₦airaland Forum

Welcome, Guest: RegisterLoginWith GoogleTrendingRecentNew

Stats: 3,327,145 members, 8,429,522 topics. Date: Friday, 19 June 2026 at 04:33 AM

Toggle theme

Ticha's Posts

Nairaland ForumTicha's ProfileTicha's Posts

1 2 3 4 5 6 7 8 9 10 (of 22 pages)

TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 6:16pm On May 15, 2024
dupyshoo:
So, what do you think, Is it worth moving?
We have moved 3 times now through husbot's job. Once you settle and scratch the surface, all western countries are much or a muchness except the US in some respects.
Singapore and Hong Kong are in a different league (very high salaries, exceptionally high cost of living)
Even with a full relocation package, starting afresh each time was hard! It gets to a point and one justs stays and puts down roots.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 6:14pm On May 15, 2024
dupyshoo:
So, what do you think, Is it worth moving?
We have moved 3 times now through husbot's job. Once you settle and scratch the surface, all western countries are much or a muchness except the US. Singapore and Hong Kong are in a different league (very high salaries, exceptionally high cost of living)
Even with a full relocation package, starting afresh each time was hard! It gets to a point and one justs stays and puts down roots.
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 6:07pm On May 15, 2024
Lexusgs430:
I am team old builds...... 😂
Yes o! Older houses every single time. Just bought a 160 year old house! Can't wait to move in and start the refurbishment.
TravelRe: Parenting In The UK As A Nigerian Migrant. by Ticha: 9:41pm On May 13, 2024
gratefulme40:
Hi Ticha
Long time. I followed the link you posted on QTS application process and applied for my sister in law, to the glory of God, it was successful

My question now is whether there are sites for teaching jobs. Just like Trac for nhs jobs
Congratulations to her 👏
Best place is TES - https://www.tes.com/jobs/
TravelRe: Parenting In The UK As A Nigerian Migrant. by Ticha: 10:11pm On May 10, 2024
Caroline030303:
Hello All,

I am in need of a live out nanny (African - Nigerian, Ghana, etc are all welcome) for immediate start. I'm Nigerian, live in London-- South West London around dulwich area and has 3 kids. 1st child is in high school and 13year old. I need a nanny for my 2nd child 11year old and 3rd child - 6year old who are both in primary school and need to be picked up from school at 15:15, you stay with them till 19:30 when l arrive from work. During school holidays l will need the nanny to stay home with them till l get back from work.

Email : bookie4reel@yahoo.com

If anyone is interested pls kindly reach me on the email address above. Thanks alot
I know someone looking for a nanny position. How much are you paying?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 5:03pm On May 07, 2024
Zahra29:
Really? @ the bolded....I find the opposite to be true for most men 😂 (e.g. a woman would not forget to mention her husband's impending delivery during an interview lol)
Exactly! That was a huge oversight at discussing start dates stage
I cam understand not mentioning it at interview but once an offer was given and start dates discussed, it should have been forefront, top line to dicuss. Especially as regardless of EDD he wouldn't have been entitled to paternity leave.
Employers even accommodate pre- booked holidays not to mention a whole new baby
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 2:39pm On May 07, 2024
hyzich:
Thanks boss.
Super human tendencies ti ba wo! What if there are birth complications? Haba jama'a.

OP - have a chat with your new HR team. Explain that your wife has some medical procedures coming up in that week and as you have a toddler, she'll be incapable of looking after them both. Then say you're not quite sure of the dates but it'll be around your starting week.
Give them a range of offers to show your willingness to accommodate starting as agreed.

As baby decides if and when they come, you have a few choices.

1. Offer to start earlier if you have finished your fixed term now.
2. Offer to start later ie 2 weeks later.
3. Start on the agreed date and take 2/3 days sick leave (you can take sick leave to care for unwell relatives) when madam goes into labour. If there's dependant leave even better as you can use that instead.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 10:03am On May 07, 2024
Zahra29:
Breaking news: British Ministry of Defence has been hacked by the Chinese state.

