Thanks to all the contributors so far. I will like to say that the Nigerian Capital Market is yet Untapped. because a lot of people dont know or are not interested in the capital market. Friends, do you know that we can actually become millionaires if we invest wisely in some of these Nigerian Companies.There is a forum called www.stockmarketnigeria.com where you can learn about the stock market.Check it out and you will be glad you did. ALL DA BEST.

The low point for Union Bank is that dividend capacity isn’t very likely to get better this year with about 54 percent expansion in the volume of shares. On the other hand, there is confidence that the three-year declining trend in earnings per share will be halted. The snag to watch is that dividend isn’t likely to improve and that is a good indication that the stock is not a good candidate for bullish trading.
From the analysis of the 3rd quarter results though unaudited, It is pertinent to say that depending on the type of investor you are/your investment goal you can still buy Union Bank Shares.
If you are a short term investor whose interest resides only in Capital Appreciation you may buy UBN shares now based on the fact that the price has been within the same region for a while.
If you are the kind of investor whose goal is dividend income,that will not come until July this year at N1.00K Per Share.
Union Bank is stepping up profit growth strong enough to moderate the impact of the increased volume of shares on rates of return. Profit is expected to be strong enough to reverse the declining trend in earnings per share and at least preserve dividend pay out capacity. The developments qualify the stock to join cautiously the general rally of banking stocks.

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Watzup, i read computer science from the premier university(University of Ibadan).