₦airaland Forum

DonnyE:
My advice is to enter the banking hall shouting at the top of your voice else you won't be taken seriously, or enter there with Sars police and arrest the branch manager. I am 100% sure some1 from the bank had a hand in this.

kayodez:
People get money oo

poweredcom:
Haha why close zenith Bank it's one of the best bank in Nigeria abeg oo very safe and have branches scattered across naija

Kingzeez10:
You hardly use the bank yet you still cover the card

escohido123:
Tour card details was compromised hence it was used to purchase goods online.
The blocked funds will be debited as soon as merchant comes for funds however if merchant do not come for funds it will be released to ur account within 8 days.
I advise u call ur bank,they will block ur card and ask u to fill a dispute form to enable them investigate.
Always protect ur card details.
All that is needed to carry out transactions with ur card is the last 6 digits if ur card,card Security and expiry date.
Please let's be careful at all times.



My advise for us all is to have a sub account (i.e GT Target account) where ur major money will be kept while u just move a little amount to ur savings or current account so that in situations like this ur account will not be sufficiently funded or if u are robbed they can't have access to this ur target account.
It works for me and my colleagues in the office.
I work with GTBank and am telling you this as an expert.

ellizy:
it doesn’t real matters you card is exposed... My brother had a similar case, his phone was stolen and all funds wiped off within 24hrs.. this was even more than a million naira....

lilachiever:
I know what I'm saying sir, bank staffs are always involved.

Sometime last year, I was mugged of my phone in a one chance bus on a Sunday morning. Called my bank CC for hours, no show. When I got to the bank on Monday morning I'd already lost 50,500 to them... They cashed it out by doing TF to a paga agent using my Sim.

How did they do that? You should note that I myself had never been allowed to make USSD TF and there was no ATM linked to the account.

DominantMale:
Was he able to recover the money? Something similar happened to me last year

dicksonadams:
Yes I do but rarely use it... In fact when I saw the debit, my first thought was that I must have lost the atm, I have to go and check under bed where I kept thr atm card and I saw it there

escohido123:
Tour card details was compromised hence it was used to purchase goods online.
The blocked funds will be debited as soon as merchant comes for funds however if merchant do not come for funds it will be released to ur account within 8 days.
I advise u call ur bank,they will block ur card and ask u to fill a dispute form to enable them investigate.
Always protect ur card details.
All that is needed to carry out transactions with ur card is the last 6 digits if ur card,card Security and expiry date.
Please let's be careful at all times.



My advise for us all is to have a sub account (i.e GT Target account) where ur major money will be kept while u just move a little amount to ur savings or current account so that in situations like this ur account will not be sufficiently funded or if u are robbed they can't have access to this ur target account.
It works for me and my colleagues in the office.
I work with GTBank and am telling you this as an expert.

lilachiever:
I know what I'm saying sir, bank staffs are always involved.

Sometime last year, I was mugged of my phone in a one chance bus on a Sunday morning. Called my bank CC for hours, no show. When I got to the bank on Monday morning I'd already lost 50,500 to them... They cashed it out by doing TF to a paga agent using my Sim.

How did they do that? You should note that I myself had never been allowed to make USSD TF and there was no ATM linked to the account.

dicksonadams:
I didn't get any email notifications of these transactions apart the 6k+, neither did I get the OTp token before transactions are initiated.

Please what is the way out of this kind of situation

Basher8583:
If you haven't used ussd before, then the fraudster enrolled on your behalf since he had your sim which you should have locked up with its sim pin.

jummiedel:
@ Dickson you have released your atm card details to the scammer. This is a web purchase. Try to investigate. Someone very close to your phone performed the transaction. You can only make web purchase with otp. Definitely someone close to you used the otp sent to your phone to consummate the transaction.

This has nothing to do with the staff of the bank

escohido123:
Tour card details was compromised hence it was used to purchase goods online.
The blocked funds will be debited as soon as merchant comes for funds however if merchant do not come for funds it will be released to ur account within 8 days.
I advise u call ur bank,they will block ur card and ask u to fill a dispute form to enable them investigate.
Always protect ur card details.
All that is needed to carry out transactions with ur card is the last 6 digits if ur card,card Security and expiry date.
Please let's be careful at all times.



