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Swagficient's Posts

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Dating And Meet-up ZoneRe: I Need A Relationship And Friendship by swagficient(op): 12:32pm On Sep 28, 2019
Yigiyaga:
A man who sees the future can do no wrong.

About the sales of foodstuff, have you done any market survey on it?
Things are relatively cheap in the north compared to the south. It can be a great business when well planned.
I want to start processing and packaging goats by January of all things go well
Dating And Meet-up ZoneRe: I Need A Relationship And Friendship by swagficient(op): 9:21am On Sep 28, 2019
Yigiyaga:
intellectual business partnership and strategy discussions.....I'm in.
NL ladies don't really have much to offer. They are mostly empty and think of only money and sex. Save yourself the stress and insults when they realize you play a different game.
I've been called toxic for not indulging in the free sex offers. Unfortunately, intelligence is my only turn on from a lady too. No sense no sex.
I believe there a few who are intelligent, howbeit some are kinda desperate for marriage.

I appreciate your gesture bro.
Please, i m expecting to see your mail with your contact details soon!
What kind of business are you interested in? I'm an Agripreneur and a meat processor by the way. I also help people to develop their business ideas by helping with feasibility studies, business plan and proposals.
Dating And Meet-up ZoneRe: I Need A Relationship And Friendship by swagficient(op): 6:05am On Sep 28, 2019
AlphaDavid:
Pele!! Oh, its you that have made some sense bah? Looking for relationship up and down, you this bloody introvert.

Continue your search for the imaginary friend turn girlfriend, ode!

You want a male boyfriend too, lmao. Whats the catch?
How come you are in severe pains than my so called imaginary friends?
Oh, I get it now. You are ignorant and immature. I won't dignify you with more replies. Omo eran.
Dating And Meet-up ZoneRe: I Need A Relationship And Friendship by swagficient(op): 11:10pm On Sep 27, 2019
AlphaDavid:
Bros go and jerk this shiiii off!!

Don't come here and make a nuisance of yourself!

Entrepreneur my foot!! You think that shiii would work, shut up!!! In Blaqbones's voice.
For your mind now you made some sense right?
Pele tie
Dating And Meet-up ZoneRe: I Need A Relationship And Friendship by swagficient(op): 11:08pm On Sep 27, 2019
StarOnEarth:
I think you may be right.
I dont really think I'm made for such.
I can leave this post here and get a mention per day, think that's more promising than swiping and meeting Tacha like girls! Lol
Dating And Meet-up ZoneRe: I Need A Relationship And Friendship by swagficient(op): 10:54pm On Sep 27, 2019
StarOnEarth:
Do you mind somebody older? One of my aunty has been looking for husband for 10years now. Abeg come and help us marry her. Dakun
This is a joke right? grin
Dating And Meet-up ZoneI Need A Relationship And Friendship by swagficient(op): 10:46pm On Sep 27, 2019
I'm a guy of 30, an entrepreneur.
I need a female to be friends with, we can decide on relationships later ( no pressure)
I think I'm sapio sexual. I believe in brains ( intelligence) more than beauty. She can be a feminist or a career person. Religion doesn't bother me, neither does Ethnicity.
I'm so tired of the boredom and loneliness.
For privacy purposes, you can send me a mail on the email on my profile.

**** Males interested in friendship and business discourse are enjoined to PM too



I hope to hear from you soon. Yes, you.
Thank you
BusinessRe: Help, My Bank Is Threatening Legal Action Against Me. by swagficient(op): 10:54pm On Aug 16, 2019
DZTech:
based on ur story, u followed all processes.
go to industrial arbitration.
they can help u mediate wit boi to restructure d loan.
Okay, I will look into that.
I'm going to see the State chairman on Monday, will give you guys feedback.
Thank you
BusinessRe: Help, My Bank Is Threatening Legal Action Against Me. by swagficient(op): 3:29pm On Aug 15, 2019
odave:
And is there any agreed repayment plan? Like so so amount every month? If not I think you have a good case coz you've not default on your payment yet. You still 3 years to pay back and if they want to cut short the payback time then you have a upper hand to counter them coz they've breached the agreement.
We have a monthly payment agreement which I have not been paying as at when due. They have a case.
BusinessRe: Help, My Bank Is Threatening Legal Action Against Me. by swagficient(op): 1:20pm On Aug 15, 2019
odave:
I believe this is your first time of venturing into poultry business, that is why. Getting such amount for a start-up isn't a good idea. Had it been you've been running the business, knowing pros and cons of it then you can proceed to get a loan to expand it.

You didn't tell us the duration of the loan and how much you have left to pay. Do you have records of all these you explained here? Get a lawyer sir. But please approach the bank first to hear their view on it, let them know the your intentions of paying back and how you plan to do it, after all, lots of big men owed more than that and they are still walking free, I'm not encouraging you to owe them.

