₦airaland Forum

Thugnificent:
Message yourself how? I'm not jobless bro to be doing all that.

Oya give me the girl number make I confirm something

It's easier for me to believe a cow pass through the eyes of a needle, than for me to believe this (message yourself crap)

Rules of betting that everyone keeps breaking

1. Never stake what u can't afford to lose
2. No game/outcome is 100% certain
3. Always chasing a lost or a won slip ... Could be fatal

Betting is hard when u play with small money, but easy when u play with big money

That's good... Me too I am planning to do same to my girlfriend

Marc3500:
ok
But one more question can I borrow 200k at first registration or I'm required to borrow a small amount first

No you have to build your credit score with them... Start small, pay back and with time they give u larger amounts

9/½ out of every 10 Nigeria ladies... Are bad... Go and argue with statistics

Love800:
Thanks so much.

Do you have an idea about catering. Is it okay too? This is my last question.

No I don't have an idea about catering...

Love800:
Okay.

My last question. You sell cooked meals,?

No I don't, but I envy those who do it ... In my area they make hell of money from selling foods... The area matters to make it though...

authority2006:
Owing five loan apps and not paying back one or two of them, that's very callous of you. What were your intention when you were borrowing from the first one to the fifth one?

Hmmmmm... May God not allow you experience anything that will make u borrow from loan app, that's all I can say to you

seanery:
PLEASE HOW MUCH ARE YOU OWEING EACH PER SAY

Hmmm... You sound like you want to use my situation to get some hope...

The truth is that ... I owe branch 24,600 which is now 26k+ due to overdue charges... Though it's the last installment...

Xcross cash is 200k to pay 300k... Spread out to 3 months, am yet to pay any... So it must have gone up ... Due to overdue charges

Okash... Everything is almost 200k as well... Paid some ... Remaining some ...

New credit... Paid 25,000 out of first 49,000k installment, remaining balance and the other 49,000

As for Fairmoney, I collected 500k to pay over 800k in the space of 12 months for my sister and we are paying that one together, still defaulting small small... Yesterday I paid something, so they will know am still paying...

At first on a previous thread when I came online to seek for consolation from people, when the thing choke me... Many people told me to be calm, that my own is even learning from where some peoples own are, and they are not being perturbed as much as I am...

Some even advice me to borne them... But I won't do that, I will strive and pay them... But for now I can't kill myself

Am more relaxed now than before after hearing from people...

Another thing I observed is that this loan people, though the ones I am owing, are scare of using the tarnishing image method, cause if they do, their money is gone... (Wetin my mind dey tell me o)...

So bro, that's my story, I owe over 500k for okash, new credit, branch and xcross cash

Love800:
Thanks so much.

But for the canteen selling cooked food, owners and sellers are complaining that prices of ingredients and raw materials has increased. They can't purchase it in the market. Making dem to thinking leaving the business!

Na the country we find ourselves be that I, both buyers and sellers are not finding it easy...

But then people still eat na...

Lekan239:
lol ur money is increasing daily

Hmmmm am really overwhelmed... Don't know what else to do...

Lumina224:
Is not scam
Everything is not scam and besides you need a link to be able to register

Have u collected your own 30k

Goldbw122:
When did you borrow this money?
How much was it?
What did you use the money for?
What is holding you not to be able to pay back?

1. I borrowed the first money from new credit and across cash in 2023... When I was sick (80,000 & 50,000) respectively

2. Everything from the beginning was 130k to pay 225k...
Trouble started when I couldn't meet up and now took from branch to pay new credit and from okash to pay xcross cash... Beginning of my downfall (now my eyes don clear say I cannot continue taking from A to pay B

3. I used the money for medical bills... Cause no one was able to help me then...

4. What's stopping me from paying back now is that, the total debt has risen in excess of 500k... Though I can't pay all at once and there's no way I can meet up with the deadlines... I am making effort by doing monthly contributions with my small salary pending when I will get the bulk money to pay back...

Praying and hoping they dont tarnish my image before then... But if they do, it's completely finished between me and them ...

Love800:
Explain the food business pls.

Set up a local canteen or restaurant... Start selling cooked food

Or

Start selling edible fruits like cucumber, water melons, and so...

This items sells on daily basis...
Or you can opt for the whole sale of rice, beans, groundnut oil and palm oil in bulk

Good location matters for this business... You can join hands with someone already doing it and be making profit while u learn it as well

Zackattack:
Do you know the story of an armed robber telling people that he is stealing because things are not easy for him. That’s what you are.
I will be an idiot to help you, even if I can.
Because even if I do, you will still fail. Your mentality is all over the place.
Believe me, in-spite of your senseless excuse, you are a very wicked soul.

It's okay... Everything you say is correct and you are right... Since you can't help me ... Oya rest

lesson44:
I am sure you didn’t have the intention of paying them back even before you applied for the loans. Why would you borrow money from five different institutions ?

Ok...

I had intentions of paying them back... Even till now I am still making efforts to pay them (so what you are sure about is totally wrong)

The only time I will zero my mind In paying them back, is when they start defaming me, which untill now they haven't...

Now, as to why I will borrow from five different institutions

(i blame myself for that, I was definitely foolish and stupid to be taking from one loan app and be paying another, not knowing I was digging a pit for myself that I can't come out of easily)...

