Car Talk › Re: Tell Us Your Car Faults. Let's Assess And Fix Them by PrettySmart(m): 11:31am On Sep 11, 2025 |
kingreign: Location of the truck? Picture of the said truck too Lagos
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Car Talk › Re: Ask your Mechanic ! ! ! Thread by PrettySmart(m): 10:14am On Sep 11, 2025 |
Please, how much does it cost to change a Nissan Cabstar truck (Direct Belgium) from right-hand drive to left-hand drive? |
Car Talk › Re: 5 Signs That Your Car Might Be Faulty And Needs Repair by PrettySmart(m): 10:09am On Sep 11, 2025 |
Please, how much does it cost to change a Nissan Cabstar truck (Direct Belgium) from right-hand drive to left-hand drive? |
Car Talk › Re: Tell Us Your Car Faults. Let's Assess And Fix Them by PrettySmart(m): 10:08am On Sep 11, 2025 |
Please, how much does it cost to change a Nissan Cabstar truck (Direct Belgium) from right-hand drive to left-hand drive? |
Politics › Re: Photo Of Seyi Tinubu And Yusuf Buhari At Buhari's Burial by PrettySmart(m): 3:56pm On Jul 16, 2025 |
Yusuf will be given a political appointment very soon. He's likely to head a key position in honour of Buhari. I foresee him as the future governor of Katsina State. |
Business › Re: Pls Advise Me, Which Business Can I Do With 1 Million Naira by PrettySmart(m): 8:29pm On Jul 11, 2025 |
Venture into the cutting and selling of nylon and plastic products. It's very profitable. |
Politics › Re: CBN Reports $23Bn Net Foreign Exchange Reserves, Strongest In Over Three Years by PrettySmart(m): 9:42am On Apr 02, 2025 |
femisplash: From the above, remember, if you might, that there was a contention between the CBN and JP Morgan. While Emefiele reported a net reserves of $38.8billion as at 2023 before living office, JP Morgan ( Nigeria's foreign banker) refuted his claim with a hard fact which put our reserves at $3.7billion. A staggering differential from what was initially painted to the public. This is a NET figure not GROSS figure. Please, refer to the below link:
JP Morgan estimates Nigeria’s net external reserve to be around $3.7 billion
https://nairametrics.com/2023/08/21/jp-morgan-estimates-nigerias-net-external-reserve-to-be-around-3-7-billion/
The Net reserves figure of $3.7billion was arrived at after deductions of forward contracts, currency swap and securities lending.
While we struggled with little to nothing, Emefiele padded the stats ( reserves), giving a false impression we had just about a healthy reserves with the aim of persuading both creditors and investors alike. And indeed, it did. Shortly after the reports by Emefiele, the market reacted positively, creditors were giving us more loans, we got more to pay for subsidy, infrastructure, railways, recurrent expenditure, and all. However, the moment JP Morgan gave a counter-fact to the true financial status of our foreign reserves, everything went downhill, investors pulled out their funds, the market was deflated, foreign banks / lenders refused to give our importers letters of credits, the naira fell all the way to around 907 to a dollar, before Emefiele was eventually fired. And consequently, the naira being floated.
Remember in all of these, while we tried wriggling through, the cude oil which is our major source of foreign exchange had been sold in advance for loans. So, while we produced about 1.1/1.2 mpb , a greater percentage had been used to offset loans in advance. We literally used everything we had to borrow, while we had nothing as a buffer. The country was on a verge of total collapse.
Let me give a practical illustration for easy understanding of the country's situation at the time; like you have N500 in your account, then you go borrow cash of N2500 from Mr X which adds up your balance to N3000 and then go to Mr Y to borrow another cash of N2000, adding up your cash balance to N5000. Just so to give a false impression that you're worth N5,000 meanwhile, you true worth is N500 ONLY!. With N500, no creditor will ever give you loan because it's a red flag. So you had to pad up your worth to N5000 to convince your creditors that you were credit worthy. And that was how we were living and running the economy 10-11years ago, untill President Tinubu pressed the reset button. Hard and tough the decisions might be, it helped repositioned the economy from the verge of a total collapse. Which is evident in our net reserves gaining a significant leap from $3.7billion to $23.8 in less than two years. This is as a result of an unrelenting efforts of a bunch of good policies and systematic implementation thereof.
