What is happening in this treasury bill is heart breaking. This started after President inaugurated the economic team to revive the Nigeria economy. I believed part of there mandate is to disorganise omo, treasury bill etc to enable people invest in physical market thus creating employment. But d question is still why fighting local and individual investors? Other countries in d world are doing well in treasury bill like Ghana but look at us giant of Africa. I believe also with time things will normalize especially during another election period.

zamirikpo:
My bid was for 4m and I was debited 334k ,this thing isn't funny anymore.

So what's the face value Now, maybe 400k. Haba..

Last two weeks the same thing. Now they have scattered the money for me and also my plans.

The BM of stanbic didn't even know what to say.
This is pure stupidity. Would have been better it failed entirely.

Fingers are crossed let me see what the secondary market has on offer tomorrow

Things are getting pretty bad, my bids with stanbic for 91 days didn't even fly, my capital remains untouched in my acc. Now to learn that you were only debited 334k for 4m bills is quiet discouraging. Obviously, we are in a bad time and i hope things get back to shape soon.

DigitalMallam:


'any business' is generic. Aside your 1st degree and nysc descaherge cert, what other skill set do you have?. On a more serious note I personally believe it will be difficult to get help this way. I mean by just jumping on a discussion. If you were my younger one, I will advise you go and mentor some people who are self employed since getting good job is almost impossible if you don't have big politician as s father. There millions of things you can learn at this age, I watch a clip of one young man that established garri processing factory in his village after service and he's doing really well, such venture is what I can assist with. As for white collarjob it's difficult securing one.

Extremely difficult.

What if I have a sister that have been in Ghana for almost say 10yrs? Can one use such person to invest in the GhT-bill and am also looking at their exchange rate to the naira

DigitalMallam:

Ghana is currently doing 19.5% for 364 days.
You can try your luck, some Nigerian bank like Ecobank, UBA and GTB has earned themselves good name in the Ghanaian market. Please note you will require a recidency permit to open an account with any bank in Ghana

dipoolowoo:
CBN Retains Rates at OMO Auction, as One-Year T-Bills Yield Falls to 10.91%
https://businesspost.ng/economy/cbn-retains-rates-at-omo-auction-as-one-year-t-bills-yield-falls-to-10-91/

Nigeria Offers 30-Year Bond at 14.80%, 5-Year at 12.75%
https://businesspost.ng/economy/nigeria-offers-30-year-bond-at-14-80-5-year-at-12-75/

Nigerian Stocks Gain 1.91% as Investors Abandon Fixed Income Market
https://businesspost.ng/economy/demand-for-nigerian-stocks-raises-index-by-1-91/

It's cool but the minimum one need to have is 20m by afriinvest

ahiboilandgas:
they suppose to remove 3.6m and leave 400 ...going futher rate would crash futher....may they shared it among investors

Yes you're right!

Hamachi:
What if I have a sister that have been in Ghana for almost say 10yrs? Can one use such person to invest in the GhT-bill and am also looking at their exchange rate to the naira

The decision is yours to make, if you can trust your sister with your fund why not. As for exchange rate the cedis is bar far outperforming the ailing Naira (think is about 1-to-67)
But don't be quick to take any action, I'm very sure in coming days information going round pointed to fact that some investment house are thinking in that direction and willing to cash in fast to assist would be investors in Ghana tb. Who knows that might make our flip-flop CBN gov have a rethink.

Hamachi:
It's cool but the minimum one need to have is 20m by afriinvest

As for me, no more tb.
5yr bond perfectly suite my plan.

Acidosis:


Sis, there's is no such thing as 100% reliability in farming/insurance business. It's a risk/decision you have to take based on your risk appetite and discretion.

Digital agric firms rely on their farming experience to deliver. When/If that fails, they expect the insurance company to come to the rescue.

So to invest, you have to trust (1) the firm's farming experience, and (2) The insurance firm (mostly Leadway & NAIC) to play its role.

