₦airaland Forum

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what language do u programme on, well to make it fast just use yahoo pinbox, its nice because yu can always be online with a Black berry or any phone that support yahoo messanger and repy chats 24/7

I must get a part ooo, if you dont want wahala, lolz, i prefer Web Application Architecture and work flow, if yu cant give me that let me work on css and HTML, am not a pro in PHP and know we should get someone better than me. AJAX too will not be a bad idea.

@yawa-ti-de i must be involved in this project, cause i was one of does that posted about it, Please no matter how small it is, i need to get a part oooooooooooooooooooooooooooooooooooooooooo.

Please is MTN really that fast and what MTN parkage are we talking about

PLEASE READ THIS, COLDFUSION SAVED FCMB: How does a bank justify using over $200 million in shareholder funds to its shareholders? That's the million-dollar question that CEOs of banks in Nigeria were trying to answer in the aftermath of the forced capitalization imposed on them by the Central Bank of Nigeria (CBN).

In July 2004, the new CBN governor, Professor Charles Soludo, handed down a directive that every bank in Nigeria should increase its capital from about $16 million to $200 million in 18 months or risk losing its license. The options weren't any too pretty: merger and recapitalization. At the end of the intense bloodbath that followed, only 25 banks survived out of 89. But the reality that confronted the CEOs was that it was easier surviving the first recapitalization hurdle than justifying to shareholders the $200 million booty with bottom-line profits.

From a simple perspective, it should have been relatively easy. Since every bank is awash with cash, it's just a matter of creating a retail strategy, opening more branches, loaning money to multinationals, etc. But there was no simple perspective; it was way more difficult especially when every one of the 25 banks was targeting almost the same set of customers.

Just like its counterparts in every country of the world, each Nigerian bank runs a main banking application such as FlexCube, Finacle, Bankmaster, and Phoenix. The survival of these banks was (whether they liked it or not) directly linked to the capabilities of these applications, in addition to other things. The new mega-bank status of these banks exposed the relative weaknesses of some of these applications. Weaknesses that were relatively harmless when these banks were like mom-and-pop organizations were now threats to their very existence.

First City Monument Bank Plc (FCMB) was in this situation when it merged with three other banks. The application it used then, Equation, was slowing down its move to implement one of the best retail banking strategies the country had ever seen. Without skipping a beat, however, the management went for a new core banking application, Finacle, which has been judged to be one of the best in the world. Unfortunately, Finacle is pretty expensive to implement. For a newly minted mega-bank like FCMB, the implementation cost would carve massive hole in its the bottom-line profits.

Apart from the retail strategy and new banking application, FCMB was also trying for the Holy Grail of banking efficiency in Nigeria; the automation of all its processes. It didn't take a seer to see what they were trying to achieve. Lashing together a good strategy with a world-class application supported by a fully automated processes then justifying to shareholders at the next annual meeting the use of their $200 million equity should be a piece of cake.
CIO, CTO & Developer Resources

Or so it seems until you discover that automation can cost so much. While considering the technologies that could be used to automate its processes, the bank discovered Infopool. Infopool is a Web-based ColdFusion integration-and-automation platform that had been successfully deployed in another Nigerian bank. Based on the efficacy of the application, FCMB realized that the cost of implementing Finacle could be significantly reduced by deploying Infopool.

Aside from the cost of the heavy-duty IBM minicomputers needed to run the massive database and Finacle applications, the bulk of the cost of implementing the Finacle application is the license. Every user license runs into four digits. Multiply that by over a thousand user licenses and the total cost of acquiring the end-user licenses stops looking attractive. Meanwhile, most users would be using the application only for enquiries while the rest, the operations staff, would use it to post financial transactions.

Consequently it was decided that the automation process should also integrate the Finacle database so that all non-operation staff could make enquiries on Infopool. The integration team swung into action and was able to complete the enquiry modules on Infopool the day before Finacle was officially launched. The total cost of implementing the automation, which included the enquiry modules and other workflow portions, was less than the cost of the 10-user Finacle licenses. Using ColdFusion, Infopool was able to achieve a single sign-on with the Microsoft Active Directory running the bank's network. As a result, the user only needs to log in once to access different applications based on the profile configured by the systems control department.

Of all the recent technology implementations in the industry, Infopool has the best return on investment (ROI) and the lowest total cost of ownership (TCO). It also lets management, using the management information dashboard, make intelligent decisions, quickly and accurately.

None of the things done with ColdFusion is a novelty or a ground-breaking technique. But as far as the management of FCMB is concerned, ColdFusion saved the day. For the bank, over a million dollars was saved in direct cost. It's not the technology that's important, but the fact that ColdFusion has been immensely instrumental in rapidly deploying a user-friendly platform with rapid access to customer information and automated processes. The bank has been able to live up to its promise to customers of superior customer care. It's been able to provide cutting-edge services to its old and new customers, which is actually the crux of its retail strategy. Happy customers mean more revenue. More revenue, all things being equal, translates to bottom-line profit.

