₦airaland Forum

fatwallet: why dont you just move to Detroit or Liberia if you are such a proud black?

Whats wrong with SA? Whites are less than 10% of the population? And we have chosen to embrace them as fellow South Africans like the majority of white people in the US have embraced you as fellow Americans. Sorry brother I do not want to engage on this thread please lets meet on the previously mentioned thread. Xoxo

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databoy247: @OP i was just going through the thread and i noticed that you are based in Warri (if am not mistaken). You see, the problem is we as private business owners are still yet to realize that running a successful business in collaboration with banks can give real strain because no matter how big you think your business is, to them you are not up to the class of businessmen they do business with. Why? Your business is not worth 500million and above, or dont have huge landed properties or your business dont cough out over 2 million daily.

My advice is this, try getting a business account with established micro finance banks...there are credible ones like coastline, eagleflight, wetland, etc. and these banks are really underestimated. Despite having accounts with GTBank, Firstbank and Ecobank, when i need financial help i go to coastline MFB. 2.7million loan will be made available to you in 5 working days if you had approached one of these MF banks. I know the owner of Coastline MFB and there was a time she told me that there is over 100million lying dormant and waiting for young businessmen like us to borrow and invest. I know lots of people who make use of them for business purposes.

Lawsuit means spending more money. My advice, count your losses and go to a reputable MFB who will appreciate a
customer like you. You will thank me for this advice. Cheers.

You are right but please also advise him that Micro lender's interest is double or tripple that of mainstream banks becouse of their low risk factor. You might end up paying 6 to 7 times more what the mainstream banks would give you as interest. For business owners of which I am one should always have a good financial manger, an accoutant or auditor to weigh such risks. I learnt the hard way, you do not have to. Be honest with yourself, is this car something your business could do without or its part of the package considering that the festive is here you want to be seen as progressing in your community for December or it's a need your business can not do without?
Loans may advance or result in your business being liquidated you need to think carefully but eventually its your choice.

The only other way to fight a big company like a bank is if you had a lawyer kind of insurance scheme which has been introduced in the last 18years in South Africa by legal firms, Insurances or banks where by you pay a monthly fee like you would your insurance and are guaranteed atleast R120,000 which will be about 1.87 million nairas a year allowance to allow you legall represantation to that amount a year? any further cost you pay out of your pocket as big companies could request further paper work just to frustrate and run you out your funds to ensure their victory. If none of this is in place you are really screwed cuz, you will end up working to pay both the bank lawyers and yours as if they win the case with costs, its all on you.

Sorry dear but Nigerians have a lot to learn about banks and credit. They are the masters when it comes to giving a loan or collecting their debt if they envision that you might be heading for the cliff. Basically you have zilch rights when dealing with banks. Even if you loose your money that you entrusted in their care you still have to prove it was the bank's negligence vs yours. All big companies have their lawyers on retainer bases, if you sue them you help them keep their lawyers busy who are anyways getting paid every month whether there is a case or not. Your lawyers will say they have a case only to milk you of your last naira be wise this is scam lawyers get paid, you get screwed big time and unfortunately your busines disappears and you left with bills to pay your lawyers for failing you. Talking from experience. Move on brother!

fatwallet: Do you think South Africa would be developed without whites? and do you think Nigeria will develop without white influence and control ? or are you just running away from the truth?

Fatwallet, i can help you with what bothers you, please check a thread about " where SA would be without whites" I am sure you will able to satisfy your inferiority complex about black's capabilities. It is on the foreign affairs section.

Now please stop irritating these proud black people.
Thank you!

fatwallet: South Africa was developed by whites.without a strong white influence and positive control;Nigeria will never ever develop.
black people can continue to deceive themselves shouting black power and pan africa everywhere but the ugly truth remains.
Jamaica and Haiti are just a few miles from Florida but do you see any immigrants applying for their visa? Iceland is a developed island just a few miles from Newfoundland,Canada.
Sweden,Norway,Switzerland etc have no resources like Nigeria ,yet....
who helped build Japan,Hong kong,Dubai,Johannesburg,capetown, etc?
who built Zimbabwe,south africa,botswana etc?
even if you look at european paintings from 2000 years ago before they supposedly "invaded africa and stole our resources" you can still have a glimpse how nice europe was. has Sweden or Norway ever stolen anything from Nigeria? the answer is NO. I think the Europeans did more good than harm in Africa. they had to be disciplined in order to build south africa and that was why they kept "these crazy undisciplined blacks "away

