Teenuh:
Hello Everyone,
I just joined this space a few weeks back. I have some questions and would appreciate peoples suggestions to this.

I am currently a Healthcare support worker under sponsorship. I also acquired a Masters in Management from UK, but this course didn't come with a placement. Now I am seriously worried about being in the healthcare field for a lonnnnggg time. I don't mind sacrificing 5 years to achieve ILR and then look for professional jobs afterwards.

Can anyone suggest Legit certifications I can enrol in to help switch careers to either a Project coordinator or Project Manager. Any career advise that could help me?
PS: I have applied for volunteering roles in administrative sector just

I have thought of doing Nursing after getting ILR because I sometimes find myself enjoying my current job. However, I'm not 100% keen on paying another money for a masters degree when I currently have one I paid hugely for and I haven't used.

I hope volunteering in another field different from my COS is allowed?

BuildingProject:
Just want to confirm some things from the elders.

Have been planning to climb the ladder all this while, I moved my deposit to the UK from Nigeria long time ago, like 2 years now, but just because my bank account was new and I don't have the urge to shalaye to banks where the lump sum came from, so I left the funds in a relatives account ( British)

Now I have all my documents ready and want to put in an offer on a property.

My question is.....

Is it advisable to move the funds now to the bank account I want to use in getting the mortgage or I should wait till the bank approves the before transferring the funds to my account?

Giving that it's more than 2 years that the gbp has been transferred. Do I still need to provide documents /proof of funds during AML check?

If my relative transferred the funds to my account now, won't the bank assume it was a borrowed funds from him or how do I explain it was sent to him for safekeeping?

When is the right time to move the funds to my account? Now or after applying for a mortgage?

Thanks

Pearlyfaze:
February ended with Keys in our Hands.

Zahra29:


Re the bolded, it's funny how times change - not too long ago, it was common to have only 1 bathroom/ washroom/toilet and this would typically be outside or through the kitchen if lucky 🥶😂

And now the trend is for extra bathrooms, ensuites and a downstairs cloakroom is a must have for most households and an instant value-adder

Teenuh:
Is this allowed?

Lanreallenjay:


Hello @ticha, I have been reading through this thread and I appreciate the good work you've been doing. I have an interview in NZ in some couple of months and I need to apply for a visiting visa to attend. While applying for the visa, the question came up if I have 1000 nz dollar for each month. Question is do I say yes if I have the equivalent in naira and not in nz dollar?

twizzie:
Thank you for taking time to respond, as we are looking at a new build, do we still need the survey?

twizzie:
Any one able to respond to this please?

kanjiBo:


What about ielts please? Is it waved for Nigerians. I'm just tired of writing, last one expired.

Can one also go with family? Just thinking of switching focus from Canada

profemebee:
thanks Ticha

I tried to email you but i'm not sure how it works on Nairaland.. pls did you get any email from me?

I also checked St.Neots but the house had a lake nearby and i wasn't sure.. this is re-assuring, thanks

We don't have a car as we live in London, but will eventually have when we leave London... do you think not having a car initially will be a struggle in St.Neots?

profemebee:
lol.. like 1hr 30mins max by train and £25 per day transport cost max

AlakeOfEngland:
I visited Barclays today and I noticed having dependants (children) lowers to a great extent the amount of mortgage one can access. So, I was wondering if it is compulsory to declare them and if they have a way of confirming because the amount it reduced no be here ooo?

kintus:


Great work boss Ticha.
Just a quick question.

Met a guy who told me he can help get NZ visiting visa that can be swapped to working visa upon arrival.

He is charging 1.9M to get all that done, with a deposit of 1million then the balance can be paid upon arrival.

According to him, he is working with some immigration officers from NZ.

Please, can NZ immigration Officers be involved with a Nigerian agent?

fk002:


Good morning bro, i sent you my email but I guess you are busy.

Pls if someone from NZ that is not your family wants to sponsor you, will it be possible for the visa to be granted? [/color] As long as all the necessary requirements are met, yes you will be granted a visa. You have to show how you know the person, why they are sponsoring you, evidence that you are genuine tourist/student.

And must you also Provide POF from your own side, or there is no need, since the person that will sponsor you will cover the expenses including accommodation. [color=#006600] Unless you are retired or a minor or show evidence that the sponsor is fully responsible for you (and if they're not family, why are they responsible for you? then you must provide evidence of your own funds

If it happens that I must provide POF, how much POF in naira would do? [/color] I have no idea. There is guidance around how much you need to show per month of your visit (check the website), obviously you also need to show you have enough to maintain your life in Nigeria, pay your bills and live your day to day life. Remember that INZ favours statements of 6 months or longer. You will also have to show evidence of how you have earned any monies you show. You also need to show you have strong ties to Nigeria - marriage, work, assets and family are good ways of evidencing these ties


And is it still same way of applying through SA or there are changes? [color=#006600] All applications are now online but still processed in South Africa for Nigeria


If you don't mind pls do mail me because I can't mail I have lost the email that I open this account.

