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What Has Your Bank Done For You? - Business - Nairaland

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What Has Your Bank Done For You? by MayenKudi: 12:58pm On Dec 03, 2019
So I had a sit down with some friends and we got talking, we talked about life,work and earnings and soon the convo drifted to how our various banks had been of help to us.

Personally I bank with Gtbank while my friends with UBA and Diamond, I quickly highlighted how I could withdraw to the last penny which was a very big advantage back then in school and the advantages of being able to do many online transactions, this got my friend laughing to my surprise, he said with UBA, he enjoys a Zero Instant Savings Account which is a savings account which can be opened without immediate funding (It is designed to encourage the un-banked and the under-banked to open a savings account), now that is one account i would have rushed to open back then in school, he also said other benefits include access to internet and mobile banking, access to debit card (for ATM and POS transactions) and an attractive interest rate. Also access to Financial Products and services.

My other friend bragged about soft loans he could easily get from Diamond bank, apparently none of us would agree that the others bank was better so I decided to bring it here for settling, please tell me your bank experiences and how you have benefited from them.

Re: What Has Your Bank Done For You? by dawnomike(m): 1:00pm On Dec 03, 2019
They sent me a happy birthday text... grin
Re: What Has Your Bank Done For You? by thatkindthing: 1:17pm On Dec 03, 2019
They have been a means to receive alawee, thank God I already had an access account before going for service
Re: What Has Your Bank Done For You? by thatkindthing: 1:19pm On Dec 03, 2019
dawnomike:
They sent me a happy birthday text... grin
lol, whose bank doesn't and him birthday texts grin
Re: What Has Your Bank Done For You? by pocohantas(f): 1:26pm On Dec 03, 2019
I opened my GT account in my second year, I was 17 then. I love the orange colour, the brand...I felt they had the classiest bankers. So, why not? It was just about the image for me. Then they gave zero balance and opened a Tier 3 acct for me (I expected a Tier1 or its variant). I have never tried taking facilities. I have my boyfriends for that. smiley


What have they done for me? Ease of doing financial transactions. They are very innovative.
Re: What Has Your Bank Done For You? by izzou(m): 1:29pm On Dec 03, 2019
grin

My bank has never done anything for me.

That's the truth

1 Like

Re: What Has Your Bank Done For You? by Hundjager: 1:29pm On Dec 03, 2019
GTB! I like the ease in which they allow me make transactions.
Re: What Has Your Bank Done For You? by pocohantas(f): 1:40pm On Dec 03, 2019
izzou:
grin

My bank has never done anything for me.

That's the truth

Nothing at all?

-There have never been moments the Nigerian sun was so hot, you had to enter there to collect AC and cool that your coconut head?

-It has never linked you to a babe? Because I know guys eyes dey always chook inside banking hall.
Re: What Has Your Bank Done For You? by izzou(m): 1:42pm On Dec 03, 2019
pocohantas:


Nothing at all?

-There have never been moments the Nigerian sun was so hot, you had to enter there to collect AC and cool that your coconut head?

-It has never linked you to a babe? Because I know guys eyes dey always chook inside banking hall.

Some banks no get chair again sef.

And I've never scout for babe for banking hall... No naa. That one na risk grin
Re: What Has Your Bank Done For You? by tojahh(m): 1:50pm On Dec 03, 2019
I was owing someone. He saw me, I tried to transfer money to him but my bank said I have exceeded my limit hence till tomorrow.

Na so baba leave me with the promise of tomorrow.

Thank you First Bank. You're truly the first in wayo

3 Likes

Re: What Has Your Bank Done For You? by Freelancerx: 1:51pm On Dec 03, 2019
UBA invited me to their Red TV rave grin
Re: What Has Your Bank Done For You? by pocohantas(f): 1:54pm On Dec 03, 2019
izzou:


Some banks no get chair again sef.

And I've never scout for babe for banking hall... No naa. That one na risk grin

Yea, very intentional. Banks are not relaxation centers where you come and sit. They are doing their best to reduce walk-in customers and TAT to the bare minimum. Waiting hours would drop and chairs would be eradicated in banking halls for GOOD. grin

Okay, they will leave one or two for the elderly, pregnant women or disadvantaged persons.