What an outrageous lie from the UK. As if China would ever do such a thing... 👀
Haha they did hack into the NZ parliament and NZ Ministry of Health!
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 11:48am On May 06, 2024
AnonymousAdmin:
Please Help!

I'm seeking advice on securing an apprenticeship in the UK. Having spent three years here, I'm now eligible for such roles and have been actively applying. However, I've faced rejections, possibly due to using my WASSCE as an equivalent for the required GCSE and A levels.
I'd appreciate guidance from someone who has successfully secured an apprenticeship role on how to improve my chances.

Thank you!
It's not just 3 years residency, other requirements potentially apply depending on the provider. For most apprenticeships, you'll also need ILR. It's best to call the provider and chat through your situation before applying .
Also consider applying outside of the South East and the major employment hubs ie Bham, Manchester, Liverpool as you'll be facing stiff competition.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 3:05pm On Mar 22, 2024
Teenuh:
Hello Everyone,
I just joined this space a few weeks back. I have some questions and would appreciate peoples suggestions to this.

I am currently a Healthcare support worker under sponsorship. I also acquired a Masters in Management from UK, but this course didn't come with a placement. Now I am seriously worried about being in the healthcare field for a lonnnnggg time. I don't mind sacrificing 5 years to achieve ILR and then look for professional jobs afterwards.

Can anyone suggest Legit certifications I can enrol in to help switch careers to either a Project coordinator or Project Manager. Any career advise that could help me?
PS: I have applied for volunteering roles in administrative sector just

I have thought of doing Nursing after getting ILR because I sometimes find myself enjoying my current job. However, I'm not 100% keen on paying another money for a masters degree when I currently have one I paid hugely for and I haven't used.

I hope volunteering in another field different from my COS is allowed?
Once you get ILR, you will qualify for a Nursing apprenticeship if Nursing is calling out to you. That way you learn and earn.
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 8:54am On Mar 11, 2024
BuildingProject:
Just want to confirm some things from the elders.

Have been planning to climb the ladder all this while, I moved my deposit to the UK from Nigeria long time ago, like 2 years now, but just because my bank account was new and I don't have the urge to shalaye to banks where the lump sum came from, so I left the funds in a relatives account ( British)

Now I have all my documents ready and want to put in an offer on a property.

My question is.....

Is it advisable to move the funds now to the bank account I want to use in getting the mortgage or I should wait till the bank approves the before transferring the funds to my account?

Giving that it's more than 2 years that the gbp has been transferred. Do I still need to provide documents /proof of funds during AML check?

If my relative transferred the funds to my account now, won't the bank assume it was a borrowed funds from him or how do I explain it was sent to him for safekeeping?

When is the right time to move the funds to my account? Now or after applying for a mortgage?

Thanks
Best and cleanest thing is for your relation to gift you the deposit. It has to be a gift with no reservations and the solicitor can help you draw up the right wording etc. And yes, AML applies to him and the funds. They should be prepared to provide upto 12 months worth of bank statements showing the funds.
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 2:46pm On Feb 29, 2024
Pearlyfaze:
February ended with Keys in our Hands.
Congratulations 🎊 👏
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 2:11am On Feb 24, 2024
Zahra29:
Re the bolded, it's funny how times change - not too long ago, it was common to have only 1 bathroom/ washroom/toilet and this would typically be outside or through the kitchen if lucky 🥶😂

And now the trend is for extra bathrooms, ensuites and a downstairs cloakroom is a must have for most households and an instant value-adder
Yes o. It's baffling to see a 4 bedroom home with 2 ensuites, a family bathroom and a cloak room. Who's cleaning all those bathrooms?!
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 9:27am On Feb 22, 2024
Teenuh:
Is this allowed?
As long as the house is not listed or there are no covenants restricting internal layout changes, yep you can. Be aware that there is a shortage of tradesmen and there are a lot of cowboy tradesmen out there!

