₦airaland Forum

Corolla is the most fuel efficient car I've ever owned

15% of the total capacity

davodyguy:


As you mentioned Jeep, some folks would ignorantly thing its a generic name for all SUV, forgetting that Jeep is the name of a car brand and not a design. They'll say Honda Jeep, Benz Jeep.

Jeep is name of a brand
Honda is a different brand
Benz is a German brand.

Benz Jeep means two different automobiles.

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Op also missed out

French cars like Peugeot and Renault
Skoda Fabia from Czech republic

jeep not Jeep is a generic name for SUVs

Nice, but I hate the location of the fingerprint sensor. I still prefer the A7 (2017)

Debbie Rise don don TBoss wine carrier

Biggie is NOT just a manipulator, he is saving TBoss. I doubt the transparency of this game. He disguises his indecisiveness as a twist

Was the bank in distress?

AutoReportNG:
You serious? 3 vehicles? I have never heard of them before. Can you drop their link and their full name

At the point of renewal of my document; it included a 3rd party insurance from KBL, I didn't bother. I just wanted something to bypass police or other authorities. After the accident struck, I was just going through the original papers of my car (feeling bad that I have lost the car because it was a complete write-off). I contacted them and they surprisingly turned up and cover the cost of about N400,000 after investigation.

KBL is a subsidiary of Keystone Bank

AutoReportNG:
According to dictionary.com, insurance is being defined as an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium. Nothing gets an average Nigerian scared that the word Insurance due to some misconceptions or maybe due to some experience they with the firm. It is a known fact that driving around in Lagos needs special skills, and a whole lot of patience. But what we don’t really know is how to keep safe on the roads and most importantly, how to protect ourselves from any type of accident.

[img]https://4.bp..com/-Azl8w6brBg8/WMwiZH8F1ZI/AAAAAAAAI7A/DGeFIjA0pycKWGxDww4VCiOsmzLkws9bQCLcB/s640/insure.png[/img]

Insurance is mandatory for car users and owners in Nigeria as an accident can not be predicted even though we all pray for journey mercies whenever we step out every day. Here are some reasons why you need car insurance.

1) It’s an act, it's the law
Ever heard of third party insurance act? Well, that act is not there as a joke, that act was made for drivers in Nigeria to have at least a third party insurance cover to drive on the road. Most states require drivers to possess bodily injury and property damage liability to drive legally. Hence the need for comprehensive insurance.

2. Insurance is an investment
After receiving auto car loans, getting a policy is the next step to protecting the substantial investment you’ve made on your vehicle. After buying a home, purchasing a car is probably one of the biggest investments you’ll ever make, so you want to do all you can to preserve it.

3. It is your health insurance in case an accident occurs
If you don’t have health insurance or have a minimal coverage, applying for policies that offer medical payments coverage can help you pay for collision-related medical expenses up to a certain amount.

4. It protects your assets from liability lawsuits
Having liability lawsuits for body injuries or property damages can bring you to financial ruin if you don’t have adequate protection, nut if you have a liability coverage, it will pay for your legal defense and keep your assets out of jeopardy.

5. Cover damages to your vehicle from unexpected events
Let’s face is, this is Nigeria. Anything can happen at anytime. Your car could be stolen, vandalized, or damaged by weather or a host of other contingencies at any time. Your car insurance will protect you from these losses that might ensue.

6. Your vehicle is covered even after a collision
Some policies will include rental reimbursement coverage, which helps you pay for the cost of a rental car after you are involved in a covered accident. This way, you will have a way to get around while your automobile is being replaced or repaired.

7. Keep your vehicle’s accessories safe
You can apply for pricing estimates on policies that include additional protections, such as CD or stereo coverage. This will pay for losses in the event that your CD’s or stereo equipment is stolen.

8. Prevents an accident from forcing you into bankruptcy
One serious collision is sometimes enough to put the uninsured on the brink of bankruptcy. Without insurance, you could lose everything, and that is not worth the risk. The money you would have to spend on medical expenses, lawsuit judgments, and repairs is well worth the investment in a plan.

9.Third Party Property damage
Car Insurance covers third party, third party property damage and unlimited legal liability that might arise in the process.