My advise for us all is to have a sub account (i.e GT Target account) where ur major money will be kept while u just move a little amount to ur savings or current account so that in situations like this ur account will not be sufficiently funded or if u are robbed they can't have access to this ur target account.
It works for me and my colleagues in the office.
I work with GTBank and am telling you this as an expert.

RubiesBanking:
*"Tips on how to retrieve your money after you have been scammed"*

Please read careful and learn.
20% of social media users and shoppers have been scammed at one point or the other, either large bucks or small money and It's quite painful.
Many people don't always know what to do, so today am sharing with you things you do, when you realize a page you paid for a service or goods is ghosting you:

*1. Screenshot all previous chats across all messaging app (IG and WhatsApp or FB).*


*2. Write out the Full name and account number of the page or person.*


*3. Go to the last notification your bank sent you after you made the payment (via mobile app or text)*


*4. copy out the "TRANSACTION ID NUMBER".*


*5. Go to any branch of the scam artist's bank (the bank the scammer uses), ask to see the CUSTOMER SERVICE in charge of FRAUD.*


*6. If you can, print out all those chats with the scammer, and submit it. While you are there, send an email to SCAMMER'S BANK and copy CBN FRAUD DESK (anticorruptionunit@cbn.org)*

This will ginger the bank to take it up fast.
What should you expect from this? The culprit/suspects account will be PLACED ON HOLD. Meaning he/she cannot transfer or withdraw until they visit the bank, and when they do, the bank will contact the police and the suspect when proven guilty will sign a waiver allowing the bank to refund your money.

*Thanks and God bless you, say No to Fraud*

Copied

Collins4u1:
Says who, don't just say what you don't know.


From the description of the transaction that's a Mexican transaction.

I think they got hold of your BIN and generated card and yours was generated, and they used it for transaction.


Don't come and say it's not possible, e get why!

DominantMale:
Have you gotten your money back?

ibabz:
Oga, you are entitled to your opinion. I don't say what I don't know. According to my bank, international payment are held for a number of days in case their is dispute before releasing such funds.

escohido123:
Tour card details was compromised hence it was used to purchase goods online.
The blocked funds will be debited as soon as merchant comes for funds however if merchant do not come for funds it will be released to ur account within 8 days.
I advise u call ur bank,they will block ur card and ask u to fill a dispute form to enable them investigate.
Always protect ur card details.
All that is needed to carry out transactions with ur card is the last 6 digits if ur card,card Security and expiry date.
Please let's be careful at all times.



My advise for us all is to have a sub account (i.e GT Target account) where ur major money will be kept while u just move a little amount to ur savings or current account so that in situations like this ur account will not be sufficiently funded or if u are robbed they can't have access to this ur target account.
It works for me and my colleagues in the office.
I work with GTBank and am telling you this as an expert.

don4real:
Talk wetin you know, which of the advance country banks?

dicksonadams:
someone fraudulently gain access to my account last night 28TH March 2020 and performed a series transactions of N443,928.49 without my authorisation.

I have called StanbicIBTC customer care and the lady I spoke with told me they would disable the account and push the case to stanbicIBTC fraud unit. Luckily I was able to transfered remaining balance to my GTB account to prevent further debits (I only saw this at about 5am when I work up to pee and saw a single alert of about 6k which I guess was the first trial. The funny thing was thst the debit alert for others or the login notifications or OTp token request didn't drop in my phone Sms or email just the first 6k.

The debited money 400k+ is still being held in my account Ledger balance (see screenshot), please I will appreciate any assistance in recoverying the money. I had no reason to believe my money wasn't safe in my StanbicIbtc bank account.

Note: I rarely used this account apart for saving... I rarely use the atm on this account too. I usually transfer from this account to my gtb before withdrawing.

Bank say there is slim chance of getting the money, that even though the fund are still held in ledger balance they are as good as debited.
So sorry about this, with my experience as an information session expert, I can tell you confidently that you'll get your money or get the thief apprehended. I'll need to help you trace the account through which the POS us used and the bank, then get the thief. You can call/SMS me on 08073119953. Email aderobin111@gmail.com.