₦airaland Forum

semid4lyfe:
I bin get this small arguement with person yesterday. Accountants and finance people, abeg make una clear me.

Hypothetical figures.

A person applies for N100,000 loan at 5% annual interest. The 5% interest of N5,000 is deducted upfront, and N95,000 is credited to the person's account. The loanee is to pay back N100,000 instead of N95,000 with monthly repayment of N10,000 for 10 months.

Doesn't paying back N100,000 instead of N95,000 amount to an interest rate of 10% since the interest was deducted upfront and only 95,000 was disbursed?

Cc: Ibime. BlueRayDick and other finance people in the house

It is still 5% interest. if they didn't deduct the 5000 upfront, you would have paid back 105,000...

Jamiuokolaa:
Amorim go dey him lane jejely, trying to improve his situation, his fans here would be presenting him for drags, abuse and ridicule

Very shameful something

Chai, see what Amorim turned United to. Now been compared to them Wolves...

chrisley024:
which Gk doesn't have his howlers Make i pull up 20 of Onana's ?

Onana?

United agreed personal term finish and we are seeing this 😮 😁😁, shey our scouting team no dey watch videos ni?

The Argentinian Onanapic.twitter.com/S4UWErF5Ej

— . (@utdcynical) August 31, 2025

This Baleba is who United were suppose to buy for £100m+? Better buy Wharton or play Mainoo in holding midfield and buy another quality Cm that moves the ball well. Unless he is intentionally playing rubbish this season to force down the crazy fee Brighton want.

City lost to Brighton today, we could beat them after the break if luck do a good job...

Jamiuokolaa:
If Amorim was the one managing Wolves last season, he would have relegated the team

Upon relegation, if the club heirachy sold Cunha and his Rampaging LB without getting any adequate replacements, he would currently be glued to the bottom of the Coca Cola championship!

The agenda is DOA!

Danhumprey:
So, I'm actually wondering. Is it the fault of the system which the manager is stubborn about implementing that we're able to create chances, make multiple shots on goals, but struggle to convert all those shots to actual goals?
Amorim has his own flacks. There's no arguing that. But time and again, we have seen that the system is not all that rigid or preventing us from scoring goals. But many people keep heaping the blame on the manager and blaming the system as rigid.

Maybe I'm missing something. Or is this a bandwagon issue?

The system, the players and even Amorim team selection and substitutions are good, we just need luck to score and win games going forward...

Onkoolos:
Thats is what you will say, because some of u. no sabi watch ball...

Most tackle won in the match and also mainoo was brought in to calm the tempo and pressure which Burnley was bringing... I even blame the coach for bringing mainoo, na that useless urgate he suppose bring in make he come spoil everything like fulham match... Assuming mainoo was brought in against Fulham we wouldn't have conceded or we could have scored!!!.. some of unaa no Sabi watch ball at alll

Mumu people wey no wan blame system wan dey blame players, anybody wey watch the ball know Mainoo stabilized the midfield especially after Casemiro was substituted.

Skimpledawg:
I dey tell you

Na only you real here

😁

dreamxhaser:
Please was it Amorims fault we didn’t score? Just look at the chances those useless players wasted.

Thier is no useless player in this team, we were just unlucky to miss those chances...

We thank luck...

Thank you luck...

Luck help us with this Pk

This na pk

Luck!!!!!!

Jamiuokolaa:
These guys should put this game to bed o

The backlash that would come with a draw wouldnt be good.

Toor 2-2

We need luck to win this honestly

Luck let us down again...

Thank you luck 😁

Luck why....

Thank you luck, you did it again...

Good system, good players, hard luck....

Hard luck

afrodoc:

Na so nah 😁

No more complaining of system or players, na just luck we need now...

eph12:
Yes

Good.

eph12:
Crying about system is a very lazy way to look at the game and analyze it. Well as long as the results continue to remain poor, there will always be talks about the system

If the system is ok, the players are ok too...

Another own goal, more goals biko...

I said it, penalty cancelled...

Be like the pk will be cancelled, Mount was also holding Walker..

Benching Sesko again, is Amorim trying to unsettle the player or passing a message to the board? Unconfirmed report said he never wanted Sesko, that it was Christopher Vivex who recommended and pushed to sign him.