Until we look beyond food inflation which is self-inflicted ( bandits attacks on farmers) which might have eroded our true sense of appreciating the Government that has done a yoeman's job of saving a banged-up economy from a total collapse. Nice piece! |
Politics › Re: FG’s Deficit Hits ₦12.95 Trillion, Exceeds Budgeted Target By 41% by PrettySmart(m): 9:23am On Apr 02, 2025 |
I'm expecting to hear "Na statistics we go chop"  |
Family › Re: If Rent Is ₦200K, How Do I Save Up To Feed My Family - Nigerian Police Officer by PrettySmart(m): 8:26pm On Mar 25, 2025 |
2cribz: My feeding is 100k,data and booze ,fuel,50k. My clothes,I'm due for wardrobe change.infact na only like 5 brand new jeans I get.my clothes still pass 30.these are clothes I bought from aliexpress and amazon since 2021 o. Na why I like new thing And so? |
Properties › Re: Inflation Drives Lagos Rent Crisis, Residents Forced To Move by PrettySmart(m): 12:56pm On Feb 28, 2025 |
It's not only in Lagos. House rent in Uyo, Akwa Ibom is crazy. |
Jobs/Vacancies › Re: Monthly Net Salary Of Federal Government Ministries,departaments, Agencies And P by PrettySmart(m): 9:38am On Feb 25, 2025 |
PrettySmart: Good morning house, please what ministry or agency can someone ask for through the office of the CoS? Please, kindly respond to this. |
Jobs/Vacancies › Re: Monthly Net Salary Of Federal Government Ministries,departaments, Agencies And P by PrettySmart(m): 10:18am On Feb 24, 2025 |
Good morning house, please what ministry or agency can someone ask for through the office of the CoS? |
Jobs/Vacancies › Re: Monthly Net Salary Of Federal Government Ministries,departaments, Agencies And P by PrettySmart(m): 6:48pm On Dec 09, 2024 |
NAF DSSC List of shortlisted candidates is out. |
European Football (EPL, UEFA, La Liga) › Re: Manchester City Vs Tottenham Hotspur (0 - 4) On 23rd November 2024 by PrettySmart(m): 10:53am On Nov 24, 2024 |
Angelfrost: Boss, at this point... We are investigating the situation for Match Fixing.
5 losses in a row don pass curse na. Boss... This is not match-fixing. Pep and ManCity are being flogged and disgraced! |
European Football (EPL, UEFA, La Liga) › Re: Manchester City Vs Tottenham Hotspur (0 - 4) On 23rd November 2024 by PrettySmart(m): 9:10pm On Nov 23, 2024 |
@Angelfrost.. You remember wetin I talk? The stolen mandate curse is real oooo |
Christianity Etc › Re: Man Calls On Jesus As Cat Enters His House (Video) by PrettySmart(m): 2:56pm On Nov 17, 2024 |
If na you, wetin you go do? Black cat oo...
I cover myself with the Blood of the Lamb! |
European Football (EPL, UEFA, La Liga) › Re: Brighton Vs Manchester City (2 - 1) On 9th November 2024 by PrettySmart(m): 8:44pm On Nov 09, 2024 |
Angelfrost: Boss, una still dey that award matter?!! 
Was that why Vini scored another hat trick today?!!  Before nko? Indaboski Bahose! |
European Football (EPL, UEFA, La Liga) › Re: Brighton Vs Manchester City (2 - 1) On 9th November 2024 by PrettySmart(m): 8:43pm On Nov 09, 2024 |
Samunique: Man City lost yet another match, 4 losses in succession!!!!!!!!!!!   |
European Football (EPL, UEFA, La Liga) › Re: Brighton Vs Manchester City (2 - 1) On 9th November 2024 by PrettySmart(m): 8:41pm On Nov 09, 2024 |
Angelfrost: Stolen wetin?!! 
What are you trying to say?! Make dem return the ballon d'or before Bolton Wanderers wire them 7 nil |
European Football (EPL, UEFA, La Liga) › Re: Brighton Vs Manchester City (2 - 1) On 9th November 2024 by PrettySmart(m): 8:35pm On Nov 09, 2024 |
Angelfrost: Lesser coaches would be searching for new jobs if this happened to their teams...!
Injury is not even a tenable excuse at this point.
Something is seriously amiss at City. The stolen mandate  >:  |
Jobs/Vacancies › Re: Monthly Net Salary Of Federal Government Ministries,departaments, Agencies And P by PrettySmart(m): 11:37am On Nov 06, 2024 |
PrettySmart: Good morning house, and wishing you all a blessed week. Please, who can help me with Mr. Olalekan Ogunleye's phone number?
