₦airaland Forum

LoanShark:
It is these types of people that will be complaining all over the place that loan apps don't give loans of reasonable amount yet when you give them loans of large amount they default.

I wonder how Fair money could have been so careless as to give an unsecured loan of 1.1million

they play, the money they make in gains is 100 times more than what they are losing...

at a time me self come dey pity them when i no fit pay, i was like wont their business collapse, but little did i know that, i was crying for multiple billionaires, ayway... they still give out millions to people every damn day...

no be everyone wey dey owe fit gadge mind like i get to blank them... who no fit handle pressure na im dey go borrow from one loan app to pay another...

how i wish i could turn bak the hands of time

the kind things wey Gen Z dey do these days ennn, i wonder o... cause when i was at their age, i no ever get that kind mind to even think about them...

Stevenbright:
Just make sure she is being real and not pretending to be good. Most are like that during dating but becomes something else once they have gotten the needed assurance.

Also know that her baby daddy can be a source of distraction in the future and that she could also starts disrespecting you too as times goes on.

Ask her what she wants and be sure she answered you directly. If she said she wants marriage, tell her what your redlines are:

1. You won't tolerate any serious thing between her and her baby daddy except on the occasion of the children and you must be well carried along.

2. You won't tolerate any form of cheating because they are easily prone to it.

Finally, find out and be sure that she is not being financially sponsored by any sugar daddy because that will be a big problem for you.

you see those bolded lines, they will eventually happen, if at any times the ex comes into the picture again...

She will never love you more than she love her kids, as a matter of facts... the love you give to her, she will reciprocate it to her children and not you...

Please i want you guys to bring down the owner of Veritas down... That scam from them pain me reach my bone

2ndchildhood:
that's what people don't understand.. City's bad form is the reason Liverpool are thriving smoothly this season. City refused to lose .. If they had slacked a bit in the past two seasons Arsenal would've won the league twice in a row and this season bad form would have been seen as normal for any football club.

una go just dey talk anyhow... so what stops arsenal from strengthning their squad to match this same city... or the forbade arsenal from being a strong team too

if arsenal loses or draw, then its titlegone...

gagashuffle2:
Is Okash still calling you?

Surely dey still call me ...

Nigeriahasfutur:
My brother I taya oh. Like their calls every 30 minutes. How will I have time to hustle if I am answering calls every time. Branch is okay but Okash and Easemoni calls me every 30 minutes. I am just tired.

install truecaller and ignore their calls... that is if you cant do away with your line, as for me i dont pick, cause i already know how all their numbers looks like... if not just remove your sim card for now...

Nigeriahasfutur:
My Brother Since I have borrowed before and paid back when things were good, my credit score was high.

Now that score is dropping faster than stone 😥

who no get mind, make e no near loan app... their constant threat is on death level...

gagashuffle2:
Come and see this, SilentEmma

So many persons are into this shit... the threat they give out to people is what scares them into borrowing from one loan app to pay another... small debt will just rise to big debt if one is not strong... the thing hook me na... i no fit breath

gagashuffle2:
Bro, thank you for the encouragement.
At the bolded, how does it work? You mean you deleted all your contacts?

Yes I backup my contacts into a file... Copied the file and saved it somewhere, then deleted the duplicate from Google contacts....

gagashuffle2:
Bro, I just saw your post now. I'm also in the same dilemma as you. I'm currently owing
Palm pay- 120k. Was due yesterday and they have been sending nastymessages.

Tloan- 50000 plus overdue charges, was due on Fri and now they have been calling seriously and have threatened to message my contacts, my greatest fear. Their incessant call is driving me crazy.

Okash - this is in stages, the first will be due on mon- 16k

Others are Alend, snappy credit
due next year. I'm going to be paid but that is on the first week of January. My worry is it's not going to be enough as the money coming in is only 150k.

I've put my WhatsApp on privacy mode, people can't know when I view their status or reply their messages. My phone is also currently on DND because of the fear of defamation. That's my greatest worry.

I don't know what to do.

Bro I was in this situation of yours, infact the difference between u and I currently is not the amount of money we are owing, cause me self still dey owe them...

Nah the mind wey I don get so far, my fears has totally reduced... E no get wetin Fairmoney never take threaten me... But I no send them...

I followed advice here to restrict them all from my contacts and also go to Google contacts and delete all contacts which I did, and no one of my contacts has called me yet, though I still get calls from them, I don't pick cause if they call I know they are the one...

