₦airaland Forum

To make my story simple and short, I woke up on 24th September, I got debit alert of #10,000 for webpurchase and #60,000 for remita payme, total of #70,000 without my authorization, that's I didn't receive OTP with respect to that transaction.

I went to Gtbank close to me, while I was there another guy with similar case came in, all they could tell us is to fill form, and that they will get back to us.

I noticed something common between the guy that came in and me, our ATM cards will expire 30th of September.

My reason for bringing this here is to know whether we have other people with similar case, what should be the position of the bank towards such unauthorized debit and is the money recoverable?

Mind you, my card is always with me and nobody knows my pin except me and only me. And have this notion that one's account cannot be tampered with until they get access to the person's phone that's with respect to OTP but this one just happened without the corresponding OTP

If you know what is good for you move your resources/all your money away from that bank quickly.

Once they advise you conclusively on this case; close your account.

Did you lose your fine recently..?

I think the best way to deal with this online theft everywhere is to disable an account from connection with fone. Don't receive alert again, get alert only tru mail..disable USSD transactions..

Don't use ATM. And the biggest part of ur money shld b in a microfinance bank

Blackmann001:
Did you lose your fine recently..?

No I didn't

Beblessedbaba:
If you know what is good for you move your resources/all your money away from that bank quickly.

Once they advise you conclusively on this case; close your account.

That's exactly what I did before reporting to the bank

iykenex:
No I didn't

Do u use ur ATM frequently online ..?

Blackmann001:
Do u use ur ATM frequently online ..?

Yes, I normally use Gtbank card for online payment

Omo things dey happen oo

iykenex:
Yes, I normally use Gtbank card for online payment

That is where ur leak is..its not that u forgot ur details on any website..its just dt there is a web-tool specializes on cropping ATM details of ppl who use them on some website without very strong firewall.

That's where ur problem originated from

Did you lose your penalties recently..?

iykenex:
That's exactly what I did before reporting to the bank

Also, pursue the issue to a logical conclusion if the culprit are not punished and the process is not transparent there after bring it to twitter by tagging them and CBN regulators under 24 hours the MD will fire like 10 people including the guys that did the fraud and the guys that did the aiding for them. All within the bank and the fraudsters will be arrested.

I usee card online,pay online,bank online. Never had ish 1 day.