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SilentEmma's Posts

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BusinessRe: . by SilentEmma: 2:17pm On Oct 02, 2024
How much to register or is it free...?
CrimeRe: Loan Apps Have Officially Destroyed Me by SilentEmma(op): 10:52am On Oct 01, 2024
MichaelSokoto:
stop responding to their msgs... don't even read them again!

If ur contacts call u about it, tell dem u don't have to pay them.
Thanks you bro, you just gave me some kind of morale boosting.... No be person I kill o... Nawa o... No be say I no go pay them... Thanks alot
CrimeRe: Loan Apps Have Officially Destroyed Me by SilentEmma(op): 10:31am On Oct 01, 2024
MichaelSokoto:
u are not even owing...

jez wait to hear other ppls bill, and dey are living fine unperturbed.
Just chatted with one this morning, to explain to him... Look at what he's saying, as if I have the money now I don't want to pay, when the loan was less than 200k that was how they pressured me and I went to take from one loan app to pay another, now the thing don pass my power I no fit continue borrowing to pay debt...

I can't just kill myself...

CrimeRe: Loan Apps Have Officially Destroyed Me by SilentEmma(op): 8:57am On Oct 01, 2024
Blitzking:
How much do you owe in total...how often do u get wages
I owe almost 500k in total and I am a salary earner, I am currently doing a contribution to get bulk money to just clear it all, cause a monthly payment can't even clear one of the app successfully... How I wish they can just give me time...
CrimeRe: Loan Apps Have Officially Destroyed Me by SilentEmma(op): 8:55am On Oct 01, 2024
MichaelSokoto:
u don't have one single problem.

Na u dey give urself unnecessary stress!

Nor go kill urself 4 nothing oo!
grin


If dey call u again, ask dem weda Nigeria don pay her igbese finish!
cool
Something that just occured to me... Just killing myself as if I committed murder huh
CrimeRe: Loan Apps Have Officially Destroyed Me by SilentEmma(op): 7:50pm On Sep 30, 2024
TinkTwice:
grin

Bro, I understand you want to give to Caesar what belongst to Caesar, and give to Paul what belongst to Paul.
But you didn't have to rob Peter to pay Paul..

I pray you come out of this mess.

SMH
I believe I will come out of it, by God's grace
CrimeRe: Loan Apps Have Officially Destroyed Me by SilentEmma(op): 7:50pm On Sep 30, 2024
Ajens1991:
Call them yourself, apologies for the delay, make them understand that you don't have the cash to pay for now as you've been duped.

Thereafter, advise them to go ahead and report you to credit bureau. Once you've cleared your loan, they can delist you.

They have no right to publish your name to friends or family members. In Nigeria, it's not a criminal offense to be indebted or default in loan payment. You can sue them for defamation.

I encourage you to be strong. Please don't borrow from any place again.
Thank you.
Thanks for this advise... How I wish I used my wisdom earlier on, the debt wouldn't have gotten to this extent... I think I would pick or reply their text and just tell them, to damage what ever credit score they want to damage and I will pay back...
CrimeLoan Apps Have Officially Destroyed Me by SilentEmma(op): 7:03pm On Sep 30, 2024
Good evening Nigerians, please I am writing this post to seek for help and advice on what to do...

Loan apps have rendered me useless totally, and it's recently it dawned on me that I made it possible for this mental stress to fall on me...

It all started last year when I was duped the sum of 250,000 naira, and I begged everyone living around me to help me, but non offered to help, I had no choice than to resort to loan apps, I started taking from loan apps with the intention that help would come and I will pay them back before due date, but it didn't work as I planned...

Trouble started pilling up for me when I started taking from one app to pay another, just because I don't want to default on any one (I was doing this because I am scared of them publishing my pics or calling my contacts to defame me)...

Fast forward to 8 months later, am now overwhelmed... What I was avoiding is what I must now face...

I am indebted to okash, xcross cash, new credit, branch and Fairmoney...

Many of these debts are over a week due, and I have been receiving calls and text from some of them... The constant calls and text gives me mental stress, sleepless nights...

Though I have intention of clearing every debt I owe the loan apps, just can't meet up with the deadlines, and I can't continue taking from one loan app to pay the other, cause it won't end...

Please what advice can you give to me on how to go about this, what and what should I be worried about, I don't care about the credit score that would be affected due to late payment, I just don't want my name to be dragged as a fraudster or defame in anyway, just as they've threatened to do ...

I just need advice... And if possible help embarassed
BusinessRe: Can I Be Arrested For Defaulting On A loan To A Loan App? by SilentEmma: 5:02pm On Sep 26, 2024
Emma1Oj:
What's the name of the loan app??.. let's c if they are the reputable one u should be worry about.

