DropsMic:
Protect yourself yo... Yahoo boys are now focusing on Nigerians (sitting ducks) .. Apparently Oyibo don dey wise..

You can start by scratching thoose three numbers at the back of your card..

Two.. Set a sim lock.

Three.. never keep 100% of your money in one bank (even yahoo boys dey work for banks these days)
I personally keep less than 5%... The rest are in crypto and USD and they are guarded with four factor authentication...


Na who no sabi hum left from him right yahoo boys dey rob..


Meanwhile i build secure websites and I'm based IN abuja.

i swear online and crypto isnt secured as well, to put most of your earnings.
a day might just vanish every every for you

mdchikezie:


i swear online and crypto isnt secured as well, a day might just vanish every every for you

Not when i have my four factor authentication in place

You ended up twisting what I wrote out of context to get cheap likes. First of all, where did I write anything about carrying physical cash? Your major account could be your salary account if you're a salary earner or your business account if you're a business person. Either ways, the cash is not physical! Geez! How difficult is it to understand simple English? Even ordinary uber that I drive, people hardly pay me in physical cash for cash trips again, they mostly do transfer. Just goes to show you, even ordinary 1k, people hardly carry these days. You can decide to misunderstand, it's your own cup of tea.

seborrhic:

Glad no one thus far liked this rubbish.
Do you know the inconvenience and valuable man hours going to the bank takes?
What of people that get trailed by robbers as they move with physical cash,some even losing their lives in the process.
The most dangerous thing to do in today's Nigeria is moving with large sums of physical cash.It should never be compared with internet banking.

DropsMic:


Not when i have my four factor authentication in place

you never heard of crashing

dre11:



.

• Bank officials responsible for most frauds – ICT, legal experts

• Ex-NBA chief recalls how bank duplicated client’s corporate account for fraudsters

• How to identify compromised ATM, PoS machines



https://thenationonlineng.net/how-cyber-criminals-clone-atm-cards-fleece-bank-customers-of-savings/

I lost 141k last month in Owerri. I went to a Bar called Orange Grove and after drinking and eating I paid 21k because we were about 9 in number.
The next day as early as 7am I started getting debit alerts by 15kper withdrawal.

I nearly died that day!

I called the Bank and they were acting stupid on the phone. Then I called a friend that work with the bank and they had to block my account.


But before they could block the account,they fraudsters have successfully withdraw 141k from my account.


I went to the bank but they said the withdrawal was made online via one useless Portal. And then they inform me that I can't get the money.


I was terribly angry and couldn't do anything about it.

Nigeria don cast!!

It is so sad to know that in this country we have more TALENTED people that are working as fraudsters than we have in banking halls.

mdchikezie:


you never heard of crashing

Mr are you talking about crypto not been secure or one losing his cypto via trading

wonder233:
It is simple:
Have two or more accounts: Don't have an ATM card or internet banking on the account containing your major funds. While you can have ATM cards and internet banking on the others having marginal funds.

I laugh in spanish... You obviously don't know what's up

I actually subscribe to be idea that an insider in the bank helps fraudsters to defraud people. How can you explain a situation where most bank officials have turned beggars to customers. I actually feel worried seeing a banker stylishly begging me for money, people that can beg will steal if given the opportunity.

What I don't understand is why these cyber criminals do not put their skills to better use. Cyber security experts, ethical hackers and other IT skills are extremely lucrative these days. They could be doing essentially the same work, but for more honest pay.

Becareful at Eateries too but God pass them

emmanuelpopson:
Naija still dey learn work from USA, Pakistanis Russians etc.. But with the rate of advanced technology of the Western world.. Some of our yahoo guys deliberately make friends with bankers and those ones will do the job. Mind you. Those yahoo guys are based in here and they have the tools bought from the dark Web. So they just need an insider in the bank to release some accounts for them and they will. Do the rest. Its that simple.. We are to just be careful and smart too.. Those guys ar now coming home to steal, kill and destroy since its not rosy at all from abroad with covid and advance security of banks over there..
Our banks instead of paying their staffs and iCt well.. They put them under contract... Who does that??