Take room sizes into consideration as well as reducing number of rooms etc when adding the additional bedroom as it may affect your resale. Usually though l, an extra bathroom does add more value than an extra bedroom. Check the current ceiling prices for your neighbourhood and aim to keep under that
TravelRe: 8 Things You Need To Know About New Zealand by Ticha: 8:47am On Feb 10, 2024
Lanreallenjay:
Hello @ticha, I have been reading through this thread and I appreciate the good work you've been doing. I have an interview in NZ in some couple of months and I need to apply for a visiting visa to attend. While applying for the visa, the question came up if I have 1000 nz dollar for each month. Question is do I say yes if I have the equivalent in naira and not in nz dollar?
It can be naira equivalent. Remember the naira is fluctuating a lot. Ensure you have enough that when checked, it equals $1k NZD on the day
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 8:13pm On Feb 03, 2024
twizzie:
Thank you for taking time to respond, as we are looking at a new build, do we still need the survey?
Ah no you don't
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 1:49pm On Feb 02, 2024
twizzie:
Any one able to respond to this please?
Been away for awhile. All the important costs are there apart from a survey. That varies - banks will sometimes pay for a basic one. If you want a detailed one then budget £500-£700
TravelRe: General New Zealand Student Enquires by Ticha: 8:28pm On Jan 23, 2024
kanjiBo:
What about ielts please? Is it waved for Nigerians. I'm just tired of writing, last one expired.

Can one also go with family? Just thinking of switching focus from Canada
IELTS is university and college dependent. You'll need to find out the entry requirements. Most do require it though. Everything you need to know about student visas here - https://www.immigration.govt.nz/new-zealand-visas/visas/visa/full-fee-paying-student-visa
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 6:57am On Jan 15, 2024
profemebee:
thanks Ticha

I tried to email you but i'm not sure how it works on Nairaland.. pls did you get any email from me?

I also checked St.Neots but the house had a lake nearby and i wasn't sure.. this is re-assuring, thanks

We don't have a car as we live in London, but will eventually have when we leave London... do you think not having a car initially will be a struggle in St.Neots?
There will be flood map of areas near bodies of water so you can check to see what the flooding probabilities are, ask if there's been flooding in the last 25 years and the solicitor should do the same as well as point out flooding risks if there are any. Plus that's what we have house insurance for - to cover all those things that we cannot always fully account for.

You don't need a car in St Neots. Everywhere is walkable and there are regular buses to Cambridge, Bedford, MK and Oxford - the Oxford bus dey take forever sha.
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 10:05pm On Jan 13, 2024
profemebee:
lol.. like 1hr 30mins max by train and £25 per day transport cost max
Email me and I'll send you my London spreadsheet. It details all the towns and cities within a 90 minute commute into the London mainline stations. We ended up living in St Neots. You will have to increase your transport cost but that can be offset with the house buying costs.
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 11:11pm On Jan 09, 2024
AlakeOfEngland:
I visited Barclays today and I noticed having dependants (children) lowers to a great extent the amount of mortgage one can access. So, I was wondering if it is compulsory to declare them and if they have a way of confirming because the amount it reduced no be here ooo?
Not declaring them is mortgage fraud. It is easier to show how you mitigate the expenses of dependants than not declare them at all. For example - show that you don't need childcare (an automatic expense) by ensuring there are no child care costs in your bank statements - you work opposite shifts or a family member does the childcare for free etc
TravelRe: 8 Things You Need To Know About New Zealand by Ticha:
kintus:
Great work boss Ticha.
Just a quick question.

Met a guy who told me he can help get NZ visiting visa that can be swapped to working visa upon arrival.

He is charging 1.9M to get all that done, with a deposit of 1million then the balance can be paid upon arrival.

According to him, he is working with some immigration officers from NZ.

Please, can NZ immigration Officers be involved with a Nigerian agent?
This is a full on scam so please keep and save your money for yourself. Apply for the visitor visa yourself if you want to. Ensure you meet all the requirements. You do not need an agent to do anything for you.

Both NZ and Australia specifically licences their immigration agents so any agent that does not have a registration in either country is breaking the law.