But I know a legit loan app won't threaten u or massage your contacts, they will only be placing a reminder on you and be waiting for any deposit into your acc.
1. Okash
2. New credit
3. Xcross cash
4. Fairmoney

Please are these ones legit loan apps... Am owing all of them and am tired of taking from one to pay the other, though I have plans of paying them back, just that I can't meet up with their deadlines... New credit have been calling, texting and cursing me on daily basis... Will they and any among the ones I listed publish or defame me pls?
European Football (EPL, UEFA, La Liga)Re: Chelsea Vs Manchester City (0 - 2) On 18th August 2024 by SilentEmma: 4:14pm On Aug 18, 2024
City to win corners over 6,5 ... Shikena
European Football (EPL, UEFA, La Liga)Re: Ipswich Town Vs Liverpool (0 - 2) On 17th August 2024 by SilentEmma: 1:34pm On Aug 17, 2024
Any good Streaming link?
PoliticsRe: Monthly Salaries And Allowances Of Nigerian Senators by SilentEmma: 7:06am On Aug 14, 2024
Good morning my fellow Nigerians, please how and what's the procedure to take to contact IPPIS... Pls I need help
PoliticsRe: We Will Support Edo Protesters With Sachet Water, Sweets – Police by SilentEmma: 5:02am On Aug 01, 2024
The police too have family members, they took go to the market to buy things, so it's good they support the protest
BusinessRe: Loan Firm by SilentEmma(op): 8:54pm On Jul 28, 2024
Zwooks:
Tloan

OkCash

PalmCredit

Fair Money
These are loan apps... I need loan firms, not loan apps
BusinessLoan Firm by SilentEmma(op): 8:47pm On Jul 28, 2024
Good day guys, please which loan firm do you know that can lend me some amount of money and be deducting it from my salary... Please help
Nairaland GeneralRe: Man Wins $1.08 Billion Jackpot by SilentEmma: 3:44pm On Jul 25, 2023
am somebody is telling me to stop betting... grin grin grin

just when you are about to quit gambling and you see this type of news cheesy cheesy cheesy
Jobs/VacanciesRe: Police Academy Recruitment by SilentEmma(op): 6:27pm On Jul 24, 2023
AdeloveHomes:
Police academy or police constable recruitment...
https://www.polac.edu.ng police academy... 5 years course

M0M0SHIKI:
Give me the link to apply please
Jobs/VacanciesRe: Police Academy Recruitment by SilentEmma(op): 4:29pm On Jul 24, 2023
M0M0SHIKI:
Give me the link to apply please
did you fill in police academy as your first choice? for now the site is down
Jobs/VacanciesPolice Academy Recruitment by SilentEmma(op): 2:03pm On Jul 24, 2023
Good afternoon, please is there anyone here trying to apply for the police academy recruitment that is on currently, i need some sort of help
BusinessRe: Make N80,000 Weekly To Help Boost Your Business. by SilentEmma: 10:28am On Jul 23, 2023
am interested
InvestmentRe: Work From Home Job: Earn Minimum Of 60k Monthly by SilentEmma: 10:22am On Jul 23, 2023
link is not working
PoliticsRe: Why Edo Govt Can't Fix Benin-auchi, Benin-sapele, Other Roads, By Obaseki by SilentEmma: 10:18am On Jul 23, 2023
Kenedos:
Governor Godwin Nogheghase OBASEKI has written severally to federal government but the federal government has paid deaf ears.
Edo is been intimidated because we are opposition state.
Governor Godwin OBASEKI has done well and has no fault in this.
I remain stead fast to defending governor Godwin Nogheghase any time,any day.
Defender... defend well o... cheesy cheesy

as for me i am an attacker smiley smiley
EventsRe: See The Restaurant In Japan That Used To Hire Monkeys To Serve Food (photos by SilentEmma: 12:01pm On Jul 22, 2023
FoodRe: Which Food Can #1,000 Cook That Will Last For 3days? by SilentEmma: 7:32pm On Jul 21, 2023
wetin sure no dey cut na grin grin grin

westlius:
Use am play 3 sure Odd
If E enter good
If E cut
Nairalanders are here for u
RomanceRe: Why Do Some Ladies Now See Dating/Marriage As Poverty Alleviation Programme by SilentEmma: 3:29pm On Jul 16, 2023
This is indeed a serious issue in Nigeria, don't know about Africa in general or the whole world...

The billings are just so numerous that i find it hard to even make friend to a lady, let alone think of dating her...

too bad... huh huh
CrimeRe: by SilentEmma: 5:36pm On Jul 05, 2023
He has finaly succeeded in pleasing his village people the way they wanted it wink cheesy
CrimeRe: Ashawo Beat Man Who Refused To Pay After Having An Affair. (video) by SilentEmma: 5:35pm On Jul 05, 2023
commedy skits...
TravelRe: How Do People Survive In Nigeria? by SilentEmma: 3:15pm On Jun 05, 2023
Through 419 and scamming... ole ni everybody bayi
SportsRe: Zlatan Ibrahimovic Announces Retirement From Football by SilentEmma: 8:07am On Jun 05, 2023
i tought he played for arsenal... abi was it in my dreams cheesy cheesy cheesy
European Football (EPL, UEFA, La Liga)Re: Manchester City vs Manchester United FA Cup: (2 - 1) On 3rd June 2023 by SilentEmma: 3:09pm On Jun 03, 2023
believe me when i say this match will end like this 1:0 full time
European Football (EPL, UEFA, La Liga)Re: Manchester City Vs Chelsea (1 - 0) - Live by SilentEmma: 4:37pm On May 21, 2023
StepTwo:
Prices they were bought for
okay

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