₦airaland Forum

Saving formula based on 200k a month.
35 % to housing = 75k
15% to car = 30k (in 24 months you would save 720k)
5% to emergency fund=10k***very important
10% to saving =20k
5% to enjoyment = 10k
10% to food and clothing=20k
10% to current rent=20k
10% to giving + charity=20k

You can make necessary adjustments to fit your needs