₦airaland Forum

Apeshy101:


You research is not too right.

Bat is relatively new (you can't compare with btc and eth).


It's listed on exchanges, meaning you can buy, sell and withdrawal.

To buy bat for now, you will need to have either eth or btc.

I prefer you use luno.

Deposit money to your luno acct (bank transfer or visa/MasterCard payment)

Buy either eth or btc from luno.

Go to binance and transfer your eth or btc to their corresponding wallets.

Go to either btc or eth pairs

Look for BAT/eth

Use your eth to buy the Bat

You can leave it in your binance wallet


To withdraw

Exchange the BAT with either eth or btc

Withdraw to your wallet in luno

Withdraw from your luno to your bank acct.

The essence of buying BAT is to keep it for like 10 years, when the value appreciate.

You will enjoy it

It's estimate to peak at $1,000 before the next 10 years.

Thanks bro. God bless

Apeshy101:


1=>Basic Attention Token (BAT)
2=>Bella coin


Go for BAT

if you have any difficulty in purchasing it, quote me

Thanks. I have read on the Basic attention Token. But, it seems it's not a digital currency as the token can only be used on their brave browser for performing some transactions like buying ads space and the likes. Like, it can't be withdrawn.

kryptem:
Very clear. Thank you so much for this.

Welcome

Lessonnn:
Please can it be stopped anytime or only after one month minimum. I can withdraw both my interest and capital and any risk?

If you withdraw before the minimum holding period which is 30 days, the penalty is that, 20% of your interest accrued will be deducted. However, if you leave it for 30 days and withdraw it say on the 31st, 32nd or any other day later than the 30th day, there's no penalty. You can withdraw Everything both your interest and capital. If you choose to walk way after the withdrawal, It's all fine.

kryptem:
Thanks for this.
Now, if on a particular day the interest increases, say to 12.9%, that means for that day, my gain will be 12.9/365 = 0.0358% X my investment, right?
Then, if I want my interest reinvested, will the total be compounded?
Again, if on the other hand I want ONLY my interest paid (leaving the capital), how and when will this be possible?
Please, I just want to be fully cleared about this. Thanks!

1. If the yield increases to 12.9%, there's increment on your daily interest too.

2. If you want the interest re-invested - i don't think you can reinvest your interest. You only top up on your investment and you get daily interest on your total investment. That is, your total money in the account is the only investment, the interest just add up.

3. You will request for withdrawal. Minimum holding period is 30 days. It's you that knows your interest value, so if it's worth withdrawing, you redeem it, then leave your capital there.
Ps: Minimum withdrawal is 5k

cheeseballs:
Plz i would love to know how they add interest. Is it monthy or yearly? How is it calculated?

Your interest is added daily. The current yield of interest is 12.7%. That's per annum. So, per day, you have 12.7/365 = 0.0348% daily of your investment.

igbizen:
Next time do a transfer to their account number and put your MMF number in the remark. I did one on the 5th at 9am and it reflected that same day. I mean online transfer.
Account name: stanbic ibtc money market
Account number : 9202476223
Remark : 134.......

What time did your top-up reflect? Cos' I did my own today at 8am through the Same means you used and it hasn't reflected.

Modified : Never Mind again. It has reflected.

Unik3030:
just b deceiving yourself, that one that is doing other biz on a steady. hitting big kill u there

So, are you trying to say he's not making money from Forex?

Apeshy101:

Good evening NLanders,
So I dropped a comment on this thread “Yahoo no favour me, I quit!!!” link to thread; https://www.nairaland.com/5284299/yahoo-no-favour-me-quit last night, link to comment; https://www.nairaland.com/5284299/yahoo-no-favour-me-quit#79976986 , this morning I woke to several PMs and mentions from fellow nairalanders who are interested in the the online stuffs I run, instead of treating it on mails and whatsapp, I promised them that I would create a thread for that, link to it, https://www.nairaland.com/5284299/yahoo-no-favour-me-quit/5#79995229 .
Lets get started!
When my people ask me for my means of livelihood, my reply has always been “the internet”, only a few would like to know more about how you make money from the internet while the majority would conclude that you are into internet fraud, aka yahoo yahoo. Well that doesn’t bother me cuz their opinion is none of my business. I work when I want to work and rest when I want to; time is a luxury that only few can control!
I run a lot online ranging from surveys to investments, I will start from the ones that are high paying.
Learn a digital skill: Looking at the rate of unemployment in the country you would agree with that going to school is not enough to survive, hence learning a skill is very important. Digital skills are the goldmine these days; lets capital required to learn and set up after learning. In my own case I learned web design and development. Below is the breakdown of the costs incurred in the cause of the training;
Cost of training: N45,000
Got a laptop: N95,000
Transport fare and launch for the duration of the training: N20,000
Total costs incurred: N160,000
So in essence, it cost me to just 160k to build a lifetime skill that is will be earning me money so long as I want to.

Mid last month, I started making research about forex trading, a friend reffered me to forex factory academy, I registered with them and I’m currently receiving training, their training is free but you have to buy forex at least 6 ebooks from them each valued at 1k. we all know that forex trading is the next god of money!
So literily, I am building another skill that will make money for me for a lifetime with just 6k.

