₦airaland Forum

Please can someone help me out with Designer Okrika bale handbags in Abuja? Need wholesale purchase please, what market can I go to for this
? Karimo market has bags but not designer type mostly stock bags.

Please I am in need of blue dye for a jean fabric? Any idea where I can get this in Abuja? Thanks

adewex:
340 and how much cards you got?

Already sold

I have received some e-Amazon gift cards, I won't be using at the time. If anyone is interested in buying, kindly buzz me. 370/$.

tuta1:
Hello Tia, honestly don't know where the BB is, but I can confirm this Mtn sim is working and it's LTE enabled too. Awesome speeds. Screenshot below.
The last image shows mobile on LTE.

Can confirm my guys moderm are all smoking hot free also.

Are you paying a subscription for the Mtn? Or your Mtn is free as well? Please what's your location?

tuta1:
Lol, 4ller its now faster with almost always 3G on,hardly 1x. Load up ur line, i had 1k.45 and after migration, my auto renewal kicked in, and i had the 30k bonus too on the migrated sim. using it to surf and loading via regular visa means tops it up too. would top up so auto renewal continues, but i believe normal sms subs should work too if u can send sms.

Hi Tuta, is your Visafone line still browsing along with the Mtn one? Please what is your location as well?

naruto02:
Please how long does it take to process a payment using form A. I filled the foem today and I was expecting to see my acct deducted but nothing yet

As CBN approves. Varies from bank to bank.

Acquiredollars:
It's a Casino website that allows you open account in your local currency and process fund in dollars

You still did not name the site. These are a few pointers (I stand to be corrected) :-

1. Make sure they have a checkout option in your local currency for e.g Naira and not $, £ or € etc. Then you can be sure they use DCC. Some sites show you their version of currency conversion in your local currency for reference purposes. Doesn't always mean they offer that amount.

2. Lastly and most important, make sure the bank's card you intend to use allows DCC. E.g. If you use UBA for instance, the last I checked they allow checkout in DCC but at parallel (black) market rate and not what you saw during checkout.

Hope this helps.

Acquiredollars:
Hello guys, i want to buy something on this website. I got this transaction details. Does it mean the site allows for dynamic currency conversion (DDC)?

See the image attached!

First off..... what is the name of the site?

I have a couple of Amazon gift cards I won't be using at the time @ 270/$. Send me a mail if interested. I can help with shipping to Nigeria if need be. PS:- You will be responsible for shipping rates if you need the logistics option.

mavinc4u:
Is not magic but reality. His PayPal issues is different from yours. PayPal have different issues with different solutions. Yours was security check which they sent mail to you but they never sent any mail to him, I have been there so I understand his PayPal issues. He can also have 2 accounts if he wants; 1 premium/business account and 1 personal account.

I wasn't mailed, it was a pop-up that occurred when you log-on with a PC and not a mobile phone. And when you call paypal about the security pop up, they would tell you your account is okay. Yes, I already said "except" one is a business account, that is the only way he can have two accounts.

mavinc4u:
They are always like that especially the ones for Nigeria. Is not security restriction but their security settings that helps in raising a red flag when something unusual happens. you will have to call the number that ends with 2050 and explain to them that you are experiencing some issues in making payment and the issues is coming from them. if the customer support says he/she does not have access to the settings, ask him/her to transfer you to their supervisor then explain to the supervisor that such had happened to you or your friend before but it got resolved after some security adjustment by one of their support at their end. They might want to transfer you to Nigeria support, simply tell them to handle it because you saw the Nigeria support number before dialling theirs.

i have had the experience too and the first two times i had the experience it was handled by the Nigeria support then the third time, they said i have exhausted my limit of security adjustment so i called the 2050 and they did it for me. At times, clearing the cache, changing browser or network connectivity does the magic while at times nothing fit move it unless security adjustment or paying with another paypal account. You can do flush dns from your command prompt and retry to see if it works.