Baba no kill yourself o, if u don't have money to pay ... Relax yourself, just as they told me... NIGERIA still dey owe ... We still dey kampe

bolu96:
Yes, I am. Hmmm, its well. I guess the advice given is the best for now. As far as they haven't defamed you, I guess it's a good thing. I really wish I could help.
Are you owing palmpay too?

no i owe only
1. fairmoney
2. okash
3. new credit
4. xcross cash

though i feared 2-4 would call my contacts and defame me but none has so far...

i am living my life like no worries... like i said what i am owing them is 5 times more than what they have benefitted as extravagant interest from me in the past...

so if they defame me... the money is gone totally, for now i no get money to pay

it's well bro... Thanks for the concern

bolu96:
How far with your loans? Have you settled them? Are they still calling you? What's the update?

lolz bro, i am surprised you are really following my situation o...

wow!!! shows people really care...

anyway... i have left everything to fate o, the advise i got from many people here really helped me, so many of them still calls me, but i dont pick... all their numbers are unique, so its easy for me to know when they are the ones calling, anytime i have money i will call them and negotiate how much i should pay, for now i went with the advise i got here, that i should not bother myself (which to a large extent has helped me)

i cant kill myself brother, and no one of my contacts have called me that they defamed me neither have i seen any defamation from them... (over 3 months of defaulting now)

though i think it depends on the loan apps i am owing... probably they are the nice ones...

so thats the update for now

I need live link pls

E pain me say the guy no damage the two eyes o, a whole 15 years... And u still dey inside ... Rubbish...

The moment you sense any form of abusive behaviour from your partner, you don't need to think twice before leaving...

There's nothing like e go change or e go better... Who don bad don bad

Zonefree:
Ghana must Go bag don first me reach America

America is not heaven ...

Arsenal is basically playing 4-2-4 formation... No rice no odegard in the midfield... It's only partey and merino...

Sorry to arsenal, highest they can get is ogbolo or okro

Hmmmmm... Nawa o... I fear who no fear women...

You have given up on X....

Why did you go back to find X...

How you have left X behind...

authority2006:
You don't want to take responsibility, that's typical of humans

Was there any where I told u I am not taking responsibility of my actions, or did you see me blame anyone for it...

Several times I even made it clear it was my stupidity and foolishness that made me borrow from 5 loan apps ... Cause I only used money from 2 loan apps to do something reasonable, the other 3 was a as result of taking from one loan app to pay another...

The deed has been done, I only came here to ask for advice due to the grievous mistake I have made ...

You think anyone enjoy being disturbed for debt he or she is owing...

Who no go no go know

That's good... We are working

Listen to rap music you will be alright, and forget all those lust full thoughts

Or watch tiktok videos

Merry100:
The females in Nigeria are more than 100 million, how many have you met?

9 out of every day I have met so far ... Are what I think they are

Merry100:
What statistics are you talking about?

Apply that statistics to whatever measures you use in judging if a girl is bad or not...

Anyway me I judged from the angle that virtually every Nigeria girl out there is a coded olosho

JobAndVacancies:
sorry to ask.
Abeg wetin you been carry all these loan money do?
Didn't it yield investment or returns of investment or any kind of profit as proceeds to use and maybe gradually pay off these loans?

That was a great question...

I borrowed the money to treat my self last year

When the loan debt was 220k what I was expected to pay back to just 2 loan apps...

I foolishly bowed to their threat and pressure that they would defame me if I don't pay back...

Just because I lack the wisdom and idea on how to control it (was trying to avoid defamation then) something I am now risking facing ... I started taking from app A to pay B, C to pay...

That was how I hooked my self up in this mess... Since January till now I have been foolishly taking from one loan app to pay another, even my salary goes to clearing of loan, which still won't end...

So I had to stop, brace up for whatever wants to happen...

The picture represents how my call log looks like everyday day... I don tire

And he's smiling...

authority2006:
You don't get it. If eventually you can't get more loans from those online loan apps, won't you shift your attention to somewhere else to seek financial help? You went that way because you saw it as the easiest way, from the first one to the fifth one, haba! If you could still get from more, you would have gotten it

Brother I no get time to argue with you, the fire burning me is way too overwhelming that I will start narrating this and that to you...

Stay bless abeg