Babadee1900:
Don't wait till they send you receipt before you make payment. Yes they sent me multiple receipts, from when it was 3k+ and when I crossed the 5k mark. Just put your Account Code in the narration box when making the transfer.

Account code? Where do I get that if I've not been sent the receipt? No vex for my many questions abeg...

InfinityEstates:


Account code? Where do I get that if I've not been sent the receipt? No vex for my many questions abeg...

This one hard me to tell really.

Is this your first time trying to send them commission owed?

Ok

To all you purchasers and 'purchasees' of Bolt Accounts, read this gist.

So I met this Bolt driver when I went for my car inspection today and he told me that he came for the inspection of his car but with someone else's account as his account was blocked. I asked why he was blocked and he told me too many cancellations.

He told me he already bought one from a guy last week and the next day, the guy changed his password. Crazy right? 10K don go like that.

Now he bought from someone else and said he must make sure he goes to the guy's house before making payment so as to prevent same occurrence.

Question is, what happens if/when any fraudulent activity is carried out on the account? Is 10K worth the risk?

Babadee1900:
This one hard me to tell really.

Is this your first time trying to send them commission owed?

No, I only pay when I'm sent the invoice. But I've not been sent and it's accumulating...

InfinityEstates:


No, I only pay when I'm sent the invoice. But I've not been sent and it's accumulating...

You can get the account Code from the invoice sent to you. Open any of the old invoice that was sent to you and copy the reference no at the top right of the document

Babadee1900:
You can get the account Code from the invoice sent to you. Open any of the old invoice that was sent to you and copy the reference no at the top right of the document

Thanks Boss. Just checked now. You are correct.

I used to think the reference number was unique to each invoice.

InfinityEstates:


Thanks Boss. Just checked now. You are correct.

I used to think the reference number was unique to each invoice.

You are welcome. Where did you do your bolt inspection? My car will be due for re-inspection by month end.

My language is in English bro. The message is in an e mail.

northbird:

Go to settings on your app n change language back to English.

Oluaye translator

deedee44:

They said your document(s) is/are expiring soon or has/have expired
I don't know where I'm getting this sense from nowadays

Babadee1900:
You are welcome. Where did you do your bolt inspection? My car will be due for re-inspection by month end.

World Oil at Ilasan, New Road.

My car has been due for reinspection since February and I've not done it.. I've been driving like that.. should I be worried they might block me?

Babadee1900:
You are welcome. Where did you do your bolt inspection? My car will be due for re-inspection by month end.

InfinityEstates:


World Oil at Ilasan, New Road.

Thanks boss

mistadayo:
My car has been due for reinspection since February and I've not done it.. I've been driving like that.. should I be worried they might block me?

If you can afford the time, go for re-inspection to be on the safe side. You might wake up one morning to start work and you’ll discover you’ve been blocked.

I probably might not go for the inspection myself if they don’t block me immediately it expires because I don’t know if they will pass the car with it’s rough bumpers. Mainland danfo drivers show me pepper before I run comot for there.

omorkelly:
Bro, you meant uber training is free. But inspection is carried out by Cars45 which used to be 2k

Where and at what stage of joining as a new rider is the training done.
Just done my vehicle inspection and had uploaded vehicle document about 2 months back.
Left with hackney permit and Lasdri.

So when is the uber training done and how many days does it take

Babadee1900:
Yesterday I was owing 5080, I sent 3000 to their account.

Am new
Please how do people get to own uber /bolt money.

Are drivers not mandated to send company's commission before another trip

glambo:


Am new
Please how do people get to own uber /bolt money.

Are drivers not mandated to send company's commission before another trip

tell him not to be a lazy reader.....go and start from page 1

OmoOshodi:
tell him not to be a lazy reader.....go and start from page 1

glambo:


Am new
Please how do people get to own uber /bolt money.

Are drivers not mandated to send company's commission before another trip

When you have taken too many cash trips, you will owe them money (their commission). Before now you can owe them as much as 20k. Now when your negative balance is above -2000 you are likely to be restricted to card trip for them to collect their money.

https://www.nairaland.com/5770914/mechanic-roundtable/3#89707193

Good day famz, we bring you more on engine rattling or tappet sounds and possible cause(s).
Click on the link to read more.
If you have more question or comments to give don't forget to message us.

Thanks

Do have a lovely day and remember to stay safe to stay alive

B-Automobile Nigeria Limited
08055347947

Another 2 weeks of partial lockdown!! I just weak for this country

*What your car insurers won't tell you*
*- Your N5,000 third-party car insurance gives you 1 million naira cover*

By Azuka Onwuka

Why do Nigerians bicker when their cars are involved in minor accidents? It is usually argued that the reason is that most Nigerian vehicle owners do not have "comprehensive insurance cover."

