enigmatique:
I want to suggest that we start looking into other investment platforms that crowdfund for other industries than agriculture. If a lot of us agree, we can start a separate thread to discuss, review and share our experiences with such platforms.

I'm thinking about this because I was inspired by something over the weekend. I was discussing with someone and the person said that one is not managing one's portfolio right if a dip/crash in the performance of one industry or sector of the economy leads to a decline of 50% or more of the value of one's portfolio. I initially didn't agree but when I thought about it later, I saw the wisdom in his words, as I am at risk of suffering significantly if the agritech sector goes under.

Some of the alternatives that I'm looking at are:
- Rentcrowdy.
- Wealth.ng's real estate investment options.

So how many people agree with me and are willing to start a new thread?

enigmatique:
This thread is a sibling of the thread on agritech crowdfunding platforms (linked below). It is birthed as a result of the post further below, which seeks to look beyond agritech platforms that crowdfund their operations to companies that crowdfund (or are trying to crowdfund) their operations in real estate, micro-lending etc. Just like the agritech thread, we are here to share ideas, review the performance of these companies and provide intel that all Nairalanders can use when doing their due diligence into whether or not to invest in these companies' offerings. We are also going to be looking at ONLY non-agritech companies in this thread as we intend to diversify our portfolio with non-agricultural opportunies. Again, read the post below for more info about "why".

Like I said this is a sibling to the agritech thread, so if you come across this thread and decide to follow it, I strongly encourage you to follow that thread too.

Now, let the discussion begin.

Agritech thread: https://www.nairaland.com/5358517/digital-agriculture-investment-platforms-options/

Post that inspired this thread:


Cc GhostderGeist, MummyIMadeIt, Reconciled, emmaversity and tenderjunkie.

enigmatique:
Now into the meat of the matter.

The non-agritech crowdfunders that I've come across and that I'm investigating right now are the following:
- Aella.
- Rentcrowdy.
- Lendha.
- Payvest.
- TRJ Company Limited.
- Wealth.ng.

So let's continue cross-examining these companies and share what we find.

enigmatique:
Now into the meat of the matter.

The non-agritech crowdfunders that I've come across and that I'm investigating right now are the following:
- Aella: for providing micro/personal loans.
- Rentcrowdy: for providing rent payment loans/advances.
- Payvest: for powering the micro/personal loans that are provided by Paylater.
- TRJ Company Limited: for providing micro loans.
- Wealth.ng: investing in estate, hand-picked stocks and also some agritech.
- Lendha: most probably for powering micro/personal loans too.

So let's continue cross-examining these companies and share what we find.

enigmatique:
Now into the meat of the matter.

The non-agritech crowdfunders that I've come across and that I'm investigating right now are the following:
- Aella: for providing micro/personal loans.
- Rentcrowdy: for providing rent payment loans/advances.
- Payvest: for powering the micro/personal loans that are provided by Paylater.
- TRJ Company Limited: for providing micro loans.
- Wealth.ng: investing in estate, hand-picked stocks and also some agritech.
- Lendha: most probably for powering micro/personal loans too.

So let's continue cross-examining these companies and share what we find.

shullygirl:


Thanks.
Please can specify their % ROI.

Phylife:


99% lending firms and 1% real estate? I don't see anything too enticing in all of it.

My candid opinion.

enigmatique:

Well that's the thing, I'm still busy doing investigations. All I can say for now is that some offer up to 26% per annum while I think the lowest I've seen per annum is 18%. I suggest you pick some of them too and investigate them and share what you find so that we can all compare notes on what we found. Thanks.

enigmatique:
Now into the meat of the matter.

The non-agritech crowdfunders that I've come across and that I'm investigating right now are the following:
- Aella: for providing micro/personal loans.
- Rentcrowdy: for providing rent payment loans/advances.
- Payvest: for powering the micro/personal loans that are provided by Paylater.
- TRJ Company Limited: for providing micro loans.
- Wealth.ng: investing in estate, hand-picked stocks and also some agritech.
- Lendha: most probably for powering micro/personal loans too.

So let's continue cross-examining these companies and share what we find.

shullygirl:



I have investment with Payvest. Their highest ROI is 15.5 per annum as of now.
Will research on others too.

frankeky:
https://www.chinmarkgroup.com/
We should investigate on this firm. Investment is from 500k. And it will stay the minimum of 5 months. You will be paid 2% every month.

enigmatique:
This thread is a sibling of the thread on agritech crowdfunding platforms (linked below). It is birthed as a result of the post further below, which seeks to look beyond agritech platforms that crowdfund their operations to companies that crowdfund (or are trying to crowdfund) their operations in real estate, micro-lending etc. Just like the agritech thread, we are here to share ideas, review the performance of these companies and provide intel that all Nairalanders can use when doing their due diligence into whether or not to invest in these companies' offerings. We are also going to be looking at ONLY non-agritech companies in this thread as we intend to diversify our portfolio with non-agricultural opportunies. Again, read the post below for more info about "why".

Like I said this is a sibling to the agritech thread, so if you come across this thread and decide to follow it, I strongly encourage you to follow that thread too.

Now, let the discussion begin.

Agritech thread: https://www.nairaland.com/5358517/digital-agriculture-investment-platforms-options/

Post that inspired this thread:


Cc GhostderGeist, MummyIMadeIt, Reconciled, emmaversity and tenderjunkie.

enigmatique:

Well that's the thing, I'm still busy doing investigations. All I can say for now is that some offer up to 26% per annum while I think the lowest I've seen per annum is 18%. I suggest you pick some of them too and investigate them and share what you find so that we can all compare notes on what we found. Thanks.

enigmatique:
Now into the meat of the matter.

The non-agritech crowdfunders that I've come across and that I'm investigating right now are the following:
- Aella: for providing micro/personal loans.
- Rentcrowdy: for providing rent payment loans/advances.
- Payvest: for powering the micro/personal loans that are provided by Paylater.
- TRJ Company Limited: for providing micro loans.
- Wealth.ng: investing in estate, hand-picked stocks and also some agritech.
- Lendha: most probably for powering micro/personal loans too.

So let's continue cross-examining these companies and share what we find.

Folaoni:
A reliable investment opportunities, quote me for more information.

enigmatique:
This thread is a sibling of the thread on agritech crowdfunding platforms (linked below). It is birthed as a result of the post further below, which seeks to look beyond agritech platforms that crowdfund their operations to companies that crowdfund (or are trying to crowdfund) their operations in real estate, micro-lending etc. Just like the agritech thread, we are here to share ideas, review the performance of these companies and provide intel that all Nairalanders can use when doing their due diligence into whether or not to invest in these companies' offerings. We are also going to be looking at ONLY non-agritech companies in this thread as we intend to diversify our portfolio with non-agricultural opportunies. Again, read the post below for more info about "why".

Like I said this is a sibling to the agritech thread, so if you come across this thread and decide to follow it, I strongly encourage you to follow that thread too.

Now, let the discussion begin.

Agritech thread: https://www.nairaland.com/5358517/digital-agriculture-investment-platforms-options/

Post that inspired this thread:


Cc GhostderGeist, MummyIMadeIt, Reconciled, emmaversity and tenderjunkie.

alismah01:
Good day everyone,
If you have faith in God you will definitely have faith in what I am about to share with you.
I have an investment plan on which you will be earning 10% of your capital every month for life. No stress, nothing. This is not MMM not MLM. You can decide to withdraw your fund anytime. For more details: olalimi2013@gmail.com.

Lax95:


Hi Guys,
Theres another investment platform called Pramopro. Thinking of giving them a trial though. Would welcome anyone with information about them.

https://www.pramopro.com/products