₦airaland Forum

Sorry for the trouble, that amount is huge at this period.
More like you did not read the reviews before placing your orders?
I have fall victim of Scam on that platform too, that was what taught me to carefully read reviews before placing order with any seller, especially one and two star reviews.

You can try another system or phone as someone suggested.
If the goods are marked receives, try give a review first, then after submitting your review, try to ask for the refund and see if it work out.

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naturalwaves:
Well done. I wanted him to go through the process of solving by himself , but it is fine. @richmond500, this was what I was trying to explain to you. Do you understand this solution?

I noticed and many others have practically make the process simple for him.
But we have to do our bit.

richmond500:
2x-2y=5
2x+3y+1=0

Using graphical method, thanks

Equation 1: 2x−2y=5
−2y = −2x+5
 y= x – 5/2  
 y = x − 2.5
find y if x= -3 up to x = 3
x y
-3 -5.5
-2 -4.5
-1 -3.5
0 -2.5
1 -1.5
2 -0.5
3 0.5

Equation 2: 2x + 3y + 1 = 0
3y= −2x − 1  
 y = − 23x −13
y = −2/3x − 1/3
using same -3 to 3 you have the table
x y
-3 1.6667
-2 1
-1 0.3333
0 -0.3333
1 -1
2 -1.6667
3 -2.3333


When you trace the point of intersect, the two lines intersect at (1.3, −1.2), which is the solution

Proudlyngwa:
Chief

Over a 15 year period solar is cheaper.

Before you say something is a lie, ask for the person's perspective

15years too far oga, In less than 5 years the cost of power from grid at band A will nil out the initial setup cost of any solar installation.

Zionmdde:
If they agreed with you then, by now they will need to change battery

Solar can never be cheaper than steady power supply from discos, not to talk of stability. November to February can be good for solar users, what of the rest of the year?

You are looking at it from the wrong perspective.
Agreed that most will likely change batteries now had they agreed with him then, the overall cost of the setup will still be far more less than using power from disco. Also factor that they will not be affected by grid breakdown or faulty transformers which may warrant them to use generators as backup.

Using myself as a case study, I have been on solar for 4years counting, though I must say my batteries are not as optimal as when they were new, I still get 24hr supply keeping my sun down load to 400w. but when sun is up, I use all appliance in my house with reckless abandonment

Even if there is need to change my batteries today, I will gladly do without looking back, and those are even tubular batteries. If I go lithium, worries on batteries will be less as it has a longer life span.

Whois:
Boss which card did you use to make payment. They rejected my local cards, dunno if I should fund my dollar card

I used my Opay card.

Although I noticed they are now doing otp verification.

My first order (which i have received) went smooth with my Opay card without any OTP verification. But my recent order they have introduced OTP verification and once you entered the OTP sent to your line the payment will be successful

Chixco95:
Have you recieved your orders or they are still pending? FYI, No one has come out to testify that they got what they ordered from Temu.

I received the order just today. It even came earlier than the Aliexpress order i made around the same time.

CaptainFM1:
I will simply ask anyone transferring 10k to me to do #9,999. Let him keep the #1.

That way both of us will not lose.

see wisdom . It is 49 times better losing one naira than losing 50naira

trium:
It affects the sender, not the recipient.

If I sent you 17k, you will receive 17k, I will br charged 17k + 50 naira

No, the Eletronic levy only affect the recipient, the recipient will receive N50 less of any amount above 10k. what affect the sender is the normal bank charges and alert charges (which is non present for most fintech).

in the midst of the Tax reform bill controversy, the deduction of the N50 Electronic transfer levy for transactions above N10,000 have started across Fintech payment platform.

This begs the question how this will encourage cashless policy?

It is regressive in my own opinion. A peasant receiving N10,000 is parting away with 0.5% of his income while a well-established business receiving N100,000 will be parting away with only 0.05%.

This will discourage cashless policy on many fronts.

The Federal Government (FG) has commenced the implementation of the N50 Electronic Money Transfer Levy (EMTL) on transactions of ₦10,000 and above conducted through financial technology (fintech) companies such as Opay, Moniepoint, Kuda, and others. Introduced under the Finance Act 2020, the EMTL is a one-off levy charged to the recipient of any electronic receipt or transfer of ₦10,000 or more.