Former NLNG boss Please, I'd greatly appreciate any info on this. Thank you. |
Politics › Re: Kemi Badenoch: 5 Things To Know About New Leader Of UK Conservative Party by PrettySmart(m): 5:03am On Nov 03, 2024 |
NSK4U: She's the one that was being ridiculed by her people after losing out in the election just because she clearly described Nigeria and how horrific it is to reside or live. Many yorubas started abusing her with all sorts of unprintable names just for saying the obvious.
Meanwhile, I am already seeing the bigots celebrating her for replacing Rishi S.
Where exactly do you'll stand? Oh well! Omo éní kòole burú ká le f'ékùn paje Get someone to help you with the translation/interpretation |
Politics › Re: Kemi Badenoch: 5 Things To Know About New Leader Of UK Conservative Party by PrettySmart(m): 11:08pm On Nov 02, 2024 |
TheBreastSucker: See her puff-puff looking nose that she uses to pokenose in things that don't concern her. 
Abeg make she bring breast make person suck jare  Goan post this on her official page on Facebook or X, with your details oo. I wan check something. |
Politics › Re: Kemi Badenoch: 5 Things To Know About New Leader Of UK Conservative Party by PrettySmart(m): 11:02pm On Nov 02, 2024 |
TempleHouse: Kemi is never going to lead the UK Conservative Party to the Election!
This is the same pattern when the party realized there was no election in sight.
No one is ready to engage as opposition leader until a year after the election.
She'll be removed with a Vote of No Confidence a year to the election in 2027. Oh well! She's positioning herself for the next election. Who knows, she might be the next Prime Minister. |
Jobs/Vacancies › Re: Monthly Net Salary Of Federal Government Ministries,departaments, Agencies And P by PrettySmart(m): 6:03am On Oct 28, 2024 |
Good morning house, and wishing you all a blessed week. Please, who can help me with Mr. Olalekan Ogunleye's phone number?
Former NLNG boss |
Jobs/Vacancies › Re: Monthly Net Salary Of Federal Government Ministries,departaments, Agencies And P by PrettySmart(m): 6:37pm On Oct 26, 2024 |
Bj01: Cant acess my mail u can drop ur phone number i will call u
uote author=PrettySmart post=132598069]
Good morning boss. Please, I sent a mail. 07068946264... Thanks boss |
Jobs/Vacancies › Re: Monthly Net Salary Of Federal Government Ministries,departaments, Agencies And P by PrettySmart(m): 10:39am On Oct 26, 2024 |
Bj01: Dont judge someone status to determine how much he earn in the working place....in my office we have the likes of governor and former governor children in my place of work, Senators children and present and past Ministers children and bussiness men and Royal Fathers that their parent is doing well b4 coming to join the commission and u re looking at their car and how they spend to judge the salary of a place.my brother u may be wrong. REA is in the same class with Naptin interms of salary Good morning boss. Please, I sent a mail. |
Politics › Re: President Tinubu Reassigns 10 Ministers To New Portfolios by PrettySmart(m): 5:41pm On Oct 23, 2024 |
Renewed Hope (Season 2)... We still dey go Season 4. |
Family › Re: Family Issues After The Death Of My Husband. by PrettySmart(m): 6:18pm On Oct 06, 2024 |
Ishilove: Your husband died intestate, it seems. However, you have more claim to his property than his first child because her mother was never legally married to your late husband. I believe a property lawyer can throw more light on this. If you try to reason with her and she remains adamant, sue her greedy ass to court let's see who wins. Sometimes you have to put aside gentility so that human beings don't walk all over you. Best advice so far! Herein lies wisdom  |
Health › Re: Your Kidney Is Begging You To Stop Doing This! by PrettySmart(m): 3:42pm On Oct 01, 2024 |
Our Consultant Nephrologist once said, "Take care of your kidneys, or else, I will take care of them for you"  |
Politics › Re: Benjamin Kalu’s Self Glorification by PrettySmart(m): 10:21am On Aug 28, 2024 |
oluseyiforjesus: He's even calling himself 6th citizen He should be ashamed to say dat..... To carry 6th position out of 220million nah small thing? 6th position in a class of 20 students sef nah achievement |
Jobs/Vacancies › Re: Monthly Net Salary Of Federal Government Ministries,departaments, Agencies And P by PrettySmart(m): 3:20am On Jul 24, 2024 |
Success1930: Are u from Akure ? FIRS is not hard to get, you only need right connect I am from Akure. Please, help a brother. |