₦airaland Forum

eagleeye2:
That's part of my worry. my wife has the Pin to all my Atm cards. but what if it expires, and you have an active t.bills running?
I understand the thing about Will, even with that some unscrupulous bank staffs fit try nonsense delay tactics and my wife is not the quarrelsome type.

Make her the second signatories to your bank accounts.

kryptem:
Well, if you don't want to go the way of will and you want it hassle -free for your beneficiaries,
1. Never allow rollover on your TB subscription. It should always terminate at end of stipulated tenor which never more than a year. All my TB terminate at end of tenor; never did the rollover thing.
2. Ensure that your ATM validity has well enough months ahead of the termination of your last TB subscription. ATM lasts for up to 4years. If it requires you terminate and renew it to cover for your TB sub, it is your desire. It only costs N1000.
3. Release your ATM PIN to your beneficiary.
That's, If you feel so strong about it and I bet you it is hassle free.
This just on the mild side of it.... �
Frankly, Just carry your trusted people along in your investment dealings and have the appropriate documentations, we all should be safe!

Thank you.

IamR:
Make her the second signatories to your bank accounts.

Thank you. I love this idea too.

masters, .

unite4real:
You cannot find secondary tenor for 365 days. Not possible.

may be I didn't not look well but I know is 300+ and am very sure of the percentage... It's 12.8% and I might not b correct wt d days but dt of 66 is too sure because dts wat I did... I can always call my account offr I its odawise bt wen I see 300something I just assume its 365 ...I'll get bak later she wen e reply me.

Hello guys,pls I need your advice is very urgent I did primary market TB 1 million in first bank it will mature by January next year,but one opportunity came out now I need the money this week.what can I do to get the money back?and how many days will it take for them to send the money to me? And what is there penalty charge like? The percentage is 10.5% for 6 months

Hello guys,pls I need your advice is very urgent I did primary market TB 1 million in first bank it will mature by January next year,but one opportunity came out now I need the money this week.what can I do to get the money back?and how many days will it take for them to send the money to me? And what is there penalty charge like? The percentage is 10.5% for 6 months
(Modify) (Quote
author=RealityShot post=82901913]Tomorrow I shall seek 60 days tenor..
As Cbn seeking funding for long-term..
1 year rate must rise by year end
"I hope"[/quote]

Hello bro what your say on this Hello guys,pls I need your advice is very urgent I did primary market TB 1 million in first bank it will mature by January next year,but one opportunity came out now I need the money this week.what can I do to get the money back?and how many days will it take for them to send the money to me? And what is there penalty charge like? The percentage is 10.5% for 6 months

Dunkofia20:
Hello bro what your say on this Hello guys,pls I need your advice is very urgent I did primary market TB 1 million in first bank it will mature by January next year,but one opportunity came out now I need the money this week.what can I do to get the money back?and how many days will it take for them to send the money to me? And what is there penalty charge like? The percentage is 10.5% for 6 months
(Modify) (Quote

you got about 55k interest, right?
You have held it for only about 60 days

Expect at least 40k to be deducted from your 1million when you get it.

So you get, 960k give or take 10k for fine.

Go tomorrow.. Should get alert before Friday (first bank mumu things)

Good luck and do let us know how it worked in the end.

P. S: I HOPE THE "OPPORTUNITY" is not MBA O!!!!
RUN O

Thanks bro another questions pls, I did 900k in IBTC BANK IN their secondary market for 6 months at 13.5 percent and I want to terminate it too what is the penalty for the termination and how many days will it take before I get the money

RealityShot:
you got about 55k interest, right?
You have held it for only about 60 days

Expect at least 40k to be deducted from your 1million when you get it.

So you get, 960k give or take 10k for fine.

Go tomorrow.. Should get alert before Friday (first bank mumu things)

Good luck and do let us know how it worked in the end.

P. S: I HOPE THE "OPPORTUNITY" is not MBA O!!!!
RUN O

Dunkofia20:
Thanks bro another questions pls, I did 900k in IBTC BANK IN their secondary market for 6 months at 13.5 percent and I want to terminate it too what is the penalty for the termination and how many days will it take before I get the money

not enough info...

But be sure off like 10% of the profit going as charge.

1-2 days refund period...

I wish I can buy this one off you! Too sweet O!

DigitalMallam:
Simply have a will/testament in place, it doesn't cost much.

Studies have it that 80% of Nigerian don't have a will.
Having one in place doesn't mean you will soon die.
To ensure your hard earn wealth or sweat does not end up in wrong hands or forfeited to banks and govt. Pls have a will. The law doesn't recognize next or kin, in addition you can do your next of kin a whole lot of good by having a will. You don't want to imagine what next of kin go through before they can access your fund when you're long gone. In most cases govt charge exorbitant fees to get necessary doc before they can access the fund.
I have witnessed first hand the devastating effect of not having a will by friends and colleagues.
Come to think of it, it does not cost much to have one in place.

