₦airaland Forum

Its Ileya, not Ilaya.

Lobatan

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After our training at Ede, Osun State. I decided to pull out of d whole scheme, I'm not uploading my business plan.

We were told during our training that heritage bank isn't gonna be giving us cash loan, but gonna supply us raw materials, equipments & machineries for whatever business they are gonna approve.

Since we would be d ones servicing the loan, I personally would prefer d cash loan, so i can know I'm taking full responsibility for d loan & payback after moratorium. Supplying us whatever it is, should be optional.

From d treatment at d camp, and no training fee as in comparison to other centres. I had begun to sense a whole lotta corruption in the processes & modus operandi in the distribution of the 25 billion naira loan scheme from CBN via Heritage bank.

Its now practically has no difference with the BOI loan.

Vikings007:
We are the first batch, we just submitted our B.P two days ago. We still have 2 more stages left.

Provided the registered business is owned by You & registered by You, You've got no problem, or if it's a partnership business You've got the highest share: still NO problem.

Your certificates are Your collateral, nothing else.

Pay back period is 3yrs(or 36months), interest rate is 9%.

For us collecting 3M, estimated amount to be paid back is 3,810,000.

Note: You can't apply for a loan above 3million for a sole proprietorship business...for anything above 3M- 10M You will need a partnership.

@Vikings, thanks so much for shedding more light.
Wanna still ask u a couple of questions though, can u mail me ur contact will2excel@live.com.

Also did u submit a printed business-plan at d venue or online?

mykrotune:
Bro, am posted to osun state too. where are you leaving for ede? Am in Akure, Ondo state

I'm leaving from OAU, Ile-Ife. Buh I'll be leaving in the early hours of Thursday, 30th June.

@Vikings,

I got d mail since last week, also got a call from heritage bank this morning.
My training venue is Ede, NYSC orientation camp.

My basic question here is, do you know anyone that was able to get the loan, I've got a registered business and bank account details. But i do not av guarantors with collaterals, i don't mind dropping my OAU BSc certificate and Pledging my NYSC certificate. I can always afford to pay back by December or before the loan lapses.

I just wanna know if I'll get d loan without third party collaterals.

If you are in Abuja NYSC orientation camp and you are an I.T guru, also good with social media,

DM the twitter® handle below, there's a job waiting for you.
@ifeagbeja

If you are in Abuja NYSC orientation camp and you are an I.T guru, also good with social media,

DM the twitter® handle below, there's a job waiting for you.
@ifeagbeja

GMB all the way

GMB

Buhari, datz my man....

McSense

McSense President

This is Professor Yemi Osinbanjo, the running mate to General Muhammadu Buhari. He is shown here speaking at the RCCG Victory House. He is a pastor and a professor of law. Tell me what you think about him.


https://www.youtube.com/watch?v=LElz4D5SgFY