There are over 20 of them currently that claim to have a comprehensive insurance (whatever that means) and so far, we haven't heard of any default.

Alright, thank you. Just looking for safe investments to go into as treasury bills is no longer encouraging.

Good afternoon gurus in the house please my treasury bill matured yesterday, till now I have had anything from the bank, yes last week I notified them to rollover the investment plus the interest but they did not notify me if my request was granted or rejected or credit me.what should i do?

Diyke4rich:
Good afternoon gurus in the house please my treasury bill matured yesterday, till now I have had anything from the bank, yes last week I notified them to rollover the investment plus the interest but they did not notify me if my request was granted or rejected or credit me.what should i do?

Pay a visit to your account officer. If you're in a remote area that you can't visit, call him/her.

DigitalMallam:

The decision is yours to make, if you can trust your sister with your fund why not. As for exchange rate the cedis is bar far outperforming the ailing Naira (think is about 1-to-67)
But don't be quick to take any action, I'm very sure in coming days information going round pointed to fact that some investment house are thinking in that direction and willing to cash in fast to assist would be investors in Ghana tb. Who knows that might make our flip-flop CBN gov have a rethink.

Lol.Time for the Ghania govt to cash in big time. One thing i like about us is that we Nigerians are not afraid to take risks and by nature we move to greener pastures. All they need is to adjust their policies in terms of the residency permit thing,make it easier for Nigerians to invest in their tb from Nigeria through the various Nigerian banks already in their country,then sit back and watch what will happen.The Nigerian govt will not know what hit them by the time they lose N400bn tb requests they were doing gra gra rejecting

Fairview1:



Pay a visit to your account officer. If you're in a remote area that you can't visit, call him/her.

I am out of the country

Adiwana:


Lol.Time for the Ghania govt to cash in big time. One thing i like about us is that we Nigerians are not afraid to take risks and by nature we move to greener pastures. All they need is to adjust their policies in terms of the residency permit thing,make it easier for Nigerians to invest in their tb from Nigeria through the various Nigerian banks already in their country,then sit back and watch what will happen.The Nigerian govt will not know what hit them by the time they lose N400bn tb requests they were doing gra gra rejecting

What is N400 billion, when excess liquidity in the system is in Trillions of naira.

This excess liquidity is the steroids that is currently driviing the bull in the stock market in the past few days

emmanuelewumi:



What is N400 billion, when excess liquidity in the system is in Trillions of naira.

This excess liquidity is the steroids that is currently driviing the bull in the stock market in the past few days

What is 400bn you ask but the govt wants us to invest that amount in "real economy" to create jobs. Since they don't need the money,we might as well take it to people who need it

zamirikpo:
My bid was for 4m and I was debited 334k ,this thing isn't funny anymore.

So what's the face value Now, maybe 400k. Haba..

Last two weeks the same thing. Now they have scattered the money for me and also my plans.

The BM of stanbic didn't even know what to say.
This is pure stupidity. Would have been better it failed entirely.

Fingers are crossed let me see what the secondary market has on offer tomorrow

Where you able to get through with the Stanbic Secondary market?

Adiwana:


What is 400bn you ask but the govt wants us to invest that amount in "real economy" to create jobs. Since they don't need the money,we might as well take it to people who need it

what is stopping you now?

OgogoroFreak:
what is stopping you now?

King of Sarcasm Spotted

OgogoroFreak:
what is stopping you now?

You just to troll or what??

I called an account officer at Stanbic Ibtc to find me 365days treasury bill from the secondary market today.. After the long wait, I got debited. After back and forth calculations I almost beat myself seeing about 8.88% for 365days.. So pathetic. Tbills looking scary..

Nakedman:
I called an account officer at Stanbic Ibtc to find me 365days treasury bill from the secondary market today.. After the long wait, I got debited. After back and forth calculations I almost beat myself seeing about 8.88% for 365days.. So pathetic. Tbills looking scary..

Damn !

