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Investment / Simple Steps To Financial Freedom by Sammyjr(m): 11:55am On Sep 15, 2020
SIMPLE STEPS TO FINANCIAL FREEDOM

Financial freedom generally means having enough savings, investments, and cash on hand that can afford the lifestyle we want for ourselves and our families. Also a growing reserve that will allow us to retire at any point or pursue the career we want without being driven by earning a certain amount each year. Financial freedom is living the life we dreamed about.

Below are simple and practicable steps that can put you on the road to financial freedom forever.

You must have a desire to be financially free. A desire to build a portfolio that can sustain you and your family for the longest time must be burning in your heart. That is the beginning of the journey, for where there is no zeal, there is no way.

You need a dream and a plan. A lot of people have big dreams of things they want to do but have no plan whatsoever on how to achieve them. You cannot get to a destination you are not prepared for. You have got to know what you need to get to where you want to go.
Seek knowledge for yourself. Do not outsource your investment and financial knowledge to third parties. Be interested in your path to financial freedom. Do not just hand over your money to an expert, who you think will multiply it after a certain period. Find out the investments that suit you, where you would like your money to go and grow. Take responsibility for your financial knowledge. You can do this by reading money/investment articles, watching related videos on YouTube, attending financial master classes, etc.

You need a source of income. Be grateful about the current source of income that you have, it is your primary tool to financial freedom. Your current source of income, no matter how small, is supposed to fund a part of your big dream. Don’t wait till the time you start earning six zeros or when you set out on your own before you begin your journey to financial freedom.

You need to stay disciplined. Know that you are not saving to spend but you are saving to invest and investing to build a solid financial portfolio. Spending to Consume (STC) is very close to STD, make sure you don’t get it. As always said, consistency is very key.

Let us together see the power of consistency using a compound interest calculator https://www.casafina.com.ng/calculator-compound-interest.html
Base Amount – 100,000
Monthly Contribution – 20,000
Tenure – 15years
Estimated Return /annum – 15%
Future Balance – 12,233,004

Magic right? This is just at the barest minimum, because over time, you would be able to increase your monthly contribution and even invest in instruments that would pay better returns. Slowly and steadily, you are building sustainable wealth for yourself and those after you.

Start by saving on www.saversclub.ng today.
Investment / Re: What's Your Biggest Investment In 2018 And How Much Did You Make? by Sammyjr(m): 11:51am On Sep 15, 2020
5 REASONS YOU SHOULD SAVE ON SAVERSCLUB
Savings money is as important as having money itself. Saving money can help you become financially secure and provide for you a safe place in case of emergency.
Saving your money on Saverclub is so much fun and way easier. Below are five reasons you should activate your Saversclub account;
Build a savings habit: It is trite that if you do not respect money, it will slip through your fingers. How to respect money is by properly managing it and saving money is proper money management. You can set your savings plan on Saversclub periodically, it could be daily, weekly or monthly. Like this, a portion of your money is being saved whether you feel like saving or not.

It is so stress-free: Contrary to the traditional style of savings, where you have to plan for it, probably have to go to your commercial bank to deposit your cash, on Saversclub, after you set your savings plan by yourself, you can check back at your maturity date and your funds will be available in your wallet for withdrawal. Everything is automatic! You save whether you feel like it or not.


Interest rates are enticing: The aim is to grow money while you are saving it. You can earn up to 16% p.a. on your savings on Saversclub depending on the type of account. How sweet is that? Nothing beats that at the moment, and your commercial banks are not even close.

You can fuel your hustle: If you don’t have a side hustle, just know that the rest of us have left you. Having multiple streams of income helps you achieve your financial goals faster. You can save up your capital on Saversclub, like that, you even get more. Remember that your money grows here.


