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Splendour99's Posts

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Agriculture › The Three-Year Wait Of The Pineapple Fruit (Photo) by Splendour99(op): 5:46am On May 29
Hi guys,

I once lived at Unilag. One day, after eating a pineapple fruit my mum had bought from the market, we planted the head at the back of our house containing a small farm. I didn't know that I'd have to wait three whole years to eat the fruit, even though I had learned that in Agric during secondary school. "Seeing is believing" was my case here.

So we just planted and forgot about it. No watering, no fertiliser, no nothing. One day, after about three years, I noticed the fruit had already started coming out, and I was filled with wonder because I had never seen it with my korokoro eyes before. This thing that we buy for slices of 100 naira each actually takes three years to produce edible fruit. What a gift and wonder from our Creator.

Fashion/Clothing Market › Poedagar Men's Wristwatch For Quick Sale by Splendour99(op):
Available for sale is a two-month used Poedagar men's wristwatch.

Price: 15,000 fixed.

If interested, please call edited

Location: Ojodu, Lagos.

Sold.

https://youtube.com/shorts/qtMjtNZ5Jo4?feature=share

Nairaland General › This post has been edited by Splendour99(op):
This post has been edited
Business › Re: The Dishonesty And Fraudulence Of My Bank by Splendour99(op): 1:35pm On May 25
Offpoint1:
Dude is broke with -N in his account yet want to dictate how a multi billion naira bank runs its promos... It's funny
Have you heard of hefty penalties paid by Google, Meta, Amazon because of covert and underhanded practices?

You should read up on them.

GTB will fall soon.
Business › Re: The Dishonesty And Fraudulence Of My Bank by Splendour99(op): 1:22pm On May 25
jubrilELsudan:
YOU REALLY DEY COOL CAUSE BY NOW YOU SUPPOSED DON INÓ DOWN THE WHOLE BANK
I am on it.
Business › Re: The Dishonesty And Fraudulence Of My Bank by Splendour99(op): 1:05pm On May 25
GeneralOuki:
You should have created a scene at the Bank, that's the only way they would have taken you seriously. In 2016 I had some issues with GTbank that stressed me greatly for 1 whole month and I was able to get it resolved by creating a scene and demanding to see the manager.
UIt's a decade now since I stopped banking with them.
I have twice done that in the past, and I was arrested by the Police. Despite forgiving them, they never listened to my plea. Even the hardware token they discontinued, which has better security than the soft token and *737*7#, I mentioned it to them that they should have not discontinued the hardware token but made it optional for those without smartphones, but my complaints went unanswered.
Business › Re: The Dishonesty And Fraudulence Of My Bank by Splendour99(op): 12:58pm On May 25
Deximuz84:
If you don't want to use their bank again why not just forget the account and it will automatically go dormant instead of all this plenty talk
It's not necessarily about letting it go dormant. It's about exposing their fraudulent acts for the benefit of others because many seem to trust them blindly. Besides, if it is dormant, something might tempt you to go back and reactivate it.
Politics › Re: 2027 Is Already A Lost Election, Tinubu Will Be Re-elected - Farooq Kperogi by Splendour99(m): 4:55am On May 25
openmine:
Same thing was said about PDP before the 2014 election!
A PDP chieftain once bragged that PDP will keep ruling in the next 50 years!
The arrogance clouded the eyes of GEJ who was pushed to do a second term despite commiting to do only a term.
The coalition that formed APC didn't win the election in 2014,it was the collection of Nigerians and social media won the election for APC!
In 2027,if majority of Nigerians want an end to this evil leadership,they should queue behind the opposition and vote massively for a better candidate!
No more sitting on the fence or waiting for parties to fight your battles!
Well said.
Politics › Re: 2027 Is Already A Lost Election, Tinubu Will Be Re-elected - Farooq Kperogi by Splendour99(m): 4:25am On May 25
Sad but true. President Tinubu, who is stupendously wealthy, is almost like the Abacha of our time, accumulating more and more and more.

Some of his policies have impoverished us like has never been seen in our history. It seems like even if a free and fair election is conducted, He will not relinquish power if defeated.

Anyway, we saw on live TV what happened when He was in France when he almost collapsed to his death.

God is the hope of the common man.
Christianity Etc › Atheists - This Is A Message To You From Your Creator by Splendour99(op): 9:44pm On May 24
Christianity Etc › What Is The Gospel? - Mike Morrow by Splendour99(op): 9:36pm On May 24
Dear friends,

There are multitudes in this country who don't really understand what the gospel is. This excerpt from Mike Morrow, who has now gone on to be with the Lord, clearly explains what the gospel is.

