₦airaland Forum

shoodboi2:
I'm surprised they didn't add child porn and sex with a minor to it. Those are the usual offences they charge everyone who stands up to them with.

It's the method they use in trying to "win" stubborn "assets" over.

WritterNg:
⚡The Telegram founder, Pavel Durov, who was arrested in France, faces up to 20 years in prison.

Durov may be charged with terrorism, money laundering, and drug trafficking, reports TF1 television channel.

Just cook up as many things as possible so as to have him on your payroll.

The guy refused to allow his platform to be used by either party, now they're trying to force something on him so as to be able to put a leech on his neck.

Azazyel:
I will hold. Dogs price would pump. People have staked lots of BNB and Usdt to get Dogs but still got little. Billions of dollars have been staked. People have learned from notcoin.

Better.

Holding is perfect.

Ska333ko:
🇫🇷⚡️- BREAKING: Pavel Durov, the founder and CEO of Telegram, has been arrested in France.

Pridom of peech

blueAgent:
I just Googled it, nothing reasonable.

I would really love to get your links.

https://www.bmz.de/en/countries/cameroon/background-52204

https://www.theguardian.com/global-development/2022/jul/26/francafrique-is-back-macrons-visit-to-cameroon-signals-colonisation-20

https://cruxnow.com/church-in-africa/2020/02/cameroonians-protest-colonial-attitude-of-french-president

You won't see much articles written in English because Cameroon is mostly French speaking.

The only way an African leader can remain in power for 40yrs + is if he or she is playing ball with the colonialists.

Enough said

blueAgent:
And what interests does the west have in Cameroun?
Please give examples.

Seriously?

Please use Google, I don't have the power to get on an ever ending conversation.

blueAgent:
By who?

Hello France!

Vic2023:
🔖🇦🇫New Sharia rules come into force in Afghanistan:

🔴Women will not be allowed to wear clothes that reveal their faces in public places.

🔴Women will not speak in public.

🔴Women will not look at men they are not related to.

🔴Men will not look at women they are not related to.

🔴Pictures and photographs of living beings will not be used in the media.

🔴There will be no music.

🔴Women and men who are not related will not be in the same environment.

🔴Women will not ride in public transport alone.

🔴During prayer, vehicles will stop and drivers and passengers will pray.

🔴Those who do not comply with the rules can be arrested without a court order.

God bless America for spending 20 years to replace Taliban with Taliban

WritterNg:
⚡20 of the 31 Abrams tanks supplied to the Ukrainian Armed Forces have been destroyed, with all losses occurring in the last six months - Military Watch Magazine

How much bounty was placed on every western supplied weapons again?

Azazyel:
I know all what you said. I have over 100k dogs and all the people I referred have more than 60k Dogs

You still won't make a million.

Price is likely to be between 0.0013 and 0.0025 except you hold till it gets to 0.0070 and above

Azazyel:
Try to be open minded. $Dogs is the biggest thing now. A lot of millionaires are coming in Nigeria. I'm a witness. I have lots of it and would trade on Monday for cash. Try and learn more about cryptocurrency. Don't allow government propaganda or people who don't want to learn anything new keep you in darkness. If you can believe in God that you haven't seen before, why are you doubting cryptocurrency that has an obvious presence with a visible track record?

The only way you can become a millionaire through Dogs is if you have more than 100,000 in coins and listed price is above 0.0060.

Anything short of these 2 scenarios, you can't make millions from it on listing day.

Maybe if you hold and price goes above the aforementioned to like 0.0070 or even 0.01, with just 70k coins at 0.01, you would have made a million.


Only few people have above 50k coins when it comes to dogs.

LordAdam16:
Terrific advice.

@HAH,

Credit in Nigeria is effed up. And I mean effed up real bad. Conventional mortgage loans in the US have around 5% or less interest rate with 20% or less (sometimes as low as 3%) down payment requirement. Use one of the government-backed mortgage programs and you could be saving more money.

Nigeria's case is very different. As cederaustine said, interest rate is between 20-25% interest rate and minimum down payment of between 20% to 30% (excluding any closing costs that can range from 0.25% to 1%).

For a 10m home, that's a down payment of 2-3m with annual interest of 2-2.5m (if you go for fixed instead of ARM and also excluding your principal mortgage payment).

If the maths doesn't bother you (it does bother me since this is not a primary residence), then you'd need to go to mortgage institutions, not your average run-off-the-mill deposit banks. Some of the deposit banks have mortgage subsidiaries (like they have insurance subsidiaries) such as Stanbic IBTC, GTBank (GTHomes), First Bank. But there are other mortgage financial institutions that often affiliate with banks that you can approach directly. Here's a list of five to check out --https://www.tolet.com.ng/blog/5-top-mortgage-institutions-in-nigeria/.

That said, you have to check multiple offers and negotiate. We are in a recession, meaning it is a buyer's market. They need your business. 10m is not a lot, but it also means the chances of default is low, which is a plus in their books. And a 1% interest rate reduction is 100k savings per year. First Bank Mortgage offers term repayment plan of as low as 5 yrs (so cederaustine calculations of around 7 yr repayment shouldn't pose a problem for the majority of mortgage institutions).

Typically, you do not have to put down a collateral if you approach a mortgage institution, although they'd need to do an asset and income verification check (to assess your ability to repay), so you'll have to pen it down on a form and provide c/o and other docs to verify ownership. It doesn't mean that they should be able to seize your other homes or assets if you default. If you default, the only home you should lose is the home you're taking the mortgage for.

I think I've covered the most important things. But you should also contact your financial advisor and lawyer. You should have them to navigate the waters for you and protect you should things go south. It's a wild west out there.

