things go. That's why I said you goofed, (sorry for using that word though I understand it's harsh) cos you didn't do your due diligence on time. Trust me it will not take you one hour to skim through this thread swiftly and get tonnes of interesting information. But guess you didn't do that. In this thread we have warned that people should not leave their contact details open, as it exposes them to crooks. But like I said if you had done your due diligence on time before jumping in, you would have noticed this.

Now you have labelled me as know it all, that's very funny and quite ridiculous cos we learn everyday and in all honesty I don't know it all, and I have learnt and still learning each passing day.

Not all advice come in soft tones, an open rebuke they say is better than secret love, at least no be me talk this one, e dey for Bible. I have observed with time that people dislike open rebuke, anyway it's their choice anyway. In essence what am trying to tell you is whenever you come into a new place, take time to observe first before making any moves whatsoever.

Once again thanks for your response. Wish you all the very best as you pursue your educational dreams.

Rapture07:
FAU don't dish me rejection letter. (Integrated immunology) 2nd rejection letter now.

Kratos14:
Please house

Is it an issue if ones international passport expires by February ? Will it b an issue to get Visa or a resident permit ?

Pecky2222:
Hello everyone, I remember someone posted the link to buy waec scratch card online but I can't find it.
I need it pls..someone help me.. With the link

Yeside20:
The CBN has 6 different FX windows and each have different FX rate. Dangote as a business man will use a separate window from the one students will use. And banks borrowing from each other will also use a separate rate. The 6 windows are:

1. Interbank - banks borrowing from each other (in bulk o). And this is known as the CBN official rate - N349
2. NAFEX - (Nigerian Autonomous Foreign Exchange window)
3. NIFEX - (Nigerian Foreign Exchange window)
4. I & E window - (Investors and Exporters window)
5. SME window - (Small & Medium Scale Enterprise)
6 SMIS window - (Secondary market Intervention sales) and this is where Form A belongs.

The rate at which the CBN sell to banks in the SMIS window is usually close to that of the parallel market. And according to CBN rules, they are not allowed to make more than a certain percentage on the funds, I have forgotten the actual rate but i think they can't mark up more than 200bps (2%) and because of the tight competition within the banks, they can't even maximize the whole 2% sef.

So it's not as if the banks are ripping us off, it's the fact that in Nigeria we have multiple exchange rates. Often times, it is cheaper and easier to buy from the parallel market, and that's where i bought mine before coming.

The only advantage of buying from the banks these days is the fact that you are guaranteed that it's not "fake money" and that you are buying from real source as some banks don't allow you invest the money if it's gotten from the "black market".

I hope this helps.

NB - I am not a staff of Zenith Bank

djkally:
Who's sending documents to FAU before Wednesday,
I'm in Lagos, let's share cost...

Chriswazo:
thank u
on a lighter note, we all go cross this winter whether funny, basic or advance question we ask o, is obvious d pressure and momentum is very high now
even Fabcol d cool guy that has been answering every question is feeling the heat here too

NijaDueprocess:
They told me 342/euros which was even the cbn rate for that day and I was given at 409.7/euros(even higher than aboki rate) . The truth is stay away from banks that promise heaven and earth to scam you with the use of CBN form A. Example Zenith bank, they end up using a higher rate

Yeside20:
The CBN has 6 different FX windows and each have different FX rate. Dangote as a business man will use a separate window from the one students will use. And banks borrowing from each other will also use a separate rate. The 6 windows are:

1. Interbank - banks borrowing from each other (in bulk o). And this is known as the CBN official rate - N349
2. NAFEX - (Nigerian Autonomous Foreign Exchange window)
3. NIFEX - (Nigerian Foreign Exchange window)
4. I & E window - (Investors and Exporters window)
5. SME window - (Small & Medium Scale Enterprise)
6 SMIS window - (Secondary market Intervention sales) and this is where Form A belongs.

The rate at which the CBN sell to banks in the SMIS window is usually close to that of the parallel market. And according to CBN rules, they are not allowed to make more than a certain percentage on the funds, I have forgotten the actual rate but i think they can't mark up more than 200bps (2%) and because of the tight competition within the banks, they can't even maximize the whole 2% sef.