We see men like Adeboye, Oyedepo, Olukoya, Kumuyi, Jerry Eze, Poju Oyemade, Lazarus Muoka, and so many others preaching a twisted gospel message (some even outrightly demonic), and covertly fleecing the multitudes who flock to them through false promises like Old Testament Covenant Theology, Sow Seed Faith, First Fruit Offering, Promises of Signs and Wonders, etc.

They do not really understand the gospel message and seem to never have hardly read their Bibles.

Please watch this excerpt to learn what the Gospel truly means.


https://www.youtube.com/watch?v=lTGn6qfKG78&list=PL3cZ_Y3u9y-YtbAnW3LKZKW_RnjLMs2oV&index=1
Business › Re: The Dishonesty And Fraudulence Of My Bank by Splendour99(op):
GTBank is one of the worst banks, if not the worst bank in this country. With its so-called architectural masterpiece buildings that appear beautiful outwards, they are like whitewashed tombs full of dead men's bones. Beatiful on the outside. Rotten on the inside.

After clearing the negative balances in two of my accounts, I left 444 in my first savings account for them to nil off whatever else I may be owing (according to them), including the 0.04 dollars. Yet, they charged me SMS charges for January 2026 for my second savings account that I have not used in over two years.

GTB, I may be insignificant, but I pray the authorities see this and investigate.

...to be continued.

Romance › Re: I'm Dating Two Women At The Same Time, How Can I Choose One? by Splendour99(m): 1:33pm On May 24
Point blank, you are committing adultery if you are having affairs with two women at the same time. That is the root problem. You ought to enter into a relationship with one woman at a time, contrary to the popular view that men or women should have multiple partners.

Choose the one you love and, if you are ready to settle down, go visit her parents.

By doing this, you will avoid heartaches, unwanted pregnancies, and STDs. But most of all, you will be honouring your Creator.
Career › Re: Can These Be Enough For Me To Survive As A Remote Worker? by Splendour99(m): 8:12am On May 24
Hello,

I understand your plight. It's difficult to land a remote gig in the tech world. If you have good English language skills, which you seem to have, you can consider transcriing. It's just about listening to a recorded audio conversation and typing out everything that's said, formatting the document according to the company's style guide.

I once worked as a transcriber for a few remote firms in the US and the UK, and I can guarantee that they pay very well once you are diligent and willing to learn. I can recommend these companies, although I do not know if they have present vacancies. AI has taken over much of their work these days.

1. AlphaSights
2. Qualtranscribe
3. TranscribeMe
Nairaland General › Re: Edited by Splendour99(op):
It truly is a rare commodity as these things aren't
Business › Should We Still Support Lafarge Cement? by Splendour99(op): 5:40am On May 23
Good morning dear readers,

I opened my Facebook feed this morning and came across a news update about how Lafarge was convicted for bribing ISIS. I was quite shocked, and if this is true, I wonder if their Nigerian division should be boycotted. So many shady things are going on in this world by large organisations.

Here is the story:

https://www.justice.gov/archives/opa/pr/lafarge-pleads-guilty-conspiring-provide-material-support-foreign-terrorist-organizations
--------------

A global building materials manufacturer and its subsidiary pleaded guilty today to a one-count criminal information charging them with conspiring to provide material support and resources in Northern Syria from 2013 to 2014 to the Islamic State of Iraq and al-Sham (ISIS) and the al-Nusrah Front (ANF), both U.S.-designated foreign terrorist organizations. Immediately following the defendants’ guilty pleas this morning, U.S. District Judge William F. Kuntz II sentenced the defendants to terms of probation and to pay financial penalties, including criminal fines and forfeiture, totaling $777.78 million.

According to court documents, Lafarge S.A., headquartered in Paris, France, and Lafarge Cement Syria (LCS) S.A., headquartered in Damascus, Syria, schemed to pay ISIS and ANF in exchange for permission to operate a cement plant in Syria from 2013 to 2014, which enabled LCS to obtain approximately $70.3 million in revenue.

“The terrorism crimes to which Lafarge and its subsidiary have pleaded guilty are a vivid reminder of how corporate crime can intersect with national security,” said Deputy Attorney General Lisa O. Monaco. “The defendants partnered with ISIS, one of the most brutal terrorist organizations the world has ever known, to enhance profits and increase market share — all while ISIS engaged in a notorious campaign of violence during the Syrian civil war. This case sends the clear message to all companies, but especially those operating in high-risk environments, to invest in robust compliance programs, pay vigilant attention to national security compliance risks, and conduct careful due diligence in mergers and acquisitions.”