-Lord

I know this is an old thread but got something similar to ask.

In a situation whereby someone takes a loan of ₦18m using a property worth ₦50m as collateral and ₦32m as forced sale value, what happens if the person defaults?

Will the creditor sell the property, deduct all the deductibles and refund the rest of sell the property and go with all the proceeds?

WritterNg:
Board members of the Free Russia Foundation.

They look so "Russian".

Imagine

These guys are shameless.

I can't wait for an official multi-polar world.

WritterNg:
⚡Taliban Spokesman Mullah Janan:

I am thirsty for war now. I am looking forward to war, we are bored sitting in the office, we are looking forward to war.

Even from the way he's sitting down, you'd know he's not comfortable.

Baba is so used to fighting and killing aliens that he has forgotten how to be human and peaceful.

If you're hungry to fight, just sign up and help the Palestinian's course.

WritterNg:
Exactly!


They even brag about it. How they're here to post Anti-Russian propaganda.

Their posts are irrelevant only if you engage them, they become relevant.

Thanks

Pls, keep doing your good job on this thread.

WritterNg:
If they post and no one responds to them in a whole year? Do you think they'll keep derailing?

I've said this a million times now. IGNORE! IGNORE! IGNORE!

Those who respond to their comments should be held responsible.

I think they're the ones causing the whole mess

I no longer follow this thread like before because of this attitude of theirs.

How on earth do you keep replying someone you know is consciously twisting the truth no matter the evidence?

Do you think such a person is actually interested in whatever you're saying?

MyVILLAGEpeople:
Once he is overthrown, this same west will be shouting democracy is in danger lol

Most of the countries that are allies of the west both in Africa and other continents are either dictators, monarchy or tyrants.

The biggest hypocrites in the world are in the West

crossbreedwears:
One day a youth would want to spend 50 years in power and if questioned, he will make reference of Paul Biya because nobody talked about him being so long in power in their own parliament

Terrible precedence

Moniya4Real:
He spoke the absolute truth bro.

You think majority on this forum knows what makes sense?

HellVictorinho8:
Are you d one 2 speak 4 africans or d west?


Speak 4 ursef only

Pls make sense.

Praxis758:
Blame the coward military in that country.

The military are being controlled same way Biya is being controlled.

The number one puppet of France in Africa.

No western country is calling him a dictator or tyrant because he's their mole, tool and useful slave in Africa.

Africans learn!

The west or anyone else do not care about you or your country, what they care about is their interests!

ivolt:
This is an embarrassment to say the least.
What is the net contribution of those countries to ECOWAS purse, zero.
So, why are they being lobbied?

Ecowas is a tool used by the controllers of puppet leaders in west Africa.

They need everyone in west Africa to belong to this group for easy control.

What is the usefulness of ECOWAS to anyone in west Africa?

Ska333ko:
😁🇷🇺Warlords and North African dictators around the world are going to be so jealous of Chechen leader Ramzan Kadyrov's new ride.

I don't trust this gift.

A spy gadget just landed freely on Russian territory

Mandarin

sulaak:
The question is who replaced him with IBB, that introduced IMF SAP, or Abacha, that just stole money?

Opportunity must never be wasted; Nigeria has not been blessed. with good leaders and Buhari is one of the worst , he might end up being better than tinubu

So the excuse is no longer that he did something that couldn't be repaired shey?

sulaak:
Two years of bad decisions can have a long-term effect on any nation. Nigeria has not recovered from the 1967 decision to promulgate the unitary system of government that imposed a top-down approach to government over the regional bottom-up government.


The Cameron government's decision to support a referendum on Europe in 2007 had a detrimental effect on the UK economy in 2024.

Die this narrative.

Tell us in clear terms what Buhari did in 1983-1985 that can never be repaired even by those who later removed him.

Name just 2 unrepairable decisions/policies he carried out during the 2 years stint.

AntiMarxist:
The Russians were no longer looking forward to do business with us and also remember they were also facing their own economic collapse that culminated in the end of the Soviet Union in 1991.

That's not true. There was a time the Russians came back but because we had/have leaderships controlled by the West, they were chased away again with some unnecessary "technicalities" and a British "firm" was awarded the contract instead. ( And did nothing of course)

It's online, kindly verify the above.

Thanks

AntiMarxist:
It was 85% completed by Shagari who started the project. The only thing left was to connect the gas pipelines.

The project was summarily brought to an end by Buhari's military junta and since then nothing has been done.

Buhari came to ensure we never industrialise .

So you mean because of that 2 years stint, Buhari told others not to build anything else? An almost 60 years old country using a 2 years leadership period to define why she hasn't grown?

Good until they get a call from their Western masters to end relations again.

Every decade with this usual stunt.

joinnow:
Just 2 out of million hawkers.
A larger sample size is more accurate because the study gets closer to the actual population size.

You're not good at judging.

He drove within the same area and the first 2 people he chose ended up being cheats.

Are you waiting for him to sample 10000 people before concluding?

Infact, it should be the other way round, meaning he should never have met any dishonest hawker for at least 20 tries, meeting 2/2 is a whopping red flag!

WrriterNg:
I fear the relationship between both countries have deteriorated beyond repair. It won't be like a Crimea kind of reunification.

Getting rid of spies won't cut it anymore.

Have you been to Taiwan social media spaces? They are taking cue from Ukraine and harboring the same hatred for China.

They no longer consider themselves as Chinese. This is what happens when you've been fed with non stop western propaganda for years.

There's no 'both countries " here, most of the world do not recognise Taiwan as an independent country, they're still seen as part of China.

When the west are put in their place, those encouraging divisions everywhere else but their region would have less influence over this issue.