After a thorough search, I found United Capital (trustees) ideal for me, and i just started mine. It cost only 17k. No reoccurring annual fee. I spent way above that on beer daily.

You must be a hell of a drunk....that must be on a light mood tho....17k daily on beer

Hello bosses in the house,between investing in mansard or mmf,wic one is more suitable for an undergraduate.Pls help out.Thanks

RealityShot:
you got about 55k interest, right? You have held it for only about 60 days
Expect at least 40k to be deducted from your 1million when you get it.
So you get, 960k give or take 10k for fine.
Go tomorrow.. Should get alert before Friday (first bank mumu things)
Good luck and do let us know how it worked in the end.
P. S: I HOPE THE "OPPORTUNITY" is not MBA O!!!! RUN O

pls Sir, can u shed more light on the P.S(I mean run from MBA) Thanks

Angelacruz:
Hello bosses in the house,between investing in mansard or mmf,wic one is more suitable for an undergraduate.Pls help out.Thanks

It's good you are investment conscious this early in life, sometimes I wish I knew what I know now at an early age, I wouldn't have made some exorbitant expenses to no good.To me, either of the two is good and ok just pick any that you are comfortable with based on their terms and conditions, record service delivery and start. With time you will get better and diversify.

Tank u sir

Boyhood:
It's good you are investment conscious this early in life, sometimes I wish I knew what I know now at an early age, I wouldn't have made some exorbitant expenses to no good.To me, either of the two is good and ok just pick any that you are comfortable with based on their terms and conditions, record service delivery and start. With time you will get better and diversify.

One-Year T-Bills Yield Falls to 14.63% Tuesday
https://businesspost.ng/2019/10/09/one-year-t-bills-yield-falls-to-14-63-tuesday/

yourstruly5:
pls Sir, can u shed more light on the P.S(I mean run from MBA) Thanks

not here... There is a thread for that...

Generally, giving other people your money to invest is risky.
In Nigeria, it is ten times more risky than!
Why?
There is a very poor judicial system.

Beware of people asking you to give money to invest for you.

I got 11% for 108 days at first bank yesterday. # Saw 12% for 330 days.. Meanwhile, another branch was saying nothing like that was available

I can't wait to move to ibtc Fbn is too greedy

RealityShot:
I got 11% for 108 days at first bank yesterday.
#
Saw 12% for 330 days..
Meanwhile, another branch was saying nothing like that was available


I can't wait to move to ibtc
Fbn is too greedy

What's the reliability rate of other service providers

RealityShot:
I got 11% for 108 days at first bank yesterday.
#
Saw 12% for 330 days..
Meanwhile, another branch was saying nothing like that was available


I can't wait to move to ibtc
Fbn is too greedy

Fidelity bank had 12.6% for 330 days as at monday

Hello house,
I have two Tbills dropping tomorrow at stanbic. What time of the day is it suppose to hit my account. I want to merge and add a little amount before subscribing tomorrow.�

Eurobonds in Nigeria: What they are and how to invest in them

https://nairametrics.com/2019/07/20/eurobonds-in-nigeria-what-they-are-and-how-to-invest-in-them/

igbizen:
Hello house,
I have two Tbills dropping tomorrow at stanbic. What time of the day is it suppose to hit my account. I want to merge and add a little amount before subscribing tomorrow.�

Latest by noon

eddie7:
What's the reliability rate of other service providers

enque:
Fidelity bank had 12.6% for 330 days as at monday

First bank ain't that reliable jorr

Sent someone to do bills since 26th of last month.
They are still telling her that there is no tenure longer than 100+ @11.8%

Lol my branch showed me that 330 days and they said they can't see it!

She has opened ibtc account!

Enque..
Their minimum investment is 1m... And Their rates don't beat ibtc...


Soon ibtc will dust all Nigerian bank in Investment capital

enque:
Fidelity bank had 12.6% for 330 days as at monday

Please how much will be the turn out if one wants to invest ₦500k on it... note I’m a novice in this area of TB. Thanks.

Frank0001:
Please how much will be the turn out if one wants to invest ₦500k on it... note I’m a novice in this area of TB. Thanks.

U will get an interest of N56,958 on ur investment

RealityShot:
First bank ain't that reliable jorr

Sent someone to do bills since 26th of last month.
They are still telling her that there is no tenure longer than 100+ @11.8%

Lol my branch showed me that 330 days and they said they can't see it!

She has opened ibtc account!

Enque..
Their minimum investment is 1m... And Their rates don't beat ibtc...


Soon ibtc will dust all Nigerian bank in Investment capital

Thanks

enque:
U will get an interest of N56,958 on ur investment

If I’m not mistaken.. that’s for 11 months wait right?

Frank0001:
If I’m not mistaken.. that’s for 11 months wait right?

Yeah 11 months

aremso:
Latest by noon

I thought you said latest by noon.

Still expecting

enque:
Yeah 11 months

That’s relatively low sha. Thanks for the Feedback.