“The defendants routed nearly six million dollars in illicit payments to two of the world’s most notorious terrorist organizations – ISIS and al-Nusrah Front in Syria – at a time those groups were brutalizing innocent civilians in Syria and actively plotting to harm Americans,” said Assistant Attorney General Matthew G. Olsen of the Justice Department’s National Security Division. “There is simply no justification for a multi-national corporation authorizing payments to designated terrorist organizations.”

From approximately May 2010 to September 2014, Lafarge, through LCS, operated a cement plant in the Jalabiyeh region of Northern Syria (the Jalabiyeh Cement Plant) that Lafarge had constructed at a cost of approximately $680 million. After the start of the Syrian Civil War in 2011, Lafarge and LCS negotiated agreements to pay armed factions in the Civil War to protect LCS employees, to ensure continued operation of the Jalabiyeh Cement Plant, and to obtain economic advantage over their competitors in the Syrian cement market.

As Lafarge executives made clear in contemporaneous emails, their motives were primarily economic. LCS executives purchased raw materials needed to manufacture cement from ISIS-controlled suppliers; paid monthly “donations” to armed groups, including ISIS and ANF, so that employees, customers and suppliers could traverse checkpoints controlled by the armed groups on roads around the Jalabiyeh Cement Plant; and eventually agreed to make payments to ISIS based on the volume of cement that LCS sold to its customers, which Lafarge and LCS executives likened to paying “taxes.”

Lafarge and LCS executives intentionally structured their agreements with ISIS to compensate the terrorist organization based on the amount of cement that LCS was able to sell – effectively, a revenue-sharing agreement – to incentivize the terrorist group to act in LCS’s economic interest.

As a condition of entering into this revenue-sharing agreement, Lafarge and LCS executives sought ISIS’s assistance to impose costs on competitors selling Turkish cement imported into northern Syria, which was often sold more cheaply than cement produced at the Jalabiyeh Cement Plant. LCS executives made clear to the intermediaries negotiating with ISIS that, in exchange for LCS paying ISIS 750 Syrian Pounds per each ton of cement that it sold, they expected ISIS to take action against its competitors, either by stopping the sale of competing imported Turkish cement in the areas under ISIS’s control, or by imposing taxes on competing cement that would allow LCS to raise the prices at which it sold cement.

“In the midst of a civil war, Lafarge made the unthinkable choice to put money into the hands of ISIS, one of the world’s most barbaric terrorist organizations, so that it could continue selling cement,” said U.S. Attorney Breon Peace for the Eastern District of New York. “Lafarge did this not merely in exchange for permission to operate its cement plant – which would have been bad enough – but also to leverage its relationship with ISIS for economic advantage, seeking ISIS’s assistance to hurt Lafarge’s competition in exchange for a cut of Lafarge’s sales. Today, Lafarge has admitted and taken responsibility for its staggering crime. Never before has a corporation been charged with providing material support and resources to foreign terrorist organizations. This unprecedented charge and resolution reflect the extraordinary crimes committed and demonstrates that corporations that take actions in contravention of our national security interests in violation of the law will be held to account.”

“This guilty plea is a result of extraordinary collaboration among the FBI, the Department of Justice, and our international partners,” said FBI Deputy Director Paul Abbate. “The result demonstrates to anyone who would seek to contribute to ISIS’s terrorist activities, that the FBI will relentlessly pursue, and hold them accountable, regardless of where, or how, they attempt to hide.”

From August 2013 through October 2014, Lafarge and LCS paid ISIS and ANF, through intermediaries, the equivalent of approximately $5.92 million, consisting of fixed monthly “donation” payments to ISIS and ANF, payments to ISIS-controlled suppliers to purchase raw materials, and variable payments based on the amount of cement LCS sold. Lafarge and LCS also paid the equivalent of approximately $1.11 million to the third-party intermediaries for negotiating with and making payments to ISIS and ANF on Lafarge’s and LCS’s behalf. In addition, when LCS eventually evacuated the Jalabiyeh Cement Plant in September 2014, ISIS took possession of cement that LCS had produced in furtherance of the conspiracy, and ISIS sold the cement at prices that would have yielded ISIS approximately $3.21 million. As a result of the scheme, LCS obtained approximately $70.30 million in total sales revenue from August 2013 through 2014. The gains to all participants in the conspiracy, including LCS, the intermediaries and the terrorist groups, totaled approximately $80.54 million.