Why do you consider it a risk? cheesy
Re: What Has Your Bank Done For You? by Corroro: 2:10pm On Dec 03, 2019
Mine hasn't done nothing o, but I do hear that some banks do send cakes to some of their vital customers, now I'm wondering whether I am a useless customer or not undecided

4 Likes 1 Share

Re: What Has Your Bank Done For You? by shiftback: 2:13pm On Dec 03, 2019
My bank gave me emergency personal loan when I was cashed strapped with super low interest rate....who can guess my bank

1 Like

Re: What Has Your Bank Done For You? by Techm8: 2:18pm On Dec 03, 2019
Waiting for my bank to start giving loans like their mates are already doing

1 Like

Re: What Has Your Bank Done For You? by MaliMillion: 2:22pm On Dec 03, 2019
My bank is always Late to send in credit alert but quick to send Debit alert
Re: What Has Your Bank Done For You? by izzou(m): 2:49pm On Dec 03, 2019
pocohantas:


Yea, very intentional. Banks are not relaxation centers where you come and sit. They are doing their best to reduce walk-in customers and TAT to the bare minimum. Waiting hours would drop and chairs would be eradicated in banking halls for GOOD. grin

Okay, they will leave one or two for the elderly, pregnant women or disadvantaged persons.

Why do you consider it a risk? cheesy

I wouldn't want to start a friendship on footing bills
Re: What Has Your Bank Done For You? by ozoemenaca: 3:07pm On Dec 03, 2019
GT Bank is good
Re: What Has Your Bank Done For You? by Kendumazy(m): 3:17pm On Dec 03, 2019
Lol
Re: What Has Your Bank Done For You? by WalkerMichael(m): 3:33pm On Dec 03, 2019
Corroro:
Mine hasn't done nothing o, but I do hear that some banks do send cakes to some of their vital customers, now I'm wondering whether I am a useless customer or not undecided

Lol


Lalasticlala, FP material grin grin

1 Like

Re: What Has Your Bank Done For You? by Dandsome: 4:00pm On Dec 03, 2019
As i just come dey see wetin oda people dey enjoy for banking the question in the topic of the thread just hit me proper, wetin my bank don do for me sef?

2 Likes

Re: What Has Your Bank Done For You? by pocohantas(f): 6:32pm On Dec 03, 2019
izzou:


I wouldn't want to start a friendship on footing bills

Izou, how would meeting a girl in the bank translate to this na?
Re: What Has Your Bank Done For You? by izzou(m): 6:34pm On Dec 03, 2019
pocohantas:


Izz, how would meeting a girl in the bank translate to this na?

It depends on kind of girl na. grin

I've never had the urge to meet a girl in a bank sef. I never even think am

Maybe I'll give it a try. You pushed me cool

1 Like

Re: What Has Your Bank Done For You? by enoch273: 10:44pm On Dec 03, 2019
GTBank the swiftness with which transactions are completed.
Re: What Has Your Bank Done For You? by Gazzy88(m): 10:52pm On Dec 03, 2019
access
shiftback:
My bank gave me emergency personal loan when I was cashed strapped with super low interest rate....who can guess my bank
Re: What Has Your Bank Done For You? by MaliMillion: 7:03am On Dec 04, 2019
Techm8:
Waiting for my bank to start giving loans like their mates are already doing
If your bank don't give personal loans,.open an account with one that does. Access, UBA, GTB
Re: What Has Your Bank Done For You? by MayenKudi: 9:47am On Dec 04, 2019
dawnomike:
They sent me a happy birthday text... grin
haha, almost everyone's bank does that
Re: What Has Your Bank Done For You? by MayenKudi: 10:12am On Dec 04, 2019
tojahh:
I was owing someone. He saw me, I tried to transfer money to him but my bank said I have exceeded my limit hence till tomorrow.

Na so baba leave me with the promise of tomorrow.

Thank you First Bank. You're truly the first in wayo
lol, you will forever be grateful to that your bank, they just saved your a**
Re: What Has Your Bank Done For You? by saxby(f): 10:48am On Dec 04, 2019
My bank hasn't really done much for me,but my boyfriend always talks of the profits he enjoys from his savings account, I'm thinking of joining him in his bank soon
Re: What Has Your Bank Done For You? by saxby(f): 10:49am On Dec 04, 2019
Corroro:
Mine hasn't done nothing o, but I do hear that some banks do send cakes to some of their vital customers, now I'm wondering whether I am a useless customer or not undecided
yes they do o,especially if you have hundreds of millions with them
Re: What Has Your Bank Done For You? by koskilala: 10:58am On Dec 04, 2019
Haaa, I can't really point out anything they have done for me cos whenever I receive alert i withdraw all my money immediately, after all money wey no dey your hand no be your own.
Re: What Has Your Bank Done For You? by Ennyholar: 11:00am On Dec 04, 2019
Have never seen a bank put me through stress like GTBank. Never again.

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