Your project supervisor might not be doing enough on the matter.
May God restore your loses sir.
It wasn't really my first time. I have been in the business since 2014. Strictly broilers. Things just went bad, believe me. The volatile market didn't help too

We have records.
The loan duration is 5 years, we still have a long way to go.
We've only paid about 800,000 naira which most of it went to servicing the interest on the loan.
We still have about 3.5 million and 3 years to go.

Thanks for the advise.
I have called my lawyer to draft our reply. Though I hope we can still dialogue with the bank.
BusinessHelp, My Bank Is Threatening Legal Action Against Me. by swagficient(op):
Good, morning. My bank is threatening legal action against me.
I took a loan of close to four million naira from the bank of industry in 2017 for my chicken processing business. It was a start up loan with more than 65% going to fix capital.
We started having issues less than 2 months after the loan disbursement when the blast freezer we fabricated stopped functioning, we lost more than 250,000 worth of chicken that night ( believe me we tried everything we can to save the chicken, which even led to more cost and debt) I immediately informed my Project Supervisor. Few weeks after this, we discovered our birds in the farm wasn't performing and some were even dying. We wrote the bank. The bank suggested we go for an insurance claim. We calculated the loss for about 300 thousand naira. The bank helped us in pursuing the claim. ( our greatest mistake, cos the infection didn't stop in that batch nor in the next) we called in several veterinary doctors, we did everything. Including abandoning the farm for a month. Nothing changed, we kept losing money. The insurance latter paid 52,000 as against the 260, thousand naira we asked for.

The business was dying. We had no choice but to relocate but by then, our resources had been madly depreciated. Where we moved to was fine and we were thinking we should grow our capital and start paying the bank again... Then the price of broilers went up to about 320 naira. We can't compete with that. We tried and failed again. All these coupled with several people owing us.
We had no money to pay the bank.
All those issues were in 2018. By February 2019, we were able to raise funds and start again. Thankfully, we found buyers and things were going well but we had little capital.
So we have been trying to pay the bank all the proceed from the farm but we were already indebted in tune of millions.

Now, the problem is, I got a letter from the bank's lawyer yesterday. The letter was dated 29th July. Asking for a full repayment in 30 days. The 30 days will be due in 28th of this month.
I dont know what to do.
I made a payment of 50 thousand yesterday before I got the letter. We have been trying to pay anything we have since February. I dont know what to do.

Please, I need help. What step am I suppose to take. I need your advise urgently.

I didn't spend their money on frivolities. I dont even have a TV!
I have called my project supervisor and she said there's nothing they can do that the letter is from their Lagos head office. The bank is the Bank of industry. I was part of a program called YESP.

Modified

I met with the bank's loan recovery reps yesterday and we were able to come to an agreement.
I promise to continue paying the monthly bills And i also asked for restructuring. Still waiting for the feedback.. Thank you all.
AgricultureFarm Worker/manager Needed At Ado Ekiti. by swagficient(op): 12:34am On Oct 02, 2017
Farm worker/ Manager needed at a broiler raising and processing farm in Ado Ekiti.

Job comes with Free housing and attractive pay.

Applicant must possess experience in brooding and rearing broilers and layers.
Must be able to read and write
Must be calm and cool headed.
A proactive thinker.

Interested person should message 07066514639 or 08051041031.
Application can also be sent to princelyava@gmail.com.

Thank you.
AgricultureRe: Broiler Farmers Let's Come Together And Achieve Our Goal This December by swagficient(m): 6:30pm On Oct 01, 2017
Add me to the whatsapp group also.
07066514639
Thank you.
AgricultureRe: Broiler Farmers Let's Come Together And Achieve Our Goal This December by swagficient(m): 6:29pm On Oct 01, 2017
Farm worker/ Manager needed at a broiler raising and processing farm in Ado Ekiti.

Job comes with Free housing and attractive pay.

Applicant must possess experience in brooding and rearing broilers and layers.
Must be able to read and write
Must be calm and cool headed.
A proactive thinker.

Interested person should message 07066514639 or 08051041031.
Application can also be sent to princelyava@gmail.com.

Thank you.
AgricultureRe: Urgently Needed: 2kg Live Broilers. by swagficient(op): 12:09pm On Sep 27, 2017
Bibors:
At how much brother?
Whatsapp or call that number.

Thanks
AgricultureUrgently Needed: 2kg Live Broilers. by swagficient(op):
Broilers between 1.8-2.5kg live weight are needed urgently.