The NZ immigration website contains every single piece of information you need. It is straight forward, very detailed and easy to navigate
TravelRe: 8 Things You Need To Know About New Zealand by Ticha: 2:07am On Jan 04, 2024
fk002:
Good morning bro, i sent you my email but I guess you are busy.

Pls if someone from NZ that is not your family wants to sponsor you, will it be possible for the visa to be granted? [/color] As long as all the necessary requirements are met, yes you will be granted a visa. You have to show how you know the person, why they are sponsoring you, evidence that you are genuine tourist/student.

And must you also Provide POF from your own side, or there is no need, since the person that will sponsor you will cover the expenses including accommodation. [color=#006600]
Unless you are retired or a minor or show evidence that the sponsor is fully responsible for you (and if they're not family, why are they responsible for you? then you must provide evidence of your own funds

If it happens that I must provide POF, how much POF in naira would do? [/color] I have no idea. There is guidance around how much you need to show per month of your visit (check the website), obviously you also need to show you have enough to maintain your life in Nigeria, pay your bills and live your day to day life. Remember that INZ favours statements of 6 months or longer. You will also have to show evidence of how you have earned any monies you show. You also need to show you have strong ties to Nigeria - marriage, work, assets and family are good ways of evidencing these ties


And is it still same way of applying through SA or there are changes? [color=#006600]
All applications are now online but still processed in South Africa for Nigeria


If you don't mind pls do mail me because I can't mail I have lost the email that I open this account.

Thank you Mr Ticha
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 9:27am On Jan 02, 2024
mex551:
Happy new year Fam. Has anyone ever made a house deposit with proceeds of Contributions (Ajo/isusu) ? What was the reaction of the bank when they sight the monthly contributions in your bank statement?

I need direction here. For the past 8 months , I have been in a contribution, the aim is to prepare for mortgage. Sometimes in this new year around August, I intend to utilise it for mortgage deposit. I would have packed four times. (We are four in number). The question is , will this not affect my affordability when the bank check my statement and see that I pay this sum monthly? I guess is that they will see it as a monthly commitment(loan which I am paying back) and will likely affect my affordability and approval . Do you suggest I stop the contribution and rather be saving it in my account to avoid this scrutiny?

Just trying to be proactive.
My suggestion would be to speak to a broker, preferably a whole of market one that is also used to dealing with our people (Indians, Africans etc) and also speak to your own bank - they will have a mortgage adviser you can easily speak to
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 10:41pm On Jan 01, 2024
Newbie123:
Guys please any help? Cc Ticha

Pl
I can't tell you if it's profitable for you or not. Risk appetite and market conditions differs as well as base income level etc however the same principles apply everywhere - you will need to research the specific areas you're interested in. Scotland is a huge place and has specific policies for landlords so make sure you know all those - https://www.onlinemortgageadvisor.co.uk/buy-to-let-mortgages/buy-to-let-scotland/

Research purchase prices and costs (deposit, stamp duty, survey, legal fees etc), rental costs, (maintenance costs, the potential taxes, licensing fees, management fees etc) you'll pay. A btl calculator will give you an indication of what you can afford to buy - the rent you will need to achieve to get a btl and stamp duty costs.

Then decide if it's worth investing into.
TravelRe: 8 Things You Need To Know About New Zealand by Ticha: 11:55pm On Dec 31, 2023
fk002:
Pls Ticha can I mail you regarding more information about NZ?
Yep feel free
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 11:04pm On Dec 26, 2023
Kingkom:
Merry Christmas all.
I am new to the UK, September 2023. I am looking for a good credit card that can allow me to withdraw the cash and not just buying things with it. Please which one is good and advisable to apply for?
You need a money transfer card. You also need an excellent credit history/rating to get one of such cards.

Remember every credit application you make leaves a footprint and any full credit application will remain on your credit profile for sometime.

More information on money transfer credit cards here - https://www.moneysavingexpert.com/credit-cards/money-transfers/ and here - https://www.comparethemarket.com/credit-cards/money-transfer/
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 9:14pm On Dec 24, 2023
Stevepop:
To the glory of God, we completed the purchase of our house (new build) last week.

