₦airaland Forum

cococandy:
. Yea if other people would support them and not support rapist men

"Can we stop talking about rapists? Let's face reality: Trump is the 47th President of the United States."

brightovio007:
9ja never ready
Looting continuing

How can Nigeria address the significant issue of looting by our leaders?

TL;DR: This post isn't about nuclear warheads or warfare; it's about creating more pathways for ships to break through icebergs, thereby clearing more territory for the transportation of goods.

I understand what you might be thinking.

It might be true.

Love800:
It will be deducted from your salary, right?

Yes, this amount is deducted from your Gross Salary. For example, if your Gross Salary is ₦120,000 monthly, the Health Management Organization (HMO) contribution would be approximately ₦5,000, while the pension contribution would be around ₦12,000. This means your take-home pay would be roughly ₦106,000.

What's Nigerian business with the Gaza War?

Love800:
Okay tankz.

But what is that 2k that you will be paying every week? Is it also part of the requirement to obtain an HMO?

Health Maintenance Organizations (HMOs) can cost as little as ₦2,000 per month.

Update: Imagine all the benefits that come with ₦24,000 per year.

dreamworld:
90% of my salery goes to food

New Nigeria.

Love800:
Okay.

Is like someone will have to be working in a government job, before he/she can access it? Or can private workers benefit from it too?

Most standard private organizations, such as banks and fast-moving consumer goods (FMCG) companies, provide Health Maintenance Organizations (HMOs) as a benefit, similar to how pensions are paid. You can access your HMO at any time, but the specifics depend on the company’s plan.

British companies typically cover premium plans that extend benefits to employees, their spouses, and children. In contrast, Lebanese companies often opt for more basic plans that only cover the employee. Additionally, if an employee utilizes the benefits excessively, these companies may terminate employment under the justification that the employee is not 'fit for the job.'

Kh36:
Celebrity endorsement no be free. 50cent said he rejected $3 millions dollars from Trump campaign team for endorsement. Doesn't forget the more influential you're the more $ you receive.

So here is the list of celebrities that chop Harris and Trump money.

Harris endorsements

Beyoncé
Taylor Swift
Eminem
Julia Roberts,
Jennifer Lopez
LeBron James,
Bon Jovi,
Khalid,
Maggie Rogers,
Gracie Abrams
Dick Van Dyke,
Harrison Ford
Chloë Grace Moretz
Lady Gaga,
Katy Perry,
Ricky Martin
Christina Aguilera

Celebrities supporting Donald Trump
Jason Aldean
Amber Rose
Savannah Chrisley
Caitlyn Jenner,
Zachary Levi
Caitlyn Jenner,
Kid Rock,
Chris Janson,
Dr. Phil McGraw
Elon Musk
Dave Portnoy,
Danica Patrick,
Zachary Levi
Joe Rogan
Megyn Kelly

Quality matters, not just the endorsement. Consider the calibre of people who endorsed Trump; 50 Cent's endorsement is worth five times that of some of Harris's endorsements.

Hopez456:
Check out axa manxard or Google list of HMos in Nigeria and check their websites for their offerings.
Or if u live in Lagos, you can try the Lagos HMO, Ilera Eko.

Thank you, I'll check them out.

mipeesoft:
Even now that MC oluomoburuku is now the president of the nurtw,
the coast is becoming clearer for tifnubu in 2027 presidential election. The only hope is if the majority of the northerners can vote against him then few votes from other parts of the country can add up to that, he will surely not win the election, but we still have inec and the judiciary to tackle, they have been completely bought by tifnubu. May GOD come to our rescue 🙏

Exactly, we all know who controls more garage, takes the win in the south west. You are right about the North and I also hope Atiku, Kwankwaso and Obi can face reality and know that it's either their coalition or them endorsing one another will there hope to remove the incumbent president like we saw played out in USA when JFK endorses Trump.

Exousiang01:
I am not into insurance.
I personally use reliance which might be expensive.
my i did a cover for my uncles family recently, I don't know much it cost in total but PA who handled it said its one of the cheapest, I mean mycovergenius... I think it's about 3k per person and it cover maternity, up to about 20 different surgeries, pharmacy worth about a 100k etc.
You can check them out and get a quote. It was Flexi my PA said she did can't remember exactly how much....
But personally Reliance is best, more expensive tho

Thanks, I'll make more research on it.