Initially slated to take effect from September 9, 2024, its implementation was delayed until December 1, 2024, following public opposition. Various groups, including the National Association of Nigerian Students (NANS), had urged the Federal Government to reconsider the levy, citing economic hardships faced by Nigerians. In compliance with directives from the Federal Inland Revenue Service (FIRS), fintech companies have now begun deducting the levy. Notifications sent to customers by fintech platforms confirm that the levy is now active.

Opay, in a message to its users on Saturday, December 1, reiterated its compliance with FIRS regulations, stating:
“Dear Customer, in line with the FIRS, the EMTL applies starting from December 1, 2024.”
The company clarified that the deductions are remitted entirely to the federal government and that it does not benefit from the charges. Click

Similarly, Moniepoint announced the commencement of the levy deductions in a notice to its customers, explaining:
“Dear customer, you will be charged stamp duty of ₦50 on inflows of ₦10,000 and above. Moniepoint collects and remits this on behalf and to FIRS.”
This development has sparked renewed criticism, with many Nigerians expressing concerns about the impact of the deductions on already strained personal and business finances. While the EMTL aims to generate additional revenue for the government, its implementation underscores the growing burden of levies on electronic transactions in the country.

Source:
https://abntv.com.ng/news/fg-begins-n50-electronic-levy-deductions-on-transactions-via-fintech-platforms/

thesolutions:
Was just browsing products there yesterday.
Any platform that uses card payment won't fly for now until the CBN does the needful.

So what do you propose they use?
Cash?

The CBN already did the needful, I have been using my Naira card to buy on many international online market places with no issue for about a month now.

You can even check out on Aliexpress using your Opay account (Yes i say account not card) but of course, your Opay card (which is even a Verve card) works too.

I already compete a transaction on Temu and their prices are stated in Naira and again I use my Opay Verve card to check out.

You can try your bank card on any platform to confirm.

otipoju:
Then there was ST soap.

I still remember the advert song in Yoruba.

Oshe ST mare o , ehhh 2ce
Ikan dara fun iwe la asan eeen
Ikan dara fun asho fifo ooo
E lo oshe ST ke ri idi oro mi

Gbogbo Kokoro ara ekan ijogbon
Gbogbo idoti e ko le raye
Eela, ishapa , ewa bi gba la oo
E lo oshe ST ke ri idi oro mi

------- Ole koko kin je owo o jare
Oshe ST mare o , ehhh,

How time flies.

Also remembered Laiday petroleum jellt adveert around that time too

Apcshyte:
What has this got to do with corrupt and inept NCC?

NCC is the regulator,
They quoted regulatory challenges

you can do the math

Although I know once they scale the challenges, they will implement the increase, the rate at which people are using Starlink shows competitors are not ready for business..
Even with the reduced speed in dense areas, people are still signing on because the worst speed Starlink offers is sometimes above the best speed of other ISPs

Apcshyte:
What has this got to do with corrupt and inept NCC?

NCC is the regulator,

Educative

Skydivine:
Na naira you go use buy spare parts from Japan or US?

Do you follow the flow?
I never said you will use Naira to buy spares, the question was:
if imports on petroleum products, cars and Rice have dropped, who then are consuming the dollar to still have it as high as it is?

tommy589:
True talk!

With the declining naira value and low purchasing power,who is consuming the dollars

The Japa gengs.
The importers of finished products
Importers of spare parts
we import almost everything

casualobserver:
You are right and I was going to say that in my post but I thought it was already getting too long. It is the reason why EFCC tend to charge people (or threaten to charge as allegedly the case with Bonrosky) with money laundering as opposed to tax evasion. The point was the channels exist for enforcement but it is ultimately down to the determination of the local tax authorities

Nigeria is just a complex setup with too many loopholes.

Crowntop94:
How please? Because I don't understand when imo and abandon became southwest.

Like SWDC (southwest) like SEDC (Southeast)

those three also belong to NDDC, so them go chop from both side

TheRealestGuy:
They created NEDC and SEDC, what has been the impact of these two till date?

Another looting channel has been created.

When Nigerians are ready, they will take back their country from the executhieves and the legislooters.

so it remains NCDC (North Central Development Commission), NWDC (North west) for the equation to balance

casualobserver:
1 Governments have bilateral tax avoidance and double taxation treaties and cooperation with different tax authorities.
2. In Nigeria, spending over 183 days in a year makes you eligible for income tax as you are considered resident in Nigeria for income tax. Other countries have different tax laws.
3: if you are a Nigerian resident foreigner and they suspect you are not paying the right taxes, they can request cooperation from your home country’s tax authorities.
4: international tax avoidance matters are like interpol, it is not in any country’s interest not to cooperate with the other country because next time it may your country that is owed taxes.