So it's not as if the banks are ripping us off, it's the fact that in Nigeria we have multiple exchange rates. Often times, it is cheaper and easier to buy from the parallel market, and that's where i bought mine before coming.

The only advantage of buying from the banks these days is the fact that you are guaranteed that it's not "fake money" and that you are buying from real source as some banks don't allow you invest the money if it's gotten from the "black market".

I hope this helps.

NB - I am not a staff of Zenith Bank

Chriswazo:
not up to 6months if u get your AM October, u can use ur current passport to book and then initiate process for a new one, afterwards send the two attached for your Visum after AM

evergreen9:
Guy u dey craze oh lol, well u no lie e be like sey na stress and pressure dey cause all dis insult lol

Somstevee:
Good morning beautiful people.
I really appreciate the help I have been getting so far here. Thank you all

Am at the process of funding my BA, I learnt that the safest mode of doing that is through bank but it might be costlier. I also observed that a FORM A is need for the transfer in the bank.
My question is, how can one get the FORM A?.

Secondly, what are the possible documents needed while funding d account?

NB, I opened a finitiba account, and intend funding soon but i need possible information on how to do that to avoid mistakes....

Thank you

walexy06:
Sorry about that bro... When did you apply n get feedback ? Is the course restricted? All the best in others

Emekaudeme:
Any student of Unikassel here?

Chriswazo:
https://www.vtpass.com/waec-result

Sholanke100:
please is it possible for someone to recieve a mail from TUM dat all academic requirements are been met via mail and portal and still get rejected?

Sholanke100:
please is it possible for someone to recieve a mail from TUM dat all academic requirements are been met via mail and portal and still get rejected?

heybaby12:
28.06.2018 was a remarkable day for me, i was at the embassy before 5:20. Awesome God "oga pauli" was on leave. I was ushered into room two. Was interviewed by the tinted hair lady. There was no pressure . 6 weeks later almighty AM arrived.

What am I saying here.
Never say never . Believe and you would conquer your dreams.

More AL
More AM
More money.

#bestwishes

Chriswazo:
thank u
on a lighter note, we all go cross this winter whether funny, basic or advance question we ask o, is obvious d pressure and momentum is very high now
even Fabcol d cool guy that has been answering every question is feeling the heat here too

NijaDueprocess:
In my case I have written to zenith to refund my money then I copied cbn on the mail. Zenith bank is scam on using CBN form A, I authorize them to fund my account with 8829 euros after they told me the rate for the day is 342/euros so I had to transfer the equivalent of 8829euros at the rate of 342/euros into my zenith taking into consideration slight change that might occur during the processing of CBN form A, rather they went and funded my block account with just 7500euros at the rate of 409.7/euros without my consent

Somstevee:
Good morning beautiful people.
I really appreciate the help I have been getting so far here. Thank you all

Am at the process of funding my BA, I learnt that the safest mode of doing that is through bank but it might be costlier. I also observed that a FORM A is need for the transfer in the bank.
My question is, how can one get the FORM A?.

Secondly, what are the possible documents needed while funding d account?

NB, I opened a finitiba account, and intend funding soon but i need possible information on how to do that to avoid mistakes....

Thank you

NijaDueprocess:
There is nothing like form A at CBN rate. I am talking from experience except you are willing to fund your block account at a rate even higher than aboki or black market rate then use form A

Sholanke100:
please is it possible for someone to recieve a mail from TUM dat all academic requirements are been met via mail and portal and still get rejected?

mayorflexzy:
as for the whatsapp add, I sincerely apologise for that. That Was The first thing I observed when I clicked on the post. Nevertheless, I appreciate the purpose of this thread and thanks for informing me that about reading the thread through, which I've been doing.

My brother sent the link to this thread to me. He is in cottbus. I recently got a masters admission letter to uni of koln, Sociology and Social research and I am on the visa application phase.

I would keep going through the thread and if I have any question, pardon me in advance, I go ask. Na my nature. I cant afford to make any mistake at this point.

Thanks

emeka2103:
Mine is still showing formal entry requirements met..am still waiting for their decision..what course did you apply for?

vivianobas:
Emeka what course did you apply for?

olaadesie:
Pls give us full details of your interview transcript, I will appreciate it cos I'm applying for both Msc and a second degree after 4years of graduation. Pls once again I will appreciate if u can give full details of your interview.