Couldn't agree anymore on the MAGIC part. I travelled briefly from my usual location and also had trouble checking out. My payments were declined on the merchant's site. Called paypal and same thing over "your account is fine" and nothing wrong on their end. I signed into my account seeing a message saying I had been randomly selected for a security check and they asked me to confirm certain details. (NOTE: I had seen this message before even calling them to complain about checking out but I ignored it). Afterwards, it was verified and I could pay again once.

dragnet:
Thanks for the response, I called the US line, listened to the lady tell me all I heard yesterday all over till the point I got annoyed and requested she transfer me, she initially declined and told me I'll still be told same but I insisted and she transfered me, the supervisor told me he'd check if I'm eligible for any security change bla bla, he checked and said I am but he won't guarantee that it would change the situation. He said he has effected it anyway and I should try it which I'm yet to, I'll do that later and report back.

What if I just open another account and add my cards again? anything to watch out for?

Hi dragnet,

Have you used another device to try signing on to checkout on ebay? Have you tried tried making this payment with your mobile phone? Paypal doesn't allow more than one account except one is business (last I checked). If you are changing countries, they tell you to close the old one, and set up a new one in the country you may have moved to. So yeah, you can close your old one and go through the process of opening new one again but note that your old transactions would be gone and your new account treated as a fresh one. Personally, I am of the opinion we should get to the bottom of this. How much is the item you are paying for? I thought about the possibility of your bank declining the transaction, but I think paypal would have informed you over the phone call.

goodguygonebad:
anyone know how much paypal exchanges euro? Thanks in advance
Also, is it better to use mastercard, note my purchase is over $300. Is it possible?

Stumbled across this now...

dragnet:
thanks for the write up, I don't know of any deliberate verification process for over $250, how is that done?

unfortunately the situation is still same, I called and all the lady could say after checking my account is to clear cookies, try a different browser, ask for PayPal invoice or try another payment method, abeg shey I no sabi all these before? or is there a maximum amount that can go past eBay at once? I don tire o

Kindly take a look at the pics and follow by logging on to your paypal account (first pic). If this does not help, send me a mail, lets troubleshoot. Alternatively, you can have someone use their Pay-pal account to pay for your items but change shipping address to whatever location you desire.

dragnet:
since they've dedicated a line for a country with a different timezone, then the agents with that line should also "live" in same timezone as those they've been assigned to. I strongly believe that's how it should be.

mine may not have to do with history because I use private tabs when trying to checkout but nevertheless I'll try a different browser this time around.

The Paypal customer service number that services Nigeria is actually in South Africa if I remember correctly so there is some 1-2 hour difference I think, as I have encountered similar issue. And that number or phone number peculiar to service your account is under "contact us, by phone" when you login, they also give you a one time pass-code to input when calling that phone number. If you can't login, I have used this number (US line) when I encountered challenges :- +14029357733. Clause is, the number accepts calls during US working hours. Try this one :- 1-402-517-4519 instead. If your cookies and browsing history has been cleared, has your account been verified over the $250(Naija accounts) limit?

As for toll-free calls and customer service, I sent a mail telling them I am free to answer calls 24hrs daily including weekends so they call me when I encounter road blocks and they have once connected me directly to my bank's customer care service on their bill, till I sorted out the issue. Immediately afterwards, they called back to say they can see it has been successful and asked if there was anything else they could do for me. Amazingly, the call was from US at about 4am(US time) when they were sorting my challenges.

joystickextend1:
your rite it was 315 before did u make the transaction today?

Transaction for Keystone was done on the 09-03-16. GTB is currently 300/$.

joystickextend1:
depends ..stanbic is 280 but has a $350 daily limit

access 305 ...$500 limit (last time i check)

keystone bank 310...$1000 daily limit

Funny, Keystone charged me 315/$ and some 5 or 6 Naira extra per transaction. I am no longer subscribed to sms alerts except email so I am pretty sure this wasn't an sms alert charge. I stand to be corrected.

goodguygonebad:
So you were charged 280 to dollar. Who know how much Firstbank dey charge Euro abeg!