I love the last part, one of the reasons Nigeria bankers are turning into Police

Mrbillionaire:


Deepweb gang, Chinese full there too. I think the authority concerned should ban Tor browser, it's used for crimes.

Tor can't be banned, it is it's good use too
Dg you know Tor was created by the United State government to anonymously communicate online. It later became a public tool
And Tor helps Intelligence agencies to catch criminals oo, thy simply setup shop on DW to catch criminals
Even if Tor is banned, there other similar tools to access the dark web, and mind it, the dark web makes up over 90 percent of internet activities.
Also note, deep web is different from dark web.
Deep web is like creating a site with offshore hosting and keeping the site from the public, and also preventing it from been crawled by bots and Search engine crawlers, anyone can create a deep web site easily

My 1st bitcoin account is reading 8600,second is reading 15k,when will my btc enter 50k,when

wonder233:
It is simple:
Have two or more accounts: Don't have an ATM card or internet banking on the account containing your major funds. While you can have ATM cards and internet banking on the others having marginal funds.
When you need to do big transactions from your major account, go physically to the banking hall, the cashiers will want to bully you into having ATM card and internet banking, insist you don't have a smart phone. They will do your transactions over the counter.
If they are obstinate, request to close the account and move your funds to another bank.
Never let them force or cajole you into doing internet banking and ATM card on your major account.

Bros you nailed it.

I opened an account with a bank recently where I have my major savings

I refused to go for any mobile banking whatsoever. No ATM card, no mobile app.

Other accounts house my family's weekly expenses.

Whenever my monthly pay drops, I split the money to different accounts.

Person no job me anyhow.

see why I don't trust banks

highcadre:
Thank God I have a current account rather than savings.

Is there a safety advantage?

DropsMic:
Protect yourself yo... Yahoo boys are now focusing on Nigerians (sitting ducks) .. Apparently Oyibo don dey wise..

You can start by scratching thoose three numbers at the back of your card. This one is a must.. Especially if you have the habit of settling your bills with your card.. Especially in clubs and bars.

Two.. Set a sim lock.

Three.. never keep 100% of your money in one bank (even yahoo boys dey work for banks these days)
I personally keep less than 5%... The rest are in crypto and USD and they are guarded with four factor authentication...


Na who no sabi hum left from him right yahoo boys dey rob..


Meanwhile i build secure websites and I'm based IN abuja.

Baddest guy, you sure sey boys no fit empty your USD Domicillary account too so?

Ventura1:
Most banks are guilty of the connivance, I've only had experience with UBA and then, I took up the matter and they vomit my money.

Even a whole UBA? na wa ooo

DropsMic:



I laugh in spanish... You obviously don't know what's up

Spit it out. What should we know?

wonder233:
It is simple:
Have two or more accounts: Don't have an ATM card or internet banking on the account containing your major funds. While you can have ATM cards and internet banking on the others having marginal funds.
When you need to do big transactions from your major account, go physically to the banking hall, the cashiers will want to bully you into having ATM card and internet banking, insist you don't have a smart phone. They will do your transactions over the counter.
If they are obstinate, request to close the account and move your funds to another bank.
Never let them force or cajole you into doing internet banking and ATM card on your major account.

This is exactly what have been practising for a long time am even sensitising people to do so also.

Rikze:


Bros you nailed it.

I opened an account with a bank recently where I have my major savings

I refused to go for any mobile banking whatsoever. No ATM card, no mobile app.

Other accounts house my family's weekly expenses.

Whenever my monthly pay drops, I split the money to different accounts.

Person no job me anyhow.

That's exactly what I do now. If any money from the main account where I don't have ATM nor internet banking activated should vanish, the Bank will have to explain.

seborrhic:

Glad no one thus far liked this rubbish.
Do you know the inconvenience and valuable man hours going to the bank takes?
What of people that get trailed by robbers as they move with physical cash,some even losing their lives in the process.
The most dangerous thing to do in today's Nigeria is moving with large sums of physical cash.It should never be compared with internet banking.