It got to a point I became overwhelmed, and I said to myself I can't continue taking from A to pay B... I really messed up... But don't u think it's better I stay alive than bow to their pressure and do something stupid just to pay the loan...

See bro, that you are okay doesn't mean some others are... It's well

Zackattack:
Jesus! You are wicked.
When curse start to visit your generation now dem go dey run up and down to find the cause. Because your own case is already settled. Chai!!🙆🏻

Ok I believe you are currently doing well in life and you don't have any reason whatsoever to be in need of assistance and when u don't get any, resort to loan apps, that's not my prayer for you ...

But if you are in a position to assist me get out of this mess, nothing is too small, pls help me so I don't suffer and my generation too will be free...

Nigeria is not easy for many of us...

sonssyo:
Never you commit suicide because of owning, I wish me self can help but just today I was offered an admission for Doctorate degree, Lots of expense dey my head now, but I'm pretty sure that God will make a way for you and thereafter don't borrow again from any of them for any reason whatsoever, they can never be the last resort

God bless you ma, you have actually helped in a long way, by not castigating me, many don't know what people are facing and their harsh words go a long way to even worsen the situation... No one will, though me... I never prayed to be in this situation but circumstances led to this

People like you who give out kind words ... Have actually helped many of us to have renewed hope...

Congrats for your admission, may evil never reach our side as we struggle in this country... God bless

sonssyo:
God bless you richly Sir, I feel happy seeing people like you help out in circumstances like this. Your pocket will never run dry, Amen

He must be an angel sent to relieve me from the thought of suicide, I being moved with tears of emotions currently... Don't know how to thank him... Will definitely come back and testify with screenshots

Marc3500:
I swear but I wan ask something oo
When you borrow the 400k shey them write the return package before u borrow the money or na after Dem give you the 400k Dem com talk say na 8 months u go pay back

Fairmoney is straightforward, everything there is clear to u... You see everything there before you proceed, the amount eligible to be borrowed, you select how you want to repay...

Fairmoney has no issue, just that ... Things bad for me, I really regret owing them...

oliverwrites:
Do you have any proof that he intentionally defaulted?

Let's stop judging other people without knowing exactly what they have had to deal with.

You dey mind am, I didn't intentionally defaulted, things became so rough.... And God will still help me regardless of what anyone thinks...

This is my problem with people, they think u are cooking up stories untill when it's out of hands...

E just be like say make I dey share screenshot for this thread, but it's of no use cause many still won't believe

LoanShark:
Yes I work for Solo Loans

Hmmmm wetin Una dey do no good o... Do you know how many people have commited suicide cause of solo loan

oliverwrites:
If you can

1. Create a video showing you logging into one of the apps and your nairaland account to prove the loan actually exists

2. Allow me pay directly to them, I will assist you with a maximum of 50k.

The ball is in your court. Follow me and I will follow you back so we can DM each other.

Anyone else on this forum who contacts me is wasting his or her time, I will only help one person.

Ahhh Oga ... With tears in my eyes ... I don't know how to start thanking you, how do I reach u pls, evidence full ground bros ... Where did I start from, should I start sending screen here...

May God bless you sir...

Quebec91:
Dont stress. Dont bother yourself to pay them. They are also thieves loaning people with big interest

Am even more relaxed now than I was about a month ago, when the first one was due, I wanted to kill myself with too much thinking, but then when I came online and met guys like you who gave me morale, I hardened my heart to what ever it's... After all I no kill person, after all... The total amount they have made from me as interest in the past is ×3 of what am currently owing them...

I still regret finding myself in this mess, but what can I do, we are all in the same country, we dey see how things dey go, if they think defamation is the way forward, let them continue

Marc3500:
take am easy boss
But why these loan apps dey lie for their adverts on YouTube

Lolz... Cause they know that's the best way to get gullible people to patronise them... Nigerians love sweet things...

But nah God go punish them for all those lies...

LoanShark:
Contact them and request a suspension of default interest then work out a new repayment plan

Do you work with any of the loan companies, your moniker suggest so...

LoanShark:
So you have no intention of paying back your loan

I do, but my salary in a month can't wipe out even 20% of any of the loan app... I am doing contribution to that, so if they keep deduction of salary... It's like pouring water inside basket cause it won't end...

So it's better it gets overdue and I work on how to pay them back once and for all

YemyTemmy:
Just repay fair money loan first, those people are really fair and reasonable...others are thrash and deserve the wrath of God and Nigerians

Exactly, I don't even reason others anymore... Make dem do their worse...

Though if from now till when I get bulk money to pay, they dont do anything stupid, I will pay them...

But if they make that mistake of defaming me, that's the end...

Marc3500:
Jesus 😳

This no be Jesus matter o, who no go, no go know...

I know what I pass through on daily basis

Like I said nah only God go help me...

One thing I know is that ... I won't commit suicide cause of them

motionarena:
Don't worry Son

Am here to save you

Please am open to any help, pls help me... God bless you...

I need to be free and get my peace of mind back

ICTspecialist:
I owed palmpay for almost two weeks, they only threaten to call contacts but didn't. Na only calls and messages if threats you go receive after then nothing.
A week later salary dropped and they auto deducted everything

Hmmmm that was because your atm was still active that's why they did the auto debit... As for me my ATM kukuma expired long ago, so they can't auto debit me