SlowlybtSurely:


What city are you in and what's your budget?

Currently in Brampton.
Can move to anywhere close. I'm not limited.

Jemidun:

Currently in Brampton.
Can move to anywhere close. I'm not limited.

Emailed you.

Jemidun:
Hi All,

NB
I have also been checking for temporary work, but all these Walmart people never call me.

I'm hearing that it's more effective to walk into the store, ask for a manager and apply in person.

For Canadian homeowners, mortgage payments deferment is an option before to enable cope in the midst of the COVID 19 pandemic but I would suggest for folks to think twice before you approach your bank to defer your mortgage payments. See this article:

Last week, Canada’s six biggest banks announced – to the relief of many – that they would start offering homeowners six-month deferrals on mortgage payments. That relief was short-lived. Just days later, stories emerged about frustrated Canadians facing “delays, confusion, and outright denials from the country’s big banks.”

Banks are offering these deferrals on a case-by-case basis. The process and eligibility criteria for deferrals have been quite secretive, with many Canadians characterizing the process as seemingly arbitrary.

On Sunday, the CBC revealed the first concrete details of RBC’s mortgage deferral program. Their source disclosed that “interest accrued from each deferred payment was being added back into the principal balance of the mortgage.”

The bank is effectively increasing its profit to offset any added risk caused by the deferrals. Under this program, Canadians would not only be increasing their debt load, but they would also face higher payments at their next renewal period.

While the details of other big banks are not as clear, both Scotiabank and BMO have also announced that interest will continue to accrue on mortgages during the deferrals. The Canadian Bankers Association, which represents Canada’s big banks, likewise released a statement clarifying that added interest would be incorporated into mortgage payments – either at the end of the deferral period or at the time of the mortgager s’ next renewal.

Peter Gorham, an actuarial expert, suggests that if you are not “desperate for the financial relief”, it would be wise to pass on these deferrals.

Source: https://north99.org/2020/03/23/canadas-big-banks-set-to-profit-off-of-covid-19-mortgage-deferrals/

Blackbuddy:
For Canadian homeowners, mortgage payments deferment is an option before to enable cope in the midst of the COVID 19 pandemic but I would suggest for folks to think twice before you approach your bank to defer your mortgage payments. See this article:

Last week, Canada’s six biggest banks announced – to the relief of many – that they would start offering homeowners six-month deferrals on mortgage payments. That relief was short-lived. Just days later, stories emerged about frustrated Canadians facing “delays, confusion, and outright denials from the country’s big banks.”

Banks are offering these deferrals on a case-by-case basis. The process and eligibility criteria for deferrals have been quite secretive, with many Canadians characterizing the process as seemingly arbitrary.

On Sunday, the CBC revealed the first concrete details of RBC’s mortgage deferral program. Their source disclosed that “interest accrued from each deferred payment was being added back into the principal balance of the mortgage.”

The bank is effectively increasing its profit to offset any added risk caused by the deferrals. Under this program, Canadians would not only be increasing their debt load, but they would also face higher payments at their next renewal period.

While the details of other big banks are not as clear, both Scotiabank and BMO have also announced that interest will continue to accrue on mortgages during the deferrals. The Canadian Bankers Association, which represents Canada’s big banks, likewise released a statement clarifying that added interest would be incorporated into mortgage payments – either at the end of the deferral period or at the time of the mortgager s’ next renewal.

Peter Gorham, an actuarial expert, suggests that if you are not “desperate for the financial relief”, it would be wise to pass on these deferrals.

Source: https://north99.org/2020/03/23/canadas-big-banks-set-to-profit-off-of-covid-19-mortgage-deferrals/

Canadian Banks have managed to turn Covid to profit instead of taking a significant loss. They will survive this unscathed just like in 2008 - the subprime mortgages crisis.

bekayy:
We plenty. It's quite confusing. Was meant to come next month. COPR expires May 30 but we are hopeful, life and health 1st.

Please ensure you raise a CSE and inform them you are unable to travel. The travel advice says permanent resident applicants in possession of a COPR or PRV must inform IRCC by webform within the validity of their documentation. If submitted after the validity expires, officers are to re-open the application and review within 90 days.

Hi guys!

Someone said this is the wrong time to move to Canada.

So I've exhausted my rental here. I need a place in Toronto, preferably a basement apartment. Any pointers will be extremely appreciated. There's no under-the-bridge where I can sleep here if these people kick me out.

Please, be safe. Wash your hands often, always use sanitizers and try to stay indoors as much as possible. May corona not enter out thread.

