₦airaland Forum

Commentor:
From Quora:

If a hurricane destroys / damages your house you’re pretty much SOL. After Hurricane Katrina the insurance companies almost universally found reasons to exclude coverage and if they couldn’t exclude coverage they limited coverage. Many people had to sue their insurance companies to get any semblance of coverage. There was little government help either from the state or the feds for the vast majority of people. The state of Louisiana did create the road home program to help people rebuild and with housing costs but I did not qualify. Unfortunately for a lot of recipients the program has sued them to recover costs that the government claims should not have been paid out. After Katrina I spent my own money to repair my house but I did get a little bit of money from my insurance company to replace the fence. Of course they tried to depreciate the fence almost down to zero but fortunately I had receipts from when I had the fence installed two years prior.


Yet another from Quora:

It depends on your insurance. Flood damage is not generally covered by standard home owners and auto policies, but wind damage is, so, after a hurricane, you often see fights between insurers and insurees about whether the damage came from the water or the winder. There are flood and hurricane-specific policies, many of which are provided or subsidized by states that get a lot of hurricanes (or else no one could afford insurance). There are often hurricane relief bills passed after big hurricanes passed by the US Congress, but these deal with immediate necessities and some form of relief. I knew a woman who got $5k from FEMA after a hurricane hit her area and destroyed her home. She gambled it away at the Marriott Casino nearby. She lives with family (much to her son-in-law’s chagrin).

While programs like the NFIP exist, they don't guarantee widespread coverage. Many homeowners in flood-prone areas like Texas either aren’t aware of NFIP, can’t afford the premiums, or assume their standard insurance covers flooding which it doesn’t. As a result, a significant number remain uninsured and receive little to no compensation after disasters. So, despite federal options, access and awareness gaps mean many still go uncompensated.

That said, at least the U.S. has an insurance system that’s far more functional and accessible than Nigeria’s.

Commentor:
I know you meant insurance but you are wrong.

Many states that endure natural disasters are often avoided by insurance companies.

So, many would get no compensation.

While it’s true that some insurance companies may limit coverage in high-risk areas, many homeowners in states like Texas still obtain protection through government-backed programs such as the National Flood Insurance Program (NFIP). Though private insurers may hesitate, federal support helps ensure compensation is available. So, it's not entirely accurate to say most people receive no compensation many do, especially those with proper flood insurance in place.

Join APC

You will lose 2027 elections hands down

Rivers state is not Lagos

All those Demages including cars and properties are covered by Issuance it doesn't who you are..

Watch how the county will fix all the traffic lights and other Demages within hours after the flood...

Texas their septic tanks and pipes are well sealed and secured those floods are rarely populated..

Solid Waste are well trashed the flood doesn't come with populated waste...

While you are busy empowering thugs for 2027 elections..

Do what you preach Oga

Where are the 50 million jobs for the Youths

NSNO:
That's what they said when he started deporting people, now both legal and illegal migrants are being deported. Trump is mad but you people don't want to admit it because he's against lgbtq stuff. Well the things we are seeing now, you people will see it in a few years. Na Americans I pity for.

Only legals that have criminal history and have been approved for removals...

Like a Ghanaian F1 student that was into child corn was arrested by Ice

CoronaVirusPro:
The dumbest president in the world!

One thing I am just loving about it all is that, prior to elections, some people thought they will be excluded from the wrath of Trump, but now, EVERYONE is getting impacted 🤣🤣🤣🤣.

FEMA now useless! Hurricane ravaged areas are helpless

Mass layoffs irrespective of your political beliefs

Big cut to Medicaid, Medicare and Snap benefit in new big bill 🤣🤣🤣

Ministry of education stabbed and handed off to the state, who will now deliver education to the private sector.

Consumer protection gutted! Financial institutions having their best years.

Everyone one in America should get his/her own plate, Y’all be served your own share of the menace.

If you don't have anything questionable on social media you don't have anything to worry...

Trump will learn you don't gain respect by Cho Cho Cho

Nicoddemus:
IPOB chased this guy away from the South East. They make the zone lose billions of Naira every Monday. IPOB is a terrorist organisation

Story

He just an APC puppet

People richer than him are still investing heavily in SE

Funny enough he can't even deliver his electoral ward to Tinubu because he has zero electoral value in SE

So can reform while the massive are suffering..

More money for state governors steal
No wonder they are all jumping to APC for protection from EFCC

lightwind:
He was no hero.


Wait all that graves right there what happened ? Are they all kpaied by same police brutality ?

Nope he was a criminal, corn Star

He was a drunkard and criminal

DEROX:
Anything can happen make No man from the five plots be my GCFR. That's all

Say all you want

madridguy:
Obi cannot get 25% of the total votes in Yorubaland again. Let him go to the whole crusades, iso oru or even igbele, Yoruba votes are going to a Yoruba man.

Obi will will get more than 25% votes in SW....He will definitely beat Tinubu in Lagos state again

Oh really

dequir:
Lost Lagos with only 6000 votes, is that any big loss?

Do you believe he will lose the same Lagos in the coming election?

Have you ever heard of landslide electoral victory? With the rate of defection of politicians, who have seen the sign, from LP and PDP to APC, that one should tell you that APC is going to win in 2027 with a landslide votes.

Even Wabara himself may decamp before that time to APC. So prepare your mind for anything when it comes to Nigeria politics.

He will lose Lagos again and some northern states
Remember 2023 Tinubu presented himself to the north as a Muslim Muslim candidate..

2027 he is boldly coming out as a Southern candidates

So what do you expect?

Peter Obi will still win SE and will definitely get the majority votes in SS...

Tinubu will definitely lose some NW and NE states
..

The only problem now is INEC, if they will be free and fair like 2015..

helinues:
Those governors, politicians defecting, they have their grassroots supporters who are ready to follow whichever direction their leader follow.Those are not online, those are the real voters, real Nigerians not all these online keyboard warriors with no voters card

Yet Tinubu lost Lagos state with all the grassroots

The truth is if people tired of you especially the north their is no amount of Governors that will save you...

Nothing!!

Source of IGR

Yoruba land

Is not like there is an on going war in the state
Imagine if they had gone through a war

He will definitely fall

Wahala

komekn:
Your too late INEC joined Jagaban APC officially 4 years ago as well as the NA and the Judiciary.

Otilo

As long as INEC doesn't join APC...

opes:
The question is when? To defeat Tinubu in 2027 will be hard, and by 2031, APC returns power to the North and the shout for power shift will dominate election which will favor the North. His only chance is 2027 which will be hard.

For me it doesn't matter when

Peter Obi will definitely be the president of Nigeria

Via skull 💀 Mining ⚒️

Tinubu secured life President in his first 2yrs

And they think Tinubu will Delta state in 2027...

You guys are joking

You want to crush and silent the people

And they think Tinubu will Delta state in 2027...

You guys are joking

You want to crush and silent the people