₦airaland Forum

DrAda:
Honestly, we can go back and forth on this matter with no logical conclusion. I prefer to spend that time doing something else. Cheers

It's a common script. Your case is no different from that of most Nigerians I've interacted with. They make claims without evidence about issues they know little or nothing about, and lie effortlessly.

There is a fundamental difference between raising legitimate concerns, questioning a claim, and presenting an unverified allegation as fact.

Criticism should be guided by facts, supported by verifiable evidence, and expressed responsibly. The pursuit of truth requires not only questioning others but also being willing to substantiate our own claims.

Spend your time reflecting on how to make the world a better place.

DrAda:
Enjoy

According to BusinessDay, citing Nigerian Communications Commission (NCC) data, MTN received 12,212 data-depletion complaints between January and June 2026, more than Airtel, Glo and T2mobile combined (11,184).

MTN also organised a public initiative called Data on Trial in June 2026 to address complaints about rapid data consumption and billing transparency.
On pricing, MTN lists a 10GB monthly plan at ₦4,500, compared with Airtel's ₦4,000. This supports saying MTN is more expensive for some comparable bundles, rather than declaring it the most expensive network overall.

I think we need to be precise about the issue being discussed because you appear to be digressing by introducing cost and user complaints into an argument that was specifically about the rate of data depletion. You may want to reread the article to understand it better.

The issue was never about cost.
The issue was never about data-depletion complaints, which are about 0.02% of subscribers
The issue was that no one could verify that the depletion rate exceeded the stated threshold.

There are four distinct issues here that should not be conflated. I'll educate you.

1. High data consumption versus cost

The amount of data consumed and the cost of that data are two different variables. The cost may be high because data is expensive, a user is on a particular tariff, or the user consumes a large volume of data. None of these factors, on its own, establishes that the company's service consumes data at an abnormally high rate. The question of cost was never the issue under discussion.


2. Rate of consumption versus cost of consumption

Even if a user demonstrates that a certain amount of data was consumed and establishes how much it cost, that still does not establish that the rate of depletion was excessive. Cost tells us the financial consequence of the data consumed; the rate of consumption tells us how much data was used over a given period or under specific conditions. These are different measurements requiring different evidence.

3. User complaints versus technical verification

The existence of complaints establishes that users have concerns or have experienced something they consider problematic. Complaints may be a legitimate reason to investigate, but they are not, on their own, proof that the company exceeds its stated data-consumption threshold. That requires measurements and a methodology that can be independently examined and reproduced.

4. Rate of consumption versus rate of depletion

This is the central issue. The question was whether the company's data consumption exceeded the stated threshold. That is a measurable, technical claim that requires evidence. What methodology was used to measure the rate of consumption? What was the stated threshold? What actual consumption rate was recorded? And how was the application's data usage isolated from other sources of consumption?

If no one has demonstrated, through a verifiable methodology, that the consumption rate exceeds the stated threshold, then the claim that it does remains unsubstantiated. Evidence that users consume large amounts of data does not, by itself, establish that the service violates that threshold.

A strong investigation should begin with measured data consumption, a clearly defined baseline, controlled testing, and reproducible results. The conclusions should follow from the evidence rather than precede it.

DrAda:
One word: YES. Their rates are among the highest, if not the highest, in the industry. Secondly, the very fact that the company has felt compelled to address this issue suggests that it has received numerous complaints, perhaps far more than other telecommunications companies.

On the flip side, MTN has the largest subscriber base, which could partly explain the volume of complaints. Nevertheless, the concerns are sufficiently widespread to warrant greater transparency regarding how subscribers' data is measured and consumed.

Interesting. You stated that you independently verified that the company consumes user data at a rate higher than what is acceptable.

Let's stick to the science.

What exactly did you verify?
What methodology did you use?
Would you be willing to make the methodology, raw measurements, test conditions, and supporting evidence available so that others can assess whether your conclusion is justified?

These are not intended to dismiss your concerns but to establish the factual basis for them.