Etrange

LecturerIFE:


On a group I belong to, someone converted CIMA (obtained through MRA with ICAN) to CPA. He actually registered and completed CIMA while in Canada and converted it to CPA (Manitoba province).

Wow! This is an amazing testimony

Hi all, for anybody newly landed and looking to rent an apartment. Their is a 2 bedroom basement available for rent in milton ontario. Please PM for details.

Thanks

etrange:
Hi guys!

Someone said this is the wrong time to move to Canada.

So I've exhausted my rental here. I need a place in Toronto, preferably a basement apartment. Any pointers will be extremely appreciated. There's no under-the-bridge where I can sleep here if these people kick me out.

Please, be safe. Wash your hands often, always use sanitizers and try to stay indoors as much as possible. May corona not enter out thread.

Etrange

Try discussing with your temporary host about converting your lease to a longer term. Also doesn't the no evictions rule cover story term leases?

Rumor news has it that Toronto airbnb owners are in serious trouble right now and are flooding the long term market with their ridiculously priced apartments.

International students, temporary foreign workers, and approved permanent residents can now travel to Canada. Learn more: https:///9XbiM0aqDL

source: WES Canada

19CannyMum:


Try discussing with your temporary host about converting your lease to a longer term. Also doesn't the no evictions rule cover story term leases?

Rumor news has it that Toronto airbnb owners are in serious trouble right now and are flooding the long term market with their ridiculously priced apartments.

I'll also explore this option! Thanks.

Thank you so much.

mamaroon15:

Please ensure you raise a CSE and inform them you are unable to travel. The travel advice says permanent resident applicants in possession of a COPR or PRV must inform IRCC by webform within the validity of their documentation. If submitted after the validity expires, officers are to re-open the application and review within 90 days.

Hello. I am a bit confused. Does that mean if i inform IRCC before my PRV expires, they would just extend the date?. I have read the info but is still unsure. Thanks.

mamaroon15:

Please ensure you raise a CSE and inform them you are unable to travel. The travel advice says permanent resident applicants in possession of a COPR or PRV must inform IRCC by webform within the validity of their documentation. If submitted after the validity expires, officers are to re-open the application and review within 90 days.

Purkie:
Hi everyone, I’ll be coming to Winnipeg in May. Was going to pick Alberta but I hear there are no jobs.. I am a pharmacist and working on getting licensed and all that.
My issue is right now from my research I can’t really find jobs in Manitoba compared to Alberta (using job bank -)

Is there anyone currently in Alberta or Manitoba? Please tell me what the job prospects are for pharmacists after everything necessary is completed. Please respond..anyone.

Hello pls message me. Also a pharmacist and thinking of going to Alberta. Jan 2020 AOR. Maybe we can run minds. Thanks

bekayy:
Hello. I am a bit confused. Does that mean if i inform IRCC before my PRV expires, they would just extend the date?. I have read the info but is still unsure. Thanks.

I don’t know if it will be an extension or just an annotation that you can use it anytime. However, whichever it is, it is safer to inform them before it expires so you are not at risk of a reopened application.

Blackbuddy:
For Canadian homeowners, mortgage payments deferment is an option before to enable cope in the midst of the COVID 19 pandemic but I would suggest for folks to think twice before you approach your bank to defer your mortgage payments. See this article:

Last week, Canada’s six biggest banks announced – to the relief of many – that they would start offering homeowners six-month deferrals on mortgage payments. That relief was short-lived. Just days later, stories emerged about frustrated Canadians facing “delays, confusion, and outright denials from the country’s big banks.”

Banks are offering these deferrals on a case-by-case basis. The process and eligibility criteria for deferrals have been quite secretive, with many Canadians characterizing the process as seemingly arbitrary.

On Sunday, the CBC revealed the first concrete details of RBC’s mortgage deferral program. Their source disclosed that “interest accrued from each deferred payment was being added back into the principal balance of the mortgage.”

The bank is effectively increasing its profit to offset any added risk caused by the deferrals. Under this program, Canadians would not only be increasing their debt load, but they would also face higher payments at their next renewal period.

While the details of other big banks are not as clear, both Scotiabank and BMO have also announced that interest will continue to accrue on mortgages during the deferrals. The Canadian Bankers Association, which represents Canada’s big banks, likewise released a statement clarifying that added interest would be incorporated into mortgage payments – either at the end of the deferral period or at the time of the mortgager s’ next renewal.