Lafarge and LCS executives actively concealed their scheme to provide material support to ISIS and ANF. For example:

Lafarge and LCS executives required intermediaries to create business entities with names not obviously linked to the intermediaries and created invoices with false descriptions of services rendered for an intermediary to submit to LCS.
LCS executives structured the revenue-sharing payments to ISIS so that LCS’s customers would pay ISIS the amounts owed under LCS’s agreement with ISIS, while LCS discounted the prices it charged to the customers to reimburse them. To ensure that LCS’s customers did not underpay ISIS, LCS agreed to provide ISIS with periodic sales reports, which ISIS could use to verify that LCS’s customers were paying the amounts owed under the terms of LCS’s agreement with ISIS.
To further conceal the arrangements, Lafarge and LCS executives attempted to require ISIS not to include the name “Lafarge” on the documents memorializing and implementing their agreements.
Many of the Lafarge and LCS executives involved in the scheme used personal email addresses, rather than their corporate email addresses, to carry out of the conspiracy.
In October 2014, as a condition of paying an intermediary for having negotiated with ISIS and other armed groups, Lafarge and LCS executives required the intermediary to sign an agreement terminating his agreement to provide services to LCS. Critically, the Lafarge and LCS executives backdated the termination agreement to Aug. 18, 2014, a date shortly after the United Nations Security Council had issued a resolution calling on member states to prohibit doing business with ISIS and ANF, to falsely suggest that he had not been negotiating with ISIS on behalf of LCS after the U.N. resolution.
Lafarge was eventually acquired by a competitor (the Successor Company) in a transaction that closed on July 10, 2015. Lafarge executives did not disclose LCS’s payments to ISIS and ANF to the Successor Company during pre-acquisition diligence meetings, and the Successor Company conducted neither pre- nor post-acquisition due diligence of LCS’s operations in Syria, which had terminated by the time the transaction closed. Lafarge, LCS and the Successor Company also did not self-report the conduct or fully cooperate in the investigation.

Lafarge and its subsidiary pleaded guilty to conspiring to provide material support to designated foreign terrorist organizations and admitted to negotiating with and paying armed groups and terrorists, negotiating revenue-sharing agreements with ISIS to seek economic advantage, and concealing their payments, falsified records, and backdated contracts.

The FBI’s New York Joint Terrorism Task Force is investigating the case. The Justice Department’s Office of International Affairs provided critical assistance in this case. The Department also appreciates the significant cooperation and assistance provided by the French, Moroccan and Lebanese authorities.

Assistant U.S. Attorneys Allon Lifshitz, Alexander A. Solomon, Ian C. Richardson, and Joshua Hafetz for the U.S. Attorney’s Office’s National Security and Cybercrime Section are prosecuting the case, with valuable assistance provided by Assistant U.S. Attorneys Artemis Lekakis, J. Matthew Haggans, and Lauren A. Bowman and Trial Attorneys Bridget Behling and Jennifer Levy of the National Security Division’s Counterterrorism Section.
Business › Re: The Dishonesty And Fraudulence Of My Bank by Splendour99(op): 5:05pm On May 22
truxperteam:
GTBank has been losing customer trust for a while now. Ignoring unsubscribe requests is actually a violation of basic data privacy principles. Nigerian consumers are becoming more aware of their rights and businesses need to understand that.
Every Nigerian deserves a platform to document these experiences permanently. Search Truxper on Google to rate GTBank and any other Nigerian business 🇳🇬
Thank you very much for creating a platform to review Nigerian businesses.
Travel › Re: Nigerian Businessman Sold Everything And Left The Country (Before & After) by Splendour99(m): 2:44pm On May 22
President Tinubu has made this country very difficult with many of his policies impoverishing the masses at an alarming level. But I do not encourage struggling businessmen to Japa just like that because it's also not easy over there. Just switch to another more viable business.
Science/Technology › Who's In Control Of AI? | Inside Story by Splendour99(op): 5:29am On May 22

https://www.youtube.com/watch?v=quaBgcuHarE

The world is now in a very dangerous place with the rise of Artificial Intelligence, and even banking systems worldwide are no longer safe.

Please watch this documentary from Al Jazeera.
Christianity Etc › Gordon Bayliss - The Rider On The White Horse by Splendour99(op): 4:44am On May 22

https://www.youtube.com/watch?v=h5vFR_uwpKM

PDF: https://sermonscript.com/gordon-bayliss/the-rider-on-the-white-horse

This is a sermon preached in 1984 by Gordon Bayliss on Revelation 19.