Build an emergency fund: No one truly knows tomorrow and what it holds. Imagine being in trouble and broke at the same time. We shouldn’t have to be in that position. The emergency funds account on Saversclub allows you to save any amount at intervals and the amount saved is available for withdrawal any time the need arises. We cannot predict the future, it is why you should save money on Saversclub for some sort of safety.
Years ago would have been the best time to start saving, however, today is not too late. Tomorrow may be though, this is why you should take your financial journey seriously on Saversclub.
Technology Market / Re: Online Savings Platforms In Nigeria by Sammyjr(m): 10:43am On Sep 15, 2020
YOUR LIST IS NOT COMPLETE WITHOUT SAVERSCLUB (www.saversclub.ng)
Saving money is as important as having money itself. Saving money can help you become financially secure and provide for you a safe place in case of emergency.

Saving your money on Saverclub is so much fun and way easier. Below are five reasons you should activate your Saversclub account;

1. Build a savings habit: It is trite that if you do not respect money, it will slip through your fingers. How to respect money is by properly managing it and saving money is proper money management. You can set your savings plan on Saversclub periodically, it could be daily, weekly or monthly. Like this, a portion of your money is being saved whether you feel like saving or not.

2. It is so stress-free: Contrary to the traditional style of savings, where you have to plan for it, probably have to go to your commercial bank to deposit your cash, on Saversclub, after you set your savings plan by yourself, you can check back at your maturity date and your funds will be available in your wallet for withdrawal. Everything is automatic! You save whether you feel like it or not.

3. Interest rates are enticing: The aim is to grow money while you are saving it. You can earn up to 16% p.a. on your savings on Saversclub depending on the type of account. How sweet is that? Nothing beats that at the moment, and your commercial banks are not even close.

4. You can fuel your hustle: If you don’t have a side hustle, just know that the rest of us have left you. Having multiple streams of income helps you achieve your financial goals faster. You can save up your capital on Saversclub, like that, you even get more. Remember that your money grows here.

5. Build an emergency fund: No one truly knows tomorrow and what it holds. Imagine being in trouble and broke at the same time. We shouldn’t have to be in that position. The emergency funds account on Saversclub allows you to save any amount at intervals and the amount saved is available for withdrawal any time the need arises. We cannot predict the future, it is why you should save money on Saversclub for some sort of safety.

Years ago would have been the best time to start saving, however, today is not too late. Tomorrow may be though, this is why you should take your financial journey seriously on http://www.saversclub.ng
Investment / Best Online Savings Platform In Nigeria by Sammyjr(m): 10:12am On Sep 15, 2020
Saving money is as important as having money itself. Saving money can help you become financially secure and provide for you a safe place in case of emergency.

Saving your money on Saverclub is so much fun and way easier. Below are five reasons you should activate your Saversclub account;

1. Build a savings habit: It is trite that if you do not respect money, it will slip through your fingers. How to respect money is by properly managing it and saving money is proper money management. You can set your savings plan on Saversclub periodically, it could be daily, weekly or monthly. Like this, a portion of your money is being saved whether you feel like saving or not.

2. It is so stress-free: Contrary to the traditional style of savings, where you have to plan for it, probably have to go to your commercial bank to deposit your cash, on Saversclub, after you set your savings plan by yourself, you can check back at your maturity date and your funds will be available in your wallet for withdrawal. Everything is automatic! You save whether you feel like it or not.


3. Interest rates are enticing: The aim is to grow money while you are saving it. You can earn up to 16% p.a. on your savings on Saversclub depending on the type of account. How sweet is that? Nothing beats that at the moment, and your commercial banks are not even close.

4. You can fuel your hustle: If you don’t have a side hustle, just know that the rest of us have left you. Having multiple streams of income helps you achieve your financial goals faster. You can save up your capital on Saversclub, like that, you even get more. Remember that your money grows here.

5. Build an emergency fund: No one truly knows tomorrow and what it holds. Imagine being in trouble and broke at the same time. We shouldn’t have to be in that position. The emergency funds account on Saversclub allows you to save any amount at intervals and the amount saved is available for withdrawal any time the need arises. We cannot predict the future, it is why you should save money on Saversclub for some sort of safety.