NB: learning a skill is not a substitute to going to school, school will give you the expose to thrive with your skill, i.e. school creates the best enabling environment for your skills to thrive so going to school is important but learning a skill is most important.

Invest the little you have: having investments is the key to success, when you have investments no matter how little it is, you will realize that passive income is just so amazing, less stress but with great reward.

The parents of a friend (civil servants) got 100BTC for him in 2010, the value of btc then was just $0.01, today you he is a multi millionaire courtesy of the investment his mum made for him. Taking a cue from that, I started investing from the little I was saving and 99% of my investment are online and real estate.
I learned three things from my investments so far,
1, always choose assets (investment) over liberties (luxury)
2, assets will eventually create luxury
3, no amount is too small to invest

In 2014, a new coin was launched and picked my fancy last year, currently it is valued at 0.03$, I’ve stacked and still stacking them, I’m 100% sure that it will build a house for me in the next 20 years! The beauty of having online investment is that I can just monitor it from any where with little effort!

Have a short term investment: while investing for the long run, you will still have some bills to settle, thus you must need a success of revenue for your daily recurrent expenditure hence the need for short term investments, these could be monthy or weekly. There are couple of sites that pay monthly or weekly for your invsestment. There are individuals that can undertake thatfor you. You canm invest with traders that will share some percent from your investment.

This is very risky hence great care should be taken before embarking on any.
There are several review sites in the internet that you can use to check the trust ranking of any site you wish to join. Currently I with 5 sites, joined the last one last month and I can tell you it’s the best so far, pays 1% of the amount invested for 90 days.

These short term investments are not targeted are deluxe living but necessity, these takers care of my bills, so even if don’t work for months, I won’t run broke! Cuz I have something making money for me even when I sleep.

learn for fun; there is no limit to what you can learn, just learn anything even though you may notr neccessrily need it at the time of learning, just leran it for fun.

I will stop here for today; in summary,
1, learn a digital skill e.g graphics, web design, video editing, forex trading, etc
2, start long term investment e.g real estate, federal government bonds, new crypto currencies
3, start short term investments e.g ROI sites.
4, don’t stop learning.

These are some of the things I do, I’m not a reach man but I’m not starving
Thanks

Bro. I am interested in the coin valued at $0.03

Damentia:
I beg to disagree with your stance on forex trading, although am not in anyway trying to derail your thread but the fact of the matter is that you cant make it big in life trading forex,I am yet to see anyone who claims to have bought a land,car,house through forex trading,all I keep hearing is losses,losses upon losses....you can prove me wrong though, I myself have been a victim to it too,I think forex is just a smart way the white man trys to dupe us.I could remember quite some years back I ventured into trading forex with the aim of attaining financial freedom but ended up losing over $1500 using liteforex as my broker....I still hired a professional to trade on my behalf but still ended up losing over 70% of my invested capital.

i guess you haven't heard of only1naked... The guy is hitting big on forex. Check his instagram

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yak:
I did a top up on my stanbic ibtc mutual fund app on Thursday 6:40am, uptill now, it has not reflected... Do I have to worry?

You don't have to worry. It will take two business days for it to reflect

igbizen:
I mean if I put 100k in MMF, and after 20days, the total is now 103k. If I want to withdraw the 100k before the 30th day, what will be my fine. And how much will be credited into my bank account?

After 20 days, the interest on the N100k will be like N695.89. But,let's assume it's even 3k, it will be 20% of N3k =N600 ,so instead of N103k to be in your account. You will have N102.4k...plus, i don't know if there's another fee to be deducted, like the VAT.

I hail you o. Na only you post for 3 pages like this. Wow.

igbizen:
Does stanbic ibtc money market deduct a % from ur capital if you withdraw before 30days?

Yeah.. 20% of the interest accrued

Good Morning here. Is the Mutual fund interest particularly stanbic ibtc not meant to be increasing on a daily basis?

emmasoft:
what you saw are two different things. Bid price is the quoted price of any MMF. For most MMF if not all their price is always same either N1 or N100. You are correct- your value is bid price multiply by number of units. The 12.7% is the rate (interest you get on the value of your fund. Though it's per annum, it's usually scaled down to a daily rate which means each daily rate on the value of your fund will be 12.7/365. I hope this help

Yeah. I have understood fully now. Thanks.

gold360:
many. Thanks... Please how to you. Arrive at this figure? Thanks

The 12k is per annum. That's what you get after one year. =6/100 X N200k

gold360:
Please I want to put in 200k for 30 days fixed deposit, most commercial banks are saying I will get a 6 percent interest.
Can some please help me and calculate what 6 percent represents here. Thanks

N12k

Please, who knows how Stanbic IBTC Money Market Fund calculate their value of investment They said it's the number of units held X current bid price per unit. I saw Money Market Yield= 12.7 on the website and i saw Bid price =N1.00 Under Fund Price on their app...Someone should please help?

kunleweb:
No long story. Even though I offer same service, they are reputable. I know that company name. If you have spare funds and also want agro investment with good yields while you visit the site of production monthly let me know. I offer as much as 12.5% monthly for two years

Okay. Thanks

Good Morning Nairalanders. How Realistic do you think the below investment platform is . Although, i haven't visited their farm, but i am convinced it exist. I'm still trying to figure out where they are getting return of about 1.56% daily from. Something the biggest financial institution in the world cannot offer you.