niyogeol:
It is somewhat crazy. I have guys with MSc Data Analytics, Cybersecurity etc with no jobs. So it is making the IT story less interesting at the moment.

I PM'd you.

Wow

Then why all these fuss about Learning Data Science

Nezzjnr:


Wow

Then why all these fuss about Learning Data Science

Guess it's over saturation. Demand and supply issues. People who did Data Science in 2017, 2018 were smiling to the bank as they were deciding which job offer to take. But not so this moment. Not even with Covid in the mix. Not to talk about the under the table black bojuboju things.

In the practical IT world, having PhD means nothing. A company will rather employ a secondary school dropout that can code than an msc that is speaking English and theory up and down.
Tell those friends if they really know what they are doing to get on freelancing sites if they will not start earning in USD.
For IT related jobs, results are what determine your market value.

niyogeol:
It is somewhat crazy. I have guys with MSc Data Analytics, Cybersecurity etc with no jobs. So it is making the IT story less interesting at the moment.

I PM'd you.

niyogeol:
Guess it's over saturation. Demand and supply issues. People who did Data Science in 2017, 2018 were smiling to the bank as they were deciding which job offer to take. But not so this moment. Not even with Covid in the mix. Not to talk about the under the table black bojuboju things.

One will think learning the course will fetch you a multi million contract easily

The Competition is just too much

ojesymsym:
In the practical IT world, having PhD means nothing. A company will rather employ a secondary school dropout that can code than an msc that is speaking English to theory up and down.
Tell those friends if they really know what they are doing to get on freelancing sites if they will not start earning in USD.
For IT related jobs, results are what determine your market value.

I won't disagree with you. But the place of certificates and certifications exist in IT. And freelancing is a low hanging fruit but it sure takes time too to start earning big.

I don't know if the Data Science or Cybersecurity curriculum contains coding since I am not in that field. Again, the story I painted is about Ireland.

Are you in the IT space?

Nezzjnr:

One will think learning the course will fetch you a multi million contract easily

The Competition is just too much

Multi million far o. It is more of a cliche. There is always a dynamic to courses. At the moment, it is more of software development et al that is selling. No body knows which will come next. Some will advice one to always go get the trending one. I don't share this school of thought though. Because paying tuition as an international student is not beans.

And without making any return on the initial investment only to go ahead and invest further is not something I will encourage. Perhaps I am averse to such risks.

.

Not a low hanging fruit bros/ sis. Freelancing/ remote jobs are prevalent in the IT space.
Yes Data Science/ Analysis write codes especially with python.
Go to indeed.com and see remote job opportunities. I think it is better to start with freelancing because it helps you to know what the industry considers important and most importantly to build your portfolio.
As for certifications, they have their place after you have shown that you know what you are really, but trust us, we want to cram and pass to get certifications and hold as a badge whereas people, SME, want solutions to their problems.

niyogeol:
I won't disagree with you. But the place of certificates and certifications exist in IT[b]. And freelancing is a low hanging fruit[/b] but it sure takes time too to start earning big.

I don't know if the Data Science or Cybersecurity curriculum contains coding since I am not in that field. Again, the story I painted is about Ireland.

Are you in the IT space?

niyogeol:
Multi million far o. It is more of a cliche. There is always a dynamic to courses. At the moment, it is more of software development et al that is selling. No body knows which will come next. Some will advice one to always go get the trending one. I don't share this school of thought though. Because paying tuition as an international student is not beans.

And without making any return on the initial investment only to go ahead and invest further is not something I will encourage. Perhaps I am averse to such risks.

Certifications in the field of IT is actually the best to me

tukopy:


Fidelity Bank PLC.

When you get there, ask for a HYSA account.

Any questions?

You are right

https://businesspost.ng/banking/fidelity-bank-reduces-savings-interest-rates/

OgogoroFreak:
You are right

https://businesspost.ng/banking/fidelity-bank-reduces-savings-interest-rates/

In the notice, Fidelity Bank said on its HYSA, the new interest rate for deposits below N100,000 is 3.75 percent versus the previous 4.05 percent, while for N100,000 to N999,999, the new rate is 4.15 percent instead of the old rate of 4.45 percent.