We also need farmers who will supply us weekly.
Please contact 070665one4639 or gen2lordkay@gmail.com
Than you
Note:
Proximity to Ekiti matters too.
EducationRe: Unilorin 2017/2018 Postgraduate Aspirants Meet Here by swagficient(m): 6:04pm On Jun 29, 2017
Hi everyone, are 2.1 graduates writing the entrance exams too.
Health education.
Add 07066514639 to the whatsapp group Pls.
HealthRe: Doctor in the House: Free Medical Advice Available by swagficient(m): 8:07pm On Jun 26, 2017
olrotimi:
From the little information you gave, I have highlighted a few possibilities. There isn't much tthat can be done from here cos we aren't privy to the available test results.
I would advice that since you have been frequenting a teaching hospital, go back there. This time around you may need to see an endocrinologist.
Thanks, I was just scared cos of her SC nature and the possibility of a kidney disease.
Christianity EtcRe: 43 Signs You Are An Ogbanje by swagficient(m): 10:57am On Jun 26, 2017
Mhizgracie01:
Why the insult? only ignorant people believe that ogbanjes are spirits. they are sickle cell patients and people WRONGLY refer to them as Ogbanjes. They are not supposed to be seen as evil spirits because their parents are 100% responsible for their condition. Whoever originated that myth probably had no idea of genotype.
Something like this would have spared the insult.
Sorry I misunderstood your point.
And... A thousand and one diseases could be the cause of infant mortality, many of them hereditary. Not only sickle cell.
Christianity EtcRe: 43 Signs You Are An Ogbanje by swagficient(m): 10:23am On Jun 26, 2017
Mhizgracie01:
I heard that ogbanjes are simply children who suffer from sickle cell anaemia..I don't know how true it is but it makes sense to me.
That's because you have no sense.
HealthRe: Doctor in the House: Free Medical Advice Available by swagficient(m): 9:56am On Jun 26, 2017
olrotimi:
I think it may be somewhat out of place for you to conclude that she has isolated hypocalcemia.
Was the serum albumin measured? Is it high or normal? Was the serum phosphate also measured?
Again, her being SCD ticks some boxes. Could be any of pancreas, thyroid, bone ish or even metabolic ish. It doesn'tn necessarily haveto be kidneys.
I didn't conclude, several tests were done, she was admitted for 2 weeks.
I couldn't remember if the serum albumen was normal or not but the phosphate was normal.
It was a teaching hospital so a Nephrologist was attending to her.

What would you advise sir, She can't be taking calcium supplement foreve. can she?
HealthRe: Doctor in the House: Free Medical Advice Available by swagficient(m): 10:22pm On Jun 24, 2017
Good evening Docs on the house, a friend of mine was diagnosed of severe hypocalcemia with tetany 2 years back with no underlying disease. She was treated and discharged feeling good but since then she has been complaining of shaking hands, pins and needles etc, which usually subsides with the intake of Calcium.
I want to ask if it's possible to have hypocalcemia frequently without any underlying renal malfunction or disease.
*** she's a SCDp
HealthRe: World Sickle Cell Day by swagficient(m): 12:55am On Jun 21, 2017
CaraJewel:
So today is world ss day.and am having crisis
You will pull through dear. Get well soon.
You are pretty, you know?
CelebritiesRe: Silverline Nancy: I Have The Longest, Sexiest Tips Ever Seen (photos) by swagficient(m): 5:16pm On Jun 11, 2017
Where are the tips? sad
and I would love to see her brain too angry
AgricultureRe: Starting A Poultry Farm (a Blog) by swagficient(m): 6:58am On Jun 10, 2017
Pls, I need 6-8 weeks old broiler chicks in large quantity ( with constant supply).
Contact me on princelyava@gmail.com.
Thanks
AgricultureRe: Broilers Chicken by swagficient(m): 6:55am On Jun 10, 2017
Pls, I need 6-8 weeks old broiler chicks in large quantity ( with constant supply).
Contact me on princelyava@gmail.com.
Thanks.
RomanceRe: Ladies Can You Marry A Man That Earns 100k Monthly!?..(get In Here) by swagficient(m): 8:43pm On Mar 06, 2017
PrickGetSize:
No, don't marry him because he earns 100k per month. What of your friends who are married to millionaires and driving their own cars - are they not human beings like you? Why must you enter a marriage to suffer? Can 100k afford you a good house, buy your Brazilian hair and makeups? Have you even thought of raising children who should be fed, clothed and sent to good schools? Can 100k work these things out? No!
Reject that poor man and his meagre 100k; a better man will locate you.
All you have to do is believe and wait, wait and wait for that man. Women still get married to rich men at age 60, so why the rush?

All hail the KING of Sarcasm!! grin shocked
FashionRe: Man With A Snake In His Hair Who Caused A Commotion On The Street (Pics, Video) by swagficient(m): 7:49pm On Dec 07, 2016
Show me the link. I will be too happy to follow.
AgricultureRe: Broilers Chicken by swagficient(m): 10:07pm On Nov 10, 2016
Hi house, I want to start a chicken processing firm, pls I need ideas as to house to succeed in it.
Pls does anyone know where I can sell the chicken legs, neck, head and Intestine and at what price. Urgent answers needed pls
AgricultureRe: Poultry/meat Processing System/plant In Nigeria by swagficient(m):
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