Contrary to present-day misconceptions and misrepresentations of the Lord Jesus Christ, the Scriptures declare that when He returns from Heaven to judge the world, sinners will tremble and have no place to hide, seeing that the heavens and earth shall be destroyed. Only His true followers will be saved from the coming destruction.

2 Peter 3:10-12, "But the day of the Lord will come as a thief in the night; in the which the heavens shall pass away with a great noise, and the elements shall melt with fervent heat, the earth also and the works that are therein shall be burned up.
Nairaland General › Re: Edited by Splendour99(op):
This post has been edited.
Business › Re: The Dishonesty And Fraudulence Of My Bank by Splendour99(op):
On the 18th of May, I visited the branch at Ojodu and wrote a letter requesting a closure of all my accounts. However, they tossed me back and forth saying I had liens (negative balances) that I had to settle. How those negative balances came about, only God knows. Because I do not withdraw overdrafts on any of my accounts, including my dollar account which had a negative balance of $0.04.

So I told them I will pay the negative I am owing them, that they should all be summed up and let me know the full amount. However, they kept tossing me back and forth. They said I owe stamp duty charges of 6.98 on my first savings account, 41.88 on my second savings, and various SMS charges.

My people, how did stamp duty become 6.98 and 41.88? Isn't the official charge for Stamp Duty 50 naira for each 10k and above transaction? This is what angered me the most, that because of their dishonesty, I must close my accounts because I can no longer trust them. Even my dollar account which had a negative balance of $0.04, I requested they convert it to Naira because there is no way I can get $0.04, but they did not listen. They keep tossing me back and forth, and I almost lost my composure and patience. Had I created a scene, they would have brought the police to handcuff me and take me to the station that I am constituting a nuisance in the bank. Only God will judge this bank because what they have done to me is very wrong.

I hope the authorities get to see this and investigate. I will visit them again soon and attempt to close the accounts, and hopefully they accede to my request.

Business › Re: The Dishonesty And Fraudulence Of My Bank by Splendour99(op): 3:32am On May 21
Dear All,

GTCO organises its Food & Drink Fair and GTCO Fashion Weekend annually. To promote these events, they regularly send out marketing emails to all their customers. The last Food & Drink Fair, I unsubscribed from their marketing emails by clicking on the link to unsubscribe, but I kept on receiving them daily. Tired of this, I sent a mail to GT Support requesting to be unsubscribed, and they assured me that my request will be treated within 48 hours. After two working days, I got no response. So I thought maybe they just deliberately ignored my request in order to continue to advertise their Food & Drink Fair. I let that go (even though I did not like it.)

Secondly, the GTCO Fashion Weekend, which is even more troubling, promotes indecency and moral decadence amongst ladies. And sometimes, I see their ATM wallpaper advert when I try to withdraw cash, containing a scantlily dressed woman, which I do not like.

So I wrote to them raising my concerns and asked them to address these issues, but they said their Fashion Weekend is to promote the work of local and international designers. I then decided that rather than try to dissuade them from their practices, it is better I close my accounts with them.

...To Be Continued.
Business › The Dishonesty And Fraudulence Of My Bank by Splendour99(op): 9:10am On May 20
Dear all,

GTB has a reputation to be a bank of integrity, and I used to believe that they are. However, recent issues have made me seriously question their honesty as a bank.

This issue is so long and disheartening, but I am giving them some grace before I expose them. I am sure they will read this and be alarmed.

So let me wait a while before I relate my encounter with their branch at Ojodu.

...to be continued.[url][/url]
Literature/Writing Ads › Re: Some Used University Textbooks For Sale At Affordable Prices by Splendour99(op): 10:28pm On May 14
emooo:
Good evening sir
Good evening. Sorry, I have been offline and very busy. I sent you a text message regarding your request.

Hopefully, I should drop off the two physics textbooks with GIG by Monday morning.
Literature/Writing Ads › Re: Some Used University Textbooks For Sale At Affordable Prices by Splendour99(op): 6:15am On Apr 20
I can send them to you through GIG Logistics. They will bring it your location in Niger.

Don’t worry about the delivery fee. I will take care of that.

Let me know if this arrangement works for you.
Computer Market › Re: Laptop RAM (memory) Available - Boost Your System Performance by Splendour99(op): 12:17am On Apr 20
WantsandMore:
Hello, what's the cost of DDR4 8GB AND 16GB please
Sorry, I don’t have those at the moment.
Adverts › Re: GeePee Tank & Washing Machine for Sale by Splendour99(op):
Here are pictures of the GeePee water tank.

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