Nakedman:
I called an account officer at Stanbic Ibtc to find me 365days treasury bill from the secondary market today.. After the long wait, I got debited. After back and forth calculations I almost beat myself seeing about 8.88% for 365days.. So pathetic. Tbills looking scary..

Damn

Nakedman:
I called an account officer at Stanbic Ibtc to find me 365days treasury bill from the secondary market today.. After the long wait, I got debited. After back and forth calculations I almost beat myself seeing about 8.88% for 365days.. So pathetic. Tbills looking scary..

Kai! Kai! Chei!

zamirikpo:
My bid was for 4m and I was debited 334k ,this thing isn't funny anymore.

So what's the face value Now, maybe 400k. Haba..

Last two weeks the same thing. Now they have scattered the money for me and also my plans.

The BM of stanbic didn't even know what to say.
This is pure stupidity. Would have been better it failed entirely.

Fingers are crossed let me see what the secondary market has on offer tomorrow

So not only are the rates rock bottom, they are even prorating... . .

*Sigh

abeg let me do at this rate, i cant come and risk my funds biko. Monday here i come.

Nakedman:
I called an account officer at Stanbic Ibtc to find me 365days treasury bill from the secondary market today.. After the long wait, I got debited. After back and forth calculations I almost beat myself seeing about 8.88% for 365days.. So pathetic. Tbills looking scary..

cmoney22222:
abeg let me do at this rate, i cant come and risk my funds biko. Monday here i come.

Hahaha. Obedience is better than sacrifice.

Why are people not interested in Sukuk?

Call your broker, you can get the sukuk 2 at like 13% yield...

But there will be no sukuk 3 this year sha...

GHANA MOBILE TB using ordinary mtn card.
We need to reach the govt and see how will can send ds cash across to d needie and get a beta return.

Ecobank TBILL4ALL
Invest on the go
Invest in treasury bills from your mobile phone today. Ecobank makes it possible.

The Ecobank TBILL4ALL is a mobile-money based investment service that allows Ghanaians to purchase and manage Government of Ghana Treasury Bills from their mobile phones. Ecobank Ghana currently offers the service on the MTN mobile money platform.

Ecobank TBill4All is a simple, engaging and interactive self-service which offers a level of convenience that complements your changing lifestyles. With as little as Five Ghana Cedi you too can purchase Government of Ghana 91 and 182 day Treasury bills from your MTN mobile wallet.

To ensure that your money is safe and secure and earns you a good rate of return, register on Ecobank TBill4All today and purchase treasury bills from your mobile phone anywhere any time and enjoy continuous peace of mind.

If you are a first time user dial *770# to register. Once registered, the system will always recognise your user name and grant you access to the product features including Application, the Interest calculator, Rediscount as well as the Terms and Conditions of the service.
The interest calculator allows the prospective customer to have a fair idea of what his/ her investment will earn at maturity. Rates used are those of the previous week and are only indicative and subject to change.
The rediscount functionality of the service allows customers to terminate their investments before maturity. Partial rediscount is currently unavailable on the service. This is to make the product even more user-friendly and less cumbersome.
The purchase of Treasury Bills on the platform is a one-cycle transaction with a minimum investment of five Ghana Cedi. The customer’s mobile money wallet is credited on maturity and customers’ may always reinvest the matured proceeds on the platform.
The product is supported by the Ecobank Call Centre where trained and certified staff are available to provide the requisite support. To contact them call free on short code 3225; Airtel, MTN or Vodafone lines only or on 0302 213 999. To learn more about the service you may also read our Frequently Asked Questions and the Basic Steps for registering for the service and applying for the investment. Terms and conditions apply.
Kindly find below the FAQs

BILL4ALL FAQs
How accurate is the interest calculator?
How would I know that my bill has been purchased?
What numbers can I call when I need further information and clarifications?
Are there any taxes to be paid when I purchase Treasury Bill on the TBill4All platform?
What is the difference between Ecobank TBill4All and the conventional Treasury bill?
Do I need to register before purchasing Treasury Bill on the TBill4All platform?
Yes, you need a one-time registration on the TBill4All platform.