In addition, under the HYSA, savings of N1 million to N4.999 million now attracts 4.65 percent in contrast to the prior rate of 4.95 percent, while for N5 million and above attracts 5.15 percent versus the previous 5.45 percent.

Nezzjnr:

Certifications in the field of IT is actually the best to me

Exactly, you know what's up!

Good day Sir/Ma

I'll really like to thank everyone who has contributed in one way or the other on this thread. It doesn't just serve as an investment thread but educational purposes too.

I specially commend Sir Emma, Dexterous, AhiOnG for their words of advice and wisdom.

There's a whole lot to be learnt from here.

I have a question
Sir Emma, you said something about looking out for Primary Market Opening and I want to start Money Market Fund, please can you throw more light on them


As a Newbie, which of the investment brokers should I sign up?

Capital: #200k

unite4real:


With N4 you can buy 1 unit of updc REIT. The beauty of shares is that you don't need huge capital. The minimum of 1 unit is what you can buy.

good evening sir, how often is dividend paid? When is the right time to buy the shares? Can I invest without going through a stockbroker? Thanks for answering, it will greatly help a newbie trying to build up funds with limited capital.

niyogeol:
I won't disagree with you. But the place of certificates and certifications exist in IT. And freelancing is a low hanging fruit but it sure takes time too to start earning big.

I don't know if the Data Science or Cybersecurity curriculum contains coding since I am not in that field. Again, the story I painted is about Ireland.

Are you in the IT space?

Data science and Cybersecurity have some form of coding in them.

These fields especially Cybersecurity are quite large in scope. From IT audit to IT controls to Penetration testing, cryptography, SOC, network security, sys admin, security architect and many more.

People don’t know but it’s not all of these branches that require coding. Some of them like SOC, IT compliance and legal etc...

spankyflex:
good evening sir, how often is dividend paid? When is the right time to buy the shares? Can I invest without going through a stockbroker? Thanks for answering, it will greatly help a newbie trying to build up funds with limited capital.

They pay dividend regularly.

For Equities generally or funds with offer and bid prices, the best practice which is rational anyway is to buy low and sell high.

All stocks listed on the NSE needs a broker before you can buy online yourself or give a mandate for them to buy on your behalf except if it's a public offer in that case you don't really need a stockbroking firm. You can buy through any accredited agent to the offer which can also include banks.

niyogeol:
Multi million far o. It is more of a cliche. There is always a dynamic to courses. At the moment, it is more of software development et al that is selling. No body knows which will come next. Some will advice one to always go get the trending one. I don't share this school of thought though. Because paying tuition as an international student is not beans.

And without making any return on the initial investment only to go ahead and invest further is not something I will encourage. Perhaps I am averse to such risks.

AWS solutions architect
Microsoft professional certifications
Google cloud architect etc
CISA, CISSP, CISM route - can be helpful too.
OSCP

Some of these are quite good, my advice will be learn the practical aspect of it and do small projects by yourself, create a website with the small projects. Have a networking lab at home (even if it’s just your laptop with many VM’s) learn something as basic as making VPN’s using VPS, learn about cloud, host a site on an old android phone or raspberry pi, learn the 7 networking layers religiously, take advantage of free tier AWS VPs hosting and attend their webinars to get free 25 USD credits get the certificate of attendance... join Cybersecurity learning platforms like Cybrary (Could help career wise too), learn the legal intricacies of IT security and all those ISO stuff...

If you immerse yourself, and have one or 2 of this certifications you can have a better chance and even begin to understand more.

The problem is there are no entry level Cybersecurity roles so you have to create that experience for yourself as you get some certifications. I like AWS certifications, because you can use the free credits to do some practicals on their VPS...


So many other stuffs I cannot remember for now.

spankyflex:
good evening sir, how often is dividend paid? When is the right time to buy the shares? Can I invest without going through a stockbroker? Thanks for answering, it will greatly help a newbie trying to build up funds with limited capital.