Grateful to everyone for the invaluable comments and advice.
Congratulations! Well done and a good way to start the holidays!
TravelRe: Living In The UK: Property,Mortgage And Related by Ticha: 8:52pm On Dec 15, 2023
Solumtoya:
Finally Completed, Keys in my hands.

Found the property in September and reserved. Completed in December.

Barclays 2 year fixed at 5.53%, 12% deposit and 2-year residence in UK.
Congratulations 🎊 👏 💐
This is awesome news. Well done and enjoy your new home!
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 8:14am On Dec 15, 2023
Zahra29:
Thanks for the update Ticha, our senior South Pacific correspondent ☺️

It sounds like western countries have come to recognise that the student route is increasingly being used by certain countries as a means to immigrate and they are clamping down. So I guess it's not just UK universities that will "suffer".

And this is a supposedly pro-migration, liberal Labour Australian govt but I'm not too surprised, I've always known Australia to have a volatile and strict immigration policy that it changes as and when to suit its interests. They were the originators of a Rwandan style agreement for offshoring asylum seekers, in fact the UK is a novice next to their playbook.
Oh yes, UK na tata when it comes to harsh immigration policies. Make I wear my correspondence badge with honour grin cool

Interestingly, India signed a bilateral agreement with Australia in 2022 that locks in the existing post study work rights for their citizens so they will not be affected in this round of changes. Where is our giant when other countries are signing these agreements biko? undecided
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 3:06am On Dec 15, 2023
We discussed PSW visa in Australia and how generous it was sometime this week. Bombshell by the Home Affairs minister today - they're looking to cap the age of PSW applicants to 35 years and reducing all PSW to max 3 years !

They only changed it to max 6 years in July this year so they're making a u turn less than 6 months later and when people would have applied based on the July announcements.

It's shocking considering that the PR and work visa pathways for offshore and onshore applicants have an age cap of 45 years and .

https://www.abc.net.au/news/2023-12-15/graduate-work-visa-age-limit-change/103224544

They want to implement the change from early 2024 and announced it today so very little notice has been given plus the next academic year starts in late January!
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Ticha: 9:45pm On Dec 12, 2023
ReesheesuKnack:
Hello Ticha,
Given your submission, I am kinda perplexed. Why then do we have NHS doctors leaving in droves and moving to Australia & NZ ?… at least so says the UK shadow cabinet et al. Does a ‘Junior Doctor’ earn up to AUD $150,000 annually? So that even with 33% tax, they go home with lots and lots and are able to comfortably live, pay off mortgages and buy second holiday homes etc….
Money on paper especially the over all salary and the fact that all expenses are usually paid and that's how we came here too. Our combined income when we first arrived, doubled our UK combined income.
And honestly, the average Brit thinks that the UK is a third world country grin and that every other developed country is better.

People who are recruited from the health care sector are recruited to the regional areas and it's mainly Australia that pays very well. Very few come to NZ as salaries are a bit lower here. Very few can also buy holiday homes in either Aus or NZ as the cost of living is pretty high. The average junior dr salary is around $80k for both countries but a lower population and living in less populated areas means less work over all and more time to shalaye as needed.

Plus the lifestyle is totally different so for a newbie there's lot to enjoy initially. For example, it's warm all year round and we always have a hot Christmas, majority live close to the sea. NZ in particular is a very relaxed typically Pacific country. No school uniforms, no home work at primary school, people wear T shirts and shorts to work - that's a business attire haha, people walk bare feet in summer, my children hardly wear shoes to school cos they have a shoe free classroom and their classmates don't bother - they just put the shoes in the bags!
Houses are larger, way way larger than the UK. Our bedrooms in my house are bigger than the lounge in our UK family home!
People are friendlier - so much so that you will walk away thinking you've made a new best friend.

One day when I have time, I'll do a break down of our monthly costs that we still have in the UK and also have here. We spend a lot lot more here on those costs.

1 2 3 4 5 6 7 8 9 10 (of 22 pages)