Use your First bank card to buy an app, game or audio book for €1.

goodguygonebad:
anyone know how much paypal exchanges euro? Thanks in advance
Also, is it better to use mastercard, note my purchase is over $300. Is it possible?

Be more specific. Are you doing a USD or euro transaction? Are you using a Nigerian or foreign paypal account? If you operate a Nigerian Paypal account and asking the difference between a Naira Mastercard, then they are same thing as regards charges in $. Nigerian Paypal accounts run on your Naira debit cards. For instance, you use Zenith bank Naira Mastercard to make a purchase and their rate is 360/$, it's same as using a Nigerian Paypal account because you would have to attach your Zenith master card to your paypal account in order to use it. If you however want to make a € transaction with paypal, they have their own conversion from $ to £ and vice versa. They would inform you of the equivalent Euro in USD. Bottom line is paypal operates in $. If you want to be sure, load a cart in € and proceed to the checkout page on paypal (you have to sign into your paypal account). Paypal would show you their equivalent of the € transaction in $. DO NOT CLICK PAY NOW if you do not wish to checkout. When you see the $ equivalent, multiply that by your bank rate for $.

mployer:
Well, I sympathize with you guys because most of you probably bought things you didn't really need that much, all because of the low rate. But I like being realistic, I stay with what works, not what I FEEL should work.

Saying you called GT customer care can't take you anywhere since GT didn't send you any mail with regard to the new rate you are talking about. If you are close to bankers you will understand that financial transactions are not authorized by oral instruction. You can tell your subordinate to do a transaction and he will decline requesting a mail to that effect. So, if you have a recent mail from GT stating the new rate, we can start from there.

Again, if the rate is 299, there is no rule that says you must be debited 299 at once. They can choose to debit you 199 first then 100 later. You only have a case against convenience of the system not legality of the system.

Lets not get too emotional about this and start throwing insults. I am just trying to make Ben Bruce #commonsense.

Been doing these transactions with GTB and other banks for years now. When you make International transactions, GTB holds funds for these transactions (called blocked funds which you can see if you log onto your Internet Banking portal on a laptop/desktop). When the merchant you purchased from requests for their money, it is that day they release the funds and you are finally debited. E.g you make a purchase on Amazon on February 24th 2016 and GTB exchange rate is 299/$. The Merchant did not ship out your item till February 26th 2016 , hence requested for the funds on same 26th. On 26th, GTB's rate was going for 199/$, that is the day you would be debited at 199/$ irrespective of what the rate was the initial day of purchase. So no, they do not charge you half one day and charge the rest of it later as you said or suggested. Yes you may say their system had an error which they sent a mail claiming that was what occurred over the weekend but it's not the fault of customers and customers should be compensated measurably not punished. This is why people are complaining. There are other issues they have e.g they never informed customers of additional fees because you selected payment in Naira when shopping on sites like Amazon ( you can choose to check out in Naira). Instead people woke up to seeing unanswered debits and some kept quiet. Diamond bank on the other hand, blocked that option, so that when you call customer care, they tell you to check out in $ instead of charging extra fees. Even though Diamond charges 336/$ they went about that a better way though they are more pricey than other banks.

Back to the matter, do tell, if you purchase a car on Friday from me for 2M and on Monday and I call telling you I miscalculated so I need an extra 1M, how would you feel? #There is no rule by CBN saying banks cannot charge the official rate for international transactions.

tumababa:
its official.. all the money gtb put on hold at ₦199 were later debited at ₦299.

Was the debit taken that day? It's possible that if it was on hold @199 on 27th and it wasn't debited that day, today they might have adjusted their rate and possibly your debit occurred today @299. For GTB, it's not the day the order was placed that determines how much they actually take from you. It's the day the merchant requests for the money that the debit occurs and at that rate for same day.

Nsonaso:
GTB is live on air....

Strangely GTB has two different rates for the same date

Eyop:
Well that's yours. I already got mine and funds debited. I did my calculation,it was #199 to $1

Hi Eyop, please is it the normal GT Naira master card you used for this transaction or their virtual or utility cards?