Thank you Mr Ticha

mex551:
Happy new year Fam. Has anyone ever made a house deposit with proceeds of Contributions (Ajo/isusu) ? What was the reaction of the bank when they sight the monthly contributions in your bank statement?

I need direction here. For the past 8 months , I have been in a contribution, the aim is to prepare for mortgage. Sometimes in this new year around August, I intend to utilise it for mortgage deposit. I would have packed four times. (We are four in number). The question is , will this not affect my affordability when the bank check my statement and see that I pay this sum monthly? I guess is that they will see it as a monthly commitment(loan which I am paying back) and will likely affect my affordability and approval . Do you suggest I stop the contribution and rather be saving it in my account to avoid this scrutiny?

Just trying to be proactive.

Newbie123:


Guys please any help? Cc Ticha

Pl

fk002:


Pls Ticha can I mail you regarding more information about NZ?

Kingkom:
Merry Christmas all.
I am new to the UK, September 2023. I am looking for a good credit card that can allow me to withdraw the cash and not just buying things with it. Please which one is good and advisable to apply for?

Stevepop:
To the glory of God, we completed the purchase of our house (new build) last week.

Grateful to everyone for the invaluable comments and advice.

Solumtoya:
Finally Completed, Keys in my hands.

Found the property in September and reserved. Completed in December.

Barclays 2 year fixed at 5.53%, 12% deposit and 2-year residence in UK.

Zahra29:


Thanks for the update Ticha, our senior South Pacific correspondent ☺️

It sounds like western countries have come to recognise that the student route is increasingly being used by certain countries as a means to immigrate and they are clamping down. So I guess it's not just UK universities that will "suffer".

And this is a supposedly pro-migration, liberal Labour Australian govt but I'm not too surprised, I've always known Australia to have a volatile and strict immigration policy that it changes as and when to suit its interests. They were the originators of a Rwandan style agreement for offshoring asylum seekers, in fact the UK is a novice next to their playbook.

ReesheesuKnack:
Hello Ticha,
Given your submission, I am kinda perplexed. Why then do we have NHS doctors leaving in droves and moving to Australia & NZ ?… at least so says the UK shadow cabinet et al. Does a ‘Junior Doctor’ earn up to AUD $150,000 annually? So that even with 33% tax, they go home with lots and lots and are able to comfortably live, pay off mortgages and buy second holiday homes etc….

Hkana:


And on top of this, is it true there are no tax free thresholds for foreigners? The way UK leaves 12570 before they start the 19/20% tax?

oluwaleokey:
My country people, I greet everyone
Please with all these landlord gbas gbos....
Who will be responsible to fix a slacking door with a the door handle that got spoilt? Also I broke one side of the electric burner glass in the kitchen.

This month completed it 1 year of my 14 month term contract with the landlord infact he just asked if I still wish to continue living in the apartment with a £50 increase in rent.

Tor! I gladly accepted, where I wan start to dey look for house and pass through that kind stress again.

Please should I talk to him about the aforementioned repairs or go ahead fix it myself?

hustla:



Abi, let us see the true story

sconp:


Has he finished paying?

What if this was a house on mortgage with a tenant as this? Would the banks care for all that delay?

Viruses:


With all that you have said, does it mean the lady that brought up the issue originally can choose not to leave the house until about a year when the landlord would have been through with the court process, however the landlord can charge back everything to her yeah?

And in situations where the landlord does not follow court process, it is the tenant that should go to court just like the guy that the landlady removed his door?

Viruses:


So a landlord can evict a tenant in this country for no reason. While I sympathise with those facing landlord/tenant issues, it's good that things are unfolding because the impression that have been created on this thread was that tenants have more rights than landlords in this country.

Some even said a landlord cannot evict tenant except he wants to sell the house and I was wondering, my own house.

Strata1716:
Good evening everyone


I am very confused and I believe I am being discriminated against.

Yesterday I got an email which I attach, I responded saying I have no plans to leave my apartment and this hasn’t been discussed with me. Today I got another email saying I have to leave on the 30.02.24 and I am confused because this is not a valid reason to terminate my tenancy. I have also not breached any grounds under section 8. These people have been very dismissive and have not reached out to speak to me.

Pearlyfaze:
Make una nor vex biko say I dey ask a plenty question.

The solicitor say make I drop about 600 as a commitment fee, Is this how it's done bikonu, ejoor, mabinu.
Make person nor use me do Christmas.

I was thinking payment is made at the end of everything.