10. Peace of mind
Last but not least, the peace of mind that comes with knowing you have insurance is absolutely priceless. Comparing quotes on quality plans can help you drive with more confidence because you will know that you are protected against whatever may happen to you on the road.

Below are some few good Insurance companies that can provide trusted services.....

AIICO Insurance PLC.
IGI Insurance.
Axa Mansard
Old Mutual Nigeria.
Cornerstone Insurance.
Consolidated Hallmark Insurance.
FBN Life.
Leadway Assurance PLC.
Zenith Insurance PLC etc


Source
http://www.autoreportng.com/2017/03/car-insurance-in-nigeria-top-10-tips-on.html

Include KBL Insurance, those guys saved me with a mere 3rd party insurance. I rammed 3 stationary vehicles and they covered the entire cost

lanre316:
Thanks for this useful info. What could VE mean? I see it on some Toyota corolla 2001 model.

Value Edition. The VE has been dropped a long time ago. The base is CE

LE means Luxury Edition

People wey dey condemn BBNaija dey read update online

Na mould house?

Updates!

TheSpecial0ne:
Uriel is a waste of raw material

Uriel is a waste of natural resources

Continue from here tomorrow

Unimaginable123:
tboss not gifty

Thanks for correcting the mistake

TBoss don turn bartender. She dey serve dancing HM meat

Magicalgrace:
tboss b sitting down as usual

There is nothing entertain TBoss. She is always sitting. WTF

GossipHeart:

How ignorant are people ??

In the USA, auto mechanics all have license and went to school for about 1 year before they can fix cars and they still use machine to detect the faults on the car

Come to Nigeria, the guy you call kazeem who never went to primary school will fix a Ferrari without the help of any machine

Who do you want to fix cars ?? A guy in suit who has an auto repair shop in Eko hotel ??

Not only a Ferrari, they can fix about any car with machine help even a McLaren P1

SkyCityBay1:
from your name,mgs1. pls tell me you are a mgs fan?

Yes, I am. If I can edit my moniker I would inherit the title of "Big Boss"

leighcon:
Simply call your insurance company to state this and let us hear what they have to say.

By the way, why would a 2017 vehicle not have a comprehensive cover in place? The ideal thing is your insurers would both meet to negotiate the handling of the loss. The vehicle could have been wrongly parked you know.

What are you saying? I only had a 3rd party cover so whether it was wrongly parked or not is the the insurer's biz

It covers for all damage done to a 3rd party. I was involved in an accident on the 1st of August, 2016 at Sagbama Junction Bayelsa.

My car developed a mechanical problem and I lost control of it and it ran into a mechanical workshop destroying 3 vehicles and the mechanic's tools.

The vehicle owners were at my neck while I was in the hospital, when I recovered I reluctantly went through my car documents and decided to call the number found on the Insurance Certificate (KBL Insurance, subsidiary of Keystone Bank).

I was surprised with the feedback, I was asked by the insurance representative to breakdown the cost of repair for each vehicle. I did so it was amounting to about N520,000. Another representative was sent from perhaps their head office to assess the claim and they offered about N400,000. I was really surprised because I wasn't expecting anything from it.

My car was badly damaged and I sold it off there at the accident scene. They were worried because it wasn't a comprehensive cover because they would have replaced my car.

Guys insurance is working if it's genuine.

How come nobody is talking about the freestyle with Debbie, Bassey, TTT and Bisola

TBoss is always dry even in the house-party

And I got another charge this morning. Here is my charges between Sunday and now

1. Audi
2. ? Looks like 2005 Camry
3. ?
4. Mercedes Benz
5. ?
6. Camry (Generation Spyder)
7. Porsche
8. Honda (Generation Evil Spirit)

Mine is killing me softly. It's like weekly for me. I was charged N600 on Sunday and N100 today. Ayam not understanding

Yinkatolu:
GTB charged me withholding tax. I don't know the service i rendered to them that made withheld that amount.

That is the tax on the interest received

Any drama in the house? Abi 'em go Sunday School?

Gifty with her bad English and accent

My wife's phone is a Tecno W3 but the IMEI info is bringing up ITEL IT1510. Is it cloned?