Love800:
Abeg wetin be HMO?

Health Maintenance Organisation a.k.a. Health Insurance.

Exousiang01:
They can't afford 2k monthly, but can afford medical bills of 100k if the child falls ill.
HMO is not a luxury it is a necessity

What HMO would you recommend for a family person who previously used an HMO under a company’s umbrella but has stopped working?

Exousiang01:
Private HMOs go for as low as even 2k per person for a month. a family of 4 will be 8k a month. For me it does not even have to company HMO every responsible man should have a health insurance cover. It's cheaper. What happens when his child falls ill in the middle of the month when all the money he has left is for transport to and fro work?
People need to be made to understand these things, they don't know that HMO is cheaper that walking into the hospital and paying bills...
some 2k HMO even cover surgeries, depends on the provider

I hope your message reaches many people. Most individuals are not well-informed about this situation, and given the current times, many are focused on survival. Suggesting that someone struggling to find food should invest in HMOs is a misplaced priority; they will tell you that hunger is their greatest concern.

Exousiang01:
Even though the economy is crazy at the moment.
The lack of financial intelligence among Nigerians has only made it worse.

Ask how many Nigerians have HMO and you would be surprised.
You can't spend N300k to cover your family for a year but you will suddenly have 100k to pay a one-time bill for just one person's illness.

If you ask me it's Penny-Wise-Pounds-foolish.

Typically, only employed individuals have HMOs because their companies require them to enroll during the hiring process. Many people rarely utilize these plans, and it's easy to understand why.

In some companies, employees can even face termination if they use their HMOs too often, with the threshold being as low as three times a year.

Lebanese Companies can be cruel.

CaptainFM1:
You can write your own top 10 out. That's his own top 10 on the "average" Nigerian. The "average" Nigerian don't have any phone let alone using smart phone.

Tonosobe, also known as Touchlight phones, is slowly making its way back into the mainstream.

Zico5:
The sad reality about the issue of hardship is complete silence of Tinubu. I know he will find his voice when another election is drawing nearer. How can one man put the whole country in extreme pains. Cost of living is getting higher everyday and nobody knows what to expect tomorrow.

In a rational society, his second term would be unthinkable, but this is Nigeria, and we forget so quickly.

I disagree.

Internet connection should be considered the number one utility and should stand as a separate bill from other utility expenses. Even during challenging times, people rely on social media to stay connected. Additionally, job seekers are increasingly active online in their job searches.

Some individuals view names like RCCG, MFM, and CAC as separate entities, forgetting that they are all part of the Pentecostal movement.

When we ask who the church is, we recognize that it is the people. If a church is to give, it should take from its wealthier members and support those who are less fortunate. However, given the current economic situation, the ability to give is diminishing.

hopexter:
The only thing churches can do and are known for is their continuous exploitation of their useless and vulnerable members.

In the past, church members would support each other; however, that is no longer the case. Nowadays, you may see a child working hard to earn money, only to send it to their loving father or mother, who then gives a significant portion to the church.

I know someone who went for a job interview and left feeling defeated. Later, the HR representative called him, asking which church he attended. They bonded over their connection, as the HR person knew his parents from church. But what good is that connection if he knows him and can't offer any help?

nairavsdollars:
Nada..all they can do is to pray. You figure out the rest for yourself.

When they are building the church, it's our church. After completion, it becomes the pastor's church

In the past, the church felt like a second family, but it doesn’t anymore.

The church doesn't create jobs or generate a source of income for anyone except the Pastors and maybe the Minister/Elders on rare occasions or artisans who are called to do some major repairs in church facilities which we know doesn't occur often. Church like every other place of worship are major consumers.

The only thing the church can do is pray but to be candid, more industries are needed than places of worship in these trying times.

His struggle has come to a gentle close.

The journey is of no value to an average Nigerian.

It's high time Nigerian forced marriage disintegrate

YoshihideSuga:
Are things really so bad in Nigeria? No be people dey host parties everywhere, including on Facebook and Instagram?

Don't be misled. The average Nigerian currently lacks time for social media.

The Simplest of all Fathers.

Nature is actively reclaiming its strength.