Okay I did not know that crazies would follow such a sophisticated discusion thread. You see mr self proclaimed "fatwallet" we are now not talking about your issues with a developed South African vs undeveloped and regressing Nigeria and the reasons thereof . Please do not spam this thread by quoting me, I am very much able to match you Naira by naira but becouse I respect that minds on this thread I will let you have your day at my expense for today. #Singing# Put it all on me. I'll have this one for the betterment of Africa. Xo
xo Sweetcheecks

PS, To the matured minds, thats why I had explain my reputation at the beginning of my discusion, please do not be supprised as my age mates will soon follow with illogical responses.

tensor777: It may sound outlandish but nevertheless it is true. Nigeria and by extension the "officer class" of Nigeria has been donned with the mantle of leadership. And yes Nnamdi Azikiwe of blessed memory was the first to recognize the signal role Nigeria has to play as the beacon of hope for the black race. And to be fair even previous military regimes have recognized this by leading the fight against apartheid and colonialism in Southern Africa to the enthronement of democratic dispensations in West Africa which has cost Nigeria much blood and treasure.
We can not in any escape this inalienable role that destiny has equipped us to implement by way of
1)population
2)immense natural and human resources and
3)the strategic geographical positioning of Nigeria as a crossroads between East Africa and West Africa but also between North Africa and Central and Southern Africa.

Pardon me Sir, I’m not here to advocate for or support Nigeria’s break up or anything else and I must first admit I am not eloquent or wise as the participants of this great debate but I am touched and in the same breath amazed at your insistence of Nigeria being “divinely chosen and destined with the leadership position of leading the Black Africa even the Black Race out of darkness into the light and thus every Nigerian of ruling class having this important divine destiny to ensure of it’s fulfillment”. And since you have stated boldly your Nigeria’s (to me meaning without Nigeria’s leadership role Apartheid would be still here) huge role in the liberation of Southern Africa as part of the affirmation to the divine throne, I would like to inlighten you to my reluctancy ( this should give you an insight to what most Southern African opinions are of Nigeria's over hyped involvement, according to us) to accept such.

I am a South African engaged for a while now to someone who is of Nigerian descent. I am well known on NL of being antagonistic against Nigerians in this forum. Honestly speaking, I never set out to be such (my initial posts would attest to this) but to acclimatize myself with my loved one’s culture and people as not to rely on the South African’s view of Nigerians. To my disappointment I experienced worse, which informed my decision out of frustration or maybe anger even, to make it my responsibility to clear Nigerians of the assumed position or delusion to undermine or underrate any other African country based on their self appointed superiority with nothing to back them on such.. I have made peace with that and am not looking for sympathy just want to ensure that I state my opinion with no pre-perceived attitudes because of the position I have consciously chosen to take on this forum.


Now getting into the matter of concern. I am child of the 80’s growing up and still living in ever changing South Africa from a very bad history of oppression. I, myself coming from a very political family have unwillingly adopted a very radical stance on issues of race and have made my business to fight with all my might the injustice of the past. As you can imagine emotions are part of baggage as I have lost loved ones in infancy. I love politics and always immense myself in issues of politics worldwide which explains why I landed on this thread. South Africans at large have been made ignorant of the outside world prior to our1994 emancipation from the oppressive apartheid government. My first encounter with Nigerians where at this period prior to that Nigeria was a country dealing with its own problems of coups d’état’s to my knowledge. Only to meet people who were coming to my country not to assimilate but to collect what they called a “payback”. In the history of my existence have only known and head about, Russians who were training ANC cadres and supplying arms AK47 and Bazookas come to mind as the remaining masses sang about those in their daily deadly protests against the militant regime, Cuban’s who physically fought the regime in Angola, Mozambique’s President who was killed by the regime for supporting the ANC, Zambian Kenneth Kaunda who was always on the news and was inhibiting the so called ANC terrorist, Tanzania, Botswana, Swaziland where my grandfather and uncle went to help liberate us. Nigerian was never mentioned and I guess to my ignorance I never read newspapers nor was I interested in news for I was only a toddler.