Years ago would have been the best time to start saving, however, today is not too late. Tomorrow may be though, this is why you should take your financial journey seriously on Saversclub.
Investment / Re: Genuine Business/investment Where Nigerian Investors Earning Since 2018 by Sammyjr(m): 10:10am On Sep 15, 2020
Saving money is as important as having money itself. Saving money can help you become financially secure and provide for you a safe place in case of emergency.

Saving your money on Saverclub is so much fun and way easier. Below are five reasons you should activate your Saversclub account;

1. Build a savings habit: It is trite that if you do not respect money, it will slip through your fingers. How to respect money is by properly managing it and saving money is proper money management. You can set your savings plan on Saversclub periodically, it could be daily, weekly or monthly. Like this, a portion of your money is being saved whether you feel like saving or not.

2. It is so stress-free: Contrary to the traditional style of savings, where you have to plan for it, probably have to go to your commercial bank to deposit your cash, on Saversclub, after you set your savings plan by yourself, you can check back at your maturity date and your funds will be available in your wallet for withdrawal. Everything is automatic! You save whether you feel like it or not.


3. Interest rates are enticing: The aim is to grow money while you are saving it. You can earn up to 16% p.a. on your savings on Saversclub depending on the type of account. How sweet is that? Nothing beats that at the moment, and your commercial banks are not even close.

4. You can fuel your hustle: If you don’t have a side hustle, just know that the rest of us have left you. Having multiple streams of income helps you achieve your financial goals faster. You can save up your capital on Saversclub, like that, you even get more. Remember that your money grows here.

5. Build an emergency fund: No one truly knows tomorrow and what it holds. Imagine being in trouble and broke at the same time. We shouldn’t have to be in that position. The emergency funds account on Saversclub allows you to save any amount at intervals and the amount saved is available for withdrawal any time the need arises. We cannot predict the future, it is why you should save money on Saversclub for some sort of safety.

Years ago would have been the best time to start saving, however, today is not too late. Tomorrow may be though, this is why you should take your financial journey seriously on www.saversclub.ng
Investment / Re: If You Think You Have What It Takes To Make Money - GET IN HERE! by Sammyjr(m): 10:09am On Sep 15, 2020
Saving money is as important as having money itself. Saving money can help you become financially secure and provide for you a safe place in case of emergency.

Saving your money on Saverclub is so much fun and way easier. Below are five reasons you should activate your Saversclub account;

1. Build a savings habit: It is trite that if you do not respect money, it will slip through your fingers. How to respect money is by properly managing it and saving money is proper money management. You can set your savings plan on Saversclub periodically, it could be daily, weekly or monthly. Like this, a portion of your money is being saved whether you feel like saving or not.

2. It is so stress-free: Contrary to the traditional style of savings, where you have to plan for it, probably have to go to your commercial bank to deposit your cash, on Saversclub, after you set your savings plan by yourself, you can check back at your maturity date and your funds will be available in your wallet for withdrawal. Everything is automatic! You save whether you feel like it or not.


3. Interest rates are enticing: The aim is to grow money while you are saving it. You can earn up to 16% p.a. on your savings on Saversclub depending on the type of account. How sweet is that? Nothing beats that at the moment, and your commercial banks are not even close.

4. You can fuel your hustle: If you don’t have a side hustle, just know that the rest of us have left you. Having multiple streams of income helps you achieve your financial goals faster. You can save up your capital on Saversclub, like that, you even get more. Remember that your money grows here.

5. Build an emergency fund: No one truly knows tomorrow and what it holds. Imagine being in trouble and broke at the same time. We shouldn’t have to be in that position. The emergency funds account on Saversclub allows you to save any amount at intervals and the amount saved is available for withdrawal any time the need arises. We cannot predict the future, it is why you should save money on Saversclub for some sort of safety.