Nigerian comedians use this as a joke regularly, comparing how Nigerian vehicle owners react to minor road accidents and how vehicle owners in the Western world react to similar accidents. When two vehicles have a minor accident on a Nigerian road that involves some dent or some damage to the headlamps or rear lamps, the two drivers would quickly jump out of their vehicles, inspect their vehicles and start shouting at each other, wagging fingers at each other, which may degenerate to an exchange of blows. Some may seize the offending driver or tow his vehicle away and insist that he must pay for the damage caused. In some cases, the person whose car has suffered more damage may rush to the car of the other person and damage its mirror or headlamp or even windscreen in retaliation. As the comedian acts this out, members of the audience laugh because they have either witnessed it or participated in it.

However, when such a minor road accident happens in the UK or the US, the comedian changes his countenance. He paints a picture of how the two drivers will come out of their vehicles gently, survey what has happened, exchange insurance policy numbers and business cards and drive off. The reason is that they know that their insurance companies will take care of the damage.

These jokes have sunk into most Nigerians as the reality. Most Nigerian car owners believe that the N5,000 third party insurance does not cover anything. The belief is that it is procured just to avoid the trouble from police officers who check vehicle particulars on the highways. But is that true?

That is a big lie. That so-called meaningless N5,000 insurance cover that you think is just for the police gives you a cover of N1,000,000 (one million naira) for any damage to any person's property. Just open your glove compartment now, bring out your car insurance and read it. If it is not written on the front page, turn the leaf and check for it. You will see that the N5,000 you paid to the insurance company is not to fulfil all righteousness and escape police wahala. It is meant to protect you from fighting with another road user in the event of an accident. It is meant to ensure that you don’t hand over N100,000 or N300,000 to another road user because your car damaged the person’s headlamp or bumper or fender or bonnet. It also has an unlimited cover limit for any death or bodily injury you cause a third party with your vehicle.

So when you hit someone's vehicle or damage someone's property or injure someone or even kill someone, as long as your N5,000 insurance is valid, your insurance company will pay that person the cost of the damage within one million naira, if it is property, but if it is bodily injury or death, the amount may be decided mutually or by the law court.

It is called third-party insurance cover because it does not cover losses you incur in an auto accident. You are the first party; the insurance company is the second party; while any other person hit by your vehicle is the third party. So you have insured your car for any damage done to any other road user. If you want your car to be covered, you do the comprehensive insurance.

But if you and someone hit each other and damage each other's vehicles and both of you have that N5,000 insurance cover, the person's insurer should pay for the damage to your vehicle, while your insurer should pay for the damage done to the person’s vehicle.

So when Nigerians are involved in minor accidents, there is no need for all the drama they engage in. They just need to confirm that the other party has a valid N5,000 insurance cover. And because of the fear of the police on the highways, most private car owners have that insurance. Only the drivers of private intra-city commercial buses usually default in this.

However, when you want to renew your insurance cover, don't give it to touts to do for you, to avoid spending your money to get a fake document. Check around you for the nearest office of an insurance company, broker or agent, or check for the list of Nigerian insurance companies online and send a message to them. They may even come to your office to collect the material.

That many Nigerian car owners or drivers don’t know their right is to the advantage of the insurance companies. What it does for them is that most people who are involved in road accidents do not report such to their insurers. Most car owners ignorantly pay the other party, if such is demanded, and go away to repair their vehicle. Sometimes, the owner of the vehicle decides not to collect any money and goes on to repair the vehicle. Such people are prayed for and called good men or women.

Naturally, the insurers do not bother to explain to those who patronise them what their rights are. Most times, vehicle owners do not even get the vehicle insurance cover themselves. They give money to a tout to procure it. Ironically, getting an insurance policy for a vehicle is the easiest paper one can get for a vehicle. Unlike other vehicle-related documents like driving licence, road-worthiness licence, vehicle licence, proof of ownership, registration number document and the like, the insurance cover is the only one that is not issued by a government agency. Therefore, it does not involve any bureaucracy, which usually causes delays which lead to bribery and corruption in the name of “processing fee.” There is nothing to process in an insurance policy. Just like banks are open all over the country looking for customers, so do insurance companies have branches and outlets all over the country looking for patrons. And just as banks are regulated by the Central Bank of Nigeria, so are insurance firms, brokers, and agents regulated by National Insurance Commission.

