viexcey:
Please....
For those that have applied successfully for non-resgistered business, did you submit your business plan as a document?

oxx4:
No

waley007:
Please what is local govt certificate , is it my state of origin certificate ?

waley007:
Please what is local govt certificate , is it my state of origin certificate ?

Fucklove:
Ask yourself if the question you asked made sense to you. You guys keep repeating stupid questions here. I hate seeing this

Nurex1:
Please guys, I am stock at the loan purpose page and the system is telling me to match the requested format. I am confused here ooo

KingAbdulazeez:

yess

InvestmentMood:
have successfully verified my account. But I couldn't login. I was very sure of the password & email I used, yet is saving invalid email or password.
I have tried resetting password, but no message in my email.
Pls, help a brother in need of LOAN

ejimbe92634:
Wasn't easy at all but Thanks to God.
Here is a few tips that can help us.
1-Try midnight hours to verify account, if u have a link on ur email try the last link sent for most of us that had multiple links
2- even when it keeps messing up keep trying, I never got a confirmation that I am verified until 5am today I tried again and I saw one time notification above that this user has been verified.
3. Log in and and always try to attempt log in u never can tell if uve been verified.
4.start application
5.chat ur self up o. Wattsapp, keep a detailed info about ur business so u can easily copy and paste.
6. Write down in a book ur average monthly expenses, average monthly profit, profit in a year, monthly expenses. So u can reach out and type it in once u see the dashboard.
7. Even when that loading button is delaying u tap reload or send again.
Good luck to us

ejimbe92634:
Wasn't easy at all but Thanks to God.
Here is a few tips that can help us.
1-Try midnight hours to verify account, if u have a link on ur email try the last link sent for most of us that had multiple links
2- even when it keeps messing up keep trying, I never got a confirmation that I am verified until 5am today I tried again and I saw one time notification above that this user has been verified.
3. Log in and and always try to attempt log in u never can tell if uve been verified.
4.start application
5.chat ur self up o. Wattsapp, keep a detailed info about ur business so u can easily copy and paste.
6. Write down in a book ur average monthly expenses, average monthly profit, profit in a year, monthly expenses. So u can reach out and type it in once u see the dashboard.
7. Even when that loading button is delaying u tap reload or send again.
Good luck to us

kenddys:

Yes
Did you complete it this afternoon?

dhope:

I completed mine around the same time I made my post say around 11-12 noon, but I only noticed I was verified this around 5 am.so I tried from them till I got lucky.
Bro I used opera to get the work done but I was opening on Mozilla and chrome too
congrats to you bro. I have laboured seriously to get this thing completed but to no avail. After receipt of sms prequalification notification, I have validated my bvn and landed on my page but I have a challenge going forward to continue my application because error messages keep popping up after choosing registered business, supplying my LGA cert and description of my business. What browser did you use and did you do everything only at midnight because I have spent almost three nights now trying it but error messages keep coming. Thanks

InvestmentMood:
have successfully verified my account. But I couldn't login. I was very sure of the password & email I used, yet is saving invalid email or password.
I have tried resetting password, but no message in my email.
Pls, help a brother in need of LOAN

Acidosis:




I don't know the nature of your business and whether your previous selections justify the amount you seek but use this as a guide (you might need someone else to confirm the figures cos I did this in a hurry). Also note that these figures are appropriate only for a long tenure (e.g. 2-3 years). If you're considering paying back in one year, your sales revenue and gross profit should be higher.


Monthly sales revenue for 12 months -- N1,500,000

Projected monthly sales revenue (the above divide by 12) -- N125,000

Projected monthly operating expense (at least 40% of the above) -- N50,000

Projected monthly gross profit (N125,000-50,000) = N75,000

Projected annual operating expense (N50,000 x 12 months) - N600,000

Projected gross profit (2021) (75,000 x 12 months) - N900,000

Projected gross profit (2022) (increase 2021's gross profit by 10-20%) - e.g. N1,080,000

Projected gross profit (2023) (increase 2022's gross profit by 20-30%) e.g. N1,296,000.

ejimbe92634:
Wasn't easy at all but Thanks to God.
Here is a few tips that can help us.
1-Try midnight hours to verify account, if u have a link on ur email try the last link sent for most of us that had multiple links
2- even when it keeps messing up keep trying, I never got a confirmation that I am verified until 5am today I tried again and I saw one time notification above that this user has been verified.
3. Log in and and always try to attempt log in u never can tell if uve been verified.
4.start application
5.chat ur self up o. Wattsapp, keep a detailed info about ur business so u can easily copy and paste.
6. Write down in a book ur average monthly expenses, average monthly profit, profit in a year, monthly expenses. So u can reach out and type it in once u see the dashboard.
7. Even when that loading button is delaying u tap reload or send again.
Good luck to us

ejimbe92634:
Wasn't easy at all but Thanks to God.
Here is a few tips that can help us.
1-Try midnight hours to verify account, if u have a link on ur email try the last link sent for most of us that had multiple links
2- even when it keeps messing up keep trying, I never got a confirmation that I am verified until 5am today I tried again and I saw one time notification above that this user has been verified.
3. Log in and and always try to attempt log in u never can tell if uve been verified.
4.start application
5.chat ur self up o. Wattsapp, keep a detailed info about ur business so u can easily copy and paste.
6. Write down in a book ur average monthly expenses, average monthly profit, profit in a year, monthly expenses. So u can reach out and type it in once u see the dashboard.
7. Even when that loading button is delaying u tap reload or send again.
Good luck to us

Anonymousgister:
Just finished for wifey (unregistered business category).

I want to start mine (registered business) but I have just the CAC cert number. Don't know how to get the TIN. Any clues on how fast I could get it?

And by the way, I was able to apply for 500k for hers. I don't get where the talk of 300k max is coming from.

Acidosis:




I don't know the nature of your business and whether your previous selections justify the amount you seek but use this as a guide (you might need someone else to confirm the figures cos I did this in a hurry). Also note that these figures are appropriate only for a long tenure (e.g. 2-3 years). If you're considering paying back in one year, your sales revenue and gross profit should be higher.


Monthly sales revenue for 12 months -- N1,500,000

Projected monthly sales revenue (the above divide by 12) -- N125,000

Projected monthly operating expense (at least 40% of the above) -- N50,000

Projected monthly gross profit (N125,000-50,000) = N75,000

Projected annual operating expense (N50,000 x 12 months) - N600,000

Projected gross profit (2021) (75,000 x 12 months) - N900,000

Projected gross profit (2022) (increase 2021's gross profit by 10-20%) - e.g. N1,080,000

Projected gross profit (2023) (increase 2022's gross profit by 20-30%) e.g. N1,296,000.

extol1:

please I want to know whether these processes are for those who registered last year or the new one, because I just registered newly this week and I am yet to receive any message.
thanks

Linzo:


You calculation is very wrong, guys please ignore this calculation

Gross profit is a profit you got before substraction of expenses or anything else.

Richardlove:
I registered last year and up till now no email. I tried forgot password but nothing. What can I do to get prequalify. I tried re-registering but I see you have not being trained. Please any advise for me?