Please, take all your questions regarding stocks/shares to the right thread. Help awaits you there!

https://www.nairaland.com/1131485/nigerian-stock-exchange-market-pick/5856

You're welcome

GonFreecss1:



Data science and Cybersecurity have some form of coding in them.

These fields especially Cybersecurity are quite large in scope. From IT audit to IT controls to Penetration testing, cryptography, SOC, network security, sys admin, security architect and many more.

People don’t know but it’s not all of these branches that require coding. Some of them like SOC, IT compliance and legal etc...

I am not in the IT space. If you read my post well, I was saying based on a friend I know.

As for the tips you gave here, I will get it across to the fellow. Thanks.

emmasoft:


They pay dividend regularly.

For Equities generally or funds with offer and bid prices, the best practice which is rational anyway is to buy low and sell high.

All stocks listed on the NSE needs a broker before you can buy online yourself or give a mandate for them to buy on your behalf except if it's a public offer in that case you don't really need a stockbroking firm. You can buy through any accredited agent to the offer which can also include banks.

thanks, can I send a pm?

GonFreecss1:

AWS solutions architect
Microsoft professional certifications
Google cloud architect etc
CISA, CISSP, CISM route - can be helpful too.
OSCP.

The problem is there are no entry level Cybersecurity roles so you have to create that experience for yourself as you get some certifications. I like AWS certifications, because you can use the free credits to do some practicals on their VPS...

So many other stuffs I cannot remember for now.

I am not the person in question but I know the fella has done AWS. And for the tips, I will pass it across. Thanks.

spankyflex:
thanks, can I send a pm?

Go ahead

niyogeol:
I am not in the IT space. If you read my post well, I was saying based on a friend I know.

As for the tips you gave here, I will get it across to the fellow. Thanks.

Yeah. I know. Was just dropping tips.

For the interested parties.

Uwc.

niyogeol:
I am not the person in question but I know the fella has done AWS. And for the tips, I will pass it across. Thanks.

Yeah. Uwc. All the best to him.

That space is something else, that is why you have to keep creating your own experience.

OgogoroFreak:
You are right

https://businesspost.ng/banking/fidelity-bank-reduces-savings-interest-rates/

Yeah!! Yeah!!

5.15% actually

tukopy:


Yeah!! Yeah!!

5.15% actually

I'm going to move my funds into it cos stanbic mmf rate is too low.

Really?

Are you sure it's not just theoretical competence they have?

Forward-thinking minds with data analysis and cybersecurity skills are a hot cake, globally.

Interestingly, they can start their careers with foreign coys right from the comfort of their rooms as remote workers.

Skillfulness and results trump paper qualifications.

niyogeol:
It is somewhat crazy. I have guys with MSc Data Analytics, Cybersecurity etc with no jobs. So it is making the IT story less interesting at the moment.

I PM'd you.

OgogoroFreak:
You are right

https://businesspost.ng/banking/fidelity-bank-reduces-savings-interest-rates/

pls between gtb diamond stanbic FCMB access uba eco and first bank which of ds has ds kind percentage for a savings account or a platform like ds plus how much will the interest be if I put 400k for instance because d calculation I did for 4.15pcent is beyond expectation

Hallenjay:
pls between gtb diamond stanbic FCMB access uba eco and first bank which of ds has ds kind percentage for a savings account or a platform like ds plus how much will the interest be if I put 400k for instance because d calculation I did for 4.15pcent is beyond expectation

None.

Diamondaccess has HIDA savings account but interest is about 3.5% for 4M upwards

deleson:
Really?

Are you sure it's not just theoretical competence they have?

Forward-thinking minds with data analysis and cybersecurity skills are a hot cake, globally.

Interestingly, they can start their careers with foreign coys right from the comfort of their rooms as remote workers.

Skillfulness and results trump paper qualifications.

MSc in Ireland gives hands-on practical experience to students. So I can say it is not theoretical knowledge.

niyogeol:
MSc in Ireland gives hands-on practical experience to students. So I can say it is not theoretical knowledge.

so why are they not engaging them in professional jobs ...is it race issue or small economy