Is There An Payment Api To Build A Peer-to-peer Payment Application With? - Programming

Is There An Payment Api To Build A Peer-to-peer Payment Application With? - Programming - Nairaland

Nairaland Forum › Science/Technology › Programming › Is There An Payment Api To Build A Peer-to-peer Payment Application With? (1271 Views)

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Is There An Payment Api To Build A Peer-to-peer Payment Application With? by Trickle(op): 6:39pm On Jun 06, 2020

I have been looking around but can not seem to place my hand on any.

Re: Is There An Payment Api To Build A Peer-to-peer Payment Application With? by stanliwise(m): 10:15pm On Jun 06, 2020

Why not use paystack?

Re: Is There An Payment Api To Build A Peer-to-peer Payment Application With? by Trickle(op): 10:34pm On Jun 06, 2020

stanliwise:
Why not use paystack?

I am taking a closer look at flutterwave api doc... i think it is a better gateway for this...... thanks

Re: Is There An Payment Api To Build A Peer-to-peer Payment Application With? by stanliwise(m): 10:35pm On Jun 06, 2020

Trickle:
I am taking a closer look at flutterwave api doc... i think it is a better gateway for this...... thanks

I don’t understand you. I thought you just said a payment api.
Is flutterwave a payment api?

Edited:
Ok I just check it now, it is a payment api!

So so far what has been your setbacks?

Re: Is There An Payment Api To Build A Peer-to-peer Payment Application With? by Trickle(op): 10:58pm On Jun 06, 2020

stanliwise:
I don’t understand you. I thought you just said a payment api.
Is flutterwave a payment api?

Edited:
Ok I just check it now, it is a payment api!

So so far what has been your setbacks?

I have integrated paystack and flutterwave in the past.... but mostly to collect payments from paying customers.

What i am working on now is an e wallet system. opay/quickteller system to give you some insight.

Peer to peer where you can fund your wallet or virtual card, send payments to other users wallet or bank account, bills payment, etc...might even include a bitcoin api.... Just drawing out what and what i need in place before i start coding....

Re: Is There An Payment Api To Build A Peer-to-peer Payment Application With? by silento(m): 8:42am On Jun 08, 2020

Paystack supports it but a heavy waste of time

Re: Is There An Payment Api To Build A Peer-to-peer Payment Application With? by Trickle(op): 9:33am On Jun 08, 2020

silento:
Paystack supports it but a heavy waste of time

How so?

Re: Is There An Payment Api To Build A Peer-to-peer Payment Application With? by silento(m): 12:15pm On Jun 08, 2020

Trickle:
How so?

Last time I checked u have to create account manually for users

Re: Is There An Payment Api To Build A Peer-to-peer Payment Application With? by Trickle(op): 1:40pm On Jun 08, 2020*

silento:
Last time I checked u have to create account manually for users

I am not creating any manual accounts.... i am implementing my own wallet system and using webhook to keep track of how much belongs to each person by updating the user wallet account in my database....

My only main concern is the pricing.... i intend to charge 2.5% on local cards and 3.5% on foreign cards as processing fees when a user wants to deposit to his wallet....which i think might be much

Re: Is There An Payment Api To Build A Peer-to-peer Payment Application With? by silento(m): 7:09pm On Jun 08, 2020

Trickle:
I am not creating any manual accounts.... i am implementing my own wallet system and using webhook to keep track of how much belongs to each person by updating the user wallet account in my database....

My only main concern is the pricing.... i intend to charge 2.5% on local cards and 3.5% on foreign cards as processing fees when a user wants to deposit to his wallet....which i think might be much?

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