I quite understand your point as i am aware of the personal income tax amendment act,

Personal income tax is under state inland revenue jurisdiction not the federal government, so in a system like ours getting that intel by a state agency may be a tall task.

I know a number of expatriate that do pay income tax (though majority do not make full disclosure, this is always aided by their Nigerian employers). That makes me wonder where most on this thread get the information that foreign employees do not pay tax.
Go to any inland revenue office and mention expatriate, they will all jump at you with full attention.
Multinationals will not risk sanction or have inland revenue at their door so they mostly comply.

casualobserver:
Many are paid their salaries abroad and given a living allowance for Nigerian expenses.

well that is another angle to it,
So how will the Nigerian government deduce the amount paid to them abroad, (remember the government have no jurisdiction on their bank account abroad)
because as far as I know what the inland revenue does is look through the contract agreement to deduce the gross income.

osazsky:
Ronaldo has never played in d world cup semi finals..he doesn't know the meaning of Olympic...he didn't qualifer for under 21 world cup..he has not seen glory...how I wish Ronaldo can have a feel of world cup..j[b]ust like asenal who will never play in d ucl finals till football ends[/b]

I am sure you started watching UCL recently, otherwise you would have known that Arsenal played the 2006 UCL final against Baca

Enzo5:
Your websites are not opening and can you explain how it is a scam

[url]https://www./africope-another-well-crafted-scam-isaiah-adeyanju--p4iff/?trackingId=QyiZI1MnRLWEKAMucxGQnA%3D%3D[/url]

Mrshape:
1,621,853 this is the number of students that enrolled WAEC in 2023

Never knew enrollment is now that much.

In that case, that figure adds up, so why the fuzz

Mrshape:
That's just 3k per calculator, for this calculator 5B I don't think it was inflated

That will mean they procured over 1.67million units of calculators

and we are here always hitting on government officials.
This is an educational institute which is supposed to be known for integrity because that what it stands for.
How could WAEC possibly run at a loss when they ensure all candidate pays for the exams.
I just hope they will not off the mic once oga settled the Reps

NeckingNgulping:
It's apparent that, by the way things are going, FDI will further go down by the end of the year.

Can't you see how it's been going down the drain since 2015 when Tinubu's backed up federal government led by Buhari took over?

Don't forget he said "he will continue from where Buhari stopped."

Under your lord and saviour Tinubu, companies are folding, foreign investment is declining. Infact, every industry is in sorry state.

Are you not reading the news? Or you allow the 30k stipend to take away your common sense.

Why did total energy choose to invest 6b dollar in Angola over Nigeria?

You need to wake up and get your brain checked.

It was actually since 2012, and the trend continues.
This is statistics, let's leave sentiment out.

I must say it has not been any better since the APC took power but the decline actually started since the time of GEJ,.

Looking at the Chart, PDP actually ensure the FDI grow (except for the later years of GEJ) but APC have not taken it to anywhere close to where they meet it.

ElevationD:
And rather than place the image of the NPF Akwa Ibom on the packs, he placed his own name and image. It cannot be said to come from the Police rather the personal effort of the CP himself.

From his little salary, he made an effort. If others add to it, hunger would be gradually decimated.

Thank you CP.

Exactly.
The sticker even reads Student which means its targeted at students.
If he chooses not to do it, no one can hold him for that. And for those asking if its policing yes, it is.
It is a laudable effort from the CP, if only others can emulate.

pleroma:
He's correct. You are the one with an ugly racist mentality. When you are seeking work, you send your CV to the best multinationals in the land...and you are here talking rubbish

Thanks for the insult, bro, but i believe we can still make comment and be civil at the same time.

Pls what is racist about my opinion charting your own course and doing something unique from others?
You do not compare business with football, in business, you fight for market share, but football is a sport that you either win or lose.
with your analogy, all the teams that went to Euros just recently are all supposed to be tournament champions because all of them are trained by Europeans. Or which of them is not playing the modern football he suggested?
We were coached by a European in the last Afcon but was only second best to a quick fix African coach in the final.

My point is it will take a long time before you can beat me at what I teach you, but with determination and commitment you can easily beat me with your own tactics.