Peter Gorham, an actuarial expert, suggests that if you are not “desperate for the financial relief”, it would be wise to pass on these deferrals.

Source: https://north99.org/2020/03/23/canadas-big-banks-set-to-profit-off-of-covid-19-mortgage-deferrals/

I suspected this..lol. It was just too good to be true.

Thank you mama. Cheers.

mamaroon15:

I don’t know if it will be an extension or just an annotation that you can use it anytime. However, whichever it is, it is safer to inform them before it expires so you are not at risk of a reopened application.

Hi guys, please what is the WES equivalence of a National Technical Certificate issued by a Technical College like the Federal Technical College Yaba ?

guitarlife2:
Hi guys, please what is the WES equivalence of a National Technical Certificate issued by a Technical College like the Federal Technical College Yaba ?

you may need to call them

Hang in there everyone and stay safe. God is at work in our medical team to find this cure.
Everything will surely end in praise.

Anyone in Calgary looking for an apartment, please holla at 403-607-3606. It’s a room in a lovely 2 bedroom, den and 1 bathroom downtown. Price is cad 720/ month. *ALL INCLUSIVE*. Move in date is 15th of April.
Thanks!

Shjack:
Hang in there everyone and stay safe. God is at work in our medical team to find this cure.
Everything will surely end in praise.

I'm curious as to what you actually mean by the sentence I highlighted.

Good day bro, Please I sent you a PM. I'll like to get some clarifications. Thank you

canadaman18:
Hey folks, this advice is specifically for those in IT Field more specifically software / computer engineers ,and Full stack developers

There is a lot of demand for professionals in the aforementioned fields with extremely good salaries. It is not rare to meet an entry level grad making 80,000+ a year , infact that is what a top grad can expect in the GTA. An experienced developer can make 150K + easily. Now given the demand , are these jobs easy to get , YES and NO.

Why No?
Unlike a lot of professions (and of course no disrespect to those professions) software interviews are much more than a cultural fit or situational questions. You can expect multiple rounds of technical interviews and questions like "What is OOP" will be warm up at the most. So how do you get yourself prepared for this "exam" , the only answer is practice. It doesn't matter if you have been a developer for 10+ years, without practice you'll have forgotten a lot of the fundamental Data Structures and Algorithms which will be heavily tested for.

What then is the best way to practice :
1. ' www dot leetcode dot com ' is one I highly recommend. There are tons of questions but if you can solve one or two questions per day in easy mode and then ramping up difficulty progressively , after 2-3months you should be among the top candidates in most interviews.

2. Cracking The Coding Interview is another one . This is a comprehensive book that covers a lot of topics as well as provides tips on how to ace interviews at companies like Google, Amazon etc

I came here to share this because I know we Nigerians are smart and I personally want to see more Nigerians in top tier tech jobs but it's hard because most people wont even pass the first round relying simply on their existing experience.

Why Yes?
As I said above if you religiously go through the above material , youll find that your skills will move to a whole new level and these interviews will become very easy.

For anyone who takes interest in the materials and has questions on algorithms or implementations and so on , let me know

Source : Im a software engineer at one of the top 3 companies in the world.

Happy Coding guys !

Happy New Month and Wish you all the best April brings.

sunvick:
Happy New Month and Wish you all the best April brings.

Same to you

Good morning,

I have a few questions i would like to ask. I just got admitted into MASc in oil and gas engineering (course based). I hold a first degree from Nigeria, Mechanical Engineering.

How is the oil and gas industry in canada? can i practice as an engineer after my masters program? Thanks as i anticipate your response.

PS: i was admitted to Memorial University of Newfoundland.

snoop4dem:
There's still snow on the floor in Calgary now ? Wow

heaps of snow sef.
pardon the picture quality. today being April 1st

Jemidun:
Hi All,

Please I'm in need of an apartment urgently.
I came into Canada 1st week of March (with my wife and a 1 y/o), hoping to stay here for 2 weeks and go back.

Unfortunately, flights have been canceled and I'm spending a whole lot on airbnb.
I have one more week paid on the airbnb and I cannot afford any more.
Please help o. I'm open to shared apartments too.

Thanks.

NB
I have also been checking for temporary work, but all these Walmart people never call me.

sorry about your plight, most of the walmart jobs require one to have a vehicle, which could be as a result of the late night shifts. Also some of the warehouses are situated in remote areas.

Unlimited22:
That thread don full now now?

Please, i need guidelines on how to succeed in the express entry application. What are the most important to boost my points?