Try to understand man you going to the bank doesn't mean you 'll withdraw physical cash
You can just apply for electronics transfer over the counter
This is what have been doing

seborrhic:

Glad no one thus far liked this rubbish.
Do you know the inconvenience and valuable man hours going to the bank takes?
What of people that get trailed by robbers as they move with physical cash,some even losing their lives in the process.
The most dangerous thing to do in today's Nigeria is moving with large sums of physical cash.It should never be compared with internet banking.

You don't have to move physical cash
You can fill a transfer form inside the banking hall and transfer to your other account with which you probably have an ATM card

DropsMic:
Protect yourself yo... Yahoo boys are now focusing on Nigerians (sitting ducks) .. Apparently Oyibo don dey wise..

You can start by scratching thoose three numbers at the back of your card. This one is a must.. Especially if you have the habit of settling your bills with your card.. Especially in clubs and bars.

Two.. Set a sim lock.

Three.. never keep 100% of your money in one bank (even yahoo boys dey work for banks these days)
I personally keep less than 5%... The rest are in crypto and USD and they are guarded with four factor authentication...


Na who no sabi hum left from him right yahoo boys dey rob..


Meanwhile i build secure websites and I'm based IN abuja.

most of the time ,it's ignorance that leads to all these things ,my friend operate pos on a particular big area, anytime I m less busy ,I normally go there to help him cos of multitude customers,after some pple give you their card ,the next thing u hear 1710 ,me please is not proper disclosing ur pin to anyone ,just imagine of na wrong centre they went to,I have experienced this more than 10 times .

lebete3000:


Baddest guy, you sure sey boys no fit empty your USD Domicillary account too so?

Not usd dorm... USD currency in Crypto, USDT. And the answer is no. Them never born the person yet

Ventura1:
Most banks are guilty of the connivance, I've only had experience with UBA and then, I took up the matter and they vomit my money.

Two banks that are most notorious for ATM frauds are:
UBA and First Bank.
It seems majority of the staff in those two banks are Criminals that aid fraudsters.
They will sell your identity to the criminals who will then clone your card and they will even be the ones to alert the Criminals of which account is lax, unsecured or have big funds.
Most Bank frauds are INSIDE jobs.
But when a bank employs someone to work in[b] its I.T dept or other back-end and makes them Contract staff for over three years[/b], paying them peanuts, what do we expect?
It is actually one of the Ogas at the bank that sets-up an recruitment agency and then uses that agency to recruit staff for the bank.
The Oga can be collecting say #200K as emolument for each staff from the bank, but then pays the Bank Worker around #50K monthly, pocketing the remaining #150K and maintaining the worker as a Contract staff meaning he also collects their 'staff allowances".

The CBN and Labour must work together to ensure that they stop this nonsense of contract jobs in a bank and ensure a minimum pay for any person working in a bank. EFCC should also beam their search-light on the HR of these banks, a lot of criminality is going on inside our banks
You cant put a poorly paid worker in-charge of millions of Naira and expect he wont be tempted.

Masonkaycares:
Na crypto fraud sure pass. Blockchain and some crypto wallets that use phrases can be easily hacked nowadays. My trust wallet was hacked this September and I was in shambles. Luno and dapp are the best.

how was ur trust wallet hacked?

You probably use an android right?

And u may have ur private key stored in ur phone or somewhere online.

How exactly was it hacked?

With the way commercial banks in Nigeria use to force it's customers to apply for an ATM card I know there is something fishy about it...U B A stole my mum's money last year it's not a new thing shaa

DropsMic:
Protect yourself yo... Yahoo boys are now focusing on Nigerians (sitting ducks) .. Apparently Oyibo don dey wise..

You can start by scratching thoose three numbers at the back of your card. This one is a must.. Especially if you have the habit of settling your bills with your card.. Especially in clubs and bars.

Two.. Set a sim lock.

Three.. never keep 100% of your money in one bank (even yahoo boys dey work for banks these days)
I personally keep less than 5%... The rest are in crypto and USD and they are guarded with four factor authentication...


Na who no sabi hum left from him right yahoo boys dey rob..


Meanwhile i build secure websites and I'm based IN abuja.

if you die now... How your next of kin go Carry cryptorize....

Crypto potential life hoarder.