@ Fayimora
Yeah, i dont know the language you presently program on but one thing for sure, if you pick up a coldfusion book and read, you will be supprised at what you will be able to accomplish in very few days. Its classified as RAD. Coldfusion will design the same thing that may take you 4months in PHP in 2 weeks. thats why i have been able to solve so many industrial problem without thinking twice. If you dont use coldfusion, you are missing. Also if you are thinking about job oppurtunities, an example is this : ( http://www.zenithbank.com/ ) Zenth bank uses coldfuison. There also many of them but i will not want to go too deep into that.

Please why should interswitch charge me 50 - 70k to get to use there API. that is expensive. Is there any cheaper option.

I got a job in a church to live streaming during there service, Please how much will it cost me and what is the best Internet service network around there.

My Bro, someone told me some thing great is going on here ooo, Please my company is crystalhills its a Software company and how color is blue. Please help me oooo

Its all easy, i think you need to get back to your Programming basic and also learn to use sql.

1- The Numbers are randomly generated through some random loops of number select and automatically saves it in the database.

2. They are Pre stored in the database and are called, checked if valid and are used.

3. Every other thing are informations collect from the database and stored during the first 2 process.

that job is just a disgrace to me, I could give nigeria my best job for freeeeeeeeeee. not to talk of been paid for that carp.

I am the Owner of http://crystaltxts.com/ send for as low as 0.9k and i can give you a similar design to my website for a very ridiculous fee. Check out a demo i have ut online for you to see @ http://demo.crystaltxts.com/. I will also put you on how to get some internation Gateways that can be cheaper than mine if you really want to be a competitor in the nigerian market. Call me on 08138316169, Email - Crystallinehills@yahoo.com or Ping my bb - 3108cc0c . Thanks

Hey, Mr Yomexo, wats the prob on Coldfusion. you know i will always be ready to help na. I also created a Group in this in sometimes ago,

Na wa ooo, VIEW THE OFFICIAL WEBSITE OF NIGERIAN. http://www.nigeria.gov.ng/ Am sure they most have spend Million on this , shameeeeeeeeeee lol

You are welcome, THE MORE PROJECTS YOU DO, THE MORE PROBLEMS YOU ENCOUNTER, IF SOLVED, ADDS TO YOUR EXPERIENCE, KEEP WORKING, KEEP LEARNING!!!! WEB PROGRAMMING FOREVER!!!!!!!!!!!

Just close your browser and refresh session and that error will be out

I have registerd again and still not getting that error, and in your message you talked about options "you still need to work on the options "

Thanks you very much for the comment, please explain further what is buggy about the form and wat do you think should be added to the Option area

View my latest Coldfusion Project, Its Called the EXAMINATION MOCKER . The Examination Mocker is an intranet based application that handles examinations online in schools. The application  by default comes with over 2000 English questioins  on JAMB, WAEC, TOFEEL and SAT. The Applcation is presently been used in 8 school in Lagos, Nigeria for conducting there examinations.   http://crystalhills.org/exam/login.cfm ,  You can Login with DEMO and DEMO, if you dont feel like creating an account

You can log on with DEMO and DEMO

View my latest Coldfusion Project, Its Called the EXAMINATION MOCKER . The Examination Mocker is an intranet based application that handles examinations online in schools. The application  by default comes with over 2000 English questioins  on JAMB, WAEC, TOFEEL and SAT. The Applcation is presently been used in 8 school in Lagos, Nigeria for conducting there examinations.   http://crystalhills.org/exam/login.cfm ,  You can Login with DEMO and DEMO, if you dont feel like creating an account

Thats website is not mine, wat i developed wat an Result GPA calculation System that runs intranet based, i have the Demo online http://crystalhills.org/Examer/login.cfm, I didnt drop the link cause i felt the codes online are old and its been a while i did that. You can login with ADMIN AND ADMIN, And check,

@DHTML, Its was for LUTH

@Guru, Wat i think you can do is to give your self a task, commit effort into it and start solving little programming problems for people around you.  My first Web application was for a Department in Lagos University teaching Hospital which i did for free, it was used in replacement of the Result Computation Software they purchased from a reputable company which did not work.

u can own your own bulksms website with only just 15k, visit http://crystaltxts.com/ with 5000 free sms

Visit http://crystaltxts.com/ and send free texts mesages, also Crystaltxts is not affected by the MTN numbers error in message sending. we have our head office in india

Well you can send free texts messagesd from http://crystaltxts.com/

http://crystaltxts.com/ is an international gateway