Hallenjay:
GHANA MOBILE TB using ordinary mtn card.
We need to reach the govt and see how will can send ds cash across to d needie and get a beta return.

Ecobank TBILL4ALL
Invest on the go
Invest in treasury bills from your mobile phone today. Ecobank makes it possible.

The Ecobank TBILL4ALL is a mobile-money based investment service that allows Ghanaians to purchase and manage Government of Ghana Treasury Bills from their mobile phones. Ecobank Ghana currently offers the service on the MTN mobile money platform.

Ecobank TBill4All is a simple, engaging and interactive self-service which offers a level of convenience that complements your changing lifestyles. With as little as Five Ghana Cedi you too can purchase Government of Ghana 91 and 182 day Treasury bills from your MTN mobile wallet.

To ensure that your money is safe and secure and earns you a good rate of return, register on Ecobank TBill4All today and purchase treasury bills from your mobile phone anywhere any time and enjoy continuous peace of mind.

If you are a first time user dial *770# to register. Once registered, the system will always recognise your user name and grant you access to the product features including Application, the Interest calculator, Rediscount as well as the Terms and Conditions of the service.
The interest calculator allows the prospective customer to have a fair idea of what his/ her investment will earn at maturity. Rates used are those of the previous week and are only indicative and subject to change.
The rediscount functionality of the service allows customers to terminate their investments before maturity. Partial rediscount is currently unavailable on the service. This is to make the product even more user-friendly and less cumbersome.
The purchase of Treasury Bills on the platform is a one-cycle transaction with a minimum investment of five Ghana Cedi. The customer’s mobile money wallet is credited on maturity and customers’ may always reinvest the matured proceeds on the platform.
The product is supported by the Ecobank Call Centre where trained and certified staff are available to provide the requisite support. To contact them call free on short code 3225; Airtel, MTN or Vodafone lines only or on 0302 213 999. To learn more about the service you may also read our Frequently Asked Questions and the Basic Steps for registering for the service and applying for the investment. Terms and conditions apply.
Kindly find below the FAQs

BILL4ALL FAQs
How accurate is the interest calculator?
How would I know that my bill has been purchased?
What numbers can I call when I need further information and clarifications?
Are there any taxes to be paid when I purchase Treasury Bill on the TBill4All platform?
What is the difference between Ecobank TBill4All and the conventional Treasury bill?
Do I need to register before purchasing Treasury Bill on the TBill4All platform?
Yes, you need a one-time registration on the TBill4All platform.

nkaaa dikwa very risky ooooo

Bamz:
ahiboilandgas, you better start working out lol. You'll be okay.

Well, we're all just going back and forth on this. Those who're saying 'you don't know how to have fun etc' won't be there when one's account balance is below sea level .

There's no doubt that some people are extremists i.e they make it big and spend big as well, while some make it big but are stingy to themselves. The main thing is to have a positive balance in the large scheme of things. The truth is that life is short and delayed gratification may or may not work but a man's gotta do what he oughta do.

The definition of happiness and satisfaction would always vary from individual to individual. I was expecting everyone on this thread to understand this by now. For someone like me, I'm a gym rat, I can spend money on whey protein than spend that same money buying beers etc that my body detests. This doesn't mean I'm better than those who binge on beers, it only means I find fun in keeping fit.

Nice information-- You may also learn about mass gainer vs whey protein in order to better understand the difference.

needful:

nkaaa dikwa very risk ooooo

Hahaha. Very risky.

I pity desperate people who will soon lose their money.

Grupo:


Hahaha. Very risky.

I pity desperate people who will soon lose their money.

That is why one needs to be careful of the numerous digital agricultural business opportunities that are offering mouth watering returns.

SEC needs to register and regulate crowd funding schemes.