Once you make a payment to the insurance firm, your details and the details of the car are entered and your policy certificate is printed out. The document contains the policy number as well as your certificate number, which you will quote in the event of any claim. You can immediately verify the genuineness of your insurance by entering your policy number or vehicle number in the portal of the Nigerian Insurance Industry Database (NIID). If there is any hanky-panky, you can immediately report the insurance company, and the individual or company will be penalised.

The interesting thing about vehicle insurance is that the amount (N5,000) is so small that no vehicle owner should find it hard to pay annually. And one should not wait for it to expire for even a day before renewing it. It is even better to renew it a week or so before its due date to avoid any story. Accidents don't give a notice before occurring.

If a car owner wants to add N100,000 cover for his vehicle, he can take the N7,500 special policy. This package covers the third party for up to N1,000,000, but covers you for up to N100,000. This will ensure that anytime you have a minor accident, your insurance company can take care of it for you.

But if you want your insurance company to take full responsibility, then you can go for the comprehensive cover, which is usually about 5 percent of the worth of your car. This will also cover the third party.

The ignorance about vehicle insurance is similar to that about health insurance. Most Nigerians do not know that they can insure themselves for about N20,000 annually and get treated throughout the year in good hospitals.

It is said that knowledge is power. Sadly, the Good Book says: "My people perish for lack of knowledge."

--- Twitter @BrandAzuka
©️ The Punch

OmoOshodi:
*What your car insurers won't tell you*
*- Your N5,000 third-party car insurance gives you 1 million naira cover*

By Azuka Onwuka

Why do Nigerians bicker when their cars are involved in minor accidents? It is usually argued that the reason is that most Nigerian vehicle owners do not have "comprehensive insurance cover."
--- Twitter @BrandAzuka
©️ The Punch

I wish this information can be on the front page for more persons to see. You will see grown men fighting on the road because of minor dents on their cars when all they should do is talk about insurance.

I don't blame them though, the average Nigerian is not properly sensitised on the gains of insurance and would only do it to avoid police wahala. The insurance guys too don't want you to have this information so that you'll not come to lay any claims.

Nigeria sha, we'll get there someday...

The work na slave work for now, no surges no promotions nothing, strictly drive and they take 20 or 25 percent of every trip which basically means one will always be in the negative. I have never ever finished a week with a negative balance for more than a year.

I currently have a negative balance of 8k plus... Without surge and promotions and alot of requests the work na slave work for now.

I pray every driver partner understands the the hard work every driver goes through to bring in that bread....

Insurance companies in NIGERIA don't pay up claims promptly.

The key word here is " prompt". I won't bicker up and down for damage repairs of lyk 10k.

Though it hurts cos such monies could b used to do some other expenses n not for repairs.

northbird:
Insurance companies in NIGERIA don't pay up claims promptly.

The key word here is " prompt". I won't bicker up and down for damage repairs of lyk 10k.

Though it hurts cos such monies could b used to do some other expenses n not for repairs.

You have a very valid point. Settling claims in naija is far more cumbersome than it is abroad but that doesn't mean they don't pay.

You often would have to settle the cost of damage from out of pocket then revert to your insurer as appropriate but if you Noh get money nah better gbege be that o.

Who will agree for his car to be parked for weeks or even months in the name of waiting for insurance claims when someone hits his car?

On the other hand jammer will sort the jamee and go to his insurer and inflate the cost of repairs.

odikwa biziness

Parlee:
The work na slave work for now, no surges no promotions nothing, strictly drive and they take 20 or 25 percent of every trip which basically means one will always be in the negative. I have never ever finished a week with a negative balance for more than a year.

I currently have a negative balance of 8k plus... Without surge and promotions and alot of requests the work na slave work for now.

I pray every driver partner understands the the hard work every driver goes through to bring in that bread....

I completely agree with you and bolt is makin it worst with this estimation fare... I think driver need to find a way to tidy dis issues with them, right now is just like one is just trying to get by. My heart truly goes to those on HP and rentals, I've been thinking of how to develop my own app

pope191:


I completely agree with you and bolt is makin it worst with this estimation fare... I think driver need to find a way to tidy dis issues with them, right now is just like one is just trying to get by. My heart truly goes to those on HP and rentals, I've been thinking of how to develop my own app

Popeify.

izzou:


Have you experienced this, or you "heard"?

Izzou, we don't pray for accidents but .insurance companies in Nigeria don't settle claims promptly.


Yes, protocol n due process has to be observed in filing claims n all that.

But truth is dey don't settle claims PROMPTLY.