Coming to NL and as in SA I was always insulted about how Nigeria liberated my country to which I was enraged for I never heard of ground shaking involvement by Nigeria for to my knowledge Nigeria never lost a President, or was never bombed by the regime neither did they send troops to fight the regime as Cuba did in Angola loosing thousands of volunteers some professional but I have people I have hardly heard of on my door step collecting payback while Cuban’s Zambian’s, Mozambique n’s et al I have never came to do same, instead Cuba had send hundreds of medical doctors to help the new government and taking more than a thousand black students to train as medical doctors to empower the new black government.

My point, Nigeria being one of the African countries who had a head start on governing themselves and were never involved in a war or struggle against the settlers or colonizers as most of the African continent neither were they subjected to any wars like their counterparts, like the Mau Mau of Kenya, the freedom fighters of former Rhodesia, the Angolans, Namibians and the Zulus and Xhosa’s who fought both the English and the Boers relentlessly for 100 years until they were eventually defeated by their own superstitions more that than the gun that the white man carried loosing thousands and thousand of their people including beheading of the kings their heads being taken to London as trophies and incarcerations of their spiritual leaders, Nigeria had none of that as a head start. But failed its “ divine” mandate as you put it to play the truly expected role of a “divinely destined leadership role” yet it’s citizen are quick to collect (as result of a failing governmental system) on some miner role played by their people from the same fellow Africans they are “suppose” to lead out of darkness. To me that is absolutely not the characteristics of a continent’s leadership especially a continent as big as Africa with it’s social, military, political and economical challenges as Africa has.


Your belief that Nigeria is still to fulfill this divine calling is at least 20 years too late to be honest. And not to sound condescending and insultive, Nigeria has turned rather to be the “shame of Africa” than its messiah centric destiny. I travel a lot and even going to China is a mission, Chinese people are as confined as South Africans were during Apartheid as a result when you tell them you come from Africa, in my case they refuse to believe that because they will tell you are too polite and because I am lighter in complexion they would rather displace you as a French. They will ask if you are Nigerian as to them all Africans are Nigerians, and to them I did not fit their stereotype of an African who is in their minds a Nigerian, which is upsetting for a Pan-African like myself.
At this rate Nigeria is not even moving at a snail pace as all Africans who gained independence towards the end of the millennium are taking strides to move forward and be counted as world players economically and politically e.g. Namibia, Angola, South Africa et al. You know even snails would gather at night but try to find them in the morning they are no were to be found. So many dawns have broken and Nigeria is still at the same position even worse position they were a couple of decades ago. If you are seriously pursuing your “ divine leadership role” you might be too late for Africa has given up on waiting for the giant to awake from its slumber.

I am not sure why the likes of Shymex are receiving unforgiving bashing for not being in Nigeria, while you yourself have declared Nigeria as the savior of the “Black Race”. Is it that wrong for Shymex to be concerned about Nigerian affairs just because he does not stay there? What about Black Americans, Cuban’s, Brazilians of African decent, Jamaican’s, rest of Africans et al? Do you know most African American have decided to make South Africa their African home? Why not Nigeria as most of the African American trace their roots in West Africa? Why is Nigeria not experiencing the same immigration numbers SA is experiencing that include the late International musician Puff Johnson who had to be deported at some point who vowed to make SA her home? How long do you expect the Black Race to wait for Nigeria to get better? You cannot have it both ways it’s either you are Giant of Africa and the champion of the Black Race or you are not, if you are not then its cool but if you insist of being one let not our views be dismissed as your failure represent Africa’s failure according to you.

Lastly, if you don’t have clear plans to fix the “Giant” relinquish the position to others who are eager to lead. The rest of Africa and the Black Race are not as patient as Nigerians are. “With power comes huge responsibility”.


XOXO, SWEETCHEECKS!

They should have shot the bagga! 18 year old father to a 12 year old nonsense!