Years ago would have been the best time to start saving, however, today is not too late. Tomorrow may be though, this is why you should take your financial journey seriously on Saversclub.
Politics / Nigeria’s Third-most Powerful Man Denies Plot To Take Over The Presidency by Sammyjr(m): 9:29pm On Jan 26, 2017
The head of Nigeria’s Senate has quashed rumors that he is plotting to take over the presidency while Nigerian President Muhammadu Buhari is out of the country.

Bukola Saraki, the president of the upper house of the Nigerian National Assembly, holds the third-highest political office in the West African country, behind Buhari and his Vice-President Yemi Osinbajo.

Buhari, 74, left Nigeria on January 19 for a vacation in the U.K, where he would undergo "routine medical checkups," according to his spokesman Femi Adesina. Osinbajo has been the acting president while Buhari is on vacation.

Saraki issued a statement Wednesday on his website addressing social media speculation that he had held a meeting with Osinbajo and other Nigerian governors in a bid to force Osinbajo to vacate the role of acting president.

“My first initial reaction was to ignore this empty rumour but after being inundated with calls from across the country and abroad, it became necessary for me to make clarifications from our own end,” Saraki said in the statement.

“Such suggestions as contained in the speculation can only bring ill will, disunity and crisis to the country, and I therefore advise the sponsors to desist immediately.”

The Nigerian presidency has also been dismissive of the reports. The political adviser to President Buhari, Babafemi Ojudu, said Wednesday that the story “is simply not true” and urged media outlets not to be “purveyors of fake news,” Nigeria’s Premium Times reported.

Saraki, 54, is a member of Buhari’s All Progressives Congress and a former governor of the western Kwara state. He is currently facing trial on multiple charges of false declaration of assets, which he denies. Nigeria’s Attorney General filed the charges in September 2015 but the trial has suffered multiple delays.

Though his advisers have stressed that Buhari is in rude health, the trip is the second time in less than a year that the Nigerian president has undergone medical treatment in the U.K. During a June 2016 trip to London, Buhari sought specialist treatment for an ear infection, angering medical professionals who felt that the president should have patronized the Nigerian health system.

Nigeria’s Information Minister Lai Mohammed has urged the country’s population to disregard “subversive messages” being circulated via social media and text messages, claiming that the president is unwell.

“There is no iota of truth in the messages being circulated on the health of the president, who is hale and hearty, and the purported emergency meeting of the State Governors in Abuja or anywhere,” said Mohammed in a statement reported by Reuters on Thursday.

Buhari is expected to return to work on February 6, according to his spokesman Adesina.
Celebrities / Re: 2face Idibia Reveals Reason For His Protest Against FG by Sammyjr(m): 8:57pm On Jan 26, 2017
bettercreature:
Smart dude! He is stylishly removing himself.Please go elsewhere
Nairaland members says #NOTOPROTEST
#WEARENOTINTERESTED

Point of correction
You are not interested[color=#990000][/color] lipsrsealed lipsrsealed lipsrsealed
Sports / Re: | FT: Totteham 2 - 0 Chelsea | by Sammyjr(m): 9:04pm On Jan 05, 2017
acenazt:
tell me when last you saw us packing the bus
Thank GOD for Conte
Sports / Re: | FT: Totteham 2 - 0 Chelsea | by Sammyjr(m): 12:09am On Jan 05, 2017
acenazt:
Bullshit. U guys r now delirious. There was nothing stunning about that match. With Tottenham running back and packing the bus. Something Chelsea has been accused of.

but who's the king of pack the bus?
Isn't Chelsea
Sports / | FT: Totteham 2 - 0 Chelsea | by Sammyjr(m): 11:08pm On Jan 04, 2017
A stunning performance from totteham to end chelsea 13 unbeaten winning run. Eriksen and Dele Alli actually enjoyed themselves tonight... Share your thought
Webmasters / Re: Mark Zuckerberg Shares Photos Of Him Running Around The World Including Lagos. by Sammyjr(m): 2:56pm On Dec 28, 2016
shevchenko:
Rubbish .Where is the picture of him running in Nigeria ? Take this senseless post and dump it in the Lagoon