MakindeHassan:
This is a very generic and typical defensive response of a Nigerian business.

People have also complained about traveling abroad and maintaining the same data consumption habits and it doesn’t drain as fast.

Someone gave an explanation which I believe more, he said when your data network is bad your phone sends request multiple times. Each time that request is broken or gets timed out your phone has to send it again, thereby duplicating your request and accelerating your usage.

Address the bad network.

Who run the Nigerian companies? Nigerians. So Nigerians are the problems of Nigerians and everyone accusing the other. That makes you and the company you work for not different.
The claim can be tested and independently verified.
In abroad, you have unlimited data plans, so you're not charged by the gig.
MTN have the best network in Nigeria so your explanation doesn't hold.

DrAda:
Lies and more lies. The govt should do something about this

Have you independently verified the claims you're making, or has a credible independently third party verified them?
There's a difference between questioning a company's position, disagreeing with its claims and outrightly accusing it of lying. Such a serious accusation should be supported by verifiable evidence not merely assumptions, opinions or speculation.

VanuatuWycombe:
The post code will work only for a few people who order services online in big towns and cities, if NIPOST can maintain the momentum. Otherwise, it will amount to another academic exercise.

It's not only for those who order services online. Most of those people don't have issues with addresses and deliveries. Nigeria have an addressing gap and this is the step in the right direction in fixing that issue.
There are many houses without addresses, when I lived in remote areas of Nigeria, you were referred to compounds of individuals, now this solves that problem.
This simplifies KYC. Ties accounts to digital identifies.
Provides reliable demographics and planning.
Assists security forces to to locate incident spots rapidly.
It's not only to be used by NIPOST. As I type, some developers are already working to integrate this on their system.
The new system affects everyone because with just the code, you can locate any spot in the country.

LordIsaac:
Mr Bosun, why should a building have 11 digit postcode? Post code (zip code) is something that should be easily memorized...I wonder who advises these folks!

This is not a zip code. Zip code identifies zones. This is a digital postcode system to identify precise property identification. It includes the zip code. People recall their phone numbers with ease. In one of my jobs I have to recall 19 digits code which changes quarterly.

For the postcode, it's very easy to recall.
The first 2 letters identify the state.

LA for Lagos
RI for Rivers

2 digits identify the LGA
Bonny is 07
Eleme is 09
Obio-Okpor is 15
Port Harcourt is 22

You note the last 7 characters.
For example, RI 22 A34 BE 02

faceland:
Is it not the same as zip code?

Oyinbos website has already index our street and their code +15 years ago.

Hope one civil service has not collected billions to do what was already in the public domain?

No, it's different from zip code. A zip code identifies a zone. This is a digital postcode system to provide precise property identification.

1vandragon:
Government policies should not be ones that cause avoidable suffering for majority of the people for longer than necessary while the political office holders corruptly and institutionally insulate themselves from the punushing consequences of thier own policy miscalculations.

While there may be other issues that are directly and indirectly contributing to the cost of pms in nigeria, it must be noted that failing to deal with the corruption and other inefficiencies in the system are major factors that keep the price of pms needlessly high.

So what is a possible way forward? I will try to simplify it.

Supply crude oil to local refineries at not more than 5% of budget level estimates and ensure they refine for the local market. The government should then do its responsibility of reducing smuggling to a level where it does not have a significant effect on local supply.

Now, the 2026 budget estimate is based on $65 per barrel of crude oil at #1400 to a dollar and projected 1.8m bpd production.

Today, crude oil sells for over $90 per barrel.

Dangote claims to need about 600,000 barrels per day. However, to supply the Nigerian market, he doesn't need more than 450,000 bpd to produce the about 35m litres of pms per day consumed on Nigeria on the average.

Out of the 1.8m bpd, the Nigerian government's share is about 60% which translates to over 1m bpd. Now, lets assume 300,000 bpd are tied to loans. The government should be able to supply 500,000 barrels of crude oil per day to local refiners at a maximum of $70 per barrel for the local market.

Is this subsidy? Yes.

Is the government making a loss? No.

Would local refineries be making a loss? No

Would it negatively affect budget estimates? No.

The government only has to invest more is securing the borders and monitoring distribution. Mind you, this will reduce all crude oil related products- pms, diesel, aviation fuel etc...

If refineries have leftover, they can export at international rates, more profit for them, but they must first satisfy thier local supply quota.

Are there quirks to be worked out? Definitely. But those should not be an issue for a government that is really interested in protecting the socio-economic wellbeing of its citizens.

Nice points, and it's good to keep exploring possibilities in this space.
Just reviewing your proposal, there are some misconceptions and assumptions but I'll limit it to a few points.

The assertion that "the government is not making a loss" relies on an accounting distinction rather than an economic one. There's an opportunity cost for everything.
The government depends heavily on crude sales above the benchmark price to build foreign reserves, service external debt, and fund capital projects.

Giving up that windfall starves the federation account, worsening debt service ratios and starving critical sectors like healthcare, education, and infrastructure. This will also affect the exchange rate.

Right now, fuel is still being smuggled out of the country, so what do you think it will be like when the price is substantially lower than neighboring countries?
The discounted crude sale will create the very conditions that breed corruption and incentives for illegal exports. The government have historically failed in that respect.

The 60% that you allocated to NNPC is not owned outright by them. That portion is also divided among different governments, JV, royalties, PSA, financing etc. So it's not as simplistic as you think.

The idea shows someone thinking smart, but as presented, it understates the fiscal cost, rests on uncertain supply figures, and depends on enforcement that is not feasible.

emmanuelewumi:
What happened to Aradel and Seplat when they were initially listed.

Dangote Refinery shares will also come down to N300, after that it will climb to N400 and then stabilize

The truth is no one knows and you're only speculating. The problem is IPOs have shifted from growing companies to an exit ramp. That's when you experience those dips.
The free float for DR is too small for the price to dip to 300. Equities are long term investments and time in the market beats timing the market.

emmanuelewumi:
The cost of 100 gram of gold in Naira was about 250k in 2006, now the cost is about N18 million 20 years after.


Very few stocks gave this type of return on NGX.


No Dangote stock beat currency devaluation, might struggle to just break even when we add dividends paid over the years

One of the reasons to hold commodities.
An ounce of gold costs $35 in 1970 and $4500 today.
Thanks to President Nixon for introducing fiat currency. It is what it is.

streetpaddy:
How come you are an nl mod, and you are talking this kind of stuff, this really a damaging image of nairaland and is staff, can't you see how the country is, you busying enjoying free salary from nl and supporting this evil government this kind of cruel man

What's wrong in what the mod wrote? Like youself, mods are free to express their views or opinions. This is a forum for open conversations, personal experiences and diverse user opinions.
The earlier you emancipate yourself from political sentiments, the better for you dude.

Roger3D:
Atiku Abubakar, man who never built anything for the masses as a citizen can never prioritize them as President.
Now this is legitimate criticism but this: "If he is serious about canceling NELFUND. He should begin by making his University free for all" is not. No privately owned university in Nigeria can be run for free, not according to NUC guidelines it can't

The NUC doesn't set or regulate the tuition charged by private universities. Private universities operate as self funding entities.

Stephen0mozzy:
You see that first point, about Nigerians liking titles, it's not just titles in this case.

In this part of the world, "First name basis", is actually for your age mate - not even about corporate hierarchy now. You said to call Board members by their title during a board meeting - while TOE was not in a board meeting in this instance, it was not a casual gathering either.

Trust me, if they girl had started with "Mr" or "Sir" and then politely if she could call him Tony, it would have caused a giggle and maybe he'll agree sef - atleast she first acknowledge his seniority, not just in age, but in the corporate ladder in which she's just trying to earn a place in.

Let's not watch too much western movies, wear their suits and think all of a sudden our innate culture just dies off.

We appreciate RESPECT - titles are one way of communicating that respect. Always better to err on the side of caution.

The girl was very respectful. The problem with most of you is eye service. She was very respectful both by her tone of voice and body language. You can add a title like Mr., and still be disrespectful. I call every one in my work place by their first name. I've worked for different companies and in the office environment I call you by your first name. It's your name for goodness sake. Tony dropped the ball but everything was well handled.

Lovit:
You said nothing meaningful to counter his opinion

Who told you that Tinubu alone knows better than everyone else?

If fuel is subsidized at say N450 won't you benefit? How has the removal of fuel subsidy benefitted you and your family

How has your state getting more allocation benefitted people in your village?

Tinubu should kill corruption in the subsidy regime and not kill subsidy itself.

Don't throw away the baby with the bath water!

I don't expect it to be meaningful to you because your post shows that you lack the ability to read and understand.

I never mentioned Tinubu in my post so I don't know why you're bringing it up.

If you're truly interested in learning, read up on why IMF supports the policy. Read up on why the world bank called it a "vital fiscal reform".

You need to understand that the world is moving fast. If you don't read you will have less knowledge and slow thinking.

epainos:
Life is very easy when you can easily say sorry....I apologise, and move on. No matter what people say.

What I have noticed is that we have too many cultural and religious conflicts now. Let me give an example:

Scenario A:
Yoruba young mothers I used to call by her first name started telling me never to do that again. That her name is "mama + name of her first born". I was puzzled. I said ok. I even noticed that many would say " sista + first name" or "bro + first name" as a sign of respect.

Scenario B:
I met another girl but didnt bother to check where she is from. I said mama bla bla bla. She turned back and said ...never call me that. ...dont you know my first name? You want me to look old. I said....toor!

Do you remember "the man, his son, and his donkey's" proverb?

These same Awosika and Emelule cannot go against the corporate world telling the young ones to call them by their names.....the same Tony (yes, If I met him today...I will call him that..let him come beat me) would laugh and smile when he is called that in the corporate workd. These corporate firms sack young people who call them Mr. And bla bla bla. Se Tony wan talk say he no know? Why cant this Tony and Awosika address the corporate body that in their own cuture, they are not to be called their first names?

Personally, I dont care. I can call you His Emirate, blessing, pope, etc.. if it makes you feel fine. You want to be called bloda or antiii, take it. But just address me back politely. If you mistakenly or intentionally address me back anyhow cos that way you demanded in your culture makes you superior, thats when you will know what is called being shamed and messed up. I will mess you up that in your life, you will forever avoid me.

Instead of them to go make money, they want to force having respect. Tony Elumelu and Awosika can still talk. They gat the cash. But you wey no get shishi, still dey demand respect. You will be alright.

It is well.

Very apt. Cultural crisis. Tony messed up as someone in the corporate space.

Fekumzi123:
As old as I am, I don't understand all these debts.
Countries are owing US yet US is owing?
Must everyone be in debts? This life na Better scam ooo

The world runs on debt. Most of the debt is owned to domestic investors and institutions. The other is owned to foreign governments and international investors.

Sheuns:
Tinubu said fuel subsidy is bad and it’s a bad decision to return it.

This administration itself after removing fuel subsidies are paying or paid subsidies on other ventures that ended up having zero impact on the population.

Subsidy 1: CNG conversions and buses program. Shortly after fuel subsidy was removed by Tinubu, his administration rolled out CNG programs that aimed at addressing the effects of subsidy removal especially on transportation, this program failed woefully as the percentage of those that felt the impact is very minute when compared to those that didn’t even know it existed talk more of benefiting.

Subsidy 2: Conditional cash transfers and palliative distributions; this also proved to have failed woefully. Whatever money was distributed to the “poorest of the poor” Tinubu administration identified made no difference and had no solid impact on the people.

My question to Tinubu and Onanuga is this;

Are they against subsidy, or don’t like the idea that government needs to subsidize fuel prices that has greater effect on the economy and people of Nigeria?

Every country subsidizes part of of its economy. The previous subsidy regime was unsustainable and is gone for good. Even at that petrol is still cheaper in Nigeria than some countries that subsidize petrol. The US subsidize fuel indirectly but it's still more expensive than in Nigeria.
You cannot give what you don't have. We need innovators not political talks.

Inspirer1:
He didn't say he was going to do anything that will affect the Refineries badly.

If Dangote Refinery or any other Refinery is selling at say 1,000, he can subsidze directly from there so they sell at 500.

He can also choose to sell crude cheaper to Dangote Refinery or any other Nigerian owned Refinery at a cheaper rate than that of International cost price at an agreement that they sell cheaper to Nigeria.
How will that affect the refineries negatively for God's sake

As a matter of fact, I expected the present FG to do this same thing, subsidize directly from the Refinery.
By now we should know the average amount of litres we consume daily or weekly, this should guide them.
Furthermore, trackers can be installed on all petrol tankers lifting from Dangote Refinery to monitor movement and delivery to various petrol stations etc.
Even the Alhaji Dangote himself talked about this tracking.
Strengthen operations of Nigeria Customs to mitigate smuggling etc.
What are they FG if they can't do all these!

Sometimes you try to learn. Do you understand economic policies and the implications for businesses? Listen to him again and ask questions if you don't understand. If AA is serious about subsidies, let him start with his businesses. My cousin paid over 5M per year in his university. How many Nigerians can afford that? Mark this words. No one can bring back petrol subsidies again. Politicians will say anything just to deceive others for votes.

Rebelutionary:
Now this is inaccurate...yes after 90 days the loan is classified as lost but does not automatically mean that interest stops accruing on the loan going by your contractual agreement with the loan app.

The CBN regulations stipulates that the interest after 90 days can no longer be classified as income on the books of the loan app because there's a chance they won't collect but doesn't say that interest won't accrue on the loan.

Calm down with the rant abeg!

Please #FACTCHECK before replying that's if you need to.

Thanks for correcting him.
Please note this:
After 90 days the loan is not classified as lost but rather as non-performing.

moscow007:
That's wrong, a loan stops accruing interest the moment it's lost.

This violate CBN guidelines for Microfinance Banks which opay falls under, once a loan is overdue by 90 days it's classified as Lost at which point interest stops accruing.

Unfortunately we are in a useless country where laws, rules and institutional guidelines doesn't matter, everyone does as they like.

To top it off, we've a useless Govt that has rewarded everybody except Nigerians...

Chinese loan sharks all over the place charging as much as 700% per annum on loans...Nigerian Govt rewarded them with GIS interface that allows them debit any account linked Via BVN to recover such insanely flawed interest bearing loan.

That's not quite correct. It’s misleading information, and there are others like you who don’t fully understand policies but just throw out inaccurate information.

Under the CBN Prudential Guidelines for Microfinance Banks, a loan does not become Lost simply because it is 90 days overdue.

Once a loan is 90 days past due, it is classified as non-performing and placed on non-accrual status. At that point, the bank should stop recognizing interest as income and transfer any accrued but unpaid interest to Interest in Suspense. However, the loan is not yet classified as Lost.

Please note that interest ceases to accrue as accounting income once the loan becomes non-performing at 90 days, not because the loan has been classified as Lost.

fergie001:
No matter when.
Once a superior Court gives an order, it must be obeyed.
Even if it is less than 12 hours apart.

This is not entirely true, it depends on the exact wording of the Court of Appeal's order.
Whether the order stayed all proceedings or only certain aspects of the case.
The trial court had heard the case, taken final addresses, closed proceedings, and reserved judgment. Under this view, nothing remained except the formal pronouncement of the decision already reached by the judge. The crucial legal question is whether the delivery of a judgment that had already been reserved before the stay order was made is itself a continuation of the proceedings. Again, it depends on the stay order.
In this case the higher court was clear and It's good that the Court of Appeal has suspended the execution of the judgment.

Gotocourt:
It's no secret, that zenith bank Boss that's investing in real estate, property per unit in highrise will go for $2.3M USD in a crowded building is way to expensive and built for corrupt polithiefcians for money laundering 🤷🏿.

That 12K na lamba though.

Lagos is among the highest population densities in the world. That comes with a cost. Many businessmen and foreigners also buy these properties.
12k USD a month is cheap depending on where you live in LA. There are many expensive neighborhoods that rent exceed 10k/month.

Fiscus105:
Have you asked yourself, why all of them want to go to USA by hook and crook?

If the owner of a house tells you not to come inside, how is it too difficult, either to stay at your home or go to those who are ready to welcome you wholeheartedly?


Not until you people redirect your traveling to other countries and stop going to USA and for every govt of the world stops doing business with USA, and let see how buffalo of America who think he own the America will feel.

There are many valid reasons to visit the USA. Millions visit each year for business purposes. The hospitality industry is complaining from these stringent policies. The private sector is not inline within these government policies.

femi4:
And where did I say it was caused by FBN

Read to understand not to argue

If you understand how inter-bank transfers work you won't be typing FBN being efficient and reversals. I can teach you the workflow if you're willing to learn and then you'll realize what you typed doesn't make sense.

Jef4u:
How do I get my money back on time please?

The bank that debited you is responsible for tracing your funds. Call/visit the bank and ask them to trace your transfer using the session ID.
They'll update you on the status of the transaction.

femi4:
I ve been using FBN for decades. I am not new to glitch.

Whenever money got reversed, you ll see it in your statement or mobile bank history...they are so efficient like that

Few yrs ago, they had 24hrs glitch n everything was rectified the following day with reversed notification / emails etc

The glitch was not caused by FBN. Billions were trapped. FBN can confirm if the transaction was successful or not by checking their automated reconciliation or acknowledgement from the receiving bank. Most of the glitches are not from the banks. This was from the settlement system and it messes things up.

femi4:
FBN dont move like that...if its reversed, it will be in your account even with the charges reversed

You clearly don't know how inter-bank transactions work. FBN is not the one initiating the reversal. There was a glitch at the settlement system. They are responsible for most reversals and not the banks.

femi4:
When fbn says its succeessful, its always successful. Your money is with gtb

Many successful transactions were reversed on that date. He should reach out to the originating bank.

Jef4u:
There supposed to be a penalty for such failure in service delivery and witholding of people's money

It's not the fault of either banks. Nigeria banks are very fast in inter-bank transactions. NIBSS experienced network downtime and it affected interbank transfers. Reach out to the issuing bank for resolution.

DesireV:
It depends on your situation before applying for adjustment of status.

E.g someone on dual intent visa like H1B won't have any problem other than having to remain in home country till green card is approved.

Only visa fraud and illegal migrant people would be axed

Why will someone on H1B return to their home country? AOS is in the law and there will continue to be AoS. This is not a new law but a reminder to applicants and USCIS officers.

They reinstated and “reminded” applicants and USCIS officers that discretion has been written into the law, and a lack of discretion has caused fraudulent patterns in some areas, therefore they are now going to exercise their legal right to discretion more in depth than before.

They did not eliminate legal AOS, no new law has been made, no major changes have been enforced in black letter policy. They basically said “We see the patterns, we’re going to make fraudulent patterns harder to achieve… and we are telling you this now, so it doesn’t come as a shock”

MT:
There's a question we are not asking.

Was it Edoho action that pushed Sandra to misbehave or was it Sandra toxicity that caused Edoho to misbehave.

This woman emphasized that she built the house Edoho was living. There was a tendency that this woman might be referring to that everytime they had issue. No mam wants that. I never said she did, I said there was a tendency.

Edoho action was inexcusable and also Sandra action. They are both cheating on their home.

Chike must be heartbroken now, Sandra even cheated on him. What a life!

The foundation of their relationship was built on cheating. That's not different from many relationships out there. There's nothing new in their case, in all of these the blogs are the ones "cashing out." These are the types of headlines that Nigeria youths revel in.
I've posited that open relationships and consensual non-monogagany should be legalized in Nigeria. Until then everyone can keep deceiving themselves about non-issues.