You BLIND ni

1 Like

Health / Weight-loss Advice: 5 Tips To Deal With Hunger by Sammyjr(m): 5:54pm On Oct 17, 2016
If you’re trying to lose weight or just establish a healthier lifestyle, you’re likely to run into some form of food-related temptation, no matter who you are. Instead of dreading an upcoming food fest and feeling like you have to deprive yourself, use some of these easy tips to trick your brain. Yes, I said trick your brain, because that’s where most all of your “hunger” lives.

Here are a few ways to essentially “trick” yourself thin:

1. Get that 'full' feeling, the healthy way.

Grab an eight-ounce (or larger) glass of water and guzzle it before eating a meal or snack. This helps fill your belly and tells your brain — hold on — there’s less room in there than you think! Most often, that “empty” feeling in your gut is a result of dehydration or a simple food craving.
I also love to end a meal with herbal tea instead of dessert. Remember, what goes in you, will live on you (your butt and hips and face) unless you change things up. An H2O fill-up will help you control your urge to devour everything in sight just because it’s there.

2. Use small plates.

Trick your eye by using smaller plates. If you fill up that little plate, your eyes will focus on the food. Attention to your plate size will pay off in rich ways, because after all your stomach is only about as big as your fist anyway and the super-size plates are anything but good for your soul.
3. Brush your teeth.

Brushing your teeth will tell your brain, HEY! MEALTIME IS OVER. Remember that your brain and stomach fullness cues take a few minutes to connect, so brushing your teeth will help you realize you’re satisfied and done for now.
4. Don't use technology during meals.

Avoid mindless eating or snacking in front of screens. Instead, think of each meal as a way to nourish your soul. Seriously. We are spirited creatures and eating is a hard-wired need in life. So give yourself the chance to just be with the bounty in front of you to see and consider, chew well and swallow.
If you learn to appreciate your food and relish the bites, you’ll pay more attention to how much and how quickly you’re eating, too. Now doesn’t that sound like a satisfying dinner date?

5. Distract yourself.

No, I don’t mean watch TV or pull out your iPad. Do something to divert your attention from snacking. Go for a walk, call a friend to catch up, do the dishes or take a shower. There are a number of things that can be done to remove you from your zombie-like state of mindless overeating.

Be good to yourself in ways that don’t require putting food in your mouth to make you happy. My work as a behavioral specialist and interventionist has taught me the importance of recognizing that food plays a significant role in our daily lives and a change in poor behavior can only be accomplished if we learn to be realistic about our goals.

It’s simple: Train your brain, change your behavior, lose the weight.


Sammyjr
Health / Re: Help Before I Kill Myself. Body Odour Has Turned Me To A Recluse. by Sammyjr(m): 8:19pm On Oct 07, 2016
Lemme ask a question " Are you fat"?

2 Likes

Education / Yabatech Admission Thread by Sammyjr(m): 8:25pm On Oct 05, 2016
Please share if you're having issues with gaining admission.
Sports / Re: Arsenal's Iwobi Scores Twice To Round Up Friendly Victory For Super Eagles by Sammyjr(m): 7:14pm On Oct 05, 2016
Good one for iwobi,i hope he deliver on sunday.
Politics / Re: INEC Declares Godwin Obaseki Winner Of Edo Governorship Election by Sammyjr(m): 5:35pm On Sep 29, 2016
Despite the fact that PDP think the economy hardship would lure the people of EDO to cast their vote on them yet APC won...
Great work,Great achievements by the outgoing Governor OSHIOMOLE...
Congrats to OBASEKI!!!
Politics / Re: India To Invest $5bn In Nigeria by Sammyjr(m): 10:20am On Sep 28, 2016